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Personal Loans
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Introduction
Welcome to Pentagon, your trusted financial partner located in the heart of Mayaguez, PR at 1495 Carr Puerto Rico 2. Since our establishment in 1935, we have dedicated ourselves to serving our community, currently boasting a vibrant membership of over 2.8 million individuals. Our mission is simple: to provide exceptional financial services that empower our members to achieve their dreams. At Pentagon, we understand that financial stability is key to a thriving life. With total assets exceeding $32.7 billion, we offer a wide range of services tailored to meet your needs, including personal banking, auto loans, mortgages, and business financing. Our commitment to you is evident in our impressive total deposits of $1.04 billion and a net worth of $3.26 billion, reflecting our strong position in the financial landscape. While members can visit us at 1495 Carr Puerto Rico 2, official correspondence should be sent to 149.5 Carr Puerto Rico 2, Mayaguez, PR 680. Our dedicated team of over 2,880 employees, led by CEO James Schenck and Board President Edward Cody, is here to assist you with any questions or concerns you may have. Whether you're looking for competitive rates on loans or innovative online banking solutions, Pentagon is here for you every step of the way. Feel free to reach out at (787) 355-1060 or explore more about us at penfed.org. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members!
Branch History & Mission
Community Impact
Community outreach is at the heart of what we do. Over the years, we have partnered with various local organizations to provide resources and support for educational initiatives, health programs, and economic development projects. These efforts reinforce our belief that by supporting each other, we can create a brighter future for everyone. As you explore your financial options, we invite you to join the Pentagon family. Experience firsthand how our commitment to service can help you achieve your dreams while contributing to a thriving community. With Pentagon by your side, you're not just a member; you're part of something bigger. Join us today and discover the difference! For more information or assistance, feel free to call us at (787) 355-1060 or visit our website at http://www.penfed.org. Together, let's build a strong financial future!
Our Mission
Our mission at Pentagon is simple yet profound: to empower our members with the financial tools they need to achieve their goals while making a positive impact in the communities we serve. We believe in building lasting relationships based on trust, transparency, and shared success. Whether it's through personal banking services like checking and savings accounts, auto loans, or mortgages, we strive to cater to the diverse needs of our membership. While members can visit us at 1495 Carr Puerto Rico 2 Mayaguez Pr 00680, official correspondence should be sent to 149.5 Carr Puerto Rico 2, Mayaguez, PR 680. We understand the importance of convenience and accessibility; that's why we offer ATM services and drive-thru banking for your ease. Our operating hours are designed with you in mind Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. We take pride in being an ADA-compliant facility that embraces technology for your benefit. Our digital advancements include online banking, mobile payments, and electronic statements, ensuring that you can manage your finances anytime, anywhere.
Branch Location & Accessibility
Connect With Us
Have questions? Feel free to give us a call at (787) 355-1060. Our friendly team is always here to assist you with any inquiries or concerns you may have. We invite you to come by soon and experience the exceptional service at Pentagon!
Convenient Access and Features
At Pentagon, we strive to make your visit as smooth as possible. Our location offers ample parking, including accessible spaces for those who need them. For our members with mobility challenges, rest assured that we are ADA compliant, featuring ramps and other amenities designed for your comfort. We are proud to offer a drive-thru banking option for those on the go. Whether you're making deposits or withdrawals, our drive-thru service ensures that your banking needs can be met quickly and efficiently.
Operating Hours
Our doors are open to serve you Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM until noon. We know how busy life can get, so we aim to provide convenient hours that fit your schedule.
Services Tailored for You
When you visit us at Pentagon, you'll find a range of services designed to support both personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards we have something for everyone! Plus, our ATM is available around the clock for quick cash withdrawals and balance checks. While members can visit us at 1495 Carr Puerto Rico 2 Mayaguez Pr 00680, official correspondence should be sent to our mailing address at 149.5 Carr Puerto Rico 2, Mayaguez, PR 680.
Member Eligibility
At Pentagon, we believe in creating a warm and welcoming community for all our members. If you're looking to join us, becoming a member is easier than you might think! Generally, eligibility is open to anyone who lives, works, or worships in the area surrounding 1495 Carr Puerto Rico 2 Mayaguez Pr 00680. This means that whether you're a local resident or just passing through, there's a good chance you can enjoy the benefits of membership. We offer a range of advantages including personalized service, competitive rates on loans and savings, and access to exclusive financial products designed with your needs in mind. To learn more about the specific criteria for joining, feel free to check out our detailed eligibility information at . If you're ready to take the next step towards membership or have any questions, don't hesitate to reach out to us at (787) 355-1060. We're here to help you make your financial dreams a reality!
Business Banking & Commercial Services
Empowering Your Business
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.
Practical Merchant Services
In addition to loans, we offer merchant services designed to make transactions smoother for your business. Imagine being able to accept payments easily from customers whether they're paying with a card or mobile wallet. Our services help streamline operations, allowing you to focus on what truly matters: growing your business. Visit us at 1495 Carr Puerto Rico 2 Mayaguez Pr 00680 or call us at (787) 355-1060 to learn more about how our business banking and commercial services can be tailored to fit your needs. Together, let's build a brighter future for your enterprise!
Comprehensive List Of Services
Business Banking Solutions
If you're a business owner, we haven't forgotten about you! Our Business Banking services, including merchant services and business loans, are tailored to help your business thrive. Whether you're starting fresh or looking to expand, we have the tools and resources to support your journey.
Digital Banking Features
In today's fast-paced world, accessibility matters. That's why Mayaguez offers robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with convenient ATM and cash withdrawal services available at our branch, accessing your money is hassle-free. For those who prefer face-to-face interactions for simple transactions like deposits or withdrawals, our basic Drive-Thru Banking provides quick service without leaving your car. And don't forget about our ATMs which allow for quick access to cash and balance checks whenever you need them.
Get in Touch
With operating hours from Monday to Friday 9:00 AM to 5:30 PM and Saturday 9:00 AM to 12:00 PM, we're here when you need us most. If you have any questions about our services or want to discuss how we can assist you further, please don't hesitate to reach out at (787) 355-1060. At Pentagon, we look forward to serving you with all your financial needs right here in Mayaguez, PR! Visit us today at 1495 Carr Puerto Rico 2 Mayaguez Pr 00680 and discover how we can help make your financial goals a reality.
Personal Banking Services
We offer a variety of personal banking options, including Checking & Savings Accounts that can help you manage your finances effectively. Imagine having a checking account that not only simplifies your daily transactions but also earns you interest over time. When it comes to financing a new vehicle, our Auto Loans & Vehicle Financing make it easy to drive away in your dream car with competitive rates and flexible terms. If home ownership is on your mind, our Mortgage Loans & Refinancing solutions will guide you through the process smoothly. For those unexpected expenses or projects you've been putting off, our Personal Loans & Debt Consolidation options can provide the financial relief you need. Plus, with our Credit Cards with Rewards, you can earn while you spend perfect for making the most of your everyday purchases.
Digital & Online Banking
Convenient Online Access
With our online banking services available 24/7 at http://www.penfed.org, you can check balances, transfer funds, and pay bills anytime you need. It's like having a bank branch right in your pocket! Plus, our user-friendly mobile application makes it even easier to stay on top of your financial activities from anywhere.
E-Statements and More
Say goodbye to paper clutter with e-statements that are readily accessible through our online platform. You'll receive notifications when new statements are available, making it simple to keep track of your finances while helping the environment.
Quick Transfers and Payments
Need to send money to a friend? Our person-to-person transfer feature lets you do just that with ease. And if you're someone who loves the convenience of mobile payments, we've got you covered there too! Whether it's splitting a bill or making purchases directly from your phone, our mobile payments feature makes transactions quick and simple. In today's fast-paced world, having reliable digital banking tools is essential. At Pentagon, we're committed to providing accessible and efficient online banking solutions that empower you to take control of your finances whenever and wherever you want. Join us today and experience the convenience of modern banking!
Security You Can Trust
Your security is our top priority. We utilize electronic signature authorization for transactions, ensuring that your personal information stays safe. You can feel confident knowing that your data is protected as you manage your accounts online.
Financial Strength
Growing Together
Total Share and Deposit Accounts: 4,116,497, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $76,015,739, which highlights our capacity to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 1495 Carr Puerto Rico 2 Mayaguez Pr 00680 or call (787) 355-1060 to learn more about how we can help you achieve your financial goals.
Investing in Your Future
With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $194,968 in used auto loans and $26,072,314,016 in total loans and leases, supporting your financial goals across various sectors.
Member Savings Protection
Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.
Our Solid Foundation
With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Financing Solutions
For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand your business. Whether you need funds for equipment, inventory, or operational costs, we are here to support your entrepreneurial journey. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to contact us. Our knowledgeable staff is ready to guide you through the available options that best suit your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Pentagon, we prioritize your financial well-being and are dedicated to offering products that promote growth and stability. Join us today and see how our loan offerings can help you reach your goals!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have financing solutions that fit your budget.
Credit Card Options
We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can enhance your purchasing power.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We are committed to making the process straightforward and transparent so you can focus on what matters most your new home.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: Loan offers come from legitimate financial institutions, which guarantees transparency and trustworthiness. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This means you receive unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: By providing up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" By using LendMesh, you can feel confident that you're making a well-informed choice about your loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
How LendMesh Ensures Accurate Comparisons
LendMesh stands out in the crowded field of loan comparison tools because it sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent.