Pfcu Lake Odessa MI Credit Union | Affordable Vehicle Loans & ATM Services

Introduction

At Pfcu, we believe that everyone deserves a financial partner they can trust. Located at 2025 Lapo Rd Lake Odessa Mi 48849 in beautiful Lake Odessa, MI, our dedicated team has been serving the community since 1947. With a robust membership of over 55,863 members and total assets reaching an impressive $800,819,835, we are committed to providing personalized financial services that cater to your needs. As a proud member of the community, our credit union understands the importance of building strong relationships. Whether you're looking for auto loans, mortgages, or personal banking solutions, we're here to help you every step of the way. Our experienced CEO, Michele Makley, along with Board President Michael Ward, leads our dedicated team of 191 employees who are passionate about supporting your financial goals. While you can visit us at our convenient branch location, any official correspondence should be sent to our mailing address at 2025 Lapo Rd, Lake Odessa, MI 48849. We pride ourselves on our commitment to transparency and accessibility, ensuring that your banking experience is as smooth as possible. Join us in experiencing the benefits of being part of a thriving credit union that prioritizes its members' needs. With total deposits exceeding $60,541,349 and a net worth of $85,554,143, you can trust that your finances are in safe hands. We invite you to explore all that we have to offer by visiting our website at https://www.pfcu4me.com/ or giving us a call at (844) 517-3611. Let's work together towards achieving your financial dreams!

Branch History & Mission

A Legacy of Service

Located at 2025 Lapo Rd Lake Odessa Mi 48849, our branch has become a cornerstone of financial support for families and businesses in the area. We invite you to visit us, whether you're near local parks or schools, as we believe in being accessible and integrated into the fabric of our community. For official correspondence, please send your mail to 2025 Lapo Rd, Lake Odessa, MI 48849 if different from our branch address. Over the years, we have evolved significantly. From humble beginnings, we have expanded our services to meet the diverse needs of our members. We offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Additionally, we embrace technology through online and mobile banking solutions that make managing your finances easier than ever.

Join Us

As we continue this journey together, we invite you to become part of the Pfcu family. Experience firsthand the benefits of membership where your financial well-being is our top priority. Connect with us today at (844) 517-3611 or visit us online at https://www.pfcu4me.com/ . Together, let's build a brighter future!

Our Mission

At Pfcu, our mission is clear: we aim to provide exceptional financial services while supporting our community's growth and well-being. We believe that by fostering strong relationships with our members, we can empower them to achieve their financial goals. Our commitment goes beyond banking; we actively participate in community outreach programs and partnerships that uplift those around us. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 12 PM. Whether you need assistance at our drive-thru or want to withdraw cash from one of our ATMs available on-site, we're here for you.

Branch Location & Accessibility

Accessibility Features

At the Pfcu Lake Odessa Office, we prioritize your comfort and ease of access. Our branch is fully ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us without hassle. If you're driving through, our drive-thru service allows for quick banking transactions right from your car. Plus, we have an ATM available for those who prefer quick cash withdrawals or balance checks.

Operating Hours

We're here to serve you during convenient hours! Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM until noon. Our friendly staff is always ready to assist with all your banking needs.

Services Offered

At Pfcu, we offer a variety of services tailored just for you. Whether you need personal banking solutions like checking and savings accounts or looking for auto loans and mortgages, we've got you covered. We also provide basic drive-thru banking for deposits and withdrawals and shared branch services for our partner credit union members. While members can visit us at 2025 Lapo Rd for all their banking needs, please note that official correspondence should be sent to the same address since it doubles as our mailing address. We invite you to stop by or give us a call at 844-517-3611 if you have any questions or need assistance. Experience the difference with Pfcu today!

Member Eligibility

At Pfcu, we believe in creating a warm and welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, worship, or attend school in our local area. We're here to support individuals and families looking for a financial partner that truly cares. If you meet these criteria, you're on your way to enjoying the many benefits of membership, which include personalized service, competitive rates, and an array of financial products tailored just for you. To kick off your membership journey with us at Pfcu, just visit us at our branch located at 2025 Lapo Rd Lake Odessa Mi 48849. You can also check out more detailed eligibility information at http://www.pfcu4me.com/for-your-business/explore/business-membership . If you're ready to open an account or have any questions, feel free to give us a call at (844) 517-3611. We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $78 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,059,597, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine being able to accept payments from customers quickly and easily our merchant services make this possible. With solutions that integrate seamlessly into your daily operations, you can focus on what truly matters: growing your business. From payment processing to cash management, we provide the tools you need to streamline your financial transactions. Located conveniently at 2025 Lapo Rd Lake Odessa Mi 48849 in Lake Odessa, MI, we are here to assist you. For more information about how we can help your business thrive, give us a call at (844) 517-3611 or visit us online at http://www.pfcu4me.com. Let's build the future of your business together!

Comprehensive List Of Services

Additional Services

We know that sometimes all you need are simple transactions. Our drive-thru service allows for quick deposits and withdrawals without leaving your car. Furthermore, if you're a member of partner credit unions, our shared branch transactions mean you can conduct essential banking activities even when you're away from your primary branch. For any inquiries or assistance regarding our services, don't hesitate to reach out to us at (844) 517-3611. Our friendly team is always ready to help! Discover how easy managing your finances can be with Pfcu by visiting us at Lake Odessa Office today!

Business Banking Services

For local businesses, we offer specialized banking solutions that cater specifically to your needs. Our merchant services make it easy for you to accept payments from customers efficiently. Additionally, our business loans provide the necessary funding for expansion or equipment purchases, ensuring your business can thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Pfcu offers robust online and mobile banking features. You can easily access your accounts anytime, anywhere, allowing you to check balances, transfer funds, and pay bills with just a few taps on your smartphone. Our ATM services also ensure that cash withdrawal is quick and easy whenever you need it.

Personal Banking Services

Navigating your finances can sometimes feel overwhelming, but at Pfcu, we simplify it. Our personal banking offerings include checking and savings accounts designed for every lifestyle. For those looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. We understand that homeownership is a significant milestone, which is why we offer mortgage loans and refinancing solutions that make buying or upgrading your home more accessible. If you're facing unexpected expenses or need to consolidate debt, our personal loans are here to help you regain control over your financial situation. Plus, our credit cards come with rewards that can benefit you while making everyday purchases.

Digital & Online Banking

Key Features

With just a few clicks at https://www.pfcu4me.com/ , you can explore our comprehensive online banking features. Our E-Statements service allows you to receive your account statements electronically, reducing paper clutter and making it easy to keep track of your finances. You can also enjoy the ease of Mobile Payments, letting you make purchases quickly and securely right from your smartphone. For those who prefer managing their accounts from their devices, our user-friendly Mobile Application is available for download, giving you instant access to your account details anytime, anywhere. Plus, if you need to send money to friends or family, our Person-to-Person Transfers feature makes it simple and quick.

Security and Accessibility

We prioritize your security with features like Electronic Signature Authorization, ensuring that all transactions are safe and verified. Our online banking services are designed not only for ease of use but also with robust security measures in place so you can bank with confidence. Managing your finances should be straightforward and accessible. With Pfcu's digital banking solutions, real-time account management is just a click away. Dive into the world of easy banking today by visiting us at https://www.pfcu4me.com/ !

Financial Strength

Commitment to Growth

With $51,790,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,494 in used auto loans and $502,875,598 in total loans and leases.

Efficient Operations

Our $3,357,417 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We're proud to report that our total share accounts stand at 116,146, showing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to improving your experience every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pfcu is your trusted partner. Visit us at 2025 Lapo Rd Lake Odessa Mi 48849 or call (844) 517-3611 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Security for Your Savings

Members' savings are secured through $135,124,053 in share certificates and $178,493,410 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $85,554,143, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $195,373,319 in used vehicle loans and $38,148,422 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that whether you're eyeing the latest model or a reliable pre-owned car, you have access to competitive rates and flexible terms.

Business Financing

For business owners, our outstanding commercial loans totaling $8,059,597 provide the capital needed to grow and expand. We understand that every business is unique; thus, we work closely with you to develop financial solutions that suit your specific requirements. If you're interested in any of our loan products or would like more information about refinancing options or eligibility criteria, please don't hesitate to reach out. You can contact us at (844) 517-3611 or visit us at our branch located at 2025 Lapo Rd Lake Odessa Mi 48849 in Lake Odessa, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,350,713, make buying or refinancing simple. With a range of mortgage products available, we can help you find the right fit for your budget and lifestyle. Plus, if you're considering refinancing your current mortgage, our team is here to guide you through the process and explore eligibility options that may benefit you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,053,908 in loans helping members manage their finances effectively. Our credit cards come with various features that cater to different spending habits while providing rewards and benefits that enhance your purchasing power.

Loan Aggregator

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Ensuring Accurate Comparisons

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PFCU CREDIT UNION - Lake Odessa, MI