Peoples Community Credit Union Vancouver WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to People's Community at our Waterfront branch, located at 701 W Columbia Way, Vancouver, WA 98660. Since opening our doors in 1952, we've been dedicated to serving our members with personalized financial solutions and a community-focused approach. With a strong membership of over 10,721 individuals, we take pride in offering a range of services that cater to your banking needs. At People's Community, we understand that trust is essential in banking. That's why we've built a solid foundation over the years, boasting total assets of $271,749,375 and total deposits reaching $20,667,853. Our commitment to you is reflected in our impressive net worth of $38,067,282 and available cash in hand of $1,769,888, ensuring we can support your financial goals. Under the leadership of our CEO, Cristi Dahlstrom, and Board President, Tim Williams, our team of 39 dedicated employees is here to assist you with everything from personal banking services like checking and savings accounts to auto loans and mortgages. We also provide online and mobile banking for your convenience. While members can visit us at our Waterfront branch for all their banking needs, official correspondence should be directed to our mailing address: PO Box 764, Vancouver, WA 98666. We invite you to explore how we can help you achieve financial success. Feel free to call us at 360-695-5121 or visit our website at www.peoplescu.org for more information. Join us today and become part of a community that truly cares about your financial well-being!

Branch History & Mission

Join Us

People's Community isn't just a credit union; it's a family dedicated to helping each other succeed. We invite you to become part of this vibrant community where your financial well-being matters. Experience the benefits of membership today by visiting our website at www.peoplescu.org or call us at 360-695-5121 for more information. Together, let's build a brighter future!

Mission Statement

At the heart of People's Community is our mission to empower members through financial education and quality service. We believe that everyone deserves access to tools that help them thrive financially. Whether you are looking for a checking account, an auto loan, or advice on managing debt, we strive to provide personalized solutions that make a real difference in your life. We also recognize the importance of giving back to the community. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us and contribute positively to the lives of our neighbors.

Modern Banking Services

As we have evolved, so too has our approach to banking. We understand that convenience is essential in today's fast-paced world. That's why we offer a suite of digital services including online banking, mobile payments, and e-statements. Our commitment to accessibility is further demonstrated by our ADA-compliant facilities and availability of ATMs for easy cash withdrawals. While you can visit us at 701 W Columbia Way for all your banking needs during our operating hours Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM official correspondence should be sent to PO Box 764, Vancouver, WA 98666 if needed.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated right by the beautiful Columbia River, our branch is close to several local landmarks, making it easy to fit a visit into your day. If you're near the Waterfront Park or exploring downtown Vancouver, stopping by our branch is a breeze. Parking is readily available, and we've designed our location with accessibility in mind, featuring ADA-compliant entrances and parking spaces. While members can visit us at 701 W Columbia Way for banking services, please note that any official correspondence should be sent to PO Box 764, Vancouver, WA 98666.

Friendly Operating Hours

We understand that life can get busy! That's why we offer convenient operating hours: from Monday to Thursday, we're open from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. This ensures you have plenty of time during your week to stop by and take care of your financial needs.

Let’s Connect!

Have questions? Feel free to give us a call at 360-695-5121. We'd love to hear from you! Whether you're looking to open an account or need advice on loans, our team is here for you. Come visit us today at People's Community your community credit union!

Services Tailored for You

At People's Community, we offer a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks. While we don't currently offer drive-thru banking or shared service centers, our friendly staff is always ready to assist you inside.

Member Eligibility

At People's Community, we believe that everyone deserves a financial partner who truly cares. Joining our credit union is like becoming part of a close-knit family where your needs and dreams are prioritized. To become a member, you need to meet some simple eligibility criteria. If you live, work, or worship in the areas we serve, you're likely eligible! We welcome individuals from diverse backgrounds, making it easy for you to join us on this journey towards better financial health. For more specific details about eligibility, feel free to check out our website at http://www.peoplescu.org/become-a-member/. Opening an account with us is straightforward and convenient. You can easily start the process online by visiting this link or give us a call at (360) 695-5121 for personalized assistance. We're located at 701 W Columbia Way Vancouver Wa 98660, ready to help you every step of the way as you explore the many benefits of membership with People's Community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $98 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,054,342, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what matters most growing your enterprise. From credit card processing to point-of-sale systems, we offer practical tools that enhance customer experiences and streamline operations. Ready to take the next step? Visit us at 701 W Columbia Way, Vancouver, WA 98660, or give us a call at 360-695-5121. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking Services

If you're a small business owner, we understand how vital it is to have reliable financial support. Our business banking services, including merchant services and business loans, are crafted to help your business thrive. From accepting payments easily to securing funding for expansion, we've got you covered.

Convenient Access Anytime

With online and mobile banking, accessing your accounts has never been easier. Manage your finances on-the-go with our user-friendly app that allows for mobile payments and person-to-person transactions without hassle. Need cash? Enjoy the convenience of our ATM & cash withdrawal services, available at various locations, ensuring that you have access when you need it most. At People's Community, we believe in building lasting relationships with our members through personalized service and comprehensive financial solutions. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out! Call us at 360-695-5121 or visit us at www.peoplescu.org today!

Flexible Loan Options

Life can be unpredictable, but our personal loans and debt consolidation services can help you regain control. Whether you need funds for unexpected expenses or want to simplify your debt payments into one manageable loan, we have solutions designed for you. For those who love rewards, our credit cards with rewards allow you to earn points on everyday purchases. It's like getting something back every time you spend!

Personal Banking Solutions

Our personal banking services are tailored to fit your lifestyle. We offer checking and savings accounts that make managing your day-to-day finances easy. Imagine having all your funds organized in one place, with access to online and mobile banking right at your fingertips. You can check balances, transfer money, or pay bills from anywhere with just a few clicks. If you're considering purchasing a car, our auto loans and vehicle financing options can make that dream a reality. Picture yourself driving off in your new car with an affordable monthly payment that fits comfortably within your budget. We also provide mortgage loans and refinancing options for those ready to buy their first home or looking to lower their current mortgage rates.

Digital & Online Banking

Key Features

Our online banking platform allows you to easily view your account balances, transfer funds, and pay bills with just a few clicks. Whether you're using our mobile application or accessing our website, everything is user-friendly and straightforward. If you're looking to send money to friends or family, our person-to-person transfer feature makes it quick and simple no need for cash or checks! For those who prefer going paperless, we offer e-statements that allow you to access your financial documents whenever you need them. This not only helps reduce clutter but also ensures that you have secure access to your important information.

Security & Accessibility

Security is our top priority. We take every measure to protect your personal and financial data while you bank online. You can rest easy knowing that your information is safe with us. With features like mobile payments available through our app, managing your finances has never been easier. Imagine making purchases without having to pull out your wallet! Plus, even though we don't currently support electronic signature authorization, we provide other secure methods for handling transactions. In today's busy world, having access to digital banking means you can focus more on what matters most your life while we take care of your banking needs. Join us at People's Community and experience the convenience of modern banking tailored just for you!

Financial Strength

At People's Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust and designed to support you in achieving your financial goals. With a net worth of $38,067,282, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,836,124 in share certificates and $52,154,992 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $35,669,898 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $456 in used auto loans and a total of $115,539,694 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 26,240, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People's Community is your trusted partner. Visit us at 701 W Columbia Way Vancouver WA 98660 or call 360-695-5121 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,287,152 in used vehicle loans and $4,163,257 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms to make your car-buying experience as smooth as possible.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $16,054,342 provide the capital needed to expand and succeed. We understand the unique challenges faced by businesses and are here to offer tailored solutions that work for you. If you're interested in refinancing any existing loans or checking your eligibility for our loan products, feel free to reach out! Our team is ready to assist you in exploring all available options tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to speak with one of our representatives, please call us at 360-695-5121. We're here to help you navigate your financial journey with confidence!

Credit Lines

For those who need extra flexibility, our total credit lines amount to $35,000,000. This allows you to access funds when you need them most without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,295,069, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $786,125 in loans helping members manage their finances effectively. Our credit cards come with various features designed to meet your spending habits while keeping costs low.

Loan Aggregator

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