Pfcu Owosso MI Credit Union | Affordable Auto Loans & ATM Access

Introduction

Welcome to Pfcu, your trusted financial partner located at 1465 N M52 Michigan 52 Owosso Mi 48867 in the heart of Owosso, MI. Since our establishment in 1947, we've been dedicated to serving our community with integrity and care. With a robust membership of over 55,863 individuals, we pride ourselves on being more than just a credit union; we are a family that looks out for one another. At Pfcu, we understand the importance of financial security and empowerment. Our total assets amount to an impressive $800,819,835, allowing us to offer you a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to various loan options, including auto loans and mortgages. Currently, our total deposits stand at $60,541,349, reflecting the trust our members place in us. Led by our dedicated CEO, Michele Makley, and supported by Board President Michael Ward, our team is committed to fostering a supportive environment where every member feels valued. With 191 employees working hard for you, we're here to ensure that your banking experience is smooth and rewarding. While members can visit us at 1465 N M52 Michigan 52 Owosso Mi 48867, official correspondence should be sent to the same address: 1465 N M-52 Michigan 52, Owosso, MI 48867. Whether you're stopping by or reaching out via phone at (844) 517-3611, we look forward to assisting you with all your financial needs. Join us today at https://www.pfcu4me.com/ and discover how we can help you achieve your financial goals!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to join us on this incredible journey at Pfcu. Whether you're opening your first savings account or looking for comprehensive business banking solutions, we're here to help you succeed. Visit us today or explore more about membership options at our website. Together, let's build a brighter financial future for all! For any inquiries or assistance, feel free to reach out at 844-517-3611. We're excited to serve you!

Modern Banking Experience

While we honor our history, we also embrace modern advancements to serve you better. Our branch offers convenient ATM access and drive-thru banking services for your ease. We have also implemented online and mobile banking options so you can manage your finances on your terms anytime and anywhere. Additionally, we're proud to be an ADA-compliant facility, ensuring everyone can access our services without barriers. Our focus on customer-centric initiatives means that your experience with us is always at the forefront of what we do.

Our Mission

At Pfcu, our mission is clear: we are here to enhance the financial well-being of our members by offering personalized banking solutions that fit their unique lifestyles. We focus not only on providing excellent financial products such as checking accounts, auto loans, mortgages, and credit cards but also on fostering strong community ties through outreach and support initiatives. We believe in investing back into Owosso and surrounding areas through partnerships with local organizations and events that uplift our community. This commitment extends beyond traditional banking; it encompasses everything from financial education programs to volunteer efforts aimed at making a positive impact.

Branch Location & Accessibility

Welcome to the Pfcu Owosso Office, conveniently located at 1465 N M52 Michigan 52, in the heart of Owosso, MI. We are proud to be part of the Shiawassee County community, easily accessible for all your banking needs. Whether you're driving through town or stopping by from nearby landmarks like the historic Curwood Castle or the beautiful Shiawassee River, our location makes it simple for you to visit us. When you arrive, you'll find ample parking right outside our branch, ensuring a hassle-free experience. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and easy entryways for all members. For those who prefer a bit more convenience, we also offer drive-thru banking services so you can manage your transactions without leaving your car. At Pfcu, we understand that your time is valuable. That's why our lobby hours are designed to accommodate busy schedules: we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 5:30 p.m., and Saturday mornings from 9:00 a.m. to 12:00 p.m. You can reach us at 844-517-3611 during these hours for any questions or assistance. In addition to traditional banking services such as checking and savings accounts, auto loans, and mortgage options, we also provide ATM access and shared services for partner credit union members. This means you can enjoy withdrawals and balance checks even if you're not near our branch. While members can visit us at 1465 N M52 Michigan 52 Owosso Mi 48867, official correspondence should be sent to our mailing address at 1465 N M-52 Michigan 52, Owosso, MI 48867. We invite you to stop by and see how we can help with your financial goals. Whether it's opening an account or discussing loan options, our friendly team is here to assist you every step of the way!

Member Eligibility

At Pfcu, we believe that becoming a member is like joining a family where everyone supports each other. To become part of our community, you'll need to meet some friendly eligibility criteria. If you live or work in the area, or have a family member who is already a member, you're likely eligible to join us! We welcome individuals from various backgrounds and professions, making it easy for anyone to take advantage of our services. For more details on what qualifies you, feel free to check out our eligibility page at http://www.pfcu4me.com/for-your-business/explore/business-membership . Opening an account with us is simple and straightforward. You can start your journey toward membership by visiting us at 1465 N M52 Michigan 52 Owosso Mi 48867 or giving us a call at (844) 517-3611. Our friendly staff is here to help guide you through the process and answer any questions you may have. We can't wait to welcome you into the Pfcu family!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine having a point-of-sale system that allows you to accept payments quickly and securely, freeing up your time to focus on what really matters growing your business. At Pfcu, we're here to empower your business with the tools and resources it needs to thrive. Visit us at 1465 N M52 Michigan 52 Owosso Mi 48867 in Owosso, MI or call us at (844) 517-3611 to learn more about how we can support your business journey today!

Comprehensive List Of Services

ATM & Cash Services

We also offer essential services like ATM & Cash Withdrawal Services, which give you quick access to your cash whenever needed. With our convenient Drive-Thru Banking, basic transactions such as deposits and withdrawals can be completed without leaving your car. For members who bank with partner credit unions, our shared branch transactions make it simple to handle deposits and withdrawals wherever you are.

Business Banking

Running a business? We have you covered with our comprehensive Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans that support your growth, we're committed to helping local businesses thrive.

Call Us Today!

At Pfcu, located at 1465 N M52 Michigan 52 Owosso Mi 48867 in beautiful Owosso, MI, we're here to serve you. If you have questions about any of these services or want more information about how we can assist you in reaching your financial goals, please call us at (844) 517-3611. Join us today and experience the personal touch of community banking!

Digital Banking Convenience

In today's fast-paced world, managing your finances from anywhere is essential. That's why we prioritize digital banking through our robust Online & Mobile Banking platforms. You can easily access your accounts, transfer funds, and pay bills at any time from the comfort of your home or on-the-go.

Personal Banking

For everyday banking, we offer Checking & Savings Accounts designed to make managing your money easy. Whether you're saving for a vacation or simply want to keep track of your spending, our accounts come with features that suit your lifestyle. When it comes to larger purchases like vehicles or homes, our Auto Loans & Vehicle Financing options can help you get behind the wheel without breaking the bank. For those looking to buy their dream home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here for you every step of the way. If life throws unexpected expenses your way, don't worry! Our Personal Loans & Debt Consolidation options provide flexibility and peace of mind when you need it most. And for those who love rewards, check out our Credit Cards with Rewards, which allow you to earn points on your purchases that can be redeemed for exciting perks.

Digital & Online Banking

Key Features for Your Convenience

With our user-friendly mobile application, you can check balances, transfer funds, and pay bills right from your smartphone. Plus, our mobile payments feature allows you to make quick purchases without the hassle of cash or cards. Need to send money to a friend? Our person-to-person transfer service makes it simple and fast. For those who prefer going paperless, we offer e-statements that provide a secure way to receive your account statements electronically. This not only helps you keep track of your finances but also contributes to a greener environment. And with electronic signature authorization available, signing documents has never been easier no more printing and mailing!

Security You Can Trust

Your security is our top priority. With robust security measures in place, you can rest assured that your information is protected while using our online services. Our banking tools are designed with ease of use in mind, ensuring that all members can navigate their accounts confidently. At Pfcu, we believe that banking should fit into your life seamlessly. Our digital banking services provide the accessibility and convenience you need for real-time account management, whether you're checking balances or making transfers. Experience the future of banking with us today!

Financial Strength

Commitment to Growth

Total Share and Deposit Accounts stand at 116,146, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, reinforcing our ability to provide loans when you need them most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pfcu is your trusted partner. Visit us at 1465 N M52 Michigan 52 Owosso Mi 48867 or call (844) 517-3611 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $135,124,053 in share certificates and $178,493,410 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,357,417 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $51,790,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $12,494 in used auto loans and $502,875,598 in total loans and leases to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $85,554,143, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. We have already issued over $195,373,319 in used vehicle loans and $38,148,422 in new vehicle loans, helping our members get on the road with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $8,059,597 provide the capital needed to grow and expand your enterprise. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Credit Lines

Additionally, our total credit lines amounting to $156,000,000 can help you maintain flexibility in your budgeting and spending. These lines of credit are perfect for both personal use and business needs. At Pfcu, we aim to make borrowing straightforward and accessible. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please don't hesitate to reach out! You can contact us at (844) 517-3611, or visit us at our location at 1465 N M52 Michigan 52 Owosso Mi 48867 in Owosso, MI. Explore how our diverse lending options can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,350,713, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,053,908 in loans helping members manage their finances effectively. These cards can be a great way to build credit and handle unexpected expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing guarantees that all offers are fair and transparent. By utilizing verified data, users can trust that they are seeing legitimate loan offers from reputable institutions.

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