Peoples Credit Union Fort Dodge IA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Peoples Credit Union, a trusted financial partner for the Fort Dodge community since 1962. Located at 1717 5Th Ave S, Fort Dodge, IA 50501, we are dedicated to providing exceptional services tailored to meet your banking needs. With a strong commitment to our members, we proudly serve over 7,100 individuals, ensuring that everyone can access the financial support they deserve. At Peoples Credit Union, we understand that your finances are personal. That's why we offer a range of services designed to empower you whether it's personal banking solutions like checking and savings accounts or lending options such as auto loans and mortgages. Our total assets stand at an impressive $91,156,748, reflecting our strength and stability in the industry. Additionally, with $5,125,437 in deposits and a net worth of $9,524,551, you can trust us to safeguard your money while helping it grow. Our team is led by experienced professionals who genuinely care about your success. Jordan Hensley, our CEO, along with Board President Kevin Bahrenfuss, is dedicated to fostering a welcoming environment where every member feels valued. We employ a total of 22 staff members who are ready to assist you with any banking inquiries or needs. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 13 S 3rd St, Fort Dodge, IA 50501. Explore what makes us unique today! Visit our website at www.peoples-credit-union.com or give us a call at (515) 573-8991 to discover how we can help you achieve your financial goals. We're here for you Monday through Friday from 8:00 AM to 5:00 PM. Let's work together towards your bright financial future!

Branch History & Mission

A Journey Through Time

Peoples Credit Union began with a simple mission: to provide accessible financial services that empower our members. Over the decades, we have seen significant milestones that shaped our growth. From offering basic savings accounts to expanding our services to include auto loans, mortgages, and business banking solutions, our evolution reflects the changing needs of our community. We take pride in managing total assets of $91,156,748, demonstrating our stability and commitment to responsible financial practices. Our headquarters in Webster City remains dedicated to supporting local branches like ours by fostering a culture of trust and transparency.

Community Connections

We are proud to be more than just a credit union; we are part of the Fort Dodge community. Through various outreach efforts and partnerships with local organizations, we actively support initiatives that uplift residents and promote economic growth. Whether it's hosting financial literacy workshops or participating in local events, we aim to create lasting connections within our community. As technology advances, we remain committed to ensuring that all members have access to modern banking tools while maintaining ADA compliance for all facilities. With services like online banking and mobile payments available, managing finances has never been easier.

Join Us Today!

If you're looking for a credit union that values you as an individual and believes in giving back to the community, look no further than Peoples Credit Union. We invite you to become part of our family experience firsthand how we can help you reach your financial dreams while supporting the vibrant community of Fort Dodge. For any inquiries or assistance, feel free to reach out at (515) 573-8991. Together, let's build a brighter future!

Our Mission

At Peoples Credit Union, our mission is clear: we strive to enhance the financial well-being of our members while actively participating in community development. We believe in providing personalized service that meets individual needs from everyday banking solutions to more complex financial products. Our focus is not just on numbers; it's about building relationships and making a positive impact in Fort Dodge. While members can visit us at 1717 5th Ave S, official correspondence should be sent to 13 S 3rd St, Fort Dodge, IA 50501. We invite everyone to experience the convenience of drive-thru banking during our operating hours from Monday through Friday, 8:00 AM to 5:00 PM.

Branch Location & Accessibility

Accessibility Features

At Peoples, we believe that banking should be accessible to everyone. Our branch is equipped with features that cater to all members of the community, including ADA-compliant ramps and spacious parking areas. Whether you're visiting us for a quick deposit or a more in-depth financial consultation, you'll find our facility welcoming and easy to navigate.

Connect With Us

Have questions? Our friendly staff is ready to assist you! Give us a call at 515-573-8991 or stop by during business hours. At Peoples, we're committed to serving our community one member at a time. We look forward to welcoming you soon!

Operating Hours

We're here for you during convenient hours! Visit us Monday through Friday from 8:00 AM to 5:00 PM. If you can't make it during the day, take advantage of our drive-thru service for quick transactions without leaving your vehicle.

Services Offered

Our team at Peoples is dedicated to helping you achieve your financial goals. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Plus, our online and mobile banking options allow you to manage your finances anytime, anywhere. While you can drop by our physical branch at 1717 5th Ave S for face-to-face assistance or simple transactions through the drive-thru, official correspondence should be sent to our mailing address at 13 S 3rd St, Fort Dodge, IA 50501.

Member Eligibility

Joining Peoples is like becoming part of a close-knit family that truly cares about your financial well-being. To become a member, you'll need to meet certain criteria, which are designed to welcome individuals who share our community spirit. While specifics can vary, we generally look for residents or employees of the local area, as well as those related to existing members. This means if you're in the Fort Dodge community or have connections here, you're likely eligible! For a detailed look at the eligibility requirements, feel free to visit this page. Getting started with Peoples is easy and straightforward. Just stop by our branch located at 1717 5Th Ave S Fort Dodge Ia 50501, and our friendly team will guide you through the account opening process, ensuring you understand all the benefits that come with membership. You can also reach us at (515) 573-8991 if you have any questions before your visit. We're excited to welcome you into our community where your financial goals can thrive!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions, ensuring that you can focus on what truly matters growing your business. From card processing solutions to easy online payment options, we provide tools that enhance customer experience and streamline operations. Whether you're located at our office on 1717 5Th Ave S Fort Dodge IA 50501 or anywhere in Fort Dodge, IA, we're here to partner with you. Reach out to us at 515-573-8991 to explore how our tailored services can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,022,076, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking and Support

For business owners in the community, we offer specialized services through our Business Banking division. From Merchant Services that simplify transactions to tailored Business Loans, we are dedicated to supporting local businesses and helping them thrive.

Convenient Digital Banking Features

In today's busy world, convenience is key. That's why we provide comprehensive Online & Mobile Banking solutions that let you manage your accounts anytime and anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier! Additionally, our ATM & Cash Withdrawal Services ensure you have access to your funds when you need them most. For simple transactions like deposits or withdrawals, take advantage of our basic drive-thru banking service perfect for those on the go.

Personal Banking Solutions

Managing your personal finances can feel overwhelming, but with Peoples, it doesn't have to be. We offer a variety of Checking & Savings Accounts designed for all lifestyles. Whether you're saving for a vacation or just looking for a reliable account to manage your daily expenses, we have options that fit your needs. When it comes to larger purchases, our Auto Loans & Vehicle Financing make it easy to get behind the wheel of your dream car. Plus, if you're thinking about buying a home, our Mortgage Loans & Refinancing services are tailored to help you secure the best deal possible. If unexpected expenses arise, don't worry! Our Personal Loans & Debt Consolidation options provide quick access to cash when you need it most. And for those looking to earn rewards while spending, check out our Credit Cards with Rewards that give back on everyday purchases.

Your Trusted Financial Partner

At Peoples, we pride ourselves on being more than just a financial institution; we're your trusted partner in achieving financial wellness. Our friendly staff is always ready to assist you with any questions or concerns. For more information about how we can serve you better or if you want to explore any specific service further, don't hesitate to reach out! Give us a call at 515-573-8991, or stop by our branch during lobby hours from Monday through Friday between 8:00 AM and 5:00 PM. Together, let's navigate your financial journey with confidence!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is packed with user-friendly features that help you stay in control of your money. Need to review your account statements? You can easily opt for e-statements to keep everything organized and eco-friendly. Plus, with electronic signature authorization available, signing important documents is a breeze no need to print or scan. If you're always on the move, you'll appreciate our mobile application. It allows you to manage your accounts right from your smartphone. Want to make payments quickly? With our mobile payments feature, sending money is as simple as a few taps on your screen. You can also enjoy person-to-person transfers, making it easy to split bills or send money to friends and family without hassle.

Safety First

We prioritize your security just as much as convenience. All transactions through our digital banking services are protected with advanced security measures to ensure that your personal information stays safe. In short, Peoples aims to provide not just banking services but a whole experience that fits into your lifestyle. Check out all that we have to offer by visiting https://peoplescreditunion.org/, and take control of your financial future today!

Financial Strength

At Peoples, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust and designed to support you in achieving your financial goals. With a net worth of $9,524,551, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $26,411,204 in share certificates and $17,635,982 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,017,292, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,284,058 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $4,163 in used auto loans and $65,925,413 in total loans and leases, supporting your financial needs across various sectors. Our operational efficiency is reflected in our $-$29,657, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $237,491. Total Share and Deposit Accounts: 13,202, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peoples is your trusted partner. Visit us at 1717 5Th Ave S Fort Dodge Ia 50501 or call (515) 573-8991 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,083,652 in used vehicle loans and $4,795,507 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget. Plus, if you're considering refinancing your current auto loan, we can help you explore those options too.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $2,022,076 provide the capital needed to grow and expand your operations. We understand that every business has unique needs; that's why we work closely with you to create a financing solution that fits your requirements. At Peoples, we are dedicated to supporting our members through various financial stages and challenges. Our team is ready to assist you with any inquiries regarding eligibility for our loan products or potential refinancing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you meet your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $727,175, which can help you purchase your dream home or refinance your existing mortgage for better terms. Whether you're a first-time buyer or looking to upgrade, we are here to guide you through the process.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $832,292 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make spending more rewarding while keeping your payments manageable.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer you see has been vetted for fairness and reliability. By using verified data from legitimate financial institutions, LendMesh ensures that users receive accurate information without hidden agendas.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the practical benefits of using a service dedicated to honest comparisons. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PEOPLES CREDIT UNION - Fort Dodge, IA

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