Pfcu Perry MI Credit Union | Affordable Auto Loans & ATM Access

Introduction

Welcome to Pfcu, your trusted financial partner located at 150 S Main Perry Mi 48872 in the heart of Perry, MI. Since our establishment in 1947, we have been dedicated to serving our community with a focus on member satisfaction and financial growth. With a proud membership base of 55,863 individuals, we are committed to providing personalized banking solutions tailored to meet your needs. At Pfcu, we understand that managing your finances is essential. That's why we offer a wide range of services, including auto loans, mortgage financing, and personal banking solutions. Our total assets stand at an impressive $800,819,835, reflecting our stability and commitment to helping you achieve your financial goals. We currently manage total deposits of $60,541,349, ensuring that your funds are safe and accessible whenever you need them. We take pride in being part of the Perry community, fostering strong relationships with our members. Our leadership team, led by CEO Michele Makley and Board President Michael Ward, is passionate about guiding our credit union towards greater service excellence. With a team of 191 dedicated professionals, we're here to support you every step of the way. While members can visit us at 150 S Main Perry Mi 48872, official correspondence should be sent to 150 S Main, Perry, MI 48872-5105. Whether you have questions or are ready to explore our services, don't hesitate to reach out! Call us at (844) 517-3611 during our convenient hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday until 5:30 pm. Join us today and experience the difference with Pfcu where community banking meets exceptional service! Visit our website at https://www.pfcu4me.com/ for more information on how we can help you thrive financially.

Branch History & Mission

A Legacy of Trust and Growth

Since opening our doors, Pfcu has dedicated itself to the well-being of our members and the surrounding community. We have continually evolved our services to meet the changing needs of our members while maintaining a personal touch that sets us apart. From traditional banking services like checking and savings accounts to auto loans, mortgages, and business financing, we cater to a wide array of financial needs. As technology advanced, so did we. Today, we offer convenient online and mobile banking options, allowing you to manage your finances easily from anywhere. Our facilities are ADA compliant, ensuring accessibility for all members. We also pride ourselves on having a drive-thru service for quick transactions and an ATM available for your convenience.

Join Us Today

We invite you to experience the benefits of being part of Pfcu. Whether you're looking for personal banking solutions or need support for your business endeavors, we are here for you every step of the way. Join us today and become part of a community that values trust, transparency, and mutual growth. Visit us online at http://www.pfcu4me.com or drop by our branch; we look forward to welcoming you!

Our Mission Statement

At Pfcu, our mission is simple yet profound: to empower our members through accessible financial services while fostering a sense of community. We believe in supporting not only your financial goals but also contributing positively to the neighborhoods we serve. This commitment drives us to engage in various outreach efforts and partnerships with local organizations aimed at uplifting our community. While members can visit us at 150 S Main Perry Mi 48872, official correspondence should be sent to 150 S Main, Perry, MI 48872-5105 if different. For any inquiries or assistance, feel free to contact us at (844) 517-3611 during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday until 5:30 pm.

Branch Location & Accessibility

Additional Features

For added convenience, we offer an ATM on-site as well as drive-thru banking for quick deposits and withdrawals without leaving your vehicle. You can also take advantage of shared services if you're a member of partner credit unions. If you'd like more information or have any questions, don't hesitate to give us a call at (844) 517-3611. We invite you to visit us at Pfcu where we're dedicated to providing excellent service and helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Our location is easy to find and close to several local landmarks, making it a breeze for you to stop by while you're out and about. We have ample parking available, so you won't have to worry about finding a spot. Plus, our facility is fully ADA compliant, featuring ramps and other accessibility options for all members of our community.

Operating Hours and Services

We understand that your time is valuable, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 5:30 PM perfect for those who want to visit after work or during lunch breaks. At Pfcu, we provide a variety of services tailored to your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we strive to be your one-stop shop for all things banking. If you're in need of business banking solutions or online services, we've got you covered there too!

Member Eligibility

Joining the family at Pfcu means becoming part of a supportive community that genuinely cares about your financial well-being. To become a member, you just need to meet a few friendly criteria, which can include living, working, or worshiping in our local area. If you have a family member who's already part of our credit union, you're also eligible! This welcoming approach is designed to ensure that everyone can access the benefits we offer, such as competitive loan rates and personalized service. For more detailed eligibility information, feel free to check out our website at http://www.pfcu4me.com/for-your-business/explore/business-membership . Getting started with us is easy! You can open an account by visiting us at 150 S Main Perry Mi 48872 or by calling us at (844) 517-3611 for guidance. We're here to make the process smooth and enjoyable for you. Whether you're looking for savings options or loans tailored to your needs, we're excited to help you on your financial journey. Don't hesitate to explore more about account opening through this link: http://www.pfcu4me.com/locations . Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your daily operations smoothly without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. With tools designed for easy integration, you can accept payments from various sources while keeping track of sales seamlessly. Visit us at 150 S Main Perry Mi 48872 in Perry, MI, or give us a call at (844) 517-3611 to learn more about how our business banking solutions can help you thrive. Together, let's build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $78 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,059,597, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Convenience is key at Pfcu. Our branch features ATM & Cash Withdrawal Services, so you can access cash quickly without stepping inside. For simpler transactions like deposits and withdrawals, take advantage of our Basic Drive-Thru Banking service. If you're a member of partner credit unions, our Basic Shared Branch Transactions allow you to conduct deposits and withdrawals as well.

Business Banking

For business owners, we offer tailored solutions through our Business Banking services. From Merchant Services that streamline payment processing to Business Loans designed to support growth, we have what it takes to help your business thrive.

Credit Cards

Our Credit Cards with Rewards give you the opportunity to earn points on everyday purchases. This means every swipe brings you closer to rewards that can enhance your shopping experience or help you save on future expenses.

Digital Banking Features

In today's fast-paced world, having access to digital banking tools is essential. At Pfcu, we prioritize easy access with features such as online banking and mobile payments. Plus, if you're ever in need of assistance while banking online, feel free to call us at (844) 517-3611. With all these services under one roof at Pfcu, we're committed to meeting the financial needs of our community in Perry. So whether it's planning for the future or managing day-to-day finances, we're here every step of the way. Ready to take the next step? Visit us today at 150 S Main Perry Mi 48872 or explore more about how we can assist you by visiting our website: Perry Office. Your financial journey starts here!

Loans and Financing

If you're in the market for a vehicle or home, our Auto Loans & Vehicle Financing options offer competitive rates that can help you get behind the wheel faster. We also provide Mortgage Loans & Refinancing, making it easier for you to purchase your dream home or lower your monthly payments through refinancing. Additionally, our Personal Loans & Debt Consolidation services are available for those looking to consolidate debt or cover unexpected expenses without the stress.

Personal Banking

We understand that managing personal finances can be challenging, which is why our Personal Banking services include checking and savings accounts designed to fit your lifestyle. Our accounts come with user-friendly online and mobile banking features, allowing you to check balances, transfer funds, and pay bills anytime from anywhere. With just a few taps on your phone or clicks on your computer, banking becomes effortless.

Digital & Online Banking

Key Services

Visit us at https://www.pfcu4me.com/ to explore our user-friendly online banking platform. Here, you can view your account balances, transfer funds, and pay bills all at the touch of a button. Our electronic signature authorization lets you sign documents securely online, so you can handle paperwork without the hassle of visiting a branch. Are you tired of waiting for paper statements? With our e-statements availability, you'll receive your account statements electronically. This not only saves trees but also gives you immediate access to your financial information.

Mobile Features

For those on the go, our mobile application is available for download, allowing you to manage your finances right from your smartphone. Whether you're making mobile payments or sending money through person-to-person transfers, everything is just a few taps away. You can even take advantage of our mobile payments feature to make purchases easily and securely. We understand that accessibility is key. That's why we've designed our digital banking services to be intuitive and straightforward. With real-time account management and robust security measures in place, you can feel confident that your information is safe while enjoying the convenience of modern banking. In summary, at Pfcu, we're dedicated to providing you with a smooth and secure online banking experience that meets all your financial needs. Join us today and discover how easy managing your money can be!

Financial Strength

Continuous Investment in Services

With $51,790,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also noteworthy; with $12,494 in used auto loans and $502,875,598 in total loans and leases, we are committed to supporting your financial goals across various sectors.

Growing Member Trust

Total Share Accounts: 116,146, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pfcu is your trusted partner. Visit us at 150 S Main Perry Mi 48872 or call (844) 517-3611 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $135,124,053 in share certificates and $178,493,410 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This is reflected in our resources; with non-member deposits at $0, we ensure that our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported $3,357,417, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $85,554,143, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $195,373,319 in used vehicle loans and $38,148,422 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $8,059,597 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our tailored solutions can help.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,350,713, make buying or refinancing simple. We are committed to helping you navigate your home financing journey with ease. If you're considering refinancing your current mortgage, we can assist with that too!

Personal Support

Our dedicated team at Pfcu, located at 150 S Main Perry Mi 48872, Perry, MI, is ready to assist you with any questions or concerns regarding our loan products. You can reach us at (844) 517-3611 during business hours for personalized support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore your options with us and take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,053,908 in loans helping members manage their finances effectively. This option allows you to make purchases while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This rigorous sourcing process means that all comparisons reflect the most accurate and up-to-date information available.

PFCU CREDIT UNION