People's Alliance Credit Union Hauppauge NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to People's Alliance, your trusted financial partner since 1940. Located at 125 Wireless Blvd, Hauppauge, NY 11788, we pride ourselves on offering a wide range of financial services tailored to meet the needs of our diverse membership base. With over 33,000 members and total assets reaching an impressive $315,003,076, we are committed to providing our community with reliable banking solutions. At People's Alliance, we believe in building strong relationships with our members. Whether you're looking for personal banking options like checking and savings accounts, vehicle financing, or even mortgage loans, our dedicated team is here to help you every step of the way. Under the leadership of CEO Carol Allen and Board President Diane Goerz, we foster a welcoming environment where everyone feels valued. While you can visit us at our Hauppauge branch for all your banking needs, please remember that official correspondence should be sent to the same address. Our friendly staff is available during lobby hours Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 2:00 PM to assist you with any questions or concerns. With total deposits amounting to $40,403,324 and a net worth of $33,784,113, you can trust that your finances are in safe hands. Our commitment goes beyond just numbers; it's about being a part of your financial journey and supporting your goals. Ready to take the next step? Call us today at 631-434-3500 or visit our website at pafcu.org to explore all that we have to offer!

Branch History & Mission

A Legacy of Service

Since opening our doors in 1940, People's Alliance has continually adapted to meet the evolving needs of our members. With total assets exceeding $315 million, we have established ourselves as a stable and reliable institution. Our journey has been marked by significant milestones, including the introduction of various lending products and digital banking solutions that empower members to manage their finances conveniently and efficiently. At People's Alliance, we believe in giving back. Our mission is not just about providing financial services; it's about fostering community growth and supporting local initiatives. We are proud to partner with various organizations that aim to uplift our neighborhoods and ensure a brighter future for all residents.

Community Focus

People's Alliance is more than just a place to bank; it's a hub for community engagement. We regularly participate in local events and outreach programs aimed at improving financial literacy among residents. By educating our members about smart budgeting and responsible borrowing, we empower them to make informed financial decisions. We also embrace technology with online banking services that allow you to manage your accounts anytime, anywhere. Whether you prefer visiting us in person or utilizing our mobile app for convenience, we're here for you.

Join Us Today!

As we continue this journey together, we invite you to join the People's Alliance family. Experience the difference of being part of a credit union that truly cares about its members and community. Contact us today at (631) 434-3500 or visit our website at www.pafcu.org to learn more about membership opportunities. Together, let's build a stronger future!

Our Commitment

Our mission statement is simple yet powerful: "Empowering people through financial education and community support." We strive to deliver comprehensive financial services, including personal banking, auto loans, mortgages, and business banking options. We also prioritize accessibility with features like ADA-compliant facilities and drive-thru banking for those who need it. While members can visit us at 125 Wireless Blvd Hauppauge Ny 11788, official correspondence should be sent to 125 Wireless Blvd, Hauppauge, NY 11788-3971. We want every interaction with us to be smooth and fulfilling.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is nestled in the heart of Hauppauge, making it easy for you to stop by during your day. Just a short drive from major shopping centers and local parks, we're ideally situated for both quick visits and more involved banking needs. We have ample parking available for all members, and our facility is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

At People's Alliance, we understand that life can be busy. That's why we offer flexible operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 2:00 PM. We want you to have plenty of time to manage your financial needs.

Services Offered

Our branch is equipped with an ATM for quick cash withdrawals and balance checks. If you prefer a personal touch, our drive-thru service allows for easy deposits and withdrawals without leaving your car. We provide a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Our dedicated team is ready to assist you with any questions or needs you may have. If you'd like more information or are ready to visit us, please don't hesitate to call us at 631-434-3500. We look forward to welcoming you at People's Alliance!

Member Eligibility

Becoming a member of People's Alliance is like joining a family that truly cares about your financial well-being. If you're looking to take advantage of our personalized services and community-focused approach, you'll be happy to know that eligibility is designed to be inclusive and straightforward. Anyone who lives, works, worships, or attends school in Suffolk County can become a member. We're here to support you with a range of financial products, from checking accounts to auto loans, all tailored to fit your needs. Getting started is easy! You can find detailed eligibility criteria by visiting https://www.pafcu.org/information-desk/who-can-join.php . Once you're ready to open an account, simply head over to our account opening page at https://www.loanliner.com/loanrequest/clppresenter/loanlist.aspx?cuid=03119341&loanlistid=1157&channelid=none&locationid=none&isframed=f . If you have any questions or need assistance, feel free to give us a call at (631) 434-3500. Join us at People's Alliance, located at 125 Wireless Blvd Hauppauge Ny 11788, and experience the benefits of being part of our vibrant community!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not issued any commercial loans, we're eager to develop future offerings that will benefit both our members and the wider community. When we do extend our services, expect flexible financing options designed to meet your unique needs.

Merchant Services That Simplify Transactions

In today's fast-paced environment, efficient payment processing is crucial for any business. Our merchant services aim to streamline transactions, allowing you to focus on what truly matters growing your business. Whether you run a bustling retail shop or a cozy café, our solutions will help you manage payments seamlessly and efficiently. If you're ready to take your business to the next level, visit us at 125 Wireless Blvd Hauppauge, NY 11788 or call us at 631-434-3500. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM & Drive-Thru Access

We know accessibility is important for our members. Our branch provides ATM and cash withdrawal services, making it simple for you to access your money whenever you need it. Plus, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle. At People's Alliance, we're committed to making banking easier for everyone. Our team is here to assist you with any questions about our services or how we can best serve your financial needs. Visit us today at 125 Wireless Blvd, call us at 631-434-3500, or explore more on our website at pafcu.org. Let us help you achieve your financial goals!

Business Banking Support

If you're a business owner, you'll find valuable resources in our business banking services. From merchant services that help facilitate transactions to business loans designed to fuel growth, we support local businesses every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Check balances, transfer funds, pay bills, and manage your accounts from anywhere at any time keeping control of your finances right at your fingertips.

Flexible Personal Loans

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Need to cover a sudden medical bill or consolidate multiple debts into one manageable payment? We've got you covered.

Home Financing Made Easy

Thinking about owning a home? We provide comprehensive mortgage loans and refinancing solutions tailored to your unique situation. Our knowledgeable staff will guide you through the process, making it as smooth as possible so you can focus on what truly matters your new home.

Personal Banking Solutions

Our personal banking services are crafted with you in mind. Whether you're looking to open a checking or savings account, we offer options that fit your lifestyle. Imagine having a secure place for your money while also earning interest on your savings! For those considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank.

Rewarding Credit Options

For those who love to earn rewards while they spend, our credit cards with rewards offer great benefits that make everyday purchases more rewarding. Use them for groceries, gas, or dining out every swipe brings you closer to your next reward!

Digital & Online Banking

Key Services

Our online banking platform at pafcu.org provides you with real-time account management. You'll have the ability to view e-statements, which are not only convenient but also environmentally friendly. If you're looking to send money to friends or family quickly, our person-to-person transfer feature lets you do just that without any hassle. For those who prefer mobile access, our user-friendly mobile application is available for download. This gives you full control over your accounts right at your fingertips. You can easily manage transactions, check balances, and even deposit checks through your smartphone.

Security and Ease of Use

We take your security seriously. While we do not currently offer electronic signature authorization, rest assured that all transactions conducted through our platforms are protected with top-notch security measures. Your peace of mind is our priority. Even if mobile payments aren't offered yet, you can still enjoy the convenience of managing your finances digitally. Our services are designed to be straightforward and intuitive, making it easy for everyone whether you're tech-savvy or just getting started with online banking. In summary, whether you're accessing your accounts via our website or mobile app, People's Alliance ensures that you have a seamless experience in managing your financial life. Join us today and discover how easy banking can be!

Financial Strength

Committed Workforce

We also take pride in having 74 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated staff is here to assist you with personal banking needs like checking and savings accounts or vehicle financing.

Growing Membership Base

Total Share and Deposit Accounts: 59,958, showing a strong and growing member base that trusts us with their finances. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People's Alliance is your trusted partner. Visit us at 125 Wireless Blvd Hauppauge NY 11788 or call 631-434-3500 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $64,486,893 in share certificates and $27,239,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Better Services

With $33,328,513 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,060,000 in used auto loans and over $179 million in total loans and leases.

Solid Financial Health

With a net worth of $33,784,113, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,856,491 in used vehicle loans and $8,237,659 in new vehicle loans already helping members get on the road. Our competitive rates make it easier for you to finance your dream vehicle while keeping your budget intact.

Credit Lines

For those looking for additional flexibility in managing expenses or projects, our total credit lines amounting to $10,000,000 offer an excellent solution. Whether it's for unexpected costs or planned purchases, having a line of credit can provide peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,288,899, make buying or refinancing simple. We aim to provide flexible terms that cater to your financial needs and help you secure the home you've always wanted.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new products, our team is here to guide you through the process. We strive to make refinancing straightforward and beneficial for our members. At People's Alliance, we're committed to helping you find the right financing solutions tailored just for you. For more information or to discuss your options further, please feel free to reach out at 631-434-3500 during our business hours: Monday through Thursday from 8:30 AM - 4:00 PM; Friday from 8:30 AM - 6:00 PM; and Saturday from 8:30 AM - 2:00 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at pafcu.org to learn more about our offerings today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,018,010 in loans helping members manage their finances effectively. These cards come with various benefits that can suit different spending habits and preferences.

Loan Aggregator

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PEOPLE'S ALLIANCE FEDERAL CREDIT UNION - Hauppauge, NY