Peoples Choice Credit Union Coffeyville KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Peoples Choice Credit Union, your trusted financial partner since 1935. Located at 402 W 12Th St, Coffeyville, KS 67337, we have been dedicated to serving our community with a personal touch. With a proud membership of 625, we focus on putting your needs first, ensuring that you have access to the best financial services available. At Peoples Choice, our commitment to our members is reflected in our solid financial foundation. We proudly manage total assets of $7,196,239 and maintain total deposits of $359,700. Our net worth stands strong at $1,794,832, demonstrating our stability and reliability as your local credit union. With a cash reserve of $124,156, we're equipped to support you through various financial endeavors whether it's securing an auto loan or saving for your future. Our leadership team is here for you! Under the guidance of CEO Shelley Cole and Board President Philip Merriman, we strive to foster a welcoming environment where every member feels valued. Our dedicated staff of two employees is always ready to assist you with personalized service. While members can visit us at our branch location, official correspondence should be sent to the same address: 402 W 12th St, Coffeyville, KS 67337. For any inquiries or assistance, feel free to reach out to us at 620-251-9280 during our lobby hours from 8:30 AM to 5:00 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays. Explore our range of services from checking and savings accounts to auto loans and mortgage options all designed with your financial success in mind. We're not just about numbers; we're about building relationships and contributing positively to our community. Visit us online at mypccu.com for more information or stop by today. Let's work together towards achieving your financial goals!

Branch History & Mission

Welcome to the heart of Coffeyville, Kansas, where Peoples Choice Credit Union has been a cornerstone of our community since 1935. Founded with a vision to provide accessible financial services to local residents, our branch at 402 W 12th St, Coffeyville, KS 67337 has grown alongside its members, evolving into a trusted partner for all their banking needs. Over the decades, Peoples Choice has witnessed significant milestones that have shaped its journey. From humble beginnings focused on personal savings and loans, we have expanded our offerings to include auto loans, mortgage financing, and business banking solutions. Today, we proudly serve 625 members, managing assets totaling an impressive $7,196,239. Our commitment to fostering strong relationships within the community remains unwavering. At the core of our mission is a dedication to improving the financial well-being of our members while actively supporting local initiatives. We aim not just to be a bank but a pillar of strength in Coffeyville. Our mission statement reflects this ethos: "To empower our members through personalized financial solutions while enriching our community." This means offering services tailored to individual needs whether it's helping you secure your first car or providing guidance on saving for your future. While members can visit us at our main location for convenient service including drive-thru banking and ATM access we also encourage them to reach out for official correspondence at the same address: 402 W 12th St, Coffeyville, KS 67337. Our operating hours are designed with your schedule in mind: Monday through Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. As we move forward in this digital era, we remain committed to enhancing member experience through technology while ensuring compliance with accessibility standards. Our online banking platform allows you to manage your finances conveniently from anywhere. Community is at the heart of everything we do at Peoples Choice Credit Union. We engage in various outreach efforts and partnerships aimed at uplifting those around us. Whether through sponsoring local events or supporting educational programs, we believe in giving back to the people who support us. If you're looking for a financial institution that puts you first and shares your values, consider joining Peoples Choice Credit Union today! Together, we can build a brighter financial future. Visit us online at mypccu.com or call us at 620-251-9280 for more information on becoming a member. We look forward to welcoming you!

Branch Location & Accessibility

Comprehensive Banking Services

Peoples Choice Credit Union provides a range of services designed to meet your financial needs. You can take advantage of personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. For added convenience, we have an ATM available and a drive-thru option for basic transactions like deposits and withdrawals. While our main office is at 402 W 12th St, any official correspondence can be sent to the same address as well. If you have questions or need assistance, don't hesitate to reach out at 620-251-9280.

Convenient Access for Everyone

At Peoples Choice, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. We also offer ample parking right outside our doors, so you can get in and out without hassle.

Operating Hours That Fit Your Schedule

We know your time is valuable! That's why we're open from 8:30 AM to 5:00 PM Monday through Friday, and we welcome you on Saturdays from 9:00 AM to 12:00 PM for drive-thru services. Whether you need help with personal banking or quick transactions, our friendly staff is here to assist you during these hours.

Visit Us Today!

We invite you to come by and see what makes Peoples Choice Credit Union a trusted partner in your financial journey. Our team is ready to welcome you and provide personalized service that fits your unique needs. Whether you're looking to open an account or explore loan options, we're here for you!

Member Eligibility

Welcome to the community at Peoples Choice! Becoming a member is like stepping into a supportive family where your financial well-being is our priority. If you live, work, or worship in Montgomery County, you're already eligible to join us. We also welcome family members of current members, ensuring that your loved ones can benefit from our services too. At Peoples Choice, we believe in empowering our members with competitive rates and personalized service that fits your needs. Joining is easy! You can find more detailed eligibility criteria on our website at http://mypccu.com/membership.php. If you're ready to take the next step, feel free to reach out to us at (620) 251-9280 for assistance or any questions you might have. Our friendly staff is here to help you through the account opening process and make sure you feel right at home at Peoples Choice, located at 402 W 12Th St Coffeyville Ks 67337.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine running your business without worrying about payment processing. Our merchant services streamline transactions, allowing you to focus on what you do best serving your customers. From card processing to online payment solutions, we provide the tools you need to make every sale a breeze. Join us at Peoples Choice located at 402 W 12Th St Coffeyville Ks 67337 in Coffeyville, KS. Let's take your business to new heights together! For more information or assistance, call us at (620) 251-9280.

Comprehensive List Of Services

Additional Services

We understand that sometimes, you may want to conduct simple transactions in person. Our drive-thru banking service makes it easy to deposit or withdraw cash without having to step inside the branch. Whether it's a quick deposit or a balance check at one of our ATMs, we're here to ensure access is always convenient. As part of Peoples Choice, we're committed to supporting you every step of the way on your financial journey. With friendly staff ready to assist you at 620-251-9280, we're here to answer any questions about our services or help you get started today. Visit us at [mypccu.com](https://www.mypccu.com) to learn more about how we can serve you better!

Business Banking

For our business members, we provide essential banking services that can help your venture thrive. Our merchant services facilitate transactions smoothly while our business loans offer financial support when you need it most.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With just a few taps on your phone or clicks on your computer, you can manage your accounts, transfer funds, and even handle person-to-person payments easily. Plus, our ATM availability allows for quick cash withdrawals whenever you need them.

Loans and Credit Options

When life throws unexpected expenses your way, our personal loans and debt consolidation services can help lighten the load. And for those who enjoy rewards on their purchases, our credit cards come with attractive benefits that make everyday spending more rewarding.

Personal Banking

Our personal banking services include various checking and savings accounts tailored to help you manage your money effectively. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide competitive rates that make purchasing your dream car accessible. We also offer mortgage loans and refinancing options to help you secure a comfortable home without breaking the bank.

Digital & Online Banking

Key Features

Our 24/7 online banking services give you the freedom to check your balance, view transaction history, and manage your accounts without having to visit a branch. Whether you're at home or on the go, you can stay in control of your finances. Plus, our mobile application allows for real-time account management right from your smartphone. Sending money has never been easier with our person-to-person transfer feature. You can quickly send funds to family or friends with just their email or phone number no need for cash or checks. For those who prefer going paperless, we also provide electronic statements for easy access to your financial records. You'll find them straightforward to navigate, allowing you to keep track of your spending habits without the clutter of physical paperwork.

Security and Usability

We prioritize your security by implementing robust measures that protect your information while ensuring that our services remain user-friendly. While we currently do not offer electronic signature authorization or mobile payment features, our focus is on creating a safe environment where you can manage your money effortlessly. In short, whether you're using our website or the mobile application, you'll experience hassle-free banking designed with you in mind. Join us at Peoples Choice and discover how our digital and online banking services can simplify your life!

Financial Strength

Commitment to Innovation

With $1,794,832 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment ensures that we continue to improve our offerings and adapt to your needs.

Dedicated Team Ready to Serve You

We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 1,135, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peoples Choice is your trusted partner. Visit us at 402 W 12Th St Coffeyville Ks 67337 or call (620) 251-9280 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Options

Members' savings are secured through $2,923,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus means that every dollar counts towards enhancing your benefits and experiences with us.

Solid Financial Health

With a net worth of $1,794,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,494 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors, with $175 in used auto loans and $2,964,743 in total loans and leases available to help you achieve your dreams. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans are tailored just for you. With competitive interest rates and flexible terms, we make the process straightforward and stress-free. Whether you're eyeing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines

For members looking for flexibility in managing their finances, we offer credit lines totaling $300,000. This option provides peace of mind for unexpected expenses or planned purchases without the need for multiple applications.

Mortgage Loans

Thinking about homeownership? While we currently do not offer mortgage options like Junior Lien Family Residential Property loans, we encourage you to check back with us as we continually evaluate our offerings. If you're considering refinancing existing mortgages or exploring eligibility options for future plans, we're here to guide you through those processes as well.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans; however, currently, there are no outstanding amounts in this category. This service is designed to help members manage their finances effectively with ease. The performance insights and financial data mentioned above are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply now or want more information about our loan products, don't hesitate to contact us or visit our website at mypccu.com. We're committed to helping you navigate your financial journey with confidence!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Peoples Choice