Pepco Credit Union Washington DC | Best Auto Loans & Business Banking

Introduction

Welcome to Pepco, your trusted financial partner located at 701 9Th St Nw Ste 6230, Washington, DC 20001. Established in 1935, Pepco has been dedicated to serving our community for nearly nine decades. With a strong membership base of 2,382 individuals, we pride ourselves on providing personalized banking solutions tailored to meet the unique needs of our members. At Pepco, we understand that financial decisions are significant, which is why we offer a range of services from checking and savings accounts to auto loans and mortgages. Our total assets amount to an impressive $33,320,416, with total deposits reaching $6,071,933. We are committed to helping our members thrive financially by offering competitive loan options currently totaling 986 loans and leases. Led by our CEO, Julie Hill, and Board President, Brandon Bowles, our team of 5 dedicated employees works tirelessly to ensure every member feels valued and supported. We believe in building lasting relationships within our community, which is reflected in our net worth of $2,878,762 and cash reserves of $116,169. While you can visit us at our branch for all your banking needs, official correspondence can be sent to our mailing address: 701 Ninth Street NW Suite 6230, Washington, DC 20001. If you're looking for a credit union that values trust and reliability while offering a wide array of financial products and services, look no further than Pepco. For more information or assistance with your banking needs, feel free to call us at 202-872-3085. We invite you to explore how we can help you achieve your financial goals today!

Branch History & Mission

Community and Innovation

At Pepco, we are dedicated to keeping pace with the changing needs of our members. We offer modern conveniences such as online and mobile banking services for easier access to your accounts. With an ATM available on-site and no drive-thru service at this location, we're here to help with all your banking needs during our lobby hours from 8:30 a.m. to 4:00 p.m., Monday through Friday. We also prioritize accessibility for all members. Our branch adheres to ADA compliance standards so that everyone can comfortably use our facilities.

Join Us Today!

As we continue our journey of growth and service since 1935, we invite you to become part of the Pepco family. Experience firsthand how we combine traditional values with modern banking solutions tailored just for you. Together, let's build a stronger community! For more information or to get started on opening an account, feel free to give us a call at 202-872-3085 or visit us online at Pepco FCU.

Our Mission

Our mission is simple yet profound: to provide exceptional financial services while uplifting the community we serve. We believe that everyone deserves access to affordable financial products and personalized support. Whether it's through our checking and savings accounts, auto loans, or credit cards with rewards, we aim to empower our members on their financial journeys. In addition to providing essential banking services, we are committed to giving back to our local community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Welcome to Pepco, conveniently located at 701 9th St NW Ste 6230, in the heart of Washington, DC. Our branch sits in a vibrant area surrounded by local businesses and just a stone's throw away from popular landmarks. Whether you're grabbing coffee nearby or heading to an event at the Walter E. Washington Convention Center, we're right where you need us. At Pepco, we understand that accessibility is key for our members. Our location offers easy parking options and is fully compliant with ADA standards, ensuring that everyone can visit us comfortably. If you're looking to conduct banking business with ease, you'll find our lobby open Monday through Friday from 8:30 a.m. to 4:00 p.m. We also have an ATM available for quick cash withdrawals and balance checks. While you can visit us at our branch for personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also offer online and mobile banking options for your convenience. If you ever need to send official correspondence, please note that while our physical address is 701 9Th St Nw Ste 6230 Washington Dc 20001, you can use our mailing address: 701 Ninth Street NW Suite 6230, Washington, DC 20001. Our friendly staff is always ready to assist you with your financial needs or any questions you might have. Feel free to give us a call at (202) 872-3085 or stop by today we're excited to help you on your financial journey!

Member Eligibility

At Pepco, we believe that everyone deserves a supportive financial community. Joining us as a member is straightforward and welcoming! If you live, work, or worship in the District of Columbia, you're likely eligible to become part of our family. Whether you're looking for a checking account, savings options, or loans tailored to your needs, becoming a member opens the door to numerous benefits designed to help you achieve your financial goals. To get more detailed information about eligibility, feel free to check out our dedicated page at http://Pepcofcu.org/about/membership.html. Ready to take the next step? Opening an account at Pepco is simple! You can start your journey by visiting us at 701 9Th St Nw Ste 6230 Washington Dc 20001 or by giving us a call at (202) 872-3085. We're here to guide you through the process and answer any questions you might have. Join us today and discover the advantages of being part of Pepco!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Our services make it easier for customers to pay, boosting your sales while saving you time. Picture this: a customer walks into your store, quickly swipes their card, and completes the purchase all thanks to our efficient payment systems. Visit us at 701 9Th St Nw Ste 6230 Washington Dc 20001 in Washington, DC, or call us at (202) 872-3085 to learn how we can support your business journey today!

Comprehensive List Of Services

Accessibility Anytime, Anywhere

At Pepco, convenience is key. Our ATM & Cash Withdrawal Services ensure that you have access to cash when you need it most anytime and anywhere! With basic ATM access for withdrawals and balance checks, managing your money on-the-go is simple.

Business Banking Support

For those running their own businesses, our Business Banking services include merchant services and business loans tailored to meet your needs. We know how important it is for small businesses to have reliable support and resources at their fingertips. Imagine being able to focus on growing your business while we handle the financial details.

Get Started Today!

No matter what stage you're at in life, our comprehensive range of services at Pepco Fcu is designed with you in mind. We're here to assist you every step of the way with friendly service and expert advice. If you'd like more information or want to open an account today, please give us a call at (202) 872-3085 or visit us at 701 9Th St Nw Ste 6230 Washington Dc 20001 in Washington, DC. Let's achieve those financial goals together!

Home Sweet Home

Thinking about buying a house? Our Mortgage Loans & Refinancing services can help make that dream a reality. We offer personalized guidance through the home-buying process, ensuring you understand every step along the way. If you're looking to refinance an existing mortgage, we can help you find options that may reduce your monthly payments or take advantage of lower interest rates.

Personal Banking Made Easy

Our Personal Banking services include everything from checking and savings accounts to auto loans and vehicle financing. Imagine having easy access to your money with our online and mobile banking platforms. You can check your balance, transfer funds, or pay bills right from your smartphone or computer. Our personal loans also offer a great way to consolidate debt or cover unexpected expenses, helping you manage your finances more effectively.

Smart Credit Solutions

When it comes to managing expenses, having the right credit card can make all the difference. Our Credit Cards with Rewards allow you to earn points on everyday purchases while enjoying competitive rates and low fees. Whether it's for groceries or travel, every swipe brings you closer to rewards.

Vehicle Financing That Fits Your Life

If you're in the market for a new car, our Auto Loans & Vehicle Financing options are designed just for you. With competitive rates and flexible terms, getting behind the wheel of your dream car has never been easier. Picture this: driving off the lot in a brand-new vehicle with financing that's tailored to fit your budget.

Digital & Online Banking

Key Services

Our online banking provides 24/7 access, allowing you to check balances, pay bills, and transfer funds whenever it suits you. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it easy no cash needed! Plus, our mobile application ensures that all these capabilities fit right in your pocket. For those who prefer going paperless, e-statements are available to keep your records organized and easily accessible. You can also enjoy the convenience of mobile payments, giving you the freedom to make purchases directly from your smartphone.

Security and Ease-of-Use

At Pepco, we prioritize your security. While we don't currently offer electronic signature authorization, rest assured that our systems are built with robust safety features to protect your personal information. Our user-friendly interface makes navigation simple for everyone whether you're tech-savvy or just starting out with digital banking. With real-time account management at your fingertips, you'll have everything you need for efficient banking right from the comfort of your home or on the go. Explore all these features today by visiting us at https://pepcofcu.org/ and take control of your financial future with confidence!

Financial Strength

Commitment to Growth

With $2,613,851 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our capacity for lending is significant; with $88 in used auto loans and $7,471,691 in total loans and leases, we support your financial journey across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team Ready to Serve You

We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 3,136, showing a strong and growing member base that trusts us with their finances.

Secure Savings Options

Members' savings are secured through $4,940,251 in share certificates and $488,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,878,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation allows us to focus on what matters most supporting you in achieving your financial goals. Our net worth ratio of $857 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Financial Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pepco is your trusted partner. Visit us at 701 9Th St Nw Ste 6230 Washington Dc 20001 or call (202) 872-3085 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,743,557 in used vehicle loans and $1,158,111 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your auto financing straightforward and accessible.

Credit Lines

For those looking for additional flexibility in their finances, we offer credit lines totaling $2,250,000. These lines can be used for various needs whether it's for home improvements, education expenses, or other personal projects. At Pepco, our goal is to support our members every step of the way. If you're interested in learning more about eligibility options or want to explore refinancing opportunities, feel free to reach out! You can contact us at (202) 872-3085 or visit us at our branch located at 701 9Th St Nw Ste 6230 Washington Dc 20001. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to guide you through your lending journey with transparency and support.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $279,145, making buying or refinancing simple. We also offer refinancing options to help you save on monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,338,944 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without the burden of high-interest rates.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs.

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