People Driven Credit Union Livonia MI | Best Auto Loans & Personal Banking

Introduction

Welcome to People Driven, your trusted partner in financial success, located at 37401 Plymouth Rd, Livonia, MI 48150. Since our establishment in 1928, we have been committed to serving our community and fostering a sense of belonging among our 25,839 members. With a robust total asset base of $467,901,714 and total deposits reaching $44,729,793, we pride ourselves on being a stable and reliable credit union that prioritizes your needs. Under the leadership of our CEO, Renee DeMarco, and Board President, Karen Sanborn, we strive to create personalized financial solutions tailored just for you. Our dedicated team of 109 employees is here to assist you with everything from personal banking and auto loans to mortgage refinancing and business banking services. While members can visit us at our Livonia branch, official correspondence should be sent to our mailing address at 24333 Lahser Rd, Southfield, MI 48033-6041. We invite you to experience our friendly atmosphere and discover how we can help you reach your financial goals. With a net worth of $46,345,385 and cash in hand amounting to $3,068,290, we are well-equipped to support your financial journey. Join us today and take advantage of our exceptional services! For more information or to speak with one of our team members, call us at 248-263-4100 or visit us online at People Driven.

Branch History & Mission

Our Mission

Our mission is simple yet profound: to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality financial resources that can help them achieve their goals. Whether it's assisting families with purchasing their first home or supporting local businesses with loans and merchant services, our commitment is always towards uplifting the community we serve. In addition to traditional banking services, we are dedicated to enhancing the member experience through digital advancements. With features like online banking, mobile payments, and electronic statements available at your fingertips, managing your finances has never been easier. We also ensure accessibility for all with ADA-compliant facilities and drive-thru banking options for those who prefer convenience. While members can visit us at 37401 Plymouth Rd, official correspondence should be sent to 24333 Lahser Rd, Southfield, MI 48033-6041. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:30 AM to 1:00 PM. As part of our dedication to the community, we actively participate in outreach efforts and partnerships that benefit local residents. By investing in programs that support education and economic development in Livonia and surrounding areas, we strive not only to be your financial partner but also a pillar of support within the community. Join us today at People Driven! Experience firsthand how we prioritize your financial well-being while making a positive impact on the community around us. Call us at 248-263-4100 or visit our website for more information on membership eligibility and account openings. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At People Driven, we believe that everyone should have easy access to their banking services. Our branch is fully ADA compliant, featuring ramps and accessible parking to ensure all members can visit us comfortably. Plus, we have convenient drive-thru banking available for those who prefer a quick stop without leaving their car.

Convenient Location

Nestled in the heart of Livonia, our branch is just a stone's throw away from popular spots like the Livonia Civic Center and nearby shopping centers. This central location makes it simple for you to drop by while running errands or enjoying a day out in the city.

Get in Touch

We invite you to visit us soon! If you have questions or need assistance before stopping by, feel free to call us at 248-263-4100. Our friendly team is ready to help you with all your banking needs. Join us at People Driven where community meets convenience!

Operating Hours

We know that life can be busy, so we've tailored our hours to fit your schedule. Our lobby is open from 9:00 AM to 5:00 PM on Monday, Tuesday, and Thursday; from 10:00 AM to 5:00 PM on Wednesday; and from 9:00 AM to 6:00 PM on Friday. On Saturday, you can take advantage of our drive-thru service from 9:30 AM until 1:00 PM.

Services Offered

At our Livonia Branch, you'll find a wide array of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you manage your finances effectively. Need cash? We have an ATM on-site for quick withdrawals and balance checks.

Member Eligibility

Joining the People Driven community is a welcoming step towards achieving your financial goals with a group that truly cares. If you're looking to become a member of People Driven, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Essentially, anyone who lives, works, worships, or attends school in the local area can become a member. This means you're not just joining a credit union; you're becoming part of a supportive network dedicated to helping its members thrive. At People Driven, located at 37401 Plymouth Rd Livonia, MI 48150, membership comes with numerous benefits like personalized service and competitive rates on loans and savings accounts. Opening an account is simple! You can learn more about the specific eligibility criteria and start your application process by visiting this link or by calling us directly at 248-263-4100. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to accept payments easily and securely, whether you're at a brick-and-mortar location or on the go. Our merchant services offer exactly that. By simplifying payment processing, we help you focus more on running your business while ensuring you get paid promptly. Located conveniently at 37401 Plymouth Rd Livonia Mi 48150, Livonia, MI 48150, we're here to partner with you in achieving your business goals. Reach out to us at (248) 263-4100 for personalized assistance!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $72 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,472,311, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we understand that managing finances is crucial to success. That's why we offer comprehensive Business Banking services including Merchant Services & Business Loans. These tools are essential for keeping your operations running smoothly and growing your enterprise.

Convenient Access

We know that life can be busy, so we've made accessing your accounts easier than ever with our ATM & Cash Withdrawal Services available at various locations. If you're in need of quick transactions like deposits or withdrawals, our Basic Drive-Thru Banking service has got you covered too! At People Driven, our goal is to empower members through accessible financial services while ensuring a friendly experience. If you have any questions or want more details about how we can assist you in achieving your financial goals, don't hesitate to reach out! You can contact us at 248-263-4100 or visit us online at www.peopledrivencu.org. We look forward to serving you!

Credit Options

Shopping for a new credit card? Our Credit Cards with Rewards not only offer great benefits but also help you earn rewards on everyday purchases. This way, you can enjoy what you buy while building credit.

Loans and Financing

When it comes to financing big purchases or consolidating debt, our Auto Loans & Vehicle Financing can help get you on the road without breaking the bank. Planning to buy a home? Our Mortgage Loans & Refinancing services will guide you through every step of the process, ensuring you find the right fit for your budget. Additionally, if you're facing unexpected expenses or need extra cash flow, consider our Personal Loans & Debt Consolidation options. They provide flexibility and ease during tough times.

Personal Banking

For those just starting out or looking to simplify their finances, our Personal Banking options are designed with you in mind. We offer Checking & Savings Accounts that make managing your money easy and stress-free. Imagine the convenience of having access to your funds through Online & Mobile Banking, allowing you to check balances and make transfers right from your phone.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that simplify your financial life. You can easily check balances, pay bills, and transfer funds between accounts all from the comfort of your home or on the go. Interested in making quick payments? Our person-to-person transfer feature allows you to send money instantly to friends or family with just a few taps. Need to sign documents? We offer electronic signature authorization for added convenience, making it easier than ever to complete transactions without the hassle of printing and mailing forms. Plus, our e-statements help you keep track of your finances while reducing paper clutter.

Mobile Access

For those who prefer managing their finances on their mobile devices, our mobile application is available for download. With mobile payments enabled, you can make purchases directly from your phone perfect for busy lifestyles. Whether you're grabbing coffee or shopping for groceries, you'll find it easy to pay using just your smartphone. At People Driven, security is our top priority. Our online services are designed with robust security measures to protect your personal information and ensure safe transactions. You can bank with confidence knowing that your data is secure. Explore all these features and more by visiting us at https://www.peopledrivencu.org/. Experience the convenience of banking whenever and wherever you need it!

Financial Strength

Growing Together

We are honored to have 56,529 total share accounts, showcasing a strong and growing member base that trusts us with their finances. This trust enables us to manage net shares effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, People Driven is your trusted partner. Visit us at 37401 Plymouth Rd Livonia MI 48150 or call 248-263-4100 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $55,377,074 in share certificates and $48,711,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency as we continue offering competitive loan rates and solid financial products for our members. We also take pride in having 107 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $46,345,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $34,650,025 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $53,830,141 in used auto loans and a total of $297,989,501 in loans and leases supporting your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $21,620,599 in new vehicle loans and $56,942,470 in used vehicle loans, helping our members get on the road with confidence. If you're considering refinancing your current auto loan for a better rate or terms, we have options available to make that process easy.

Business Loans

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $11,472,311 provide the necessary capital to grow your business successfully. At People Driven located at 37401 Plymouth Rd Livonia Mi 48150, we're committed to providing personalized service and support throughout your borrowing experience. If you're interested in learning more about our loan offerings or want to explore refinancing options tailored just for you, give us a call at 248-263-4100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take control of your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $32,445,537, making buying or refinancing simple and straightforward. We're here to help guide you through the eligibility requirements and ensure you find a mortgage solution that fits your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $20,033,650 in these loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when you need them.

Loan Aggregator

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People Driven