People First Credit Union Allentown PA | Low Mortgage Rates & Quick Auto Loans

Introduction

At People First, we understand that banking is more than just transactions; it's about building relationships and creating a community. Located at 4680 Broadway, Allentown, PA 18104, our Tilghman Square Branch has been a trusted financial partner since 1950. With a commitment to serving over 74,822 members, we pride ourselves on delivering personalized financial solutions tailored to meet your unique needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. Our financial strength speaks volumes: with total assets of $898,289,645 and deposits reaching $4,147,658, we are well-equipped to support our members' aspirations. As of now, we have successfully facilitated 30,061 loans and leases, helping individuals achieve their dreams whether it's purchasing a home or financing a vehicle. Under the leadership of CEO Howard Meller and Board President Gerard Judge, our dedicated team of 172 employees is committed to providing exceptional service every day. We believe in empowering our members not just through financial services but also by fostering a sense of belonging within our community. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here for you. Our drive-thru service and ATM availability make banking convenient for everyone. Ready to take the next step? Call us today at 610-797-7440 or visit our website at peoplefirst.com to learn more about how we can help you thrive financially!

Branch History & Mission

Welcome to the People First Credit Union, where our commitment to community and service has been a cornerstone of our identity since we opened our doors in 1950. Nestled in Allentown, PA, at 4680 Broadway, we have proudly served our members for over seven decades. Our rich history is a testament to our growth and dedication to providing exceptional financial services to our community. From our humble beginnings, People First has evolved into a trusted financial partner with a total membership of 74,822 and total assets amounting to an impressive $898,289,645. This journey has been marked by significant milestones that reflect our mission: to enhance the financial well-being of our members while fostering strong community ties. We believe that when our members thrive, so does the entire community. Our mission is simple yet impactful: to provide accessible financial services while supporting local initiatives and projects that uplift the lives of those around us. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to meet the diverse needs of our members. In addition, we actively engage in partnerships that promote financial literacy and support local charities, reinforcing our belief in giving back. While members can visit us at 4680 Broadway, official correspondence should be sent to 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. We are committed to making your banking experience as convenient as possible. Our branch features ATM availability and drive-thru banking services for easy access to your accounts. Additionally, with operating hours from Monday through Thursday 9:00 am - 5:15 pm, Friday from 9:00 am - 6:00 pm, and Saturday from 9:00 am - 12:00 pm, we ensure that you can connect with us when it suits you best. At People First, we embrace technology while ensuring accessibility for all members. Our digital advancements include online banking services and mobile applications designed with user-friendly interfaces. We are also proud of our commitment to ADA compliance so that everyone can enjoy seamless access to their finances. Join us in celebrating a legacy built on trust and service. Experience the difference at People First Credit Union where your financial goals become ours! If you're looking for a credit union that prioritizes your needs while also caring for the community, we invite you to reach out or visit us today. Let's work together towards a brighter financial future! For any inquiries or assistance, feel free to call us at 610-797-7440 or visit our website at People First.

Branch Location & Accessibility

Convenient Location

Nestled near popular local spots, our branch is easy to find. If you're heading down Broadway, you'll spot us just a stone's throw away from the bustling shopping areas and eateries that make Allentown vibrant. With ample parking available right outside, visiting us is hassle-free. We also ensure accessibility for all our members with features like ADA-compliant ramps.

Get in Touch

Ready to take the next step? Feel free to give us a call at 610-797-7440 or stop by the branch today! We're excited to help you achieve your financial goals right here in Allentown.

Operating Hours

We're here for you during convenient hours: Monday through Thursday from 9:00 AM to 5:15 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. This flexibility means you can drop in at a time that suits your schedule.

Services and Features

At People First, we offer a variety of services tailored to meet your banking needs. Enjoy access to our ATM for quick withdrawals and balance checks anytime. If you prefer face-to-face interactions, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle ideal for those busy days when you need efficiency. While official correspondence should be sent to our mailing address at 740 W Hamilton St Ste 300, Allentown, PA 18101-2474, we encourage you to visit us in person whenever possible. Our dedicated team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more!

Member Eligibility

Joining the People First community is a wonderful opportunity to access financial services that truly support your needs. At our branch located at 4680 Broadway, Allentown, PA 18104, we welcome individuals who live, work, worship, or attend school in our service areas. If you're an immediate family member of an existing member, you're also eligible! Becoming a member means gaining access to various benefits like personalized banking services, competitive loan rates, and resources designed to help you achieve your financial goals. Getting started is easy! To learn more about the eligibility criteria or to ensure you're qualified, feel free to check out our detailed guidelines at this link. When you're ready to open an account, visit us online at this page or give us a call at 610-797-7440. We look forward to welcoming you into the People First family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without the hassle of complicated payment processes. Our merchant services simplify transactions, ensuring you can focus on what you do best serving your customers. With solutions tailored for various industries, we help streamline payments so you can keep cash flowing smoothly. Located at 4680 Broadway Allentown Pa 18104, Allentown, PA 18104, our team is ready to partner with you in achieving your goals. For more information, give us a call at (610) 797-7440 or visit us online at People First. Let's build something great together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $177 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,731,954, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We have ATM services available for easy withdrawals and balance checks. Plus, our basic drive-thru banking allows you to complete simple transactions without leaving your car. At People First, we strive to create a welcoming environment where you feel valued as a member. If you're ready to explore how our services can benefit you or if you have questions about opening an account, don't hesitate to reach out! Give us a call at 610-797-7440 or visit us at our branch today. We look forward to helping you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple and affordable. With competitive rates and flexible terms, we can help you drive away in your dream car without breaking the bank.

Business Banking

For our entrepreneurial members, we offer business banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide the financial support you need to succeed.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come with exciting perks that let you earn points for every dollar spent. From cash back offers to travel rewards, there's something for everyone.

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans provide various options to fit your budget. Whether you're purchasing your first home or refinancing an existing mortgage for better rates, we're here to guide you through the process every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking services, managing your accounts has never been easier. You can check balances, transfer funds, pay bills, and even deposit checks right from your phone or computer.

Personal Banking

We understand that managing your finances can be overwhelming. That's why we offer personal banking solutions that include checking and savings accounts designed to help you save and grow your money. Imagine having a checking account with no monthly fees and easy online access perfect for everyday transactions and budgeting.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can help cover those costs or consolidate debt into one manageable payment. This service can be particularly helpful if you're looking to simplify your finances and reduce stress.

Digital & Online Banking

Anytime Assistance

With our user-friendly interface and robust features, managing your finances has never been easier. If you have questions or need assistance, our team is just a call away at (610) 797-7440. We're dedicated to providing personalized support every step of the way. Explore the world of convenient banking with People First today! Join us online at https://www.peoplefirst.com and experience banking that works for you.

Easy Access and Real-Time Management

Our mobile application makes banking even more accessible. You can download it easily and manage your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do that quickly and securely. Plus, if you're looking to go paperless, you'll love our e-statements option an eco-friendly way to keep track of your transactions without clutter.

Security You Can Trust

At People First, security is a top priority. We offer electronic signature authorization for documents, ensuring that your information remains protected while making transactions smoother than ever. Our commitment to safety means you can focus on what matters most your financial goals.

Your Online Banking Hub

With our online banking platform, accessible at https://www.peoplefirst.com, you can take control of your finances anytime, anywhere. Whether you want to check your balance, pay bills, or transfer money, our 24/7 online banking services have got you covered. No more waiting in line; you can handle everything from the comfort of your home or on the go.

Financial Strength

At People First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our branch's financial health is robust, ensuring we are here for you today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $73,202,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 815% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $219,743,670 in share certificates and $78,240,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,675,225 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,486 in used auto loans and a total of $595,693,504 in loans and leases. While our current net income stands at $0, this reflects our commitment to investing back into the community rather than maximizing profits. We also take pride in having 157 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at an impressive 141,144, showcasing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments amount to $0, further emphasizing our dedication to utilizing resources for member benefits rather than external borrowing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People First is your trusted partner. Visit us at 4680 Broadway Allentown Pa 18104 or call 610-797-7440 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,773,091 in used vehicle loans and $48,974,453 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek sedan or a reliable SUV, our flexible financing options can make it happen.

Credit Lines and Unsecured Loans

For those needing extra flexibility with their finances, we offer total credit lines amounting to $202,748,167. This is an ideal solution for managing expenses or unexpected costs. Additionally, our unsecured credit card loans totaling $19,537,560 allow members to enjoy spending power without collateral while keeping repayment manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,657,393, make buying or refinancing simple. We provide competitive rates and terms that fit your budget so you can focus on making your new house a home.

Refinancing Options

If you're already a member and are considering refinancing your current loans for better terms or lower rates, we have options available that can help you save money over time. Speak with one of our representatives at 610-797-7440 for more details on eligibility and potential savings. At People First Credit Union, we strive to provide personalized service and support throughout your borrowing experience. Each member's journey is important to us; that's why our team is ready to assist you every step of the way. For more information about our loan offerings or to apply today, visit us online at peoplefirst.com or stop by our branch during business hours: Monday through Thursday from 9:00 AM - 5:15 PM; Friday from 9:00 AM - 6:00 PM; and Saturday from 9:00 AM - 12:00 PM. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

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