Pfcu Durand MI Credit Union | Affordable Auto Loans & ATM Access

Introduction

Welcome to Pfcu, your trusted financial partner located at 311 N Saginaw St, Durand, MI 48429. Since our establishment in 1947, we have been dedicated to serving our community and ensuring that our members feel valued and supported every step of the way. With a robust membership of over 55,863 individuals, we take pride in our commitment to providing personalized banking solutions that fit your unique needs. At Pfcu, we understand that financial success is not just about numbers; it's about building relationships. With total assets exceeding $800 million, including $60 million in deposits and a solid net worth of $85 million, we are well-equipped to offer competitive products such as auto loans, mortgages, and business financing. Our lending portfolio reflects our dedication to empowering our members, with a total of 36,591 loans and leases currently being enjoyed by our community. Our experienced team is led by CEO Michele Makley and Board President Michael Ward, who together foster an environment of trust and transparency. With a staff of 191 employees, you can count on us for friendly service whenever you need assistance. While you can visit us at our branch for all your banking needs, remember that official correspondence should be sent to the same address: 311 N Saginaw St, Durand, MI 48429. We're here for you Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Whether you're looking to open a new account or explore loan options, we invite you to experience the difference at Pfcu. For more information or assistance, please call us at 844-517-3611 or visit our website at pfcu4me.com. Join us today and let's work together towards your financial goals!

Branch History & Mission

Welcome to Pfcu, a cornerstone of financial support in the heart of Durand, MI. Established in 1947, our branch has grown and evolved alongside our community, nurturing relationships with our members and fostering a spirit of cooperation and service. Over the years, we have proudly welcomed over 55,863 members, providing them with essential financial services that contribute to their success. Located at 311 N Saginaw St Durand Mi 48429, our branch is easily accessible and surrounded by local landmarks that reflect the vibrant spirit of Durand. Whether you're visiting us for a loan consultation or simply to ask a question, you'll find a welcoming environment committed to your needs. At Pfcu, our mission is clear: we aim to empower individuals and businesses through reliable financial solutions while giving back to our community. We believe that strong communities build strong economies, which is why we actively engage in various outreach efforts and partnerships designed to uplift those around us. From offering competitive rates on loans and savings accounts to supporting local initiatives, our commitment extends beyond traditional banking. In today's fast-paced world, we understand the importance of convenience and accessibility. That's why we offer modern digital services like online banking, mobile payments, and e-statements, all designed with you in mind. Our branch also features ATM availability and drive-thru banking for those who prefer quick transactions without stepping inside. While members can visit us at 311 N Saginaw St Durand Mi 48429, official correspondence should be sent to 311 N Saginaw St, Durand, MI 48429 if it differs from our branch address. You can reach us anytime at (844) 517-3611, where our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 5:53 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Join us at Pfcu and experience the unique benefits of being part of a credit union that prioritizes its members' needs above all else. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Accessibility and Features

At Pfcu, we prioritize your comfort and convenience. Our branch features ample parking and is fully accessible, ensuring that everyone can easily visit us. If you're looking for quick banking options, we offer a drive-thru service for deposits and withdrawals, allowing you to manage your banking on the go without leaving your car. Plus, with an ATM available on-site, you can access cash whenever you need it. While members can visit us at our main location for all their banking needs, please note that any official correspondence should be sent to our mailing address at 311 N Saginaw St, Durand, MI 48429.

Call to Action

We invite you to stop by Pfcu today! Our friendly staff is ready to assist you with any questions or services you may need. Feel free to call us at 844-517-3611 if you want more information or have specific inquiries before your visit. Join us at Pfcu where community meets convenience!

Operating Hours

We understand that life can get busy. That's why we're here for you during flexible hours! Our lobby is open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 5:53 p.m., and on Saturday from 9:00 a.m. to 12:00 p.m. Whether you're stopping by before work or during your lunch break, we're here to assist you.

Services Offered

At Pfcu, we offer a wide range of services tailored to fit your financial needs. From personal checking and savings accounts to auto loans and mortgages, we are committed to helping our members achieve their financial goals. We also provide online and mobile banking options for those who prefer managing their accounts digitally.

Member Eligibility

Becoming a member of Pfcu is like joining a close-knit community where everyone supports one another in achieving their financial goals. To be eligible for membership, you simply need to live, work, or worship in the area around our branch at 311 N Saginaw St Durand Mi 48429. If you have family members who are already part of our credit union, you can join too! This welcoming approach ensures that more people can benefit from our personalized services and community-focused philosophy. You'll find that being a member at Pfcu comes with many advantages, including competitive rates on loans, access to various financial products, and the opportunity to participate in our community events. The process to become a member is straightforward and inviting. You can start your journey by checking out the detailed eligibility criteria at this link. Once you're ready to open an account, just visit us at http://www.pfcu4me.com/locations or give us a call at (844) 517-3611 for any assistance you might need. We're excited to welcome you into our family and help you navigate your financial journey!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, efficient payment processing is crucial. Our merchant services help streamline transactions, making it easier for you to focus on what you do best running your business. Imagine a busy Saturday at your café; with our quick payment solutions, your customers can pay seamlessly, allowing you to serve more people and increase sales. Located at 311 N Saginaw St Durand Mi 48429 in Durand, MI, we invite you to explore how our business banking services can fuel your growth. For more information, call us at (844) 517-3611 or visit us online at https://www.pfcu4me.com/. Let's grow together!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $78 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,059,597, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without needing to step inside the branch. Additionally, our drive-thru service offers quick access for deposits and withdrawals, ensuring that you can get back on the road in no time.

Business Banking

If you're a business owner, you'll find that our business banking services are tailored just for you. From merchant services that simplify transactions to business loans designed to fuel growth, we understand what it takes to run a successful operation. We're committed to helping local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. You can check your balance, transfer funds, and even pay bills right from your smartphone or computer. Plus, with features like person-to-person payments, managing your finances has never been easier.

Home Financing Solutions

When it comes to buying a home, Pfcu is here to support you every step of the way. Our mortgage loans and refinancing options can help you secure the best rates available, whether you're a first-time homebuyer or looking to refinance your current mortgage for better terms.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings. With our competitive rates, you can grow your money over time. Additionally, if you're considering purchasing a new vehicle or refinancing an existing one, our auto loans and vehicle financing options make it simple and affordable. For those moments when life surprises you with unexpected expenses, our personal loans and debt consolidation solutions offer a way to regain control of your finances. And don't forget about our credit cards with rewards perfect for earning benefits while making everyday purchases.

Shared Branch Transactions

We know that sometimes it's hard to make it into the branch during business hours. That's why we offer shared branch transactions for partner credit union members, allowing you access to essential banking services even when you're away from home. Whether you're visiting us in person at 311 N Saginaw St Durand Mi 48429 or accessing our services through digital platforms, Pfcu is dedicated to providing exceptional support tailored just for you. If you have questions or need assistance, feel free to call us at (844) 517-3611. Join us today and experience the difference!

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! Our e-statements feature lets you receive your account statements electronically, making it easy to track your spending and manage your finances more efficiently. If you're on the go, our mobile payments option enables you to make purchases directly from your smartphone just tap and pay with ease.

Mobile Application

For even greater convenience, our mobile application is designed for those who prefer managing their banking right from their pocket. Download it today to enjoy features like person-to-person transfers. You can easily send money to friends or family without needing cash or checks perfect for splitting bills or helping someone out in a pinch. At Pfcu, we're committed to providing a secure environment for all your banking needs. Each feature is designed with safety in mind, ensuring that your information remains protected while giving you the flexibility to manage your accounts as you see fit. Experience the ease of digital banking with us today!

Online Banking Services

With our 24/7 online banking at https://www.pfcu4me.com/, you can access your accounts at any time. Whether you need to check your balance, transfer funds, or pay bills, everything you need is just a few clicks away. Plus, with electronic signature authorization available, signing documents is quick and secure, allowing you to complete transactions without the hassle of paperwork.

Financial Strength

At Pfcu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation for your financial needs, ensuring you can trust us with your money. With a net worth of $85,554,143, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $135,124,053 in share certificates and $178,493,410 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $51,790,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $12,494 in used auto loans and $502,875,598 in total loans and leases. Our operational efficiency is reflected in our $3,357,417, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 116,146, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pfcu is your trusted partner. Visit us at 311 N Saginaw St Durand Mi 48429 or call (844) 517-3611 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $195,373,319 in used vehicle loans and $38,148,422 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $8,059,597 provide the capital needed to grow and expand. We work closely with you to understand your business needs and offer tailored solutions that help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,350,713, make buying or refinancing simple. We guide you through every step of the mortgage process, ensuring you feel confident and informed.

Refinancing Options

If you're considering refinancing any existing loans or need assistance determining your eligibility for one of our products, we're here for you. Our team can help assess your current situation and find options that could save you money or improve your terms. We invite you to reach out to us at (844) 517-3611 for more information on our loan offerings or to schedule a visit at our branch located at 311 N Saginaw St Durand Mi 48429 in Durand, MI. At Pfcu, we're committed to supporting your financial journey every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans, with a total of $12,053,908 in loans helping members manage their finances effectively. This option is perfect for those who want to maintain control over their spending while enjoying the benefits of a credit card.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures fair and transparent offers for all users. Each listed loan comes from legitimate financial institutions, which guarantees that the information you receive is both accurate and reliable.

Pfcu