People Driven Credit Union Romeo MI | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to People Driven, your trusted partner in financial wellness since 1928. Located at 141 S Main St, Romeo, MI 48065, our branch is dedicated to serving the needs of our community with a personal touch. We pride ourselves on building lasting relationships with our members, empowering them to achieve their financial goals. Whether you are looking for a new auto loan, a mortgage, or simply need a reliable checking account, we have tailored solutions just for you. As of now, we proudly serve over 25,839 members and manage total assets of $467,901,714. Our commitment to your financial success is reflected in our robust lending portfolio, which includes 26,121 loans and leases. With total deposits reaching $44,729,793, we ensure that your savings are not only safe but also working hard for you. Under the leadership of CEO Renee DeMarco and Board President Karen Sanborn, our team of 109 employees is here to assist you with personalized service and expert advice. We understand that every member's financial journey is unique, and we are dedicated to helping you navigate it with confidence. While members can visit us at our branch location, official correspondence should be sent to 141 S Main Street, Romeo, MI 48065-5126. If you have questions or need assistance, don't hesitate to call us at 248-263-4246. At People Driven Credit Union, we believe in putting people first because it's not just about banking; it's about building a brighter future together. Explore our range of services and let us help you take the next step towards achieving your dreams. Visit our website at People Driven CU today!

Branch History & Mission

At People Driven, our story begins in 1928, in the heart of Romeo, MI. Established to serve our community, we have grown from humble beginnings into a trusted financial institution with a strong commitment to our members. Over the years, we have welcomed countless individuals and families into our credit union, now boasting a vibrant membership of over 25,800 people. Our branch is located at 141 S Main St, conveniently situated near the local park and community center, making it easy for you to access our services. People Driven's mission is simple yet profound: to empower our members through accessible financial solutions and exceptional service. We believe that everyone deserves the opportunity to achieve their financial goals. Whether you're looking for checking and savings accounts, auto loans, mortgages, or personal loans, we are here to support you every step of the way. Beyond banking services, we pride ourselves on being an integral part of the Romeo community. Our outreach initiatives focus on improving financial literacy and providing assistance where it's needed most. As technology advances, we strive to ensure that all members can benefit from modern banking conveniences. From online banking and mobile payments to electronic signatures and person-to-person transfers, we are dedicated to making your experience as smooth as possible. Additionally, our branch is ADA compliant to ensure that everyone can access our services comfortably. While our main office is in Southfield, MI, official correspondence should be sent to our mailing address at 141 S Main Street, Romeo, MI 48065-5126. At People Driven, we not only offer traditional banking hours but also convenient drive-thru services and ATM access for your ease. Our commitment extends beyond financial products; we actively seek partnerships within the community to foster growth and support local initiatives. We believe in giving back because when our community thrives, so do we. We invite you to join us at People Driven and experience firsthand how we can help you reach your financial dreams. Together, let's build a brighter future for you and your family! For more information or assistance, please don't hesitate to call us at 248-263-4246.

Branch Location & Accessibility

Contact Us Today!

Have questions or need assistance? Don't hesitate to call us at 248-263-4246. We invite you to come experience the friendly service and community-focused banking that defines People Driven. Stop by today we can't wait to welcome you!

Convenient Banking Services

In addition to our welcoming atmosphere, we offer a range of services tailored to meet your needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, enjoy the convenience of our ATM services right on-site along with a drive-thru option for quick transactions. While members can visit us at 141 S Main St for all their banking needs, official correspondence should be sent to our mailing address at 141 S Main Street, Romeo, MI 48065-5126.

Easy Access and Parking

At our Romeo location, parking is readily available, ensuring you can visit us without any hassle. We also take pride in being accessible to everyone. Our facility features ADA-compliant entrances and ramps, making it convenient for all members to access our services.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed with your schedule in mind. Join us on Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM, Wednesday from 10:00 AM to 5:00 PM, and Friday until 6:00 PM. Whether you need to stop by for a quick deposit or want to discuss your financial goals, we're here for you.

Member Eligibility

Becoming a member of People Driven is like joining a close-knit family that's here to support your financial journey. If you live, work, worship, or attend school in certain areas around Romeo, MI, you're likely eligible to join us! Our friendly team is dedicated to helping you access a range of services designed just for you, from personal banking to loans and more. For those interested in the specific eligibility details, you can find all the information you need at https://www.peopledrivencu.org/about/membership/. Opening an account is simple and welcoming. Just visit us at our branch located at 141 S Main St Romeo Mi 48065, or give us a call at (248) 263-4246 for any questions. You can also start your application online by checking out this link: https://peopledrivencu.loanspq.com/apply.aspx?lenderref=pdcu062521&list=ccheplvlst. We're excited to have you as part of our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $72 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,472,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to transactions, efficiency is key. Our merchant services allow you to accept payments seamlessly, whether online or in-store. This means quicker checkouts for your customers and improved cash flow for you. Picture being able to focus on growing your business while we handle the transactions. Located at 141 S Main St Romeo Mi 48065 in Romeo, MI, we're here to help you navigate your business journey. Reach out at (248) 263-4246 or visit us today!

Comprehensive List Of Services

Business Banking

For those venturing into business or needing support for existing operations, People Driven provides robust business banking solutions. From merchant services that simplify payment processing to business loans designed to fuel growth, we are here to help entrepreneurs succeed.

Credit Options

We also offer personal loans that can assist with debt consolidation or unexpected expenses. Life can throw surprises your way, but with our lending options, you'll have peace of mind knowing that support is available when you need it most. Plus, our credit cards come with rewards, giving you more back on your everyday purchases.

Easy Access and Support

Accessibility is a priority at People Driven. Our branch includes drive-thru banking for quick deposits and withdrawals, as well as ATM services for cash access whenever you need it. You can also connect with us easily by phone at 248-263-4246 if you have questions or need assistance navigating any of our services. In today's fast-paced world, managing finances shouldn't be complicated. With features like online banking, mobile payments, person-to-person transfers, and e-statements available at your fingertips, handling your money has never been easier. We invite you to explore how our comprehensive suite of services can enhance your financial life. Visit us today at People Driven in Romeo or check out our website at www.peopledrivencu.org for more details on opening an account or becoming a member. Your financial journey starts here!

Personal Banking Services

Whether you're looking to open a checking or savings account, People Driven has you covered. Our personal banking options make it easy for you to manage your money efficiently. Imagine having the ability to check your balance anytime through our online and mobile banking platforms this convenience helps you stay on top of your finances effortlessly. When it comes to financing your next vehicle, our auto loans and vehicle financing options are tailored just for you. With competitive rates and flexible terms, we can help get you behind the wheel without breaking the bank. Planning to buy a home? Our mortgage loans and refinancing options can provide the support you need in this significant investment.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform, available at https://www.peopledrivencu.org/, allows you to check balances, transfer funds, and pay bills all in one place. Whether you prefer using your computer or mobile device, you have 24/7 access to your accounts without the need to visit the branch. Plus, our mobile application makes it even easier to manage your finances on the go. Need to send money quickly? With our person-to-person transfer feature, you can easily send cash to friends or family with just their email address or phone number. Additionally, for those who appreciate going paperless, we provide e-statements that allow you to view your account statements electronically saving trees while keeping your information secure.

Security You Can Trust

Your security is our top priority. We use advanced encryption technologies to keep your information safe while you're banking online. Plus, if you're worried about signing documents digitally, we offer electronic signature authorization for a smooth and secure experience. Want the ability to make quick payments? Our mobile payments feature allows you to pay for purchases directly from your smartphone. It's as simple as tapping your device at checkout! In summary, with People Driven's digital and online banking services, managing your money has never been easier or more secure. Experience the freedom of real-time account management by visiting us at https://www.peopledrivencu.org/ today!

Financial Strength

At People Driven, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation of financial strength that you can rely on. With a net worth of $46,345,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $986 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $55,377,074 in share certificates and $48,711,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is further reflected in our $34,650,025 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,383 in used auto loans and $297,989,501 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While we have seen fluctuations in our finances, our operational efficiency is showcased by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 107 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 56,529, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People Driven is your trusted partner. Visit us at 141 S Main St Romeo Mi 48065 or call (248) 263-4246 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Offerings

For those considering business opportunities, our outstanding commercial loans total $11,472,311, providing essential capital for growth and expansion. Additionally, our total credit lines reach $134,033,123, offering further flexibility for various financial needs. At People Driven in Romeo, MI (141 S Main St), we're dedicated to serving our community with transparency and integrity. If you're interested in refinancing or exploring eligibility options for any of these products, don't hesitate to contact us at 248-263-4246. For more information on membership and loan applications, visit us online at People Driven. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've issued over $56,942,470 in used vehicle loans and $21,620,599 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used vehicle, we have options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $32,445,537, making buying or refinancing simple. We offer competitive rates and flexible terms to ensure that your journey to owning a home is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $20,033,650 in loans helping members manage their finances effectively, you can enjoy the freedom of making purchases without the hassle of collateral.

Loan Aggregator

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People Driven