Peoria Bell Credit Union IL | Best Auto Loans & Business Banking

Introduction

Welcome to Peoria Bell Credit Union, where community and financial well-being come together. Established in 1935, we've built a legacy of trust and reliability for our members right here in Peoria, IL. Located at 8103 N University St, Peoria, IL 61615, we are proud to serve over 623 members with a dedicated team of just 2 employees. At Peoria Bell, our commitment to your financial success is evident through our impressive total assets of $6,032,123 and total deposits reaching $257,893. With a net worth of $2,587,640, you can trust that your funds are in safe hands. We also offer a variety of services tailored to meet your needs, from personal banking options like checking and savings accounts to auto loans and mortgages. Led by our CEO, Kim Reed, and Board President, Justin Hesek, we prioritize community impact and member satisfaction above all else. Whether you're looking for guidance on loans or exploring ways to save for the future, our experienced staff is here to help. For any official correspondence, please note that while you can visit us at our branch address, you may also reach us via mail at the same address. Feel free to contact us at (309) 692-8257 or explore more about our offerings by visiting our website at peoriabell.org. We invite you to be part of our community come see how we can assist you on your financial journey!

Branch History & Mission

At Peoria Bell Credit Union, we take pride in our rich history and strong commitment to serving our community. Established in 1935, our branch has been a cornerstone of financial support for families and individuals in Peoria, IL. Located at 8103 N University St, we are easy to find and close to the heart of the city. Our journey began with a simple mission: to provide affordable financial services while fostering a sense of community among our members. Over the years, Peoria Bell has grown significantly. We now proudly serve over 623 members and manage total assets amounting to $6,032,123. This growth reflects not just our financial strength but also the trust that our community places in us. Our operating hours are designed with your convenience in mind; we're here Monday through Friday from 7:45 AM to 1:15 PM and again from 2:00 PM to 4:15 PM. Our mission is clear: we aim to empower our members through personalized banking services that enhance their financial well-being. We offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Each service is designed to meet the unique needs of our diverse membership. In addition to providing essential banking services, we believe in giving back to our community. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving the lives of those around us. We're not just about transactions; we're about relationships. While members can visit us at 8103 N University St Peoria Il 61615, official correspondence should be sent to 8103 N University St, Peoria, IL 61615. Although we currently do not have ATM or drive-thru services available, we have embraced digital advancements such as online banking and mobile applications to ensure that you can access your accounts conveniently and securely. Join us at Peoria Bell Credit Union, where you're not just a member; you're part of a family dedicated to supporting each other's goals. Experience the difference today! For more information or assistance, feel free to call us at (309) 692-8257 or visit our website at peoriabell.org.

Branch Location & Accessibility

Easy Access and Parking

We understand that convenience matters. That's why our branch offers ample parking right outside the entrance, ensuring you can get in and out quickly. Our location is fully accessible, featuring ADA-compliant entrances so everyone can enjoy our services without worry.

Let's Connect!

For any questions or assistance, feel free to call us at 309-692-8257. We look forward to welcoming you at Peoria Bell Credit Union where your financial journey is our priority! Come visit us today and discover how we can help you achieve your financial goals.

Operating Hours

Peoria Bell Credit Union is here for you during the week with lobby hours designed to fit your schedule. Visit us Monday through Friday from 7:45 AM to 1:15 PM and again from 2:00 PM to 4:15 PM. We strive to accommodate your banking needs within these hours so you can get back to what matters most in your day.

Services Tailored for You

While you're here, take advantage of our range of personal banking services such as checking and savings accounts, auto loans, mortgage options, and more! Although we currently do not offer ATM or drive-thru services at this location, our dedicated team is always ready to assist you inside the branch. If you need to send official correspondence, please note that while you can visit us at the same address for service, all mailing should be directed to 8103 N University St, Peoria, IL 61615.

Member Eligibility

At Peoria Bell, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community where you can thrive. If you're looking to join us, the good news is that many people qualify! Generally, anyone who lives or works in the Peoria area, or has family members already part of our credit union, can become a member. This means that whether you're new to the area or have deep roots here, we would love to support your financial journey. You can find more specific eligibility details by visiting this link. Once you see that you're eligible, opening your account is a breeze! Just stop by our branch located at 8103 N University St Peoria Il 61615, and our friendly team will guide you through the process. We're here to help with any questions you may have along the way. You can also give us a call at (309) 692-8257 if you'd like more information before visiting. We can't wait to welcome you into our Peoria Bell family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we are dedicated to helping local entrepreneurs succeed when the time comes. We believe that accessible financing can help businesses like yours expand operations, invest in new equipment, or manage cash flow effectively.

Merchant Services

In addition to loans, we offer merchant services designed to streamline payment processing for your business. Imagine running a busy café where customers can pay quickly and easily with their cards or mobile wallets. Our merchant services enable you to provide just that a hassle-free checkout experience that keeps your customers happy and coming back for more. At Peoria Bell, located at 8103 N University St, Peoria, IL 61615, we are here to equip you with the tools needed for success. Reach out to us at 309-692-8257 to learn how we can support your business banking needs today!

Comprehensive List Of Services

Additional Services

We also provide essential services such as ATM access and cash withdrawal options for added convenience when managing your money on the go. No matter what financial service you're seeking, at Peoria Bell, we prioritize member satisfaction and strive to make banking as accessible as possible. We invite you to reach out by calling us at (309) 692-8257 or visit us at our branch in Peoria, IL. Let us help you take the next step towards achieving your financial dreams!

Business Banking

For our business members, we offer tailored solutions including merchant services and business loans. If you're a small business owner in need of funding or payment processing solutions, our team is ready to support you every step of the way.

Credit Cards

Our credit cards with rewards allow you to earn points on every purchase, giving you more value for your spending. This means that every time you swipe, you're one step closer to exciting rewards or cash back.

Home Financing

If homeownership is on your radar, explore our mortgage loans and refinancing options. We understand how overwhelming buying a home can be, so we strive to offer competitive rates and personalized service that simplifies the process for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your finances anytime, anywhere. Check balances, transfer funds, and pay bills with just a few taps on your device.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings option, our personal banking services have you covered. With options for checking and savings accounts, you can easily manage your day-to-day finances while earning interest on your savings. For those planning to purchase a new vehicle, our auto loans and vehicle financing make it easier than ever to drive off in the car of your dreams without breaking the bank.

Personal Loans & Debt Management

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options designed to help you navigate tough financial situations with ease. Whether it's medical bills or other urgent expenses, we are here to assist you in finding the right solution.

Digital & Online Banking

Key Features

One of the highlights of our services is e-statements. Instead of waiting for paper statements in the mail, you can opt for e-statements, which are available for easy viewing right in your online account. This not only saves paper but also ensures that you have immediate access to your financial information. While we currently do not support mobile payments or person-to-person transfers, we do offer a mobile application that makes banking on-the-go even easier. With this app, you can manage your accounts directly from your smartphone or tablet. We prioritize convenience and safety with our electronic signature authorization process, ensuring that your transactions are handled securely without unnecessary hassles. In today's fast-paced world, having real-time access to your finances is crucial. Whether you're at home or out and about, our digital banking tools make it easy for you to stay on top of your money matters. Join us at Peoria Bell and experience how our digital banking services can enhance your financial life!

Financial Strength

Investments in Your Future

With $2,515,868 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $69 in used auto loans and $3,246,494 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over external stakeholders. With non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$9,186 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $2,587,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 42.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Community

Total Share Accounts stand at 725, showing a strong and growing member base that trusts us with their finances. This trust empowers us to support our community more effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peoria Bell is your trusted partner. Visit us at 8103 N University St Peoria Il 61615 or call (309) 692-8257 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,207,528 in used vehicle loans and $1,469,207 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a dependable used vehicle, we're here to provide financing that fits your budget.

Credit Lines

Need additional flexibility? Our total credit lines amount to $100,000, providing you with access to funds when you need them most. This can be especially useful for unexpected expenses or planned purchases. At Peoria Bell, we are dedicated to helping you navigate your financial options with ease. If you're considering refinancing or want more information on eligibility requirements for any of our loan products, don't hesitate to reach out. You can contact us at (309) 692-8257 or visit us at 8103 N University St, Peoria IL 61615. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have no Junior Lien 1-4 Family Residential Properties loans, we encourage you to explore our other financing options that may suit your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans; however, our current total for these loans stands at $0. This means that while we do not have any active unsecured credit card loans at this time, we're always exploring ways to enhance our offerings for our members.

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PEORIA BELL CREDIT UNION - Peoria, IL

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