Peoples Credit Union Lehigh IA | Quick Personal Loans & Top Checking

Introduction

Welcome to Peoples Credit Union at 117 Main St, Lehigh, IA 50557! Since opening our doors in 1962, we have proudly served our community with a commitment to providing reliable and personalized financial services. With over 7,100 members, we understand the importance of building lasting relationships and supporting our neighbors in their financial journeys. At Peoples Credit Union, we believe that financial health is essential for everyone. Our total assets of $91,156,748 and total deposits reaching $5,125,437 showcase our stability and dedication to your needs. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages, we have tailored solutions just for you. Led by our CEO Jordan Hensley and Board President Kevin Bahrenfuss, our team of 22 employees is here to guide you every step of the way. We take pride in being a part of this community and strive to make a positive impact through responsible lending practices. As a member-focused credit union, we aim to provide competitive rates on loans currently totaling 6,807 and exceptional customer service. While members can visit us at our branch address, official correspondence should be sent to PO Box 78, Lehigh, IA 50557 if you're looking to reach us by mail. For any inquiries or assistance, feel free to give us a call at 515-359-2550. Explore how we can support your financial goals today! Visit our website at Peoples Credit Union or stop by during lobby hours: Monday and Wednesday from 8:30 AM to 4:00 PM, and Friday from 8:00 AM to 4:30 PM. We're excited to help you thrive financially!

Branch History & Mission

Community Focus

Peoples isn't just about banking; it's about making a difference. We actively engage in community outreach initiatives that uplift local causes and support local businesses. By partnering with schools and organizations within Lehigh and surrounding areas, we contribute not only financially but also through volunteering efforts by our dedicated staff. As part of our commitment to modern banking solutions, we have embraced digital advancements such as online banking and mobile payments. These tools are designed to make managing your finances more convenient while ensuring that all services are ADA compliant for inclusivity.

Join Us!

As we look toward the future, we invite you to become part of the Peoples family. Experience firsthand the personalized service and community spirit that sets us apart from traditional banks. Whether you're looking for a new checking account or need assistance with financing your dream car, we're here for you every step of the way. Join us at Peoples today where your financial success is our priority! For more information or assistance, please call us at 515-359-2550 or visit our website at peoplescreditunion.org. Together, let's build a brighter future!

Our Mission

The mission of Peoples is clear: we strive to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality banking services, which is why we offer a range of products from personal checking accounts to auto loans and mortgages. Our focus extends beyond just numbers; we aim to create lasting relationships with our members by supporting their goals and aspirations. While members can visit us at 117 Main St, official correspondence should be sent to PO Box 78, Lehigh, IA 50557. This commitment to accessibility is reflected in our operating hours Monday from 8:30 AM to 4:00 PM, Wednesday from 8:30 AM to 4:00 PM, and Friday from 8:00 AM to 4:30 PM designed to accommodate your busy schedule.

Branch Location & Accessibility

Accessibility Features

At Peoples Credit Union, we prioritize accessibility for all members. Our facility is designed to be ADA compliant, ensuring everyone can navigate smoothly through our space. From ramps to clear pathways, we strive to make your visit comfortable and straightforward.

Convenient Location

Our branch is conveniently situated near local landmarks, allowing members to stop by after a visit to the nearby park or while running errands. With ample parking available, you can easily pull in and access our friendly staff ready to assist you.

Operating Hours

We're here for you during our convenient lobby hours! You can visit us on Mondays and Wednesdays from 8:30 AM to 4:00 PM, and on Fridays from 8:00 AM to 4:30 PM. Whether you need assistance with opening an account or discussing loan options, our team is ready to help during these hours.

Services Offered

While you're here at Peoples Credit Union, you'll find a range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Unfortunately, we currently do not offer ATM services or drive-thru banking; however, our team is always available inside the branch to assist with any cash withdrawal needs.

Stay Connected

If you have questions before visiting us or would like more information about our services, feel free to call us at 515-359-2550. We're eager to assist you! So why wait? Come down to Peoples Credit Union today and discover how we can support your financial journey right here in Lehigh!

Member Eligibility

At Peoples, we believe that becoming a member is like joining a close-knit family where your financial goals are our priority. If you're interested in membership, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in our local community. We welcome individuals from all walks of life, making it easy for you to connect and thrive with us. Plus, as a member of Peoples, you gain access to a variety of benefits including personalized service and competitive rates on loans and savings accounts. Getting started is simple! You can find all the details about membership eligibility by visiting this link. If you're ready to take the next step, opening an account is just as straightforward. Our team at 117 Main St Lehigh Ia 50557 is here to help answer any questions you may have, so feel free to call us at (515) 359-2550. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,022,076, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to purchase new equipment or open another location. Our loans are crafted to help you make those visions a reality.

Merchant Services

In today's fast-paced world, effective payment solutions are crucial. That's why at Peoples, we provide merchant services that simplify transactions for your business. Picture this: you've just completed a sale, but now you need a quick way for customers to pay. Our merchant services enable smooth credit and debit card transactions, ensuring your customers leave happy and your cash flow stays healthy. Located at 117 Main St Lehigh Ia 50557, Lehigh, IA, we invite local businesses to explore how our tailored solutions can help them thrive. For more information or assistance, call us at (515) 359-2550. Let's take the next step together!

Comprehensive List Of Services

Convenience at Your Fingertips

At Peoples, we prioritize convenience. Our digital banking features are designed for ease of use whether you prefer managing your finances through our mobile app or online platform, we've got you covered. You can also utilize our ATM and cash withdrawal services whenever needed. With friendly staff ready to assist at every turn, we aim to create a welcoming atmosphere where all members feel valued. For more information about how we can help you achieve your financial goals or if you'd like to speak with one of our representatives directly, don't hesitate to call us at 515-359-2550. Join us today at Peoples and discover how we can partner together for a brighter financial future!

Credit Cards and Business Banking

For those who enjoy rewards while spending, our Credit Cards with Rewards allow you to earn while making purchases on everyday items. It's just one more way we're committed to enhancing your financial experience. If you're an entrepreneur or own a small business, you'll appreciate our Business Banking services. From merchant services to business loans, we're here to help you grow your venture without the financial stress.

Loans and Financing

If you're in the market for a new car or looking to refinance your home, our Auto Loans & Vehicle Financing options are tailored for you. We understand that purchasing a vehicle is a significant decision; that's why we strive to make the financing process straightforward and hassle-free. Additionally, if you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through securing the best rates possible. But that's not all! We also offer Personal Loans & Debt Consolidation for those unexpected expenses or debt management needs. With flexible terms and competitive rates, you can rest easy knowing that you have support when it matters most.

Personal Banking

We know how important it is for you to have access to reliable banking services. That's why we offer various Personal Banking options, including checking and savings accounts that help you manage your day-to-day finances effectively. Our accounts come with features that make banking easy and accessible. Plus, with our Online & Mobile Banking services, you can check your balance or transfer funds anytime, anywhere right from your smartphone.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your finances in real-time. You can check balances, transfer funds, and view transactions with just a few clicks. For added convenience, we also provide e-statements, which means you can easily keep track of your financial history without the clutter of paper statements just another way we help you stay organized. Security is a top priority for us. Our electronic signature authorization feature ensures that your transactions are safe and secure. This means you can sign documents electronically, saving you time while keeping your information protected.

Mobile Banking on the Go

For those who prefer banking on their mobile devices, our mobile application is here to make things easier. With features like mobile payments and person-to-person transfers, sending money to friends or family is a breeze. Whether you're grabbing lunch or splitting a bill, our app allows for quick transactions right from your phone. At Peoples, we aim to enhance your banking experience with user-friendly services that fit into your lifestyle. Explore all that digital banking has to offer by visiting us online at https://peoplescreditunion.org/ . Your financial management has never been this easy!

Financial Strength

Commitment to Reinvestment

Our commitment to you is reflected in our $5,284,058 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures so we can serve you better. With $4,163 in used auto loans and $65,925,413 in total loans and leases, we support your financial goals across various sectors.

Growing Member Base

We're proud of the trust our community places in us reflected in our total share accounts of 13,202, showing a strong and growing member base that relies on us for their financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peoples is your trusted partner. Visit us at 117 Main St Lehigh Ia 50557 or call (515) 359-2550 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Solutions

Your savings are secure with us! We have $26,411,204 in share certificates and $17,635,982 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $3,017,292, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-553,130 showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We're dedicated to serving you well; with 22 full-time employees ready to assist you alongside 0 part-time employees, our branches are equipped with a knowledgeable team.

Solid Financial Health

With a net worth of $9,524,551, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,044 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,083,652 in used vehicle loans and $4,795,507 in new vehicle loans already helping members get on the road. We provide flexible terms to make your car-buying experience as smooth as possible.

Credit Lines and Business Loans

For those needing extra flexibility or funding for business endeavors, our total credit lines amount to $7,486,131. Additionally, our outstanding commercial loans totaling $2,022,076 provide the capital needed for business owners to grow and expand their operations. At Peoples, we are committed to supporting our members through their financial journeys. Whether you need assistance with refinancing options or checking eligibility for our various loan products, our knowledgeable staff is here to help. Feel free to reach out at (515) 359-2550 for more information about how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $727,175, making buying or refinancing simple. We offer competitive rates and terms tailored for every stage of life.

Unsecured Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $832,292 in loans available. These cards come with rewards and are designed to help you handle unexpected expenses or everyday purchases.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh prioritizes accuracy by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment ensures that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). Each comparison reflects current rates from legitimate financial institutions, allowing users to trust the information presented.

Key Benefits of Using LendMesh

LendMesh offers several advantages that enhance your loan comparison experience: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and building trust. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can find the best rates without any hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh has positively impacted users' financial journeys. Take control of your borrowing options today. Compare real-time loan offers at LendMesh and discover the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PEOPLES CREDIT UNION - Lehigh, IA