People Driven Credit Union Warren MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to People Driven, your trusted financial partner located at 30897 Mound Rd, Warren, MI 48092. Since our establishment in 1928, we have proudly served our community, building strong relationships with our 25,839 members. Our commitment to providing exceptional financial services is reflected in our impressive total assets of $467,901,714 and a solid net worth of $46,345,385. At People Driven, we offer a wide range of services designed to meet your needs, from personal banking solutions like checking and savings accounts to auto loans and mortgages. With a total of 26,121 loans and leases, we are here to help you achieve your financial goals. Led by our dedicated CEO Renee DeMarco and Board President Karen Sanborn, our team of 109 employees is committed to ensuring you receive the highest level of service. Whether you're visiting us in person or connecting online at www.peopledrivencu.org, we strive to create a welcoming environment for all. While members can visit us at our branch location, official correspondence should be sent to the same address: 30897 Mound Road, Warren, MI 48092. We invite you to reach out at 248-263-4200 or stop by during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9:30 AM to 1 PM. Join us today and discover how we can help you thrive financially!

Branch History & Mission

A Journey Through Time

From humble beginnings, People Driven has evolved into a trusted partner in financial well-being. Our commitment to providing exceptional services is reflected in our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9:30 AM to 1 PM. Members can also enjoy the convenience of our drive-thru banking and ATM services available on-site. As we grew, so did our mission: to empower our members by offering accessible financial solutions tailored to their unique needs. Whether it's personal banking, auto loans, or business financing, we strive to make every interaction meaningful and beneficial.

Commitment to Innovation

As technology advances, so do we. People Driven embraces digital solutions that enhance your banking experience. From online banking and mobile payments to electronic signatures and e-statements, we ensure you have access to your accounts anytime, anywhere. Our focus on accessibility means we're committed to ADA compliance so that everyone can benefit from our services.

Community Focus

Our dedication extends beyond banking; we actively engage with local organizations and participate in outreach programs aimed at improving the quality of life in Warren and surrounding areas. We believe in giving back because when our community thrives, everyone benefits.

Join Us Today

We invite you to become a part of the People Driven family! Experience personalized service and a commitment to your financial success like never before. Whether you're looking for an account or need assistance with loans, we're here for you every step of the way. For more information or to become a member today, call us at 248-263-4200 or visit our website at People Driven. Together, let's build a better future!

Our Mission

The mission of People Driven is clear: we are dedicated to enhancing the financial lives of our members while fostering community growth. We believe that strong financial health leads to stronger communities. That's why we invest not just in financial products but also in initiatives that support local organizations and foster economic development. While members can visit us at 30897 Mound Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged.

Branch Location & Accessibility

Contact Us Today!

If you have questions or want to learn more about our services ranging from checking accounts to auto loans feel free to give us a call at 248-263-4200. We invite you to come visit us at the Eastside Branch and discover how People Driven can support your financial journey!

Nearby Landmarks and Accessibility

Our location is just a stone's throw from popular spots like the Warren Community Center and the bustling shopping areas along Mound Road. This means you can easily drop by during your errands or after a day out. We provide ample parking space, ensuring your visit is hassle-free. Additionally, our branch is designed with accessibility in mind, featuring ADA-compliant ramps and facilities for all our members.

Operating Hours and Services Offered

At People Driven, we understand that convenience is key. That's why we offer flexible operating hours. You can visit our lobby Monday through Thursday from 9 AM to 5 PM, with extended hours on Friday until 6 PM. We also welcome you on Saturdays from 9:30 AM to 1 PM for quick transactions. For those who prefer banking on the go, we have a drive-thru available for simple transactions like deposits and withdrawals. Plus, with ATM access on-site, you can manage your cash needs swiftly and securely any time of day.

Member Eligibility

Welcome to the People Driven community, where becoming a member is more than just opening an account it's joining a supportive family that looks out for one another. If you're wondering about membership eligibility at People Driven, you'll be pleased to know that it's designed to be inclusive and accessible. Individuals who live, work, worship, or attend school in our local communities are warmly invited to join. This means that whether you're a long-time resident or new to the area, you can take advantage of our tailored services and benefits. Becoming a member is simple! You can find detailed information about eligibility by visiting https://www.peopledrivencu.org/about/membership/. When you're ready to open your account, we make the process straightforward and welcoming; you can start that journey by checking out our account opening details at https://peopledrivencu.loanspq.com/apply.aspx?lenderref=pdcu062521&list=ccheplvlst. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (248) 263-4200. Join us at People Driven, located at 30897 Mound Rd Warren Mi 48092, and experience firsthand the advantages of being part of our community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $72 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,472,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy Saturday at your local café. With our merchant services, you can easily process payments, manage transactions, and keep track of sales all from one platform. This means less time worrying about finances and more time serving your customers. Our solutions help you operate smoothly so you can focus on what matters most: growing your business. Located at 30897 Mound Rd Warren Mi 48092, Warren, MI 48092, we invite you to visit us or call (248) 263-4200 to learn how our tailored business banking solutions can help your enterprise thrive.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer robust Business Banking solutions including merchant services and business loans. With our help, you can focus on growing your business without worrying about financial hurdles.

Connect With Us

At People Driven, we pride ourselves on being more than just a financial institution; we're a partner in your journey towards achieving financial wellness. If you have questions or want more information about any of our services, don't hesitate to reach out at 248-263-4200 or visit us online at People Driven. Join us today and let's work together toward achieving your financial goals!

Convenient Access

We know convenience matters. That's why we have an ATM on-site for quick cash withdrawals and balance checks anytime you need them. Our basic drive-thru banking service allows you to handle deposits and withdrawals without leaving your vehicle perfect for busy days!

Credit Options

In today's fast-paced world, having access to credit is crucial. Our Credit Cards with Rewards make everyday purchases rewarding while providing peace of mind with great benefits. For those times when life throws unexpected expenses your way, consider our Personal Loans and Debt Consolidation options that can help ease financial stress.

Personal Banking Solutions

Our personal banking options are designed with you in mind. Start with our Checking and Savings Accounts, which offer competitive interest rates and easy access to your funds. Imagine being able to manage your accounts from the comfort of your home with our Online and Mobile Banking features. You can check balances, transfer money, and pay bills effortlessly. If you're planning on purchasing a vehicle, look no further than our Auto Loans and Vehicle Financing options. We provide flexible terms that fit your budget, making it easier for you to drive away in the car you've always wanted. Additionally, our Mortgage Loans and Refinancing services ensure that whether you're buying your first home or looking to lower your monthly payments, we've got you covered.

Digital & Online Banking

Convenience and Security

With features like person-to-person transfers, sending money to friends or family is quick and easy. Need to make payments while out shopping? Our mobile payments feature lets you pay securely using just your phone. Everything is designed with your safety in mind; we prioritize robust security measures so you can bank confidently. Whether you're checking in on your accounts or managing payments, our user-friendly digital banking options ensure you have real-time control over your finances. Embrace the convenience of modern banking with People Driven where managing your money is not only easy but also secure!

Key Services

Our online banking platform at https://www.peopledrivencu.org/ allows you to manage your accounts with ease. You can check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application, available for download now, you have the power to manage your finances right from your smartphone. Do you prefer using electronic signatures? No problem! We offer electronic signature authorization, making it simple for you to sign documents without needing to visit a branch. And if you're looking to stay organized, our e-statements are available as well. They're secure, eco-friendly, and help you keep track of your financial activity effortlessly.

Financial Strength

At People Driven, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which is crucial for your peace of mind. With a net worth of $46,345,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 986 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $55,377,074 in share certificates and $48,711,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $34,650,025 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is evident with $53,832,880 in used auto loans and a total of $297,989,501 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to focus on providing you with competitive loan rates and solid financial products. We also take pride in having 107 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $0, while our total share accounts reach an impressive 56,529. This shows a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People Driven is your trusted partner. Visit us at 30897 Mound Rd Warren MI 48092 or call 248-263-4200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,942,470 in used vehicle loans and $21,620,599 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options that can fit your budget and lifestyle.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $11,472,311 provide the capital needed to expand operations or invest in new projects. We're dedicated to supporting local businesses and ensuring they thrive. At People Driven located at 30897 Mound Rd Warren Mi 48092, you can reach us at (248) 263-4200 for more information or to discuss eligibility options for any of our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our diverse range of loan offerings can help you meet your financial objectives today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,445,537, make buying or refinancing simple. We provide guidance throughout the process to help you secure the best possible terms for your situation.

Unsecured Credit Cards

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $20,033,650 in loans available, we offer flexible terms that can adapt to your spending habits while helping you build credit responsibly.

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People Driven