PEOPLE'S ALLIANCE FEDERAL CREDIT UNION - Ronkonkoma, NY

Welcome to People's Alliance, your trusted financial partner located at 3125 Veterans Memorial Hwy, Ronkonkoma, NY 11779. Since our establishment in 1940, we have dedicated ourselves to empowering our community and providing personalized banking solutions to our 33,316 members. As a member-focused credit union, we pride ourselves on our commitment to exceptional service and financial education. At People's Alliance, we understand that every member has unique needs. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. With total assets of $315,003,076 and total deposits reaching $40,403,324, you can trust that your money is in safe hands. Our experienced team of 81 employees, led by CEO Carol Allen and Board President Diane Goerz, is always ready to assist you. Whether you need guidance on loan options or want to explore our online banking services, we're here for you every step of the way. While members can visit us at our Ronkonkoma branch for face-to-face support, official correspondence should be sent to the same address. You can reach us at 631-580-3702 during our convenient operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 2:00 PM. Join us today and experience the difference that a member-owned credit union can make in your financial journey. Visit our website at pafcu.org for more information or stop by the branch we look forward to serving you!

Joining People's Alliance is like becoming part of a close-knit family that truly cares about your financial well-being. To become a member, you simply need to meet some straightforward eligibility criteria. If you live, work, worship, or attend school in our community, you're likely already eligible! This means that many of your friends and neighbors can benefit from the supportive services we offer. Plus, being a member at People's Alliance opens the door to fantastic advantages like lower loan rates, higher savings yields, and personalized service tailored just for you. Getting started is easy! You can find all the details about membership eligibility on our website at https://www.pafcu.org/information-desk/who-can-join.php . If you're ready to take the next step, opening an account is just a click away through this link: https://www.loanliner.com/loanrequest/clppresenter/loanlist.aspx?cuid=03119341&loanlistid=1157&channelid=none&locationid=none&isframed=f . Should you have any questions or need assistance, feel free to reach out to us at (631) 580-3702. We're excited to welcome you to our community at 3125 Veterans Memorial Hwy Ronkonkoma Ny 11779!

At People's Alliance, we understand that banking should be convenient, secure, and accessible whenever you need it. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, managing your finances has never been easier. One of the key features we provide is 24/7 online banking services, allowing you to access your accounts any time through our website at https://www.pafcu.org/ . You can check balances, pay bills, and transfer funds with just a few clicks. Plus, for those who prefer the ease of mobile banking, our user-friendly mobile application ensures that you can manage your money right from your smartphone. If you ever need to send money to friends or family quickly, our person-to-person transfer service is here for you. No more hassles just simple transactions when you need them most. And for those who like to keep track of their financial statements electronically, we offer e-statements, making it easy to stay organized without the clutter of paper. Security is always a priority at People's Alliance. While we currently do not support electronic signature authorization for transactions, rest assured that all your online activities are protected with robust security measures. Though mobile payments are not available at this time, our focus remains on providing a seamless banking experience through our other digital offerings. With real-time account management and easy access to essential banking functions, we strive to make your life simpler. Visit us today and explore how our digital and online banking services can enhance your financial experience!

At People's Alliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the peace of mind that comes from knowing your financial institution is both stable and reliable. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $33,784,113, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $64,486,893 in share certificates and $27,239,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,328,513 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $34,064 in used auto loans and a total of $179,359,509 in loans and leases, we support our members' financial goals across various sectors. Although our current net income is $0, this reflects our ongoing commitment to investing back into the credit union for future growth rather than focusing solely on profits. We also take pride in having 74 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0 shows our dedication to using funds efficiently while supporting our members' needs. Additionally, with 59,958 total share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People's Alliance is your trusted partner. Visit us at 3125 Veterans Memorial Hwy Ronkonkoma NY 11779 or call 631-580-3702 to learn more about how we can help you achieve your financial goals.

At People's Alliance, we understand that everyone's financial journey is unique. Whether you're looking to buy a new car, purchase your first home, or manage your expenses with a credit card, we offer a variety of loan products designed to meet your needs. Located at 3125 Veterans Memorial Hwy, Ronkonkoma, NY 11779, our branch is dedicated to helping you achieve your financial goals. With over 14,917 loans issued, we've helped thousands of members achieve their financial objectives. Our auto loans are particularly popular; if you're looking to buy a new car, our competitive rates and terms make it easier than ever. We have provided $34,856,491 in used vehicle loans and $8,237,659 in new vehicle loans to help our members get on the road confidently. Thinking about homeownership? Our mortgage options are tailored for you. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,288,899, making buying or refinancing simple and straightforward. For those interested in managing their finances effectively, we provide flexible terms on unsecured credit card loans. With a total of $15,018,010 in unsecured credit card loans available, you can enjoy the freedom of spending without the hassle. Moreover, if you're considering refinancing any of these products or have questions about eligibility options, our knowledgeable staff is here to guide you through the process. We want to ensure that you find the best solution for your situation. For business owners looking for funding opportunities, we currently do not have outstanding commercial loans available; however, we're always exploring options to support local businesses in their growth. If you'd like more information about our loan offerings or need assistance with applications and eligibility criteria, please feel free to reach out by calling us at (631) 580-3702. Our team is ready to assist you during our lobby hours from Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success starts here let's work together to make it happen!