People First Credit Union Allentown PA | Top Checking & Auto Loans

Introduction

Welcome to People First, your trusted partner in financial growth and community support since 1950! Located at 2141 Downyflake Ln, Allentown, PA 18103, our branch is dedicated to providing personalized banking services that cater to your unique needs. With over 74,822 members and a strong commitment to our community, we pride ourselves on being a credit union that truly puts people first. At People First, we understand the importance of financial stability. Our total assets stand at an impressive $898,289,645, reflecting our robust position in the industry. With $4,147,658 in total deposits and a net worth of $73,202,663, you can feel secure knowing your money is in good hands. We also manage a diverse portfolio of loans with a total of 30,061, ensuring we can meet various financial needs from auto loans to personal loans. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. If you have any questions or need assistance, don't hesitate to call us at 610-797-7440. Our team of 172 employees, led by CEO Howard Meller and Board President Gerard Judge, is dedicated to delivering exceptional service every day. We offer a variety of services including checking and savings accounts, mortgages, credit cards with rewards, and business banking options ensuring all your financial needs are met under one roof. Join us in building a stronger community together! Visit our website at People First to learn more about how we can help you achieve your financial goals. We look forward to welcoming you into the People First family!

Branch History & Mission

Community Engagement

As part of our commitment to the community, we actively seek partnerships with local organizations and support outreach programs that make a difference in people's lives. We believe that strong communities build strong futures.

Join Us

We invite you to become part of the People First family. Experience how a credit union can positively impact your life by providing tailored financial solutions along with genuine support. Whether you're looking for a new checking account or seeking advice on loans and investments, we're here for you every step of the way. To learn more about how we can assist you today or to open an account online, visit us at People First. Together, let's build a brighter future!

Our Evolution

From our humble beginnings over seven decades ago, People First has evolved significantly. We have embraced advancements in technology while maintaining our commitment to personalized service. Our branch has seen many milestones from the introduction of online banking to offering mobile payment options always with the goal of enhancing accessibility for our members. Today, we proudly provide a range of services including personal and business banking solutions, auto loans, mortgages, and credit cards with rewards. While members can visit us at 2141 Downyflake Ln Allentown Pa 18103, official correspondence should be sent to 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. This dual approach ensures that we are always accessible to those who need us.

Our Mission

Our mission is clear: we exist to serve the financial needs of our community while supporting local initiatives. At People First, we believe that when our members thrive, so does the community around us. We strive to provide not just competitive rates but also valuable resources and support for personal growth and development. We also recognize the importance of inclusivity. Our services are designed with everyone in mind, ensuring ADA compliance and accessibility for all members. Whether it's through digital banking options or face-to-face interactions at our drive-thru service or lobby hours Monday through Saturday we aim to meet you where you are.

Branch Location & Accessibility

Come Visit Us!

If you have questions or want to learn more about what we offer, feel free to call us at 610-797-7440. We invite you to stop by the People First Devonshire branch today; we're excited to serve you!

Operating Hours and Services

We know that your time is valuable, which is why we offer flexible banking hours. Our lobby is open Monday through Thursday from 9:00 AM to 5:15 PM, Friday until 6:00 PM, and Saturday mornings until 12:00 PM. Whether you need help with personal banking services like checking and savings accounts or are looking into auto loans or mortgage options, our friendly team is here to assist you. For added convenience, we provide ATM services on-site and a drive-thru option for quick transactions. You can make deposits or withdrawals without ever leaving your car!

Parking and Accessibility Features

Our location offers ample parking, with spaces designed for easy access. We also prioritize accessibility for all members. The branch is ADA compliant, featuring ramps and other accommodations to ensure everyone can visit comfortably.

Member Eligibility

Becoming a member of People First is like joining a close-knit family where your financial well-being is our top priority. If you live, work, worship, or attend school in the Allentown area, you're already on the path to membership! We welcome anyone who shares our community values and is looking for a supportive place to manage their finances. The benefits of joining us include access to personalized banking services, competitive loan rates, and exclusive member perks that truly make a difference in your financial journey. To get started with your membership at People First, simply visit us at 2141 Downyflake Ln Allentown Pa 18103 or give us a call at (610) 797-7440. We're here to help you through the easy sign-up process. For more detailed information about eligibility criteria, check out our website at https://peoplefirst.com/about-us/membership/referral/. You can also find all the details on how to open an account at https://peoplefirst.com/apply-loan/. Join us today and experience the difference of being part of our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $177 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,731,954, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Whether you're accepting payments online or in-store, our services make transactions easy and efficient. This means faster payments for you and happier customers. Located at 2141 Downyflake Ln Allentown Pa 18103 in Allentown, PA, we're here to help your business succeed. Visit us today or call (610) 797-7440 to explore how we can partner with you on your journey to success!

Comprehensive List Of Services

Additional Services

We offer basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect for those on the go. Our ATM access allows members to handle essential transactions without needing to step inside the branch. With extended operating hours on weekdays and Saturday mornings, we're here when you need us most. If you'd like more information about any of our services or if you're ready to open an account, please reach out! Call us at 610-797-7440 or visit us online at www.peoplefirst.com. At People First, we're committed to helping you achieve your financial goals with care and expertise!

Business Banking Services

For our business members, we have dedicated business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tailored solutions to help your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Access your accounts anytime from anywhere pay bills, transfer funds, or check balances right from your smartphone or computer. You can also enjoy the ease of using our ATMs for cash withdrawals and balance checks at your convenience.

Credit Options

We also offer credit cards with rewards, which allow you to earn points for purchases you already make daily. Use those points for travel, merchandise, or cash back making each swipe work for you!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that make managing your everyday finances simple and convenient. Imagine easily tracking your spending while saving for that vacation you've been dreaming about. With our accounts, you can do just that! For those looking to buy a car or finance a vehicle, our auto loans and vehicle financing options are here to help you hit the road without breaking the bank. We understand that purchasing a vehicle is a significant investment, and we strive to offer competitive rates that fit your budget. Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process smoothly. Picture yourself in your dream home while enjoying a mortgage rate that suits your financial situation. If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services provide flexible solutions. We're here to assist you in managing your finances effectively so that you can focus on what matters most.

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Plus, for those who prefer to manage their finances on the go, our mobile application offers all the essential features right at your fingertips. You can even enjoy person-to-person transfers, making it easy to send money to friends and family without any hassle. For added convenience, we offer electronic signature authorization, so you can sign documents securely from home no need for paper or in-person visits. And if you're looking to reduce paper clutter, our e-statements are available too. You'll receive your statements electronically, keeping everything organized and accessible.

Security and Accessibility

We prioritize your security with robust measures in place to protect your information while ensuring a user-friendly experience. Our platform is designed for everyone, whether you're tech-savvy or just getting started with digital banking. You can manage your accounts in real time, giving you complete control over your finances. At People First, we strive to make banking simple and accessible for all our members. Explore the benefits of digital banking today by visiting https://www.peoplefirst.com!

Financial Strength

At People First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust and reliability are paramount when it comes to managing your finances. Our financial strength is highlighted by our impressive net worth of $73,202,663, which underscores our robust health and capacity to support our members' needs. This strong foundation enables us to offer better rates, lower fees, and enhanced services tailored just for you. With a net worth ratio of 815, we demonstrate a solid capital base, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $219,743,670 in share certificates and $78,240,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members our focus is on benefiting you through better loan rates and exclusive perks. Moreover, with $71,675,225 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options. This commitment allows us to enhance security measures and serve our members better every day. Our lending capacity is equally impressive. We currently support our community with $9,486 in used auto loans and an overall total of $595,693,504 in loans and leases. This extensive range of offerings helps our members achieve their financial goals across various sectors. It's also important to note that our operational efficiency shines through with a net income of $0 this period. Despite the challenges faced during the current economic landscape, we remain dedicated to maintaining competitive loan rates and solid financial products for our members. We take pride in having 157 full-time employees and 15 part-time employees, ensuring that our branches are always staffed with a knowledgeable team ready to assist you. Our commitment to service is reflected in the fact that we have successfully built 141,144 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People First is your trusted partner. Visit us at 2141 Downyflake Ln Allentown Pa 18103 or call 610-797-7440 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,773,091 in used vehicle loans and $48,974,453 in new vehicle loans already helping members get on the road. We provide flexible financing options that can make purchasing your next vehicle easy and affordable.

Credit Lines

For those needing ongoing access to funds, our credit lines amounting to $202,748,167 provide a safety net for emergencies or unexpected expenses. This option allows you to borrow what you need when you need it without taking out a full loan upfront.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,657,393, make buying or refinancing simple. We are here to guide you through the process and help you secure the best terms for your situation.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we encourage you to explore our refinancing options. Our team is ready to help assess your eligibility and guide you through the process. At People First, we're dedicated to helping our members succeed financially. If you're interested in any of these loan products or want to learn more about eligibility requirements, feel free to contact us at 610-797-7440 or visit us at 2141 Downyflake Ln Allentown PA 18103. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us support you on your path toward achieving your financial goals!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $19,537,560 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your financial well-being.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures that all loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to established guidelines means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By prioritizing accuracy, LendMesh builds a foundation of trust for its users.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information presented. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide users with unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PEOPLE FIRST FEDERAL CREDIT UNION - Allentown, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Allentown, PA (18103)

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Come Visit Us!

Operating Hours and Services

Parking and Accessibility Features

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Matter

Comprehensive List Of Services

Additional Services

Business Banking Services

Convenient Digital Banking

Credit Options

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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