People's Community Credit Union Vancouver WA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to People's Community at Fishers Landing, located at 16211 Se 12th St, Vancouver, WA 98683. Since our establishment in 1952, we have been dedicated to providing our members with exceptional financial services and community support. With a total membership of over 10,721, we pride ourselves on being more than just a credit union; we are a trusted partner in your financial journey. At People's Community, we understand that our success is measured by the trust and satisfaction of our members. That's why we've worked hard to grow our assets to an impressive $271,749,375, ensuring that we can offer competitive loans and deposits. Currently, we have granted a total of 2,352 loans and leases while maintaining total deposits of $20,667,853. Our net worth stands strong at $38,067,282, reflecting our commitment to sound financial practices and stability. Our leadership team is dedicated to serving you. Under the guidance of CEO Cristi Dahlstrom and Board President Tim Williams, we strive to create a welcoming atmosphere where every member feels valued. With a team of 39 employees, including experts in personal banking, auto loans, mortgages, and business financing, we're here to meet your diverse needs. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to our mailing address: PO Box 764, Vancouver, WA 98666. We invite you to explore all that People's Community has to offer by visiting our website at peoplescu.org or by calling us directly at 360-695-5121. Whether you're looking for personal banking solutions or business services, we're ready to assist you with open arms and personalized care. Your financial future starts here!

Branch History & Mission

Join Us

As we continue to grow and adapt to meet the evolving needs of our community, we invite you to join us at People's Community. Experience firsthand how we're not just about banking; we're about building relationships and empowering lives. Reach out today at (360) 695-5121 or visit us online at www.peoplescu.org to learn more about becoming a member and enjoying all the benefits that come with it!

Our Evolution

Since opening our doors in the early '50s, People's Community has been dedicated to providing financial services that empower individuals and families. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. Each step of our journey has been guided by a commitment to our members' financial well-being. As we evolved, we embraced digital advancements to enhance convenience for our members. Today, we offer online and mobile banking options alongside traditional services like drive-thru banking and ATM access because meeting the needs of our community is at the heart of what we do.

Our Mission

At People's Community, our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of belonging within our community. We believe that everyone deserves access to the tools they need for financial success. This belief drives us to support not only individual growth but also local initiatives that uplift those around us. We are committed to being more than just a financial institution; we strive to be a partner in your journey toward achieving your dreams. Whether you're saving for your first home or starting a new business venture, we're here to help every step of the way. While members can visit us at 16211 Se 12Th St Vancouver Wa 98683, official correspondence should be sent to PO Box 764, Vancouver, WA 98666 if you need additional assistance.

Branch Location & Accessibility

Accessibility Features

We prioritize your convenience and comfort. Our branch features ADA-compliant access points, including ramps and designated parking spaces for those who may need them. Plus, if you prefer a little extra speed, our drive-thru service allows you to handle basic transactions without leaving your vehicle.

Call-to-Action

We invite you to stop by or give us a call at 360-695-5121. Our friendly staff is eager to assist you with any questions or services you may need. At People's Community, your financial well-being is our top priority!

Nearby Landmarks

Nestled in the heart of Clark County, our branch is just a short drive from popular spots like the Vancouver Mall and the serene parks along the Columbia River. This prime location makes it easy for members to stop by while enjoying everything our vibrant community has to offer.

Operating Hours

We understand that life can get busy, so we offer flexible hours to accommodate your schedule. Visit us Monday through Thursday from 9:00 a.m. to 5:30 p.m., or come see us on Friday when we're open until 6:00 p.m. Need to withdraw cash after hours? You can take advantage of our ATM availability anytime!

Services Offered

At People's Community, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we are dedicated to helping you reach your financial goals. Our team is here for simple transactions at the drive-thru or in-person assistance inside the branch. While members can visit us at 16211 SE 12th St, official correspondence should be sent to PO Box 764, Vancouver, WA 98666.

Member Eligibility

Joining the People's Community is like becoming part of a family that truly cares about your financial well-being. If you're wondering whether you can become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in Clark County. This inclusive approach means more people can enjoy the benefits of membership, from lower loan rates to personalized service. Plus, as a member of People's Community, you'll have access to a variety of financial products designed with your needs in mind. Getting started is easy! You can find all the details on how to join by visiting this link. If you're ready to open an account or have any questions, feel free to give us a call at (360) 695-5121. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $98 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,054,342, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced world, having efficient merchant services is crucial. Imagine running your café while effortlessly accepting payments from customers using various methods credit cards, mobile payments, or even online transactions. Our merchant services streamline this process, allowing you to focus on what you do best: serving your clients and growing your business. Located at 16211 Se 12th St, Vancouver, WA 98683, we are here to partner with you on your journey toward success. For more information or to set up a consultation, call us at 360-695-5121. Let's build your business together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Enjoy access to our ATM services for withdrawals and balance checks whenever you need them. Plus, our drive-thru service makes quick transactions even simpler. Whether you're visiting us at our branch in Vancouver or using our digital tools from anywhere, we're committed to making your banking experience positive and empowering. If you're ready to explore what we can do for you, don't hesitate to reach out! Call us at 360-695-5121 or visit our website at People's Community today!

Auto Loans & Vehicle Financing

Need a new vehicle? Our auto loans and vehicle financing options are here to help you drive away in style. Whether you're purchasing a new car or refinancing an existing loan, we provide competitive rates that fit your budget. Picture yourself getting behind the wheel of that dream car without breaking the bank!

Business Banking

For our business members, we offer specialized business banking services, including merchant services and business loans. We understand how vital it is for small businesses to have reliable financial support, so we're here to help you grow and succeed.

Credit Cards with Rewards

Consider our credit cards with rewards program! Earn points on everyday purchases and redeem them for exciting rewards like travel discounts or cash back. It's like getting paid to spend what could be better?

Digital Banking Features

At People's Community, we take pride in offering robust digital banking features such as online banking, mobile payments, and person-to-person transfers. Our secure online platform ensures that managing your accounts is both convenient and safe.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your existing mortgage? Our mortgage loans can make that dream come true. We guide you through every step of the process, ensuring you find the best loan terms for your situation. Let us help turn that "For Sale" sign into "Sold!"

Personal Banking

We offer various personal banking services, including checking and savings accounts designed to help you manage your day-to-day finances efficiently. Imagine having easy access to your money with online and mobile banking features that let you check your balance or transfer funds right from your smartphone. With our user-friendly mobile app, managing your finances has never been easier!

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's for medical bills, home repairs, or consolidating credit card debt into one manageable payment, we work with you to create a solution that fits your financial picture.

Digital & Online Banking

Key Features

Visit us at https://www.peoplescu.org/ to explore our robust online banking platform, which allows you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services mean you never have to worry about when the bank is open. You can also enjoy the convenience of e-statements, so you can easily access your account information without the clutter of paper statements. Our mobile application brings banking right to your fingertips. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases has never been easier. You can even manage your accounts from your smartphone, ensuring you stay connected no matter where life takes you.

Security and Ease-of-Use

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that our online systems are designed with strong security measures in place to protect your personal information. Our goal is to provide an experience that combines safety with convenience. At People's Community, we believe that banking should be straightforward. We've crafted our digital services to be intuitive and accessible for all members. Whether you're a tech-savvy user or just starting out, you'll find it easy to navigate our online resources. In summary, People's Community offers everything you need for effective financial management right at your fingertips. Join us today and experience the freedom of digital banking!

Financial Strength

At People's Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial institution, and we are proud to share our strong financial standing with you. With a net worth of $38,067,282, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,836,124 in share certificates and $52,154,992 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $35,669,898 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is demonstrated by $456 in used auto loans and a total of $115,539,694 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 26,240, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People's Community is your trusted partner. Visit us at 16211 Se 12Th St Vancouver Wa 98683 or call 360-695-5121 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,287,152 in used vehicle loans and $4,163,257 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your needs. If you're considering refinancing your existing auto loan, we also have options available to lower your monthly payments or adjust your loan term.

Business Loans

For business owners, our outstanding commercial loans totaling $16,054,342 provide the capital needed to grow and expand. Whether you're launching a startup or looking to invest in equipment for an established business, our commercial lending team is ready to assist you every step of the way. At People's Community located at 16211 Se 12Th St Vancouver Wa 98683, we are committed to providing personalized service and competitive rates. If you're interested in learning more about our loan offerings or want assistance in determining eligibility for any of our products, please don't hesitate to call us at 360-695-5121. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey today!

Credit Card Loans

We recognize that managing everyday expenses can sometimes require a little extra support. That's why we offer flexible terms on unsecured credit card loans, with a total of $786,125 in loans helping members manage their finances effectively. Our credit card products come with features designed to enhance your purchasing power without overwhelming you with fees.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,295,069, make buying or refinancing simple. We are dedicated to making the mortgage process straightforward so that you can focus on what matters most making your new house a home. We also offer refinancing solutions that could save you money on your current mortgage.

Loan Aggregator

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Ensuring Accurate Comparisons

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.