People's Community Credit Union Vancouver WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to People's Community, your trusted partner in financial services located at 7403 Ne Hazel Dell Ave, Vancouver, WA 98665. Established in 1952, our credit union has been committed to serving the community with integrity and dedication for over 70 years. With a proud membership of 10,721 and total assets reaching $271,749,375, we are here to support your financial journey. At People's Community, we understand that each member has unique needs. That's why we offer a range of services, including personal banking, auto loans, mortgages, business banking solutions, and online banking features. Whether you're looking to save for the future or finance a new vehicle, our team is ready to assist you every step of the way. While members can visit us at our Hazel Dell branch for face-to-face service, official correspondence should be sent to PO Box 764, Vancouver, WA 98666. We take pride in our transparent practices and dedicated staff of 39 employees, led by our CEO Cristi Dahlstrom and Board President Tim Williams. Together, we work tirelessly to ensure our members receive the best possible service. As a member-driven organization with a net worth of $38,067,282 and total deposits of $20,667,853, we prioritize your financial well-being. Our commitment extends beyond just numbers; we aim to make a positive impact in our community through responsible lending and supportive services. We invite you to explore what we have to offer! Visit us online at www.peoplescu.org or give us a call at 360-695-5121. Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Innovation

We understand that the world is changing rapidly. That's why we've embraced digital advancements to enhance your banking experience. With features like online banking and mobile payments available, managing your finances has never been easier. Our ATM and drive-thru services ensure you have access when you need it most. As part of our ongoing commitment to serve all members effectively, we ensure our facilities comply with ADA standards so that everyone can access our services comfortably.

Community Engagement

People's Community isn't just about banking; it's about building relationships within our community. We actively participate in local events and support various initiatives aimed at improving the quality of life for residents in Vancouver and beyond. By choosing us as your financial partner, you're also contributing to these efforts.

Join Us Today!

If you're looking for a credit union that values you as a member and is dedicated to making a positive impact in the community, look no further than People's Community. Experience firsthand the benefits of being part of an institution that truly cares. Reach out today or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. Join us on this journey towards financial well-being because together, we can achieve more! Visit our website for more information or call us at 360-695-5121 for any inquiries.

Our Mission

Our mission is simple yet impactful: to provide financial services that improve the lives of our members while fostering strong community connections. At People's Community, we believe that everyone deserves a chance to achieve their financial goals. We strive to support not only individual aspirations but also community initiatives through partnerships and outreach programs. While members can visit us at 7403 NE Hazel Dell Ave, official correspondence should be sent to PO Box 764, Vancouver, WA 98666. Our dedicated staff operates with your best interests at heart, ensuring that all interactions are welcoming and supportive.

Branch Location & Accessibility

A Convenient Spot

While members can visit us at our Hazel Dell location, official correspondence should be sent to PO Box 764, Vancouver, WA 98666. We're just a stone's throw away from local landmarks like Hazel Dell Park and the Vancouver Plaza Shopping Center, making your visit even more convenient.

Accessibility and Services

Our branch is designed with accessibility in mind. You will find ample parking available and features that comply with ADA standards to ensure everyone can easily navigate our space. We are proud to offer a range of services including personal banking, auto loans, and online banking options.

Get In Touch

Need assistance or have questions? Don't hesitate to call us at 360-695-5121. Our friendly staff is eager to assist you! We invite you to visit us soon and experience all that People's Community has to offer.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are crafted for your convenience: we are open Monday through Thursday from 9:00 a.m. to 5:30 p.m., and on Fridays from 9:00 a.m. until 6:00 p.m. If you're in a hurry, take advantage of our drive-thru service for quick transactions without leaving your car!

Member Eligibility

At People's Community, we believe that everyone deserves a financial partner who genuinely cares. If you're looking to join a welcoming community where your needs come first, becoming a member is just around the corner! To be eligible for membership at our branch located at 7403 Ne Hazel Dell Ave, Vancouver, WA 98665, you simply need to live, work, worship, or attend school in Clark County. It's that easy! We're dedicated to providing you with exceptional services like personal banking, auto loans, and more. To get started on your journey towards becoming a member of People's Community, you can find detailed eligibility information by visiting this link. Once you're ready to open an account, check out how simple the process is here. If you have any questions or need assistance along the way, feel free to give us a call at 360-695-5121. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, we offer practical merchant services designed to streamline your operations. Imagine having a reliable partner who helps you accept payments easily, manage transactions efficiently, and ultimately focus on what you do best running your business. Our services are tailored to fit your needs, whether you're processing sales at a busy storefront or managing online transactions. At People's Community, located at 7403 Ne Hazel Dell Ave Vancouver WA 98665, we're dedicated to empowering local businesses. Contact us today at 360-695-5121 to learn more about how we can help your business thrive!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $98 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,054,342, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored to help you succeed. We recognize that running a business comes with its own set of challenges, so we're here to support your growth with the right financial tools.

Convenient Access Anytime

Our commitment extends beyond traditional banking hours with features like ATM services for cash withdrawals and balance checks. Plus, our drive-thru banking allows for quick deposits and simple transactions without leaving your vehicle a perfect solution when you're on the go! Whether you're visiting us in person or accessing our services online or via mobile apps, People's Community ensures that managing your finances is straightforward and convenient. For more information about how we can assist you in achieving your financial goals or if you'd like to become a member, feel free to reach out at 360-695-5121 or visit us online at www.peoplescu.org. Join us today and experience community-focused banking!

Home Financing Options

Looking to buy a home or refinance your current mortgage? Our mortgage loans are crafted to assist you every step of the way. You'll appreciate the personalized service we provide as we guide you through the process, ensuring you understand all your options.

Personal Banking Made Easy

For those who want to manage their day-to-day finances, our personal banking options include checking and savings accounts designed for ease and flexibility. Imagine having access to your funds anytime through our online and mobile banking platforms. With just a few taps on your smartphone, you can check balances, transfer money, and pay bills without having to visit the branch. If you're considering buying a car, our auto loans and vehicle financing solutions can help turn that dream into reality. We understand how important it is to have reliable transportation, which is why we offer competitive rates and terms that fit your budget.

Supporting Your Financial Goals

In addition to personal loans for unexpected expenses or debt consolidation, we also offer credit cards with rewards that allow you to earn while you spend. This feature makes it easier for you to enjoy the perks of responsible spending.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills without any hassle. You can also enjoy the convenience of e-statements, which not only help you stay organized but also reduce paper clutter in your home. Plus, if you're on the go, our mobile application lets you manage your finances right from your smartphone. Want to send money to friends or family? With our person-to-person transfer feature, you can quickly send funds without needing cash or checks. And if you're looking for an easy way to pay for purchases, our mobile payments feature allows you to make transactions swiftly and securely.

Security You Can Trust

We prioritize your security with advanced measures to keep your information safe. While we currently do not support electronic signature authorization, rest assured that our systems are designed with your protection in mind. Our user-friendly interface makes it simple to navigate through all available features while keeping your data secure.

Stay Connected

Managing your finances shouldn't be complicated. At People's Community, we strive to provide accessible and easy-to-use digital banking solutions tailored just for you. Whether you're checking balances or making payments on the fly, we're here to ensure that you have a smooth experience every step of the way. Visit us today at https://www.peoplescu.org/ and discover how convenient banking can be!

Financial Strength

Building Trust Together

Total Share Accounts: 26,240, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People's Community is your trusted partner. Visit us at 7403 Ne Hazel Dell Ave Vancouver Wa 98665 or call 360-695-5121 to learn more about how we can help you achieve your financial goals.

Committed Team Support

Our success is also reflected in our operations. We have a dedicated team of 38 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with knowledgeable support. The trust you've placed in us is reciprocated through our operational efficiency. Our net income of $0 underscores our commitment to maintaining stable operations while focusing on delivering value for our members.

Member-Centric Savings

Members' savings are secured through $41,836,124 in share certificates and $52,154,992 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $35,669,898 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $115,539,694 in total loans and leases and $456 in used auto loans.

Solid Financial Position

With a net worth of $38,067,282, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those considering business opportunities, our outstanding commercial loans totaling $16,054,342 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive. If you're interested in any of these loan products or want to explore refinancing options that may be available to you, don't hesitate to reach out. You can contact us at (360) 695-5121 for more information or visit us at our branch located at 7403 Ne Hazel Dell Ave Vancouver Wa 98665 in Vancouver, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At People's Community, we're here to help you navigate your borrowing options and find the best fit for your financial journey.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,287,152 in used vehicle loans and $4,163,257 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find a plan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,295,069, make buying or refinancing simple. Whether you are purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $786,125 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to provide value while keeping your spending manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights the effectiveness of LendMesh in assisting borrowers to secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all comparisons are fair and transparent. Users can trust that the information provided is accurate, as it comes from legitimate financial sources.