Pfcu Lowell MI Credit Union | Affordable Auto Loans & ATM Services

Introduction

Welcome to Pfcu, your trusted financial partner in the heart of Lowell, Michigan! Nestled at 11635 Fulton St E Ste 400, our branch has been serving the community since 1947. With a strong commitment to our members, we are proud to support over 55,000 individuals with financial products and services tailored to their needs. At Pfcu, we understand that banking is more than just transactions; it's about building relationships and fostering community growth. Our total assets stand at an impressive $800,819,835, reflecting our stability and dedication to your financial well-being. We offer a variety of services ranging from personal banking solutions like checking and savings accounts to auto loans and mortgages ensuring that we have something for everyone. We're not just about numbers; we're about people. Under the leadership of CEO Michele Makley and Board President Michael Ward, our team of 191 employees is here to assist you every step of the way. Whether you need assistance with a loan or guidance on managing your finances, our knowledgeable staff is always ready to help. While members can visit us at 11635 Fulton St E Ste 400, official correspondence should be sent to 11635 Fulton St. Suite 400, Lowell, MI 49331-8417. You can easily reach us at 844-517-3611 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM. Join us at Pfcu where our focus is on your success! Explore our offerings today by visiting pfcu4me.com or give us a call to learn how we can help you achieve your financial goals. Your journey towards financial empowerment starts here!

Branch History & Mission

Community Engagement

We are proud of our active role in community outreach efforts. From partnering with local organizations to support education initiatives, to hosting financial workshops, we are committed to giving back and making a positive impact where we live and work.

Join Us!

As we continue to grow and adapt in an ever-changing world, we embrace digital advancements while ensuring accessibility for all our members. Whether through online banking, mobile payments, or person-to-person transfers, we aim to provide services that make your life easier. If you are looking for a credit union that prioritizes your needs and values community support, look no further than Pfcu. Join us today and experience the difference firsthand! For more information on how to become a member or explore our services further, don't hesitate to contact us at (844) 517-3611 or visit our website at Lowell Office. We look forward to welcoming you into the Pfcu family!

Our Mission

At Pfcu, our mission goes beyond simply providing financial products. We strive to empower our members by offering tools and resources that promote financial literacy and well-being. Our goal is to create strong, lasting relationships within the community. We believe that when our members succeed, so does our community as a whole. While members can visit us at 11635 Fulton St E Ste 400 Lowell Mi 49331, official correspondence should be sent to 11635 Fulton St. Suite 400, Lowell, MI 49331-8417 if it differs from the branch address. We invite you to take advantage of our convenient services, including ATM access and drive-thru banking for quick transactions.

Branch Location & Accessibility

Accessibility Features

At Pfcu, we prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and spacious layouts to ensure everyone can navigate comfortably. Ample parking is available right outside, making it easy for you to pop in for a quick transaction or to discuss your financial goals with our friendly staff.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 5:30 PM. Whether you're stopping by for personal banking or business services, our team is ready to assist you during these hours.

Services Offered

Our Lowell Office provides a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. We also offer convenient features like ATM access and drive-thru banking for quick deposits and withdrawals. If you need assistance with shared branch transactions, we're here to help with that too! While members can visit us at 11635 Fulton St E Ste 400 Lowell Mi 49331, official correspondence should be sent to 11635 Fulton St. Suite 400, Lowell, MI 49331-8417. Have questions? Feel free to give us a call at (844) 517-3611. We invite you to stop by or reach out today we look forward to serving you!

Member Eligibility

Becoming a member of Pfcu is like joining a family that truly cares about your financial well-being. Located at 11635 Fulton St E Ste 400 Lowell Mi 49331, we welcome individuals who live, work, worship, or attend school in our community. Whether you're looking for personal banking solutions or business services, our doors are open to you! Not only will you gain access to a variety of financial products tailored to meet your needs, but you'll also enjoy the benefits of being part of a member-focused institution that puts people first. If you're ready to start your journey with us, opening an account is easy! You can learn more about the eligibility criteria by visiting this link. For any questions or assistance, feel free to reach out at (844) 517-3611. We're excited to have you as part of our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $78 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,059,597, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments seamlessly from customers at any time. Our merchant services allow you to do just that. Whether it's through card payments or online transactions, we provide tools that simplify how you do business. Plus, with secure payment processing options, you can focus on what really matters growing your enterprise without worrying about transaction safety. If you're located in or around Lowell, MI, visit us at 11635 Fulton St E Ste 400 Lowell Mi 49331 or give us a call at (844) 517-3611. Let's work together to help your business thrive!

Comprehensive List Of Services

ATM and Cash Services

Need quick access to cash? Our ATM services allow for easy withdrawals and balance checks without hassle. Plus, with drive-thru banking available, depositing or withdrawing cash has never been more convenient.

Business Banking

For our business members, we provide essential banking solutions like merchant services and business loans. These tools are designed to help grow your business while keeping your finances organized.

Credit Cards

Enjoy the benefits of our credit cards with rewards that give back every time you spend. Whether it's cash back or points toward travel, we have options that add value to your everyday purchases.

Loans and Financing

Need a new car? We offer auto loans and vehicle financing tailored to fit your budget. If homeownership is on your horizon, our mortgage loans and refinancing options make it easier than ever to achieve that dream. For those unexpected expenses or plans, our personal loans and debt consolidation services can provide the financial relief you need.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that let you manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a few clicks away.

Personal Banking

Our personal banking services provide a solid foundation for managing your finances. With checking and savings accounts that suit different lifestyles, you can easily access your funds when needed. Whether you're saving for a vacation or simply looking for a safe place to keep your money, we've got you covered.

Shared Branch Services

As part of our commitment to accessibility, we also offer shared branch transactions for partner credit union members. This means you can enjoy deposits and withdrawals even when you're away from home! At Pfcu, we pride ourselves on being more than just a credit union; we're a community partner dedicated to helping you achieve your financial goals. If you're ready to explore all that we have to offer or if you have any questions, feel free to reach out at (844) 517-3611 or visit us in person at 11635 Fulton St E Ste 400 Lowell Mi 49331. We're excited to help you take the next step in your financial journey!

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.pfcu4me.com/ , you can manage your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer funds, our user-friendly platform puts control right at your fingertips.

Easy Account Management

Looking to send money to a friend? With our person-to-person transfer feature, you can quickly send or receive money without hassle. And if you prefer paperless statements, we offer e-statements for easy access and management of your finances. In today's fast-paced world, having reliable digital banking options can make all the difference. At Pfcu, we're here to support you with tools that enhance how you manage your money while keeping things safe and simple. Join us today and experience the convenience of modern banking!

Mobile Banking Made Simple

On the go? Our mobile application makes banking even more straightforward. You can access all the features you love from our online banking right from your smartphone. Plus, with mobile payments enabled, making purchases has never been easier just tap and go!

Secure Transactions

Your security is our top priority. We provide electronic signature authorization, ensuring that your transactions are not just convenient but also safe. Rest easy knowing that your sensitive information is protected with robust security measures.

Financial Strength

Commitment to Growth

With $51,790,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $12,494 in used auto loans and $502,875,598 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Resources

Members' savings are secured through $135,124,053 in share certificates and $178,493,410 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,357,417 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $85,554,143, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 116,146, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pfcu is your trusted partner. Visit us at 11635 Fulton St E Ste 400 Lowell Mi 49331 or call (844) 517-3611 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $195,373,319 in used vehicle loans and $38,148,422 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have flexible options tailored just for you.

Credit Lines and Commercial Loans

If you're looking for additional financing options, we also provide substantial credit lines totaling $156,000,000, which can be useful for larger purchases or unexpected expenses. For business owners, our outstanding commercial loans totaling $8,059,597 provide the capital needed to grow and expand your business effectively. At Pfcu, we're dedicated to making the loan process as straightforward as possible. We encourage you to explore refinancing options if you're considering adjusting existing loans our team is here to guide you through eligibility requirements and find solutions that work best for you. For more information on our loan offerings or to discuss your specific needs, feel free to reach out at (844) 517-3611. Our team is ready to assist you from Monday through Thursday from 9:00 am to 5:00 pm and Friday until 5:30 pm. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your path to financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,350,713, make buying or refinancing simple. We aim to provide you with manageable terms and competitive rates that fit your budget, helping you step into your dream home with confidence.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our flexible terms on unsecured credit card loans with a total of $12,053,908 in loans can help you keep your finances under control. Enjoy peace of mind knowing you have access to credit when you need it most.

Loan Aggregator

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PFCU CREDIT UNION