People First Credit Union Bethlehem PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to People First, your trusted credit union located at 4150 Easton Ave, Bethlehem, PA 18020. Since our establishment in 1950, we have proudly served our community and built a strong reputation for putting members first. With over 74,000 members and a commitment to providing exceptional financial services, we understand the importance of fostering relationships and supporting local families and businesses. As a vital part of the Bethlehem community, we offer a wide range of products tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our total assets amount to an impressive $898,289,645, reflecting our stability and dedication to serving you. Additionally, we manage $4,147,658 in deposits while maintaining a net worth of $73,202,663, ensuring that your money is secure with us. At People First, we believe in transparency and service. Our CEO, Howard Meller, along with Board President Gerard Judge, leads our team of 172 dedicated employees who are here to help you navigate your financial journey. Whether you're looking for loans or simply need advice on managing your finances, we're just a phone call away at 610-797-7440. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. Join us today and experience the People First difference! Visit our website at peoplefirst.com for more information or to open an account online. Your financial well-being is our priority!

Branch History & Mission

At People First, we believe in the power of community and the importance of putting our members first. Founded in 1950, our branch has a long-standing commitment to serving the residents of Bethlehem, PA. Over the years, we have grown not only in membership but also in our ability to provide essential financial services that truly make a difference in people's lives. Our branch is located at 4150 Easton Ave, Bethlehem, PA 18020, a vibrant area that many locals call home. This central location allows us to be easily accessible for our members, fostering a sense of community and connection. While members can visit us at this address, official correspondence should be sent to 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. Since our inception, we have proudly served 74,822 members, helping them achieve their financial goals with over $898,289,645 in total assets. Our mission is straightforward: to provide exceptional financial services while supporting the needs of our local community. We offer a range of products including personal banking accounts, auto loans, mortgages, and business banking services designed to meet various financial needs. People First is not just about banking; it's about building relationships and trust within our community. Our dedicated team works tirelessly to ensure that each member receives personalized attention and support. We understand that everyone's journey is unique, and we strive to help each member navigate their financial path with confidence. We are proud of our advancements in technology as well. With online banking options available and mobile applications at your fingertips, managing your finances has never been easier. Plus, our commitment to accessibility means we ensure ADA compliance for all our services. As part of our outreach efforts, we regularly partner with local organizations to support various initiatives that uplift our community. Whether it's sponsoring local events or providing educational resources on financial literacy, we believe in giving back and making a positive impact. If you're looking for a financial partner who genuinely cares about you and your community's well-being, consider joining People First today. Experience firsthand how we prioritize your needs while contributing to the greater good of Bethlehem and beyond. For more information or to become a member, visit us online at People First or call us at 610-797-7440. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Parking

At our Bethlehem Township branch, we prioritize accessibility for everyone. With ADA-compliant features and ample parking available right outside, visiting us is a breeze. If you prefer the convenience of banking from your car, our drive-thru service is ready to assist you with deposits and withdrawals without needing to step inside.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible operating hours. Join us Monday through Thursday from 9:00 AM to 5:15 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We strive to be there when you need us!

Services Tailored for You

At People First, we offer a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our dedicated team is here to help you make the most of your money. Plus, with ATM availability right at our branch, you can access your funds quickly and conveniently.

Stay Connected

Have questions or need assistance? Don't hesitate to give us a call at 610-797-7440. We're always happy to help! While members can visit us at our Bethlehem location for all transactions, please note that any official correspondence should be sent to our mailing address at 740 W Hamilton St Ste 300 in Allentown. We invite you to come by and discover how People First can support your financial journey. Whether you're looking for personal banking solutions or just want some advice, our friendly staff is here for you!

Member Eligibility

At People First, we believe that joining our community is about more than just banking it's about becoming part of a family that cares for you and your financial well-being. To become a member, you just need to meet a few simple criteria. If you live, work, or worship in the local area or have family members who are already part of our credit union, you're likely eligible! This means that you can enjoy all the benefits we offer, from competitive loan rates to personalized service that puts you first. You can find more details on eligibility by visiting this link. Opening an account with us is straightforward and welcoming. Just stop by our branch at 4150 Easton Ave Bethlehem Pa 18020 or give us a call at (610) 797-7440 for more information. We're here to help you take this exciting step toward better financial health, whether it's through savings accounts, loans, or other services tailored just for you. Check out how easy it is to get started by exploring our account opening details. We can't wait to welcome you into the People First family!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, our merchant services make everyday transactions smoother. Picture this: your customers can pay easily with various options, which not only speeds up sales but also improves their experience. With reliable payment processing and support from our dedicated team, you can focus on what you do best running your business. Located at 4150 Easton Ave Bethlehem Pa 18020 in Bethlehem, PA, we're here to help you turn your business goals into reality. Reach out to us at (610) 797-7440 for more information on how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $177 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,731,954, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, we provide robust business banking solutions, including merchant services and business loans that help you grow your venture. Our team is committed to supporting local businesses in Bethlehem Township by offering tailored financial products that fit their unique needs.

Credit Cards and Rewards

With our credit cards featuring rewards, you can earn benefits on everyday purchases. Imagine earning points every time you shop, which can be redeemed for travel, cash back, or other exciting rewards!

Digital Banking Convenience

We know convenience is key in today's fast-paced world, which is why we emphasize our online and mobile banking features. Access your accounts anytime, anywhere with just a few taps on your smartphone. Our ATM services ensure you have cash when you need it, with easy access for withdrawals and balance checks.

Drive-Thru Services

If you're on the go, take advantage of our basic drive-thru banking, perfect for quick deposits, withdrawals, and simple transactions without leaving your vehicle. This service adds an extra layer of convenience for busy schedules. At People First, located at 4150 Easton Ave, Bethlehem, PA 18020, we strive to make banking as easy as possible. Our friendly team is here to assist you Monday through Saturday feel free to reach out at 610-797-7440 during business hours. We invite you to explore all that we offer and see how we can assist you in achieving your financial goals! Visit us today or check out our website at peoplefirst.com for more information on how we can serve you better.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that help you manage your money effectively. Picture yourself effortlessly checking your balance online or making deposits through our user-friendly mobile app. When it comes to financing your vehicle, our auto loans and vehicle financing solutions are here to support you in getting behind the wheel of your dream car with competitive rates. For those looking at home ownership, our mortgage loans and refinancing options can make buying a home more accessible than ever. We also offer personal loans and debt consolidation services, ideal for managing expenses or consolidating debt into one manageable payment.

Digital & Online Banking

Always Here for You

Whether you're managing everyday expenses or planning for the future, our digital tools put everything at your fingertips. The combination of accessibility and real-time account management means you can stay in control of your finances without any stress. Explore all that People First offers in digital banking today! Visit us at https://www.peoplefirst.com and experience a modern way to bank that fits seamlessly into your life.

Key Features of Our Online Banking Services

With our online banking platform, accessible at https://www.peoplefirst.com, managing your finances has never been easier. You can check your account balances, make transfers, and pay bills all from the comfort of your own home. Plus, with 24/7 online banking services, you have access to your accounts whenever you need it.

Mobile Banking Made Easy

For those who prefer using their smartphones, our mobile application is here for you. With features like person-to-person transfers, sending money to friends and family is as simple as a few taps on your screen. While mobile payments aren't currently offered, our app ensures that all other banking needs are just a touch away.

User-Friendly and Secure

We prioritize your safety while ensuring ease of use. Our electronic signature authorization feature allows you to sign documents securely without any hassle. Additionally, e-statements are available to help you keep track of your transactions electronically, reducing paper clutter and making it easy to review your financial history.

Financial Strength

At People First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial journey, ensuring that you can save, borrow, and invest with confidence. With a net worth of $73,202,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.15% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $219,743,670 in share certificates and $78,240,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,675,225 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $9,486 in used auto loans and $595,693,504 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is evident in our $730,926, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 157 full-time employees and 15 part-time employees who are always ready to assist you with a knowledgeable, committed team. Total Share Accounts stand at 141,144, reflecting the trust our growing member base has placed in us. The information presented here is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People First is your trusted partner. Visit us at 4150 Easton Ave Bethlehem Pa 18020 or call (610) 797-7440 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,773,091 in used vehicle loans and $48,974,453 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing solutions that make it easier for you to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $92,731,954 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support your entrepreneurial journey.

Credit Lines

Our credit lines amounting to $202,748,167 give you access to funds when you need them most. They are designed for flexibility and convenience providing peace of mind that extra funds are always available for emergencies or planned purchases. At People First, we prioritize your financial well-being. If you're interested in learning more about our loan products or checking eligibility options for any of these offerings, don't hesitate to reach out. Call us at 610-797-7440 or visit us during our operating hours: Monday through Thursday from 9:00 am - 5:15 pm; Friday from 9:00 am - 6:00 pm; and Saturday from 9:00 am - 12:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial path with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,657,393, make buying or refinancing simple. We offer various mortgage products designed to meet your specific needs. If you're considering refinancing your current mortgage for better rates or terms, we can guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $19,537,560 in loans helping members manage their finances effectively. These cards are perfect for daily purchases or unexpected expenses without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that every loan offer is evaluated equally, giving users a clear view of their options. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature allows borrowers to find competitive rates and save money over the life of their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping individuals navigate their borrowing needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, making it easier to compare loans without hidden fees or misleading information.

PEOPLE FIRST FEDERAL CREDIT UNION - Bethlehem, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Bethlehem, PA (18020)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Parking

Operating Hours That Fit Your Schedule

Services Tailored for You

Stay Connected

Member Eligibility

Business Banking & Commercial Services

Real-World Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Credit Cards and Rewards

Digital Banking Convenience

Drive-Thru Services

Personal Banking Solutions

Digital & Online Banking

Always Here for You

Key Features of Our Online Banking Services

Mobile Banking Made Easy

User-Friendly and Secure

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Customers Also Interested In: