Pfcu Lansing MI Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Pfcu, your trusted partner in financial services located at 644 Migaldi Ln Lansing Mi 48917 in beautiful Lansing, MI. Established in 1947, we have proudly served our community for over 55,863 years, helping members achieve their financial dreams. With total assets reaching an impressive $800,819,835, we are committed to providing robust financial solutions tailored to meet the needs of our diverse membership. At Pfcu, we understand that every member's journey is unique. That's why we offer a range of services, including personal banking, auto loans, mortgage financing, and business banking solutions. Our dedicated team, led by CEO Michele Makley and Board President Michael Ward, works tirelessly to ensure that you receive personalized service and expert advice every step of the way. Our branch is more than just a place to bank; it's a community hub where you can connect with fellow members and access essential resources. We take pride in our strong foundation built on trust and reliability, reflected in our net worth of $85,554,143 and total deposits of $60,541,349. Whether you're looking to open a new account or need assistance with a loan our friendly staff is here to help! While members can visit us at 644 Migaldi Ln Lansing Mi 48917, official correspondence should be sent to 644 Migaldi Ln, Lansing, MI 48917-7750. We encourage you to reach out at (844) 517-3611 or explore our website at https://www.pfcu4me.com/ for more information about our services and how we can assist you in achieving your financial goals. Join us today and experience the benefits of being part of the Pfcu family!

Branch History & Mission

A Legacy of Growth

From our humble beginnings in 1947, Pfcu has continually evolved to meet the changing needs of our community. Over the years, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and comprehensive business banking solutions. Our growth is not just measured by numbers; it reflects our commitment to making a positive impact on those we serve. Our mission is simple yet powerful: to empower our members through accessible financial services while supporting local initiatives that strengthen our community. We believe that when our members succeed, we all succeed.

Community-Centered Approach

While you can visit us at 644 Migaldi Ln for all your banking needs, official correspondence should be directed to the same address as we aim to keep things straightforward for you. Our branch is equipped with convenient features like ATM availability and drive-thru banking services so that managing your finances fits seamlessly into your busy life. We are also proud of our partnerships with local organizations that help us extend support beyond traditional banking. Our shared service center allows members from partner credit unions to access essential services here, further reinforcing our commitment to cooperation within the community.

Innovations for Today’s Members

In today's digital world, Pfcu embraces technology to enhance member experience. We offer online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. Whether you prefer electronic statements or mobile payments, we've made it easy for you to stay on top of your finances. Our dedication to accessibility extends beyond technology; we're also committed to ensuring ADA compliance at all levels of service so that everyone can feel welcome and supported in their financial journey.

Join Us Today!

As we look ahead, Pfcu remains focused on serving our members with integrity and compassion. We invite you to join us and experience the many benefits of being part of a credit union that truly cares about your financial well-being. Whether you're looking for a loan or simply want advice on how to better manage your money, we're here for you. Contact us at 844-517-3611 or visit pfcu4me.com to learn more about how we can assist you in achieving your goals!

Branch Location & Accessibility

Accessibility Features

Finding us is simple, and parking is ample for all our visitors. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and spacious entryways to welcome everyone. If you need assistance, our team is always ready to help.

Contact Us

If you have any questions or want to learn more about how we can assist you, don't hesitate to give us a call at (844) 517-3611. Our dedicated staff is eager to help you navigate your financial journey. We look forward to welcoming you soon at Pfcu!

Operating Hours

We're open throughout the week to cater to your needs. Visit us from Monday to Thursday between 9 AM and 5 PM, on Fridays until 5:30 PM, and enjoy Saturday hours from 9 AM to noon. Whether you need personal banking services or have questions about loans, we're here when you need us.

Services Offered

At Pfcu, we offer a wide range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we strive to meet all your banking needs. If you're in a hurry, take advantage of our drive-thru service for quick deposits or withdrawals without leaving your vehicle. Plus, if you're a member of a partnering credit union, feel free to utilize our shared service center for easy transactions.

Member Eligibility

Joining the Pfcu community is a wonderful opportunity to access personalized financial services and become part of a supportive network. To become a member, you need to meet certain criteria that are designed to welcome individuals and businesses alike. If you're a resident of Eaton County or have an employment relationship with one of our partner organizations, you're already on the right path! We believe in making banking accessible for everyone, so if you want to learn more about eligibility, feel free to check out the details at http://www.pfcu4me.com/for-your-business/explore/business-membership . Once you know you're eligible, opening an account is simple! Just visit us at our branch located at 644 Migaldi Ln Lansing Mi 48917, or give us a call at (844) 517-3611 to get started. Our friendly staff will guide you through the process, ensuring that you feel comfortable every step of the way. Joining Pfcu means enjoying great benefits tailored just for you, so don't hesitate reach out today!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $78 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,059,597, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced world, having efficient payment solutions can set your business apart. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From point-of-sale systems that accept various payment methods to online payment processing that keeps your customers happy, we provide the tools you need to thrive. Visit us at 644 Migaldi Ln Lansing Mi 48917 in Lansing, MI, or call us at (844) 517-3611 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Solutions

For local entrepreneurs and businesses, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. These services are designed to help you operate smoothly and grow effectively in today's competitive market.

Convenient Access

Accessibility is key for busy individuals and families. At Pfcu, we provide various convenient features such as ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits, withdrawals, and simple transactions. Additionally, if you're a member of another participating credit union, our Basic Shared Branch Transactions make it easy for you to access your funds wherever you are.

Credit Cards and Rewards

We also understand the value of rewards in everyday spending. Our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for travel, merchandise, or cash back turning routine expenses into exciting opportunities.

Get Started Today!

Our dedicated team is ready to assist you with any questions or concerns. Whether you're visiting us in person at 644 Migaldi Ln Lansing Mi 48917 or calling us at (844) 517-3611, we invite you to explore how Pfcu can serve your financial needs. Join us today at Lansing Office, where your financial success is our priority! For more information about opening an account or learning more about our services, please visit our website.

Loans and Financing

When it comes time to make significant purchases or investments, our Auto Loans & Vehicle Financing options ensure you drive away in the car of your dreams without breaking the bank. For those looking to settle into a new home or refinance their current mortgage, our Mortgage Loans & Refinancing solutions come with competitive rates and flexible terms. If unexpected expenses arise, our Personal Loans & Debt Consolidation services can provide the relief you need by simplifying payments into one manageable loan.

Personal Banking

Navigating personal finances can be daunting, but with our Personal Banking services, managing your money becomes easier. We offer various Checking & Savings Accounts tailored for different lifestyles and spending habits. Imagine having instant access to your funds through our user-friendly Online & Mobile Banking features, allowing you to check balances, transfer money, and pay bills right from your smartphone or computer.

Digital & Online Banking

Key Features

Our online platform includes features like electronic signature authorization, which allows you to complete transactions securely without the need for paper forms. You can also enjoy e-statements, making it simple to stay organized and eco-friendly by accessing your account statements digitally. Need to send money to friends or family? Our person-to-person transfer feature lets you do just that with ease. Plus, if you're on the go, our mobile application gives you access to all these services right from your smartphone. You can even make mobile payments directly from the app no wallet needed!

Security and Accessibility

We prioritize your security while providing user-friendly options. All transactions are protected with advanced encryption technology, ensuring that your personal information remains safe. Whether you're logging in from home or while out and about, you can feel confident in the safety of your online banking experience. At Pfcu, we strive to make financial management accessible for everyone. With real-time account management tools at your fingertips, taking control of your finances has never been easier. Join us today and discover how our digital banking services can enhance your banking experience!

Financial Strength

Focused on Growth

With $51,790,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $12,494 in used auto loans and $502,875,598 in total loans and leases, supporting members' financial goals across various sectors.

Member Savings and Investment

Members' savings are secured through $135,124,053 in share certificates and $178,493,410 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts stand at 116,146, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to continuously enhance our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pfcu is your trusted partner. Visit us at 644 Migaldi Ln Lansing Mi 48917 or call (844) 517-3611 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $3,357,417, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $85,554,143, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $195,373,319 in used vehicle loans and $38,148,422 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have financing options that fit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $8,059,597 provide the capital needed to grow and expand. We know how crucial it is for small businesses to have access to funds when they need them most. At Pfcu, we believe that everyone deserves access to affordable financing solutions. If you're considering refinancing your current loans or are unsure about your eligibility, our team is here to help guide you through the process. We'll work together to find the best options tailored specifically for your situation. For more information or to apply for a loan, feel free to reach out at (844) 517-3611 or visit us at our location: 644 Migaldi Ln Lansing Mi 48917 in Lansing, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here for you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,350,713, make buying or refinancing simple. We provide personalized service to ensure you understand all aspects of the mortgage process and find a solution that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,053,908 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards, making it easier for you to use them wisely.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means you can trust that the information you receive reflects current market conditions and lender requirements.

PFCU CREDIT UNION