People First Credit Union Allentown PA | Affordable Auto Loans & Business Banking

Introduction

At People First, we believe that financial institutions should prioritize the needs of their members. Located at 26 N 6th St Ste 120, Allentown, PA 18101, our branch has been serving the community since 1950. Over the years, we've grown to support a vibrant membership of 74,822 individuals and families. With total assets amounting to an impressive $898,289,645, we are committed to providing secure and reliable financial services tailored to your unique needs. Our dedicated team at People First is led by CEO Howard Meller and Board President Gerard Judge, both of whom are deeply invested in our mission to enhance the financial well-being of our members. With a workforce of 172 employees, we strive to deliver exceptional service every day. We understand that banking is about more than just numbers; it's about building trust and fostering relationships within the community. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address at 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. With a total deposit base of $4,147,658 and a net worth of $73,202,663, we are well-equipped to provide a wide range of services including personal banking accounts, auto loans, mortgages, and business banking solutions. Our commitment to transparency is reflected in our cash reserves of $11,984,993 and the robust balance of loans we offer totaling 30,061 loans and leases. We invite you to explore what People First has to offer. Whether you're looking for competitive loan rates or comprehensive online banking options, we're here to help you achieve your financial goals. Don't hesitate to reach out! Call us at 610-797-7440 or visit our website at peoplefirst.com for more information on how we can serve you better today!

Branch History & Mission

Commitment to Excellence

While members can visit us at our branch address for all their banking needs during our operating hours Monday through Thursday from 9:00 AM to 5:15 PM and Friday from 9:00 AM to 6:00 PM we also provide convenient access through our ATM services. Though we currently do not have drive-thru banking or shared service centers available, we are committed to enhancing your experience with online banking options that include mobile applications and e-statements. For any official correspondence, please use our mailing address: 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. We invite you to join People First and become part of a supportive financial family where your needs come first. Experience firsthand how we can help you achieve your financial goals while making a difference in the community. Visit us today or call us at 610-797-7440 to learn more about becoming a member!

Community Focus

Our mission goes beyond just serving our members; it extends into the heart of the Allentown community. We actively engage in outreach efforts and partnerships that support local initiatives and help improve the lives of those around us. Whether through educational workshops or community events, we strive to make a positive impact on everyone we serve.

Our Story

Since opening our doors more than 70 years ago, People First has evolved from a small financial institution into a robust credit union dedicated to meeting the needs of our members. We have embraced technological advancements while maintaining our commitment to personal service. Our journey reflects not only our growth in membership but also our dedication to providing valuable financial solutions tailored for individuals and families. At People First, we understand that banking is about more than just transactions; it's about relationships. Our mission is to empower our members through accessible financial services and community support. We offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We believe in equipping our members with the tools they need to succeed financially.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind. With ADA-compliant features and ramps, everyone can visit us comfortably. Parking is available nearby, ensuring that you can stop by with ease. If you need assistance or have questions about our services, don't hesitate to call us at 610-797-7440.

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. You can visit us Monday through Thursday from 9:00 AM to 5:15 PM, and on Fridays until 6:00 PM. We're also open on Saturdays from 9:00 AM to noon. This gives you plenty of time to handle your banking needs when it works best for you.

Services Offered

At People First, we pride ourselves on providing a wide range of services tailored to our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is readily available for withdrawals and balance checks. While members can visit us at 26 N 6Th St Ste 120 Allentown Pa 18101, official correspondence should be sent to our mailing address at 740 W Hamilton St Ste 300, Allentown, PA 18101-2474.

Visit Us Today!

We invite you to come experience the friendly service and community focus that sets People First apart. Stop by our branch today or give us a call; we're excited to assist you with all your banking needs!

Member Eligibility

Becoming a member of People First feels like joining a warm, welcoming community where your financial needs are prioritized. If you live, work, or worship in the area, you're likely already eligible to join us! We believe that everyone deserves access to quality financial services, and we're here to make that happen. Whether you're looking for checking accounts, loans, or other services, our friendly team at People First, located at 26 N 6Th St Ste 120 Allentown Pa 18101, is eager to support you on your financial journey. If you want to learn more about the specific eligibility criteria and ensure you're ready to take the next step, feel free to check out the details at https://peoplefirst.com/about-us/membership/referral/. When you're ready to open an account, the process is straightforward just visit us or explore our easy online application at https://peoplefirst.com/apply-loan/. Should you have any questions, don't hesitate to reach out at (610) 797-7440; we're here for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $177 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,731,954, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily, track sales effortlessly, and manage your cash flow seamlessly. Our merchant services provide the tools you need to simplify transactions and enhance customer experiences. Whether you're a small retail shop or a growing service provider in Allentown, PA, our tailored solutions help you focus on what matters most your business. Ready to elevate your business? Visit us at 26 N 6Th St Ste 120 Allentown Pa 18101 or call us at (610) 797-7440 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Always Here for You

Our commitment extends beyond just traditional banking hours. With flexible opening hours from 9:00 am - 5:15 pm Monday-Thursday and until 6:00 pm on Fridays, along with Saturday hours from 9:00 am - 12:00 pm, we're here when you need us. Call us anytime at 610-797-7440 for assistance or inquiries regarding our services. At People First, we believe in building lasting relationships with our members by understanding their needs and providing exceptional service. Join us today and discover how we can help you achieve your financial aspirations! For more information or to get started with any of our services, visit us online at People First.

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help grow your operations smoothly. We know how important it is for businesses to have reliable financial support.

Credit Card Rewards

For those who love rewards, our credit cards come with various benefits that allow you to earn points on everyday purchases. This means every time you swipe your card, you're one step closer to enjoying exciting perks.

Financing Your Dreams

Thinking about purchasing a new car? With our auto loans and vehicle financing, getting behind the wheel has never been easier. We work with you to provide competitive rates that fit your budget. If homeownership is on your mind, explore our mortgage loans and refinancing options designed to help you secure the best rates possible. In addition to these offerings, we understand that life can sometimes throw unexpected challenges your way. Our personal loans and debt consolidation services can help you manage expenses more effectively, providing relief when you need it most.

Personal Banking Made Easy

Managing your finances should be straightforward and stress-free. That's why we offer checking and savings accounts tailored to fit different lifestyles. You can easily access your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills right from your device. Plus, our ATM services make cash withdrawals a breeze.

Digital & Online Banking

Key Features for Your Convenience

One standout feature is our electronic signature authorization. This allows you to sign documents securely from the comfort of your home, eliminating the need for in-person visits for many transactions. Plus, with e-statements available, you can view your financial statements online without the clutter of paper. If you often send money to friends or family, our person-to-person transfer option is perfect for quick transactions. Simply enter the recipient's details and send money with just a few taps on your mobile device. And speaking of mobile devices, our mobile application gives you access to all these features right at your fingertips. While we currently do not support mobile payments, you can still enjoy easy transactions through our other digital services. We prioritize your security with every feature we offer so you can feel confident managing your finances online. In summary, at People First, our digital and online banking services are tailored to fit your lifestyle providing accessibility, ease-of-use, and real-time account management whenever you need it. Join us today and take advantage of these convenient services!

Financial Strength

At People First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident knowing your money is in safe hands. Our strong financial health is demonstrated by our net worth of $73,202,663, which allows us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of 8.15% reflects a solid capital foundation. This ensures we can continue providing loans and competitive savings rates, even in uncertain economic times. Members' savings are secured through $219,743,670 in share certificates and $78,240,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' needs. Currently, we have no non-member deposits, allowing us to focus our resources on benefiting you with better loan rates and exclusive perks. With $71,675,225 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our capacity to support your financial goals is evident with $9,486 in used auto loans and an impressive total of $595,693,504 in loans and leases. Our operational efficiency is also highlighted by our recent net income of $0, which indicates that while we are focused on member benefits rather than profit margins at this time, we continue to maintain effective operations to offer competitive products. We take pride in having 157 full-time employees and 15 part-time employees, ensuring our branch is always ready to assist you with a knowledgeable team dedicated to excellent service. With a total of 141,144 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People First is your trusted partner. Visit us at 26 N 6Th St Ste 120 Allentown PA 18101 or call 610-797-7440 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,773,091 in used vehicle loans and $48,974,453 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle. Plus, if you need to refinance your existing auto loan, we can help with that too!

Business Loans

If you're a business owner seeking capital for growth and expansion, consider our outstanding commercial loans totaling $92,731,954. We understand the unique challenges businesses face and are here to provide the support necessary for your success. At People First in Allentown (26 N 6Th St Ste 120), we're committed to providing exceptional service and helping you navigate your borrowing options. Our experienced team is available to discuss eligibility requirements and assist with any questions you may have regarding our loan offerings. Feel free to reach out at 610-797-7440 during our operating hours: Monday-Thursday from 9:00 am - 5:15 pm; Friday from 9:00 am - 6:00 pm; and Saturday from 9:00 am - 12:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you achieve your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $89,657,393. With competitive rates and personalized service, our team is ready to guide you through every step of the process.

Personal Loans & Credit Cards

For those looking for additional financial flexibility, we provide unsecured credit card loans with a total of $19,537,560 available to help our members manage their finances effectively. Whether you're planning a vacation or consolidating debt, our credit card options come with beneficial terms tailored to your needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing method ensures that the offers presented are fair and transparent. Users can trust that they are receiving accurate information when comparing loan options.

Take Action Today

Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh and take the first step toward making an informed financial decision. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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