People Driven Credit Union Southfield MI | Affordable Auto Loans & Top Personal Banking

Introduction

At People Driven, we believe that every member deserves a financial partner they can trust. Located at 24333 Lahser Rd, Southfield, MI 48033, our branch has been dedicated to serving the community since 1928. With a strong commitment to fostering financial well-being, we proudly support over 25,839 members with a robust portfolio of services. As of now, our total assets stand at an impressive $467,901,714, showcasing our strength and stability. We have granted 26,121 loans to help our members achieve their dreams from buying cars to securing homes. Our total deposits reach $44,729,793, reflecting the trust our members place in us. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Renee DeMarco and Board President Karen Sanborn, we are not just about numbers; we're about people. Our team of 109 employees is dedicated to providing personalized service that meets your unique needs. While members can visit us at our branch for face-to-face consultations and transactions, official correspondence should be sent to our mailing address: 24333 Lahser Rd, Southfield, MI 48033-6041. Whether you're interested in checking accounts, auto loans, or credit cards with rewards, we have tailored solutions for everyone. We also offer online and mobile banking options for your convenience. Ready to experience the People Driven difference? Call us at 248-263-4100 or visit our website at www.peopledrivencu.org to learn more about how we can help you achieve your financial goals today!

Branch History & Mission

Welcome to People Driven, located at 24333 Lahser Rd in Southfield, MI. Since opening our doors in 1928, we have been committed to serving our community with a focus on putting people first. Over the years, we have grown from a small credit union into a thriving institution with over 25,000 members and total assets reaching an impressive $467,901,714. Our mission is simple yet profound: to empower our members by providing accessible financial services while supporting the community around us. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's through personal banking services like checking and savings accounts or loans for vehicles and homes. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 24333 Lahser Rd, Southfield, MI 48033-6041. Our branch is easily accessible and situated near local landmarks that make it convenient for you to stop by. We pride ourselves on being a customer-centric organization. From our dedicated team of employees who are always ready to assist you, to our digital advancements like online banking and mobile payments, we aim to make your banking experience as seamless as possible. Our drive-thru service allows for quick transactions without having to leave your car, ensuring that your busy life is accommodated. Over the years, we have established partnerships within the community that further enhance our outreach efforts. Our commitment extends beyond just providing financial products; we actively engage in initiatives that uplift and support local organizations. As we continue this journey together, we invite you to join People Driven. Experience firsthand the benefits of membership and become part of a community-focused credit union dedicated to your financial well-being. For any inquiries or assistance, please reach out to us at 248-263-4100 or visit our website at People Driven Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

You can find us nestled near local landmarks that make your visit even easier. We're just a short drive from the bustling Southfield City Center, making us an ideal stop for anyone in the area. For our members' convenience, we offer ample parking right outside our doors, along with ADA-compliant features to ensure everyone can access our services without hassle.

Operating Hours

Our friendly staff is available to assist you during convenient hours. You can visit us in the lobby from Monday through Tuesday and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday from 9 AM to 6 PM. If you're on the go, take advantage of our drive-thru service available Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9:30 AM to 1 PM.

Services Offered

At People Driven, we pride ourselves on offering a range of services tailored for your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks anytime you need it. Whether you're depositing funds or simply checking your account balance, our drive-thru makes transactions easy. If you have any questions or need assistance, don't hesitate to call us at 248-263-4100. We invite you to visit our branch today and discover how we can help you achieve your financial goals!

Member Eligibility

At People Driven, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our local area, as well as their family members. This means that if you have a connection to our community in Southfield or the surrounding regions, you're already on your way to enjoying the benefits of membership! With access to personalized banking services like checking and savings accounts, auto loans, and credit cards with rewards, you'll find that being part of People Driven not only supports your financial goals but also connects you to a network of friendly faces ready to help. If you'd like to learn more about the specific eligibility criteria, feel free to check out our detailed information at https://www.peopledrivencu.org/about/membership/. When you're ready to open an account, the process is easy! Just visit us online at https://peopledrivencu.loanspq.com/apply.aspx?lenderref=pdcu062521&list=ccheplvlst, or give us a call at (248) 263-4100 if you have any questions. We can't wait for you to join our family at People Driven located at 24333 Lahser Rd Southfield Mi 48033!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $72 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,472,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine being able to accept payments quickly and securely, whether you're selling products online or at a local market. Our services make it easy for you to focus on what matters most growing your business. Located at 24333 Lahser Rd Southfield Mi 48033 in Southfield, MI, our team is ready to assist you with all your business banking needs. Give us a call at (248) 263-4100 or visit us today!

Comprehensive List Of Services

Digital Banking Convenience

To enhance your banking experience, People Driven offers robust online and mobile banking features. You can easily manage your accounts anytime from anywhere. Our ATM services allow for convenient cash withdrawals and balance checks without needing to visit the branch.

In-Person Services

For those who prefer face-to-face interactions, we also have basic drive-thru banking available for deposits, withdrawals, and simple transactions. Our lobby hours are designed to accommodate busy schedules: Monday through Friday with extended hours on Fridays. We invite you to experience the ease of banking with us. With dedicated staff ready to assist you at (248) 263-4100, we are here to help you navigate your financial journey. Whether you're just starting out or looking for advanced financial solutions, People Driven has everything you need under one roof. Ready to take the next step? Visit us today or explore more about our services online at Main Office. Your financial well-being is our priority!

Loans and Credit Options

In addition to these services, we provide personal loans for various needs such as debt consolidation or unexpected expenses. Our credit cards even come with rewards that can benefit your everyday spending. If you're a business owner, our business banking services include merchant services and business loans tailored to help your company thrive.

Personal Banking

Starting with personal banking, we offer both checking and savings accounts designed to help you manage your money effectively. If you're thinking about buying a car, our auto loans and vehicle financing options can help make that dream a reality. For those considering home ownership or looking to refinance their current mortgage, our mortgage loans come with competitive rates and flexible terms.

Digital & Online Banking

Enhanced Accessibility

We also embrace modern technology with features like electronic signature authorization. This means you can complete important transactions without needing to be physically present at the branch. It's all about making banking easier for you while ensuring that everything remains secure. And if you're someone who loves using mobile payments, you're in luck! Our services support this feature, allowing you to make purchases directly from your device without any hassle. In short, at People Driven, we're committed to providing you with user-friendly tools that let you take control of your finances whenever and wherever suits you best. Explore these convenient options today by visiting us at https://www.peopledrivencu.org/!

Key Features for Your Convenience

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills anytime, day or night. Enjoy the peace of mind that comes with knowing your financial information is protected through advanced security measures. For those who prefer paperless options, we provide e-statements to keep your documents organized and easily accessible. Our mobile application adds another layer of convenience. It allows you to manage your accounts from anywhere with just a few taps on your smartphone. Plus, if you're looking for quick ways to send money to friends or family, our person-to-person transfer feature makes it simple and fast.

Financial Strength

At People Driven, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to strong financial health ensures that we are always ready to support your needs, whether you're saving for a dream home, financing a new vehicle, or planning for the future. With a net worth of $46,345,385, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $986 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $55,377,074 in share certificates and $48,711,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $34,650,025 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $297,989,501, which includes $5,383 in used auto loans supporting your financial goals across various sectors. Our performance reflects operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 107 full-time employees and 2 part-time employees who are committed to serving you with knowledge and dedication. The strength of our membership is evident in the 56,529 total share accounts we manage, showing a growing base of members who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People Driven is your trusted partner. Visit us at 24333 Lahser Rd Southfield Mi 48033 or call (248) 263-4100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $56,942,470 in used vehicle loans and $21,620,599 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to make financing your vehicle straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $11,472,311 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for an existing business, we have tailored solutions to support your entrepreneurial journey. At People Driven in Southfield, MI (24333 Lahser Rd), we are committed to providing personalized service and expert guidance. If you're interested in learning more about our loan offerings or exploring refinancing options based on eligibility criteria, please reach out at 248-263-4100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our lending products can work for you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,445,537, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process and help you find the right fit for your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $20,033,650 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while ensuring you stay within your means.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers that reflect current market conditions. One of the key benefits of using LendMesh is its commitment to Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. Furthermore, LendMesh stands out for having No Sponsored Listings; it does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that help users make informed decisions. Additionally, LendMesh provides Real-Time Rate Comparisons, showcasing up-to-date loan rates from multiple institutions. This feature empowers users to find the best options tailored to their needs quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

People Driven

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans

Merchant Services

Comprehensive List Of Services

Digital Banking Convenience

In-Person Services

Loans and Credit Options

Personal Banking

Digital & Online Banking

Enhanced Accessibility

Key Features for Your Convenience

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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