Peoples Credit Union Springfield CO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Peoples, your trusted financial partner located at 125 Main St, Springfield, CO 81073. Established in 1956, we have proudly served our community for decades, fostering a strong sense of trust and commitment among our 3,598 members. With total assets of $67,116,355 and a net worth of $12,701,894, we are dedicated to providing financial stability and growth for everyone we serve. At Peoples, we understand the importance of personal banking and are here to assist you with a variety of services including checking and savings accounts, auto loans, mortgage financing, and more. Our mission is to empower our members through accessible banking solutions that fit their unique needs. We're proud to say that we've successfully issued over 1,590 loans while maintaining total deposits amounting to $3,207,840. While members can visit us at our branch address for in-person assistance or to enjoy our drive-thru services, official correspondence should be sent to the same location. Our dedicated team of 18 employees, led by CEO Spencer Homsher and Board President Linda Lusk, is always ready to support you with personalized service. Feel free to reach out to us at 719-523-6250 or explore more about our offerings on our website: Peoples Credit Union. Whether you're looking to open a new account or need advice on loans, we're here for you from 8:00 A.M. to 4:00 P.M., Monday through Friday. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Community

At the heart of Peoples lies a commitment not only to financial success but also to community welfare. We actively engage in various outreach programs and partnerships aimed at uplifting the neighborhoods we serve. Whether it's sponsoring local events or providing financial education workshops, we believe in giving back to those who support us. While members can visit us at 125 Main St Springfield Co 81073, official correspondence should be sent to 125 Main St, Springfield, CO 81073 if different. Our operating hours are from 8:00 A.M. to 4:00 P.M., Monday through Friday, making it easy for you to stop by or call us at (719) 523-6250.

Join Us

As we continue this journey together, we invite you to be part of our family at Peoples. Experience firsthand how we prioritize your financial well-being while enriching our community. Join us today and discover the benefits of becoming a member at your local credit union!

Our Journey

Since opening our doors, Peoples has undergone significant growth and transformation. Originally focused on basic banking services, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each step in our evolution has been driven by the needs of our members and the desire to create lasting relationships. Over the years, we have embraced technology to enhance our services. Today, members can access their accounts online or through mobile apps, allowing for greater convenience and control over their finances. Additionally, we ensure that all digital platforms comply with ADA standards so that everyone can benefit from our services.

Branch Location & Accessibility

Convenient Access

At Peoples, we understand how important convenience is for our members. That's why our branch features ample parking and is fully ADA compliant, ensuring that everyone can enjoy easy access. We also offer drive-thru banking for quick transactions without leaving your car perfect for those busy days when you're on the go!

Operating Hours

We're open from 8:00 A.M. to 4:00 P.M., Monday through Friday, so you can drop by at a time that works best for you. Whether you need assistance with personal banking services like checking accounts, auto loans, or credit cards with rewards, our dedicated team is ready to help.

Services Available

Peoples provides a variety of services tailored just for you. From personal banking options to business loans and online banking solutions, we ensure that your financial journey is smooth and straightforward. Plus, our ATM services are available around the clock for withdrawals and balance checks whenever you need them. While members can visit us at 125 Main St, official correspondence should be sent to the same address since our mailing address mirrors our branch location. If you have any questions or would like more information about our services, feel free to reach out at 719-523-6250. Come visit us today at Peoples where community meets convenience! We look forward to seeing you soon!

Member Eligibility

At Peoples, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! If you live, work, or worship in the Springfield area, you may already qualify for membership. We're here to support you with personal banking services designed to make your financial life easier. Whether you're looking for checking accounts, auto loans, or mortgages, becoming a member opens the door to a range of benefits tailored just for you. To find out more about eligibility requirements and see if you can join our family, check out our detailed criteria. If you're ready to take the next step in opening an account, visit us at our branch located at 125 Main St Springfield Co 81073, or give us a call at (719) 523-6250. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $21,790,348, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine seamlessly accepting credit card payments or managing transactions on-the-go with mobile solutions. Our services empower you to focus on what really matters: running your business efficiently and serving your customers better. Visit us at 125 Main St Springfield Co 81073 in Springfield, CO or give us a call at (719) 523-6250 to discover how we can support your business journey today!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and business owners, Peoples also provides comprehensive business banking services. From merchant services to business loans, we support your venture's growth with reliable financial tools tailored to your unique needs.

Community Focused Services

At Peoples, we believe in serving our community holistically. Whether it's through providing educational resources or supporting local events, we're committed to enhancing the lives of our members beyond just banking. Feel free to reach out to us at (719) 523-6250 during our operating hours from 8:00 A.M. - 4:00 P.M., Monday through Friday. We invite you to explore all the ways Peoples can support your financial journey. Let us help you take control of your finances today! Visit us at Main Office or give us a call we're excited to serve you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere, making deposits, transfers, and bill payments a breeze. Our ATM services allow for easy cash withdrawals and balance checks without stepping into the branch. If you prefer personal interaction but need quick service, our drive-thru banking makes it simple to conduct basic transactions without leaving your vehicle.

Flexible Loan Options

Life can bring unexpected expenses, which is where our personal loans and debt consolidation options come into play. We strive to provide flexible loan solutions that can help alleviate financial stress. Plus, with our credit cards offering rewards, you can earn as you spend making everyday purchases more rewarding.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Peoples has you covered. Our personal banking options are straightforward and accessible, ensuring that you can easily manage your day-to-day finances. If you're planning to buy a new car, our auto loans and vehicle financing services can help get you on the road quickly with competitive rates. For those considering buying a home or refinancing an existing mortgage, we offer mortgage loans that fit your budget and lifestyle.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.peoplescu.com/, managing your accounts is just a click away. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly platform makes it easy to handle your banking needs without any hassle. Plus, with electronic signature authorization, you can sign documents securely from the comfort of your home.

Mobile Banking on the Go

Download our mobile application to carry your bank in your pocket! With features like mobile payments and person-to-person transfers, sending money to friends or family is quick and straightforward. Need to pay for lunch? Just use your phone. Want to send a birthday gift? It's all possible with our app!

Security You Can Trust

Your security is our top priority. Our online banking services are protected with advanced security measures, ensuring that your information remains safe while you manage your finances online. You can bank with peace of mind knowing that we take every precaution to protect your data. In short, Peoples offers robust digital and online banking options that are accessible, secure, and easy to use. Join us today at https://www.peoplescu.com/ and experience the convenience of banking made simple!

Stay Organized with E-Statements

No more paper clutter! We provide e-statements so you can keep track of your transactions easily. They're not only eco-friendly but also available whenever you need them just another way we help simplify your financial life.

Financial Strength

Commitment to Growth and Security

With $12,660,982 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $489 in used auto loans and $54,872,856 in total loans and leases.

Growing Membership Trust

Total Share Accounts stand at 7,534, showing a strong and growing member base that trusts us with their finances. Our Net Shares (funds available for lending and investments) total $40,439, further highlighting our dedication to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peoples is your trusted partner. Visit us at 125 Main St Springfield Co 81073 or call (719) 523-6250 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Solutions

Members' savings are secured through $18,435,765 in share certificates and $10,146,202 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,432,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $302,716, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $12,701,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these key products, we have other financing options such as personal loans and lines of credit totaling $9,600,000, designed to meet various financial needs. If you're interested in any of these loan products or want more information about refinancing options, feel free to reach out! You can contact us at (719) 523-6250 or visit us at our branch located at 125 Main St Springfield Co 81073 in Springfield, CO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,752,017 in used vehicle loans and $1,072,088 in new vehicle loans already helping members get on the road. We also provide refinancing options to make it easier for you to lower your monthly payments or secure better terms.

Commercial Loans

For business owners, our outstanding commercial loans totaling $21,790,348 provide the capital needed to grow and expand. We work closely with local businesses to understand their needs and tailor solutions that support their goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,224, make buying or refinancing simple. We guide you through the eligibility process, so you can find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $126,799 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make purchases without worrying about high-interest rates, our credit card options are here for you.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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PEOPLES CREDIT UNION - Springfield, CO

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