People First Credit Union Nazareth PA | Low Mortgage Rates & Auto Loans

Introduction

At People First, located at 4066 Jandy Blvd, Nazareth, PA 18064, we believe in putting our members first. Since our establishment in 1950, we have grown into a trusted financial partner for over 74,822 members, providing a solid foundation for their financial journeys. With total assets amounting to an impressive $898,289,645 and total deposits of $4,147,658, we are dedicated to offering reliable banking solutions tailored to your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our team is here to help you every step of the way. We also pride ourselves on our commitment to community support and financial education values that resonate deeply within our organization. Under the leadership of CEO Howard Meller and Board President Gerard Judge, our team of 172 employees is ready to provide personalized service. Our branch features both ATM and drive-thru services for your convenience, ensuring that banking with us is as seamless as possible. While members can visit us at our Nazareth branch, official correspondence should be sent to our mailing address at 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. We invite you to explore all that People First has to offer by visiting our website at peoplefirst.com or by calling us at 610-797-7440. Join us today and experience the difference of being a part of a community-focused credit union!

Branch History & Mission

At People First, our story is one of community and commitment. Established in 1950, our Nazareth Branch has been a cornerstone for residents in Nazareth, PA, providing trusted financial services and fostering relationships built on trust. Over the years, we have grown alongside our members, expanding our offerings while staying true to our core mission: to enhance the financial well-being of every member. Located at 4066 Jandy Blvd, Nazareth, PA 18064, our branch is easily accessible for local families and businesses. With a welcoming environment and dedicated staff, we strive to make banking a positive experience. Whether you are visiting us for personal banking or seeking advice on business loans, our team is here to help you every step of the way. Our mission goes beyond just banking; it encompasses a commitment to community support and engagement. We believe that by empowering our members with quality financial tools and resources, we can make a meaningful impact in their lives. As of now, we proudly serve over 74,822 members and manage total assets amounting to $898289645. This growth reflects not only our dedication but also the loyalty of those we serve. Throughout the years, we've embraced change and innovation while maintaining a strong focus on customer service. Our operating hours are designed with your convenience in mind open Monday through Thursday from 9:00 AM to 5:15 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We also offer ATM access and drive-thru banking services for easy transactions. At People First, we aim to be more than just a credit union; we're your partner in achieving financial goals. Our mission statement emphasizes creating value through exceptional service while investing back into the communities we call home. From educational workshops to partnership initiatives with local organizations, we are committed to fostering growth within Nazareth. If you're looking for a financial institution that prioritizes your needs and values community connection as much as you do, look no further than People First. Join us today and experience firsthand how we can support you on your financial journey. For any inquiries or assistance, feel free to reach us at 610-797-7440. Together, let's build a brighter future!

Branch Location & Accessibility

Connect with Us

Have questions? Feel free to reach out at 610-797-7440; our friendly staff is here to help! While members can visit us at our physical location on Jandy Blvd, any official correspondence should be sent to our mailing address at 740 W Hamilton St Ste 300 in Allentown. We invite you to stop by the People First branch today experience firsthand how we put people first in everything we do!

Getting Here and Parking

Our branch offers ample parking, ensuring you can easily access our services. Whether you're visiting for personal banking, auto loans, or any other financial service, you'll find it hassle-free. We are committed to accessibility, featuring ADA-compliant entrances and ramps that make it easy for everyone to visit.

Operating Hours

We know your time is valuable! Our lobby hours are designed with your busy schedule in mind: we're open Monday through Thursday from 9:00 AM to 5:15 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. This flexibility allows you to choose a time that works best for you.

Services Offered

At People First, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we have something for everyone. Plus, enjoy the convenience of our drive-thru banking for quick deposits and withdrawals without leaving your car.

Member Eligibility

At People First, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Northampton County area, you're already eligible to join us. Whether you're looking to open a checking account, apply for an auto loan, or explore our other personal finance services, we're here to help you every step of the way. You can find more specific details about eligibility on our website at https://peoplefirst.com/about-us/membership/referral/. Joining People First means gaining access to not just great financial products but also personalized service from our dedicated team. We're committed to your financial well-being and are excited to have you as part of our family! To get started with opening your account, simply visit us at https://peoplefirst.com/apply-loan/ or give us a call at (610) 797-7440. We're located at 4066 Jandy Blvd Nazareth Pa 18064, and we can't wait to welcome you!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $177 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,731,954, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having a reliable partner who can help streamline your payments and enhance customer satisfaction. Our merchant services provide just that. From easy payment processing to detailed sales reporting, you can focus on what you do best running your business while we handle the details. Visit us at 4066 Jandy Blvd Nazareth Pa 18064 in Nazareth, PA or call us at (610) 797-7440 to learn how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, People First offers comprehensive business banking services, including merchant services and business loans. Our team understands the unique challenges businesses face and works closely with you to create solutions that fit your specific needs.

Convenient Digital Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking solutions such as online and mobile banking. You can easily access your accounts from your smartphone or computer, making it simple to pay bills or transfer funds anytime. Our ATM services provide easy cash withdrawal options without the hassle of waiting in line.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions but want a quick service option, our drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. And if you're just looking for cash or need to check your balance quickly, our ATMs are readily available for basic access. At People First in Nazareth, we're dedicated to helping you achieve your financial goals with a full suite of services designed just for you. Have questions? Feel free to reach out at 610-797-7440, or visit us during our lobby hours: Monday through Thursday from 9 AM to 5:15 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We invite you to join us today! Explore how our services can benefit you by visiting our website. Your financial journey starts here!

Loans for Every Need

Life can be unpredictable, which is why we provide personal loans and debt consolidation solutions to help you manage unexpected expenses or streamline your existing debts into one manageable payment. Plus, our credit cards with rewards offer an excellent way to earn while you spend, giving you points towards travel or shopping.

Personal Banking Solutions

Whether you're just starting out or looking to manage your finances more effectively, we offer various personal banking options. Our checking and savings accounts are designed to help you save for future goals or manage day-to-day expenses effortlessly. Imagine having easy access to your money with convenient online banking features that allow you to check balances and make transfers from anywhere! If you're considering purchasing a vehicle, our auto loans and vehicle financing can help you hit the road in no time. With competitive rates and flexible terms, we ensure that financing your new ride is straightforward. Additionally, if homeownership is on your horizon, explore our mortgage loans and refinancing options. We simplify the process so you can focus on finding your dream home.

Digital & Online Banking

Accessibility and Real-Time Management

Managing your money has never been more accessible. With People First, you'll enjoy real-time account management right from your smartphone or computer. We believe that everyone deserves easy access to their financial information whenever they need it. In short, our digital and online banking services are designed with you in mind. Experience the convenience and peace of mind that comes with banking at People First today!

Key Features

We prioritize your security while providing these convenient features. Our electronic signature authorization makes it easy to complete transactions without the hassle of paperwork. You can also sign up for e-statements, so you'll receive your account statements electronically saving trees and making it easier to keep track of your finances. If you ever need to send money to friends or family, our person-to-person transfer feature allows you to do so instantly and securely. And if you're someone who prefers using mobile payments, we've got that covered too with our dedicated mobile app.

Financial Strength

At People First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, ensuring that you can trust us with your financial needs. With a net worth of $73,202,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 815% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $219,743,670 in share certificates and $78,240,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,675,225 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in the $9,486 in used auto loans and a total of $595,693,504 in loans and leases that we have extended to our community. Our operational efficiency shines through with a net income of $0, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 157 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 141,144, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People First is your trusted partner. Visit us at 4066 Jandy Blvd Nazareth PA 18064 or call 610-797-7440 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $92,731,954 provide the capital needed to grow and expand. We offer tailored solutions that meet the specific needs of businesses in our community. If you're considering refinancing or want more information about eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 610-797-7440 or visit us at 4066 Jandy Blvd Nazareth Pa 18064. Our team is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:15 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our offerings today and see how we can help support your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,773,091 in used vehicle loans and $48,974,453 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that financing your next vehicle is straightforward and stress-free.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $19,537,560 in loans helping members manage their finances effectively. These cards can be a useful tool for everyday purchases or emergencies.

Credit Lines

Our total credit lines amount to $202,748,167, offering you additional flexibility for unexpected expenses or planned purchases. This option provides you with the ability to borrow as needed while only paying interest on what you use.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,657,393, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing loan, our dedicated team is here to guide you through the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted tool for consumers seeking the best financing options. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By adhering to these strict guidelines, LendMesh guarantees that the information presented is both accurate and up-to-date. One of the key benefits of using LendMesh is its emphasis on verified data. All loan offers are sourced from legitimate financial institutions, which enhances the platform's transparency. Additionally, LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. Users can expect real-time rate comparisons from multiple institutions, empowering them to make informed decisions regarding their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of LendMesh in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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