People First Credit Union Allentown PA | Convenient ATM Services

Introduction

Welcome to People First, your trusted credit union located at 740 W Hamilton St Ste 300, Allentown, PA 18101. Established in 1950, we have been dedicated to serving our community with integrity and commitment for over seven decades. Our focus is on you, our members, with a total membership of 74,822 who rely on us for their financial needs. At People First, we pride ourselves on our robust financial standing, boasting total assets of $898,289,645 and total deposits reaching $4,147,658. We understand that financial security is crucial for your peace of mind, which is why our net worth stands strong at $73,202,663, ensuring that your investments are safe with us. With a cash reserve of $11,984,993, we are prepared to support you in every step of your financial journey. We offer a wide range of services tailored to meet the needs of our members. From auto loans where we have facilitated 30,061 loans and leases to business loans with a net member business loan balance of $102,729,400, our goal is to empower you financially. Leadership at People First is not just about managing numbers; it's about building relationships. Under the guidance of our CEO Howard Meller and Board President Gerard Judge, we strive to create an inclusive environment where every member feels valued. While members can visit us at our branch address for face-to-face assistance during our operating hours from Monday to Friday between 9:00 AM and 5:00 PM, official correspondence should be sent to our mailing address: 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. Your journey toward financial wellness starts here. For any questions or assistance, feel free to reach out to us at 610-797-7440. Join us today at People First and experience a credit union that truly puts its members first! Visit us online at People First for more information or to apply for loans.

Branch History & Mission

At People First, our journey began in 1950, rooted deeply in the heart of Allentown, PA. Over the years, we have transformed from a small credit union to a vital financial partner for our community, proudly serving over 74,822 members today. Our branch is conveniently located at 740 W Hamilton St Ste 300, Allentown, PA 18101 an address that has become synonymous with trust and support in local finance. Our mission is simple yet profound: to empower individuals and families through accessible financial services while fostering community growth. We believe that everyone deserves a chance to achieve their financial dreams. With total assets exceeding $898 million, we are dedicated to providing competitive rates on loans and savings accounts while prioritizing the needs of our members. Since our inception, we have embraced innovation alongside tradition. We offer various digital services such as online banking and mobile applications, ensuring that our members can manage their finances conveniently and securely. Our commitment to ADA compliance ensures that all members have equal access to our services. We understand that being a credit union means more than just handling money; it's about building relationships within the community. That's why we actively engage in outreach initiatives and partnerships with local organizations, aiming to uplift those around us. We take pride in supporting educational programs and local charities that make a meaningful difference in people's lives. While members can visit us at 740 W Hamilton St Ste 300 Allentown Pa 18101, official correspondence should be sent to 740 W Hamilton St Ste 300, Allentown, PA 18101-2474. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to stop by or reach us at (610) 797-7440. As we look towards the future, we invite you to join our growing family at People First. Experience firsthand how we're dedicated not only to your financial success but also to enriching the community we all call home. Together, let's create brighter futures! For more information about membership or services, please visit us at People First.

Branch Location & Accessibility

Accessibility Features

At People First, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and wide doorways to ensure everyone can navigate comfortably. We also offer ample parking nearby, making your visit stress-free.

Operating Hours

We understand that life gets busy! That's why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're stopping by to discuss your financial needs or simply want to ask a question, our friendly staff is ready to assist you during these hours.

Services Available

While we currently do not offer ATM or drive-thru services, rest assured that our dedicated team is here to provide a range of services tailored to support your banking needs. If you ever need assistance outside of regular hours, feel free to give us a call at 610-797-7440.

Visit Us Today!

We invite you to stop by and experience the People First difference. Whether you're looking to open an account or need guidance on your financial journey, we're here for you every step of the way. Remember, official correspondence should be sent to our mailing address at 740 W Hamilton St Ste 300, Allentown, PA 18101-2474 if it's different from where we serve you in person. We look forward to welcoming you soon!

Member Eligibility

Welcome to the People First family! Becoming a member of our credit union is not just about banking; it's about joining a community that truly cares. At People First, we invite individuals who live, work, worship, or attend school in Lehigh County and surrounding areas to join us. Whether you're looking for great savings options or personal loans, being a member opens doors to friendly service and competitive rates tailored just for you. For more details on eligibility requirements, feel free to check out our dedicated page at this link. Starting your membership journey is as easy as pie! You can open your account online or visit us at 740 W Hamilton St Ste 300, Allentown, PA 18101. If you have any questions or need assistance, don't hesitate to give us a call at 610-797-7440. We're here to help you take the first step towards better financial well-being with People First!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $177 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,731,954, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine running your day-to-day operations smoothly while accepting payments from customers effortlessly. Our tools help you manage transactions efficiently, so you can focus on what truly matters growing your business. Visit us at 740 W Hamilton St Ste 300, Allentown, PA 18101 or call us at 610-797-7440 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've embraced digital solutions that put control in your hands. With features like online banking, you can check balances, transfer funds, and pay bills without stepping out of your home. Additionally, our mobile application allows you to bank on the go perfect for busy members who want to manage their accounts anytime, anywhere.

Everyday Banking Solutions

Our services include convenient ATM services that allow you easy access to your funds whenever you need them. Imagine needing cash for a quick purchase or withdrawing money after hours; our ATM service ensures you're not left searching around town. Although we currently do not offer drive-thru services, our friendly staff is available during lobby hours from Monday to Friday, 9:00 AM - 5:00 PM to assist you directly.

Join Our Community

We invite you to explore all that People First has to offer by visiting us at our Allentown branch or calling us at 610-797-7440 for more information about any of our services. Your financial well-being is our priority, and we look forward to being a part of your journey toward achieving your goals. Whether it's time for everyday banking or planning for the future, let us be your trusted partner in financial success!

Member-Centric Approach

At People First, we understand that every member has different financial goals and challenges. Our team is committed to listening and providing personalized solutions to fit your needs. If you're considering making a big purchase or need guidance on managing your savings, we're ready to offer insights that help you make informed decisions.

Digital & Online Banking

Accessibility & Security

Your security is a top priority at People First. We utilize advanced security measures to ensure that your personal information remains protected while you bank online. This peace of mind lets you focus on what truly matters your financial goals. With easy navigation and real-time account management tools available in our online banking service, you can stay updated on all your transactions. Whether you're checking in during lunch or late at night, we're here for you whenever you need us. Join the many satisfied members who have made their banking experience simpler with People First's digital services. Your financial journey is just a click away!

Key Features

Our online banking services empower you to take control of your finances with ease. You can enjoy electronic statements for quick reference and organization no more waiting for paper statements to arrive! If you ever need to sign documents, our electronic signature authorization makes the process swift and hassle-free. Managing payments is a breeze, whether it's sending money to friends or family with our person-to-person transfer feature or accessing your accounts through our user-friendly mobile application. While we don't currently support mobile payments, our app allows you to monitor your transactions and manage your accounts effortlessly.

Financial Strength

At People First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trustworthy financial partner is essential. That's why we are committed to maintaining strong financial health and transparency. With a net worth of $73,202,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $815 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $219,743,670 in share certificates and $78,240,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our robust savings programs, we have $71,675,225 in undivided earnings which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $9,486 in used auto loans and $595,693,504 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 157 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 141,144, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People First is your trusted partner. Visit us at 740 W Hamilton St Ste 300 Allentown Pa 18101 or call (610) 797-7440 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,773,091 in used vehicle loans and $48,974,453 in new vehicle loans already helping members get on the road. Whether you're buying new or used, we provide flexible terms and competitive rates to make your car-buying experience smooth and affordable.

Business Loans

For business owners in need of capital to grow and expand their operations, our outstanding commercial loans totaling $92,731,954 provide the necessary support. Whether you are starting a new venture or looking to scale an existing one, we have solutions designed for small businesses. Our commitment at People First extends beyond just providing loans; we strive to build lasting relationships with our members by offering personalized service and expert guidance every step of the way. If you have any questions or want to learn more about how our loan products can work for you, feel free to reach out at 610-797-7440 or visit us at 740 W Hamilton St Ste 300 Allentown PA 18101. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and take a step towards achieving your financial goals!

Credit Card Loans

Managing your finances effectively is crucial for long-term success. We also offer flexible terms on unsecured credit card loans, with a total of $19,537,560 in loans available to assist members with their daily expenses. These cards can be an excellent way to build your credit while enjoying the convenience of cashless transactions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $89,657,393, tailored to fit your budget and lifestyle. If you're considering refinancing your current mortgage, our team can help you explore eligibility options that might save you money.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. Additionally, there are No Sponsored Listings LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results so you can trust that you're seeing the best options available. Moreover, LendMesh provides Real-Time Rate Comparisons. By offering up-to-date loan rates from multiple institutions, users can quickly assess their choices and make well-informed decisions without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real-world impact LendMesh has had on its users. Take control of your borrowing needs today. Compare real-time loan offers at LendMesh and find the best rates suited for your financial situation. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*