PEPCO Credit Union Washington DC | Convenient ATM Services Only

Introduction

At Pepco, we believe in the power of community and connection. Located at 3400 Benning Rd Ne, Washington, DC 20019, our credit union has been serving members since 1935. We take pride in being a trusted partner for our 2,382 members, offering personalized financial services tailored to meet their needs. While members can visit us at our branch, official correspondence should be sent to 701 Ninth Street NW, Suite 6230, Washington, DC 20019-1503. Our commitment to your financial well-being is reflected in our robust assets of over $33 million and total deposits exceeding $6 million. With a net worth of $2,878,762, we ensure stability and growth for our members. Under the leadership of our CEO, Julie Hill, and Board President, Brandon Bowles, we are dedicated to fostering a supportive environment where everyone feels valued. Our small but mighty team of 5 employees is here to assist you with everything from loans totaling 986 to savings options that make your money work harder for you. We invite you to explore the variety of services available at Pepco Credit Union. Whether you're looking for a loan or simply want to learn more about managing your finances, we're here for you. Feel free to reach out by calling us at 202-872-3085, or visit us online at Pepco FCU to discover how we can help you achieve your financial goals. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Commitment to Innovation

Pepco is not only about tradition; we are also committed to innovation. Our digital services include online banking and mobile payments that make managing your finances easier than ever before. We strive for accessibility by ensuring our services are user-friendly and compliant with ADA standards.

Community Engagement

We take pride in being an active part of the Washington community. Through various outreach efforts and partnerships with local organizations, we work hard to uplift those around us. Our focus on community support reflects our belief that strong communities build strong futures. As we look ahead, we invite you to become part of our story. Join Pepco today and experience firsthand how we can help you achieve your financial dreams while contributing to the betterment of our community. Together, let's build a brighter future! For more information or to open an account, please call us at 202-872-3085 or visit our website at Pepco FCU.

Mission Statement

Our mission at Pepco is clear: to enhance the financial well-being of our members while positively impacting the community. We provide a wide range of financial products and services designed to empower individuals and families to achieve their goals. Whether it's saving for a home or planning for retirement, we're here every step of the way. We believe in giving back through community outreach programs and partnerships that support local initiatives. While members can visit us at 3400 Benning Rd NE, official correspondence should be sent to 701 Ninth Street NW, Suite 6230, Washington, DC 20019-1503.

Our Journey

Pepco began as a small credit union dedicated to serving employees of the Potomac Electric Power Company. From those humble beginnings, we've expanded our reach and influence. Our commitment to providing quality financial services has remained steadfast, allowing us to adapt and grow with the needs of our community. Today, we continue to prioritize personalized banking experiences while also embracing modern technology.

Branch Location & Accessibility

Welcome to the Pepco branch, conveniently located at 3400 Benning Rd NE in Washington, DC. We pride ourselves on being easily accessible to our members and the community, making your banking experience as smooth as possible. Just a stone's throw away from local landmarks, including the vibrant neighborhoods of Deanwood and Fort Dupont Park, our branch is situated in a bustling area where convenience meets community. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address at 701 Ninth Street NW, Suite 6230, Washington, DC 20019-1503. This helps ensure your important documents reach us without delay. Our branch is designed with accessibility in mind. Whether you're visiting on foot or driving in, you'll find ample parking available nearby. Additionally, our location complies with ADA standards, ensuring that everyone can access our services comfortably. We understand that time is valuable. That's why we encourage you to check our operating hours before your visit. Our dedicated team is ready to assist you during convenient times tailored to fit your schedule. You can reach us directly at (202) 872-3085 for any inquiries or assistance. Although we currently do not offer ATM services or drive-thru banking, we are committed to providing essential services within our branch. We invite you to explore the options available to you and discover how we can support your financial journey. So why wait? Visit us today at Pepco, where friendly faces are ready to help you with all your banking needs!

Member Eligibility

At Pepco, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to enjoy personalized service and competitive rates, you might be eligible to join us! To qualify for membership, you generally need to be an employee or retiree of Pepco or one of its affiliates, or a family member of someone who is. This creates a warm, welcoming environment where everyone feels at home. For the most current details on eligibility, feel free to visit our website at http://Pepcofcu.org/about/membership.html. Getting started with us is simple! Once you confirm your eligibility, opening an account is just a few clicks away. You can find all the information you need about setting up your new account by visiting https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/00802525/2096?isframed=f&cuid=00802525&loanlistid=2096&channelid=7962075316103153326&locationid=1483443503254153941. Should you have any questions along the way, don't hesitate to reach out to us at (202) 872-3085. We're here to help you every step of the way as you take this exciting step toward financial empowerment at Pepco, located at 3400 Benning Rd Ne Washington Dc 20019.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any commercial loans funded, we're eager to partner with you when you're ready to take your business to the next level. Our team is prepared to assist both members and non-members in navigating their financing options.

Merchant Services

Imagine running your business with ease transactions processed smoothly, payments received quickly, and cash flow managed effectively. Our merchant services are designed to simplify payment processing for businesses like yours. Whether you're a small café or a growing retail store in Washington, DC, we provide practical solutions that enhance customer experiences and streamline operations. For more information about how Pepco can help your business grow, visit us at 3400 Benning Rd Ne, Washington, DC 20019 or call us at 202-872-3085. Your success is our priority!

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, we know that digital access is crucial. At Pepco Fcu, we've embraced technology to ensure you can bank anytime and anywhere. With online banking features, you can view your account statements, transfer funds, and even pay bills with just a few clicks. Plus, our mobile app offers similar capabilities right from your smartphone, making it easy for you to stay on top of your finances.

Everyday Banking Solutions

Whether you need to access your funds or manage your accounts, our services are designed with convenience in mind. Our primary offering includes ATM Services Only, which allows you to easily withdraw cash, check balances, and make deposits from various ATM locations. This means you can handle your banking needs on the go, without having to visit a branch every time.

Join Our Community

Becoming a member at Pepco means more than just accessing financial services; it's about joining a community that values relationships and trust. We invite you to explore all that we have to offer and see how we can help you achieve your financial goals. We encourage you to visit our website at https://pepcofcu.org/ for more information or to get started with opening an account. Your financial journey deserves the best support let's take this step together!

Personalized Member Support

Our dedicated team at Pepco is always ready to assist you with any questions or concerns. If you're unsure about how to use our services or need help setting up online banking, don't hesitate to reach out! You can contact us at (202) 872-3085 for personalized support.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which allows you to handle banking tasks right from your smartphone. This app makes it simple to make person-to-person transfers perfect for splitting dinner bills or sending money to friends in a hurry. Plus, with mobile payments enabled, you can pay for purchases quickly and securely without needing cash or cards. For those who prefer going paperless, we offer e-statements so you can view your account statements online rather than waiting for them in the mail. This not only helps the environment but also gives you immediate access to your financial information. And don't worry about security; our systems are designed to keep your information safe. Although we don't currently support electronic signature authorization, rest assured that all transactions are protected through advanced security measures. At Pepco, we're committed to making banking easier for our members by providing user-friendly tools that help you stay on top of your finances. Experience the freedom and flexibility of managing your money digitally today!

Financial Strength

Growing Membership

Our strength is further highlighted by the fact that we have 3,136 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $63,566, which further enhances our ability to assist you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pepco is your trusted partner. Visit us at 3400 Benning Rd Ne Washington Dc 20019 or call (202) 872-3085 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $4,940,251 in share certificates and $488,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0 figure. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees who are dedicated to serving you with expertise and care.

Reinvesting in Our Community

With $2,613,851 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently, we have $88 in used auto loans and $7,471,691 in total loans and leases available to support our members' diverse financial goals.

Strong Financial Health

With a net worth of $2,878,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,743,557 in used vehicle loans and $1,158,111 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates make it easier for you to drive home with confidence.

Credit Lines

If you need extra flexibility for your expenses, consider our total credit lines available at $2,250,000. This option allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $279,145, make buying or refinancing simple. We provide personalized service to guide you through each step of the process, ensuring you find the right mortgage solution that fits your lifestyle.

Refinancing and Eligibility Options

If you're looking to refinance an existing loan or explore eligibility options for our loan products, our team is here to assist you. We can help you understand the steps involved and determine which options are best for your situation. For more information about our loan offerings or to see how we can help you reach your financial goals, feel free to contact us at 202-872-3085 or visit us at 3400 Benning Rd Ne Washington DC 20019. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Pepco can support your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,338,944 in loans helping members manage their finances effectively. Our credit cards come with features designed to help you stay on top of your spending while enjoying benefits that suit your everyday needs.

Loan Aggregator

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