PEOPLE FIRST FEDERAL CREDIT UNION - Palmerton, PA

Welcome to People First, your trusted financial partner located at 330 Delaware Ave, Palmerton, PA 18071. Since our establishment in 1950, we've dedicated ourselves to serving our community and building strong relationships with our 74,822 members. With total assets of $898,289,645, we pride ourselves on being a reliable choice for your banking needs. At People First, we understand that every financial journey is unique. That's why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Whether you're looking to purchase a new vehicle or save for the future, our experienced team is here to help you make informed decisions. Our commitment to excellence is reflected in our impressive financial standing: we hold total deposits of $4,147,658 and have a net worth of $73,202,663. We also ensure that your funds are safe and accessible with cash in hand amounting to $11,984,993. Our team consists of 172 employees, all dedicated to providing exceptional service and support. While members can visit us at our Palmerton branch for personal assistance, official correspondence should be directed to our mailing address at 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. If you have any questions or need assistance, feel free to reach out by phone at 610-797-7440. Led by our CEO Howard Meller and Board President Gerard Judge, we strive to foster a welcoming environment where everyone feels valued. Join us today and experience the People First difference where your financial well-being is our top priority! Visit us online at peoplefirst.com or stop by our branch during operating hours: Monday through Thursday from 9:00 am - 5:15 pm, Friday from 9:00 am - 6:00 pm, and Saturday from 9:00 am - 12:00 pm. Your future starts here!

At People First, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the Carbon County area. This means that if you're part of this vibrant community, you can easily benefit from the personal banking services we offer. Membership brings you closer to a range of financial products designed to help you thrive, from checking and savings accounts to auto loans and credit cards with rewards. If you're ready to become part of something special, check out our eligibility details at https://peoplefirst.com/about-us/membership/referral/ for more information on how you can join us. When you're ready to open an account, the process is straightforward just visit us online at https://peoplefirst.com/apply-loan/ or give us a call at (610) 797-7440. We're excited to welcome you to People First, located at 330 Delaware Ave Palmerton Pa 18071!

At People First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our robust financial health, ensuring you can trust us with your finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $73,202,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.15% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $219,743,670 in share certificates and $78,240,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,675,225 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,486 in used auto loans and a total of $595,693,504 in loans and leases. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 157 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 141,144, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People First is your trusted partner. Visit us at 330 Delaware Ave Palmerton Pa 18071 or call 610-797-7440 to learn more about how we can help you achieve your financial goals.