People Driven Credit Union Ypsilanti MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to People Driven, your trusted partner in financial success, located at 5397 W Michigan Ave, Ypsilanti, MI 48197. Since our establishment in 1928, we have been dedicated to serving our community with integrity and commitment. With a proud membership of 25,839 and total assets reaching an impressive $467,901,714, we strive to empower our members through a range of tailored financial services. At People Driven, we understand that every member has unique needs. Whether you're looking for personal banking solutions such as checking and savings accounts, or seeking competitive rates on auto loans and mortgages, we are here for you. Our drive-thru service and ATM availability ensure that your banking experience is convenient and accessible. We are also committed to supporting local businesses. With a net member business loan balance of $11,327,680, we provide essential financing options for entrepreneurs in our area. Under the leadership of CEO Renee DeMarco and Board President Karen Sanborn, our team of 109 employees is ready to assist you with any inquiries or financial goals you may have. While members can visit us at our branch location, official correspondence should be sent to 5397 W. Michigan Avenue, Ypsilanti, MI 48197-4900. If you have questions or need assistance, don't hesitate to reach out at 248-263-4100. Join us today and discover how People Driven can help you achieve your financial dreams! For more information about our services or to open an account, visit us at www.peopledrivencu.org.

Branch History & Mission

Welcome to People Driven, located in the heart of Ypsilanti, MI. Since opening our doors in 1928, we have proudly served our community with a commitment to providing exceptional financial services. Our journey began nearly a century ago, rooted in the belief that everyone deserves access to reliable banking solutions. Over the years, we have grown from a small credit union into a trusted financial partner for over 25,839 members and counting. Our branch can be found at 5397 W Michigan Ave, easily accessible for all your banking needs. With nearby landmarks such as the historic Ypsilanti Water Tower and Riverside Park, visiting us is not only convenient but also a pleasant experience. For official correspondence, please send mail to 5397 W. Michigan Avenue, Ypsilanti, MI 48197-4900. At People Driven, we believe in more than just numbers; our mission is to empower individuals and families through financial education and support. We are dedicated to offering personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards that fit your lifestyle. Our goal is not only to provide financial services but also to foster a sense of community where every member feels valued. As technology advances, so do we. People Driven is committed to enhancing your banking experience with convenient online and mobile banking options. Whether you prefer managing your finances from home or visiting us in person, we are here for you every step of the way. Our branch features an ATM for quick cash withdrawals and drive-thru banking for those on-the-go. In addition to our financial services, we actively engage with our local community through various outreach programs and partnerships. We believe in supporting local initiatives that make a positive impact on the lives of our members and neighbors. With total assets amounting to $467,901,714, we are proud to maintain a strong financial foundation while continually investing back into our community. Our operating hours reflect our dedication to serving you: lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday drive-thru service from 9:30 AM to 1 PM. We invite you to become part of the People Driven family! Experience firsthand how we can help you achieve your financial goals while being an active part of a supportive community. Join us today! For any inquiries or assistance, feel free to call us at 248-263-4100 or visit our website at www.peopledrivencu.org.

Branch Location & Accessibility

Convenient Access

At our Ypsilanti location, we prioritize making your banking experience as smooth as possible. The branch is easily accessible, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. You'll also find ample parking available right outside, making it easy to pop in whenever you need.

Operating Hours That Fit Your Schedule

Our operating hours are designed with your busy life in mind. Visit us Monday through Thursday from 9 AM to 5 PM, Fridays until 6 PM, and Saturdays from 9:30 AM to 1 PM for drive-thru banking. On Wednesdays, we open an hour later at 10 AM for lobby services. Need assistance outside of these hours? Just give us a call at 248-263-4100.

Services Tailored for You

At People Driven, we offer a variety of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our team is here to help you navigate your financial journey. Plus, enjoy the convenience of ATM access and basic drive-thru banking for quick transactions without leaving your vehicle. While members can visit us at 5397 W Michigan Ave, official correspondence should be sent to our mailing address: 5397 W. Michigan Avenue, Ypsilanti, MI 48197-4900. We invite you to stop by the Ypsilanti Branch today! Our friendly staff is ready to assist you with all your banking needs. Join us in supporting our local community because at People Driven, we believe in putting people first!

Member Eligibility

At People Driven, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that prioritizes your financial well-being. Becoming a member is simple! If you live, work, worship, or attend school in Washtenaw County, you're already eligible to join us. We also welcome immediate family members of current members. Once you're in, you'll enjoy a range of benefits designed to empower you financially and help you reach your goals. For a complete rundown of the eligibility criteria, feel free to check out our detailed page at https://www.peopledrivencu.org/about/membership/. Ready to take the next step? Opening your account at People Driven is easy! You can start the process online by visiting https://peopledrivencu.loanspq.com/apply.aspx?lenderref=pdcu062521&list=ccheplvlst, or if you prefer a personal touch, give us a call at (248) 263-4100. Our friendly team is here to guide you every step of the way at our branch located at 5397 W Michigan Ave Ypsilanti Mi 48197. Join us today and experience all the advantages of being part of our credit union family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $72 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,472,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we provide merchant services that simplify daily operations. Imagine having a seamless way to accept payments from customers whether in-store or online. Our tools make transactions quick and easy, allowing you to focus on what truly matters: growing your business. Located at 5397 W Michigan Ave Ypsilanti Mi 48197, Ypsilanti, MI, we're here to partner with you every step of the way. For more information or to get started, give us a call at (248) 263-4100. Let's build your success together!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our branch features an ATM for quick withdrawals and balance checks without needing to enter the building. Plus, if you're on the go and prefer face-to-face service without leaving your car, our drive-thru banking offers simple transactions like deposits and withdrawals with ease. At People Driven in Ypsilanti, we're proud to serve as your financial partner. With our commitment to personalized service and a variety of offerings like those mentioned above there's something for everyone! If you're ready to take control of your financial future or have questions about any of our services, don't hesitate to reach out! You can contact us at 248-263-4100, or visit us at peopledrivencu.org for more information. Let us help you achieve your financial goals today!

Business Banking

For business owners in Ypsilanti, our business banking services include everything from merchant services to business loans that can help fuel your company's growth. We know how important it is for businesses to have reliable financial support.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances anytime, anywhere. Whether you want to check balances, transfer money between accounts, or pay bills, our digital platforms make it easy.

Loans & Credit Options

Personal finance can sometimes feel overwhelming, especially when it comes to unexpected expenses. Our personal loans and debt consolidation services are here to help ease your financial burden by offering manageable solutions that keep you on track. Moreover, if you're looking for rewards as you spend, check out our credit cards with rewards program. It's perfect for those who enjoy earning benefits while making everyday purchases.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer various checking and savings accounts tailored for different lifestyles and goals. Whether you're saving for a vacation or managing everyday expenses, our accounts provide the flexibility you need. For those considering buying a car or refinancing their current vehicle, our auto loans and vehicle financing options come with competitive rates and terms that fit your budget. If homeownership is on your mind, explore our mortgage loans and refinancing services designed to help you navigate the home buying process smoothly.

Digital & Online Banking

24/7 Access

With 24/7 online banking services available at Yes, you have the freedom to manage your finances when it suits you best. No more rushing to the bank during business hours; everything you need is just a click away! At People Driven, we're committed to providing tools that enhance your banking experience while keeping it safe and straightforward. Explore the full range of our digital services today!

Key Services

With our user-friendly online banking platform available at https://www.peopledrivencu.org/, you can view your account balances, transfer funds, and pay bills with just a few clicks. Our mobile application also makes banking on-the-go simple and efficient. You can access all your financial information right from your smartphone, allowing you to manage your money anytime, anywhere.

Real-Time Management

Need to send money to a friend? With our person-to-person transfers feature, sharing expenses has never been simpler. You can quickly send or receive funds right from your account. Additionally, our mobile payments option lets you make purchases directly from your phone with ease.

Security and Convenience

Your security is our top priority. We use advanced encryption technology to protect your personal information. Plus, our electronic signature authorization feature makes signing documents quick and secure no more printing or mailing forms! And if you're looking for an easier way to keep track of your statements, we provide e-statements that are not only environmentally friendly but also easily accessible.

Financial Strength

At People Driven, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which reflects our commitment to serving you with confidence. With a net worth of $46,345,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $55,377,074 in share certificates and $48,711,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $34,650,025 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $53,383,000 in used auto loans and over $297 million in total loans and leases, we support members' financial goals across various sectors. Our financial efficiency is reflected in our current net income of $0, allowing us to continuously provide competitive loan rates and solid financial products for our members. We also take pride in having 107 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 56,529, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People Driven is your trusted partner. Visit us at 5397 W Michigan Ave Ypsilanti Mi 48197 or call 248-263-4100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $56,942,470 in used vehicle loans and $21,620,599 in new vehicle loans already helping members get on the road. Our straightforward application process makes it easy to secure financing that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $11,472,311 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and strive to support them with financial solutions that work. At People Driven, we are committed to helping you find the right loan product for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about our loan offerings or want to check eligibility options available for each product, please visit our website at People Driven or stop by our branch today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $32,445,537, making buying or refinancing simple. We offer various terms and refinancing options tailored to your needs. Whether you're purchasing your first home or looking to refinance an existing mortgage, we're here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $20,033,650 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that can enhance your spending power while keeping your budget in check.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers you see are fair and transparent. You can trust that the information provided is reliable and reflects current market conditions.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what lenders present. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can make informed choices. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and find the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

People Driven