Penfed Credit Union

Serving the vibrant community of Hatillo, the Pentagon Credit Union branch at Plaza Del Mar Shopping Center offers a welcoming space where your financial goals come first. Open Monday through Friday from 8:30 AM to 5:30 PM and Saturdays from 9:00 AM to 5:00 PM, this location provides convenient ATM and drive-thru banking services, making deposits, withdrawals, and everyday transactions simple and fast. Whether you're ready to take advantage of Pentagon’s competitive auto loans or explore low-rate mortgage loans and refinancing options tailored for Puerto Rico residents, the expert team here is dedicated to helping you succeed.
With over 2.8 million members nationwide and assets surpassing $32 billion, Pentagon delivers a full range of personal banking solutions including checking and savings accounts designed for convenience, credit cards with rewarding perks, personal loans, debt consolidation services, plus business banking options like merchant services and business loans to support local entrepreneurs. Enjoy secure online and mobile banking that lets you manage your finances anytime, anywhere.
Visit the Pentagon Credit Union branch at Plaza Del Mar Shopping Center on Bo Carrizales Rd or call 787-333-2400 today to experience friendly service and discover how our best auto loans and mortgage programs can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted financial partner located at Plaza Del Mar Shopping Center Bo Carrizales Rd 2Km 847 Lot C3, Hatillo, PR 00659. Since opening our doors in 1935, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With over 2.8 million members and total assets exceeding $32.7 billion, we are dedicated to helping you achieve your financial goals. At Pentagon, we believe in the power of community and connection. Our experienced team, led by CEO James Schenck and Board President Edward Cody, is here to support you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgages, or business banking services such as merchant services and business loans, we've got you covered. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address: Plaza del Mar Shopping Center Bo Carrizales Rd 2KM 84.7 Lot C-3, Hatillo, PR 659. With a net worth of $3.26 billion and total deposits amounting to $1.04 billion, Pentagon stands strong in ensuring your finances are safe and sound. Our robust offerings include over 1.5 million loans and leases available to help you navigate through life's various stages. We invite you to experience our friendly service firsthand! Feel free to reach out via phone at 787-333-2400 or explore more about us online at penfed.org. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Accessibility

We understand that accessibility is crucial for all members. That's why our branch is equipped with ADA-compliant facilities and provides both ATM access and drive-thru banking services for your convenience. We also focus on customer-centric initiatives that prioritize your needs and enhance your experience with us.

Community Connections

Our involvement in the community goes beyond just banking. We actively participate in local events and collaborate with organizations to support various causes that matter most to our members. By becoming part of Pentagon, you join a community that values connection and support. We invite you to visit us during our operating hours Monday to Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 5:00 PM to learn more about how we can assist you on your financial journey. Whether you're looking for a new checking account or need guidance on loans, we're here for you. Join us at Pentagon today and experience the benefits of being part of a credit union that truly cares about its members! For any inquiries or assistance, feel free to contact us at 787-333-2400. Let's build a brighter financial future together!

Our Journey

From the very beginning, our goal has been to provide exceptional financial services while fostering a sense of community. Over the years, we've adapted to meet the changing needs of our members and have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. As technology advanced, so did we. Today, we offer online and mobile banking options to ensure that your financial management is just a click away.

Our Mission

Our mission is simple yet powerful: to support our members' financial well-being while contributing positively to the communities we serve. We believe in empowering individuals through accessible financial services and educational resources. At Pentagon, we're committed not only to helping you achieve your personal and business financial goals but also to uplifting our local communities through various outreach initiatives.

Branch Location & Accessibility

Comprehensive Services

At Pentagon, we offer a wide range of personal banking options including checking and savings accounts, auto loans and vehicle financing, mortgage loans, personal loans, credit cards with rewards, as well as business banking solutions. With online and mobile banking available, managing your finances has never been easier. Ready to experience our services? We invite you to visit us at the Pentagon branch or give us a call at (787) 333-2400. Our dedicated staff is eager to help you achieve your financial goals!

Convenient Access and Amenities

At the Pentagon branch, we prioritize accessibility for all members. Our facility features ADA-compliant entrances and ramps to ensure everyone can comfortably access our services. Ample parking is available, making it easy to pop in whether you're visiting during busy hours or on a quiet afternoon. We know that time is valuable, which is why we offer both drive-thru banking and ATM services. Our drive-thru allows for quick deposits and withdrawals without leaving your vehicle, while our ATM provides around-the-clock access for balance checks and cash withdrawals.

Operating Hours

Our friendly team is here to assist you Monday through Friday from 8:30 AM to 5:30 PM, with Saturday hours from 9:00 AM to 5:00 PM. These convenient hours are designed to fit into your schedule, whether you're stopping by before work or on the weekend.

Member Eligibility

At Pentagon, we believe that becoming a member means joining a close-knit community where your financial well-being is our priority. If you're interested in becoming part of our family, the good news is that eligibility is straightforward! You can qualify for membership if you live, work, worship, or attend school in our local area. It's all about bringing together individuals who share similar values and goals. We encourage you to check out the detailed eligibility criteria on our website at . Once you're ready to take the next step, opening an account with us is easy and welcoming. Whether you're looking for a checking account, savings options, or loans, we are here to help you every step of the way. For any questions or assistance during the process, feel free to reach out to us at (787) 333-2400. Join us at Pentagon, located at Plaza Del Mar Shopping Center Bo Carrizales Rd 2Km 847 Lot C3 Hatillo Pr 00659, and experience the benefits of being a member today!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine having a payment processing system that works seamlessly for your retail store or service business. With our support, you can focus on what matters most serving your customers and growing your brand. Visit us at Plaza Del Mar Shopping Center Bo Carrizales Rd 2Km 847 Lot C3 Hatillo Pr 00659 in Hatillo, PR, or call us at (787) 333-2400 to learn more about how we can help your business succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Cash Withdrawal Services

Need cash? Our ATM services are readily available for withdrawals and balance checks whenever you need them. Plus, our drive-thru banking allows for quick deposits and simple transactions without leaving your vehicle ideal for those busy days. At Pentagon, we're more than just a credit union; we're a community partner dedicated to helping you achieve your financial dreams. For any inquiries or assistance, feel free to reach us at (787) 333-2400 during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to 5:00 PM. Join us today at Hatillo in Hatillo! Your financial success starts here.

Business Banking Services

For our business members, Pentagon offers a suite of business banking services including merchant services and business loans. We know how crucial it is for businesses to have reliable financial support, so whether you're just starting out or looking to expand, we're here to help.

Credit Cards and Rewards

We also understand that managing everyday purchases efficiently is important, which is why we offer credit cards with rewards. These cards allow you to earn points on your spending, giving back every time you swipe.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking solutions that allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your money has never been easier.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds while earning interest with our savings accounts, perfect for those future goals or unexpected expenses. Need a vehicle? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide flexible terms and competitive rates. And for those moments when life throws you a curveball, our personal loans and debt consolidation services can help you regain control over your finances.

Digital & Online Banking

Key Features

Our electronic signature authorization feature allows you to sign documents securely online, making the loan process faster and more efficient. Plus, with e-statements available, you can go paperless and enjoy the convenience of viewing your account statements anytime, anywhere. No more waiting for the mail! For those on the go, our mobile application offers all the features of online banking right at your fingertips. You can even make mobile payments easily and quickly perfect for those spontaneous purchases or when you're out with friends. Additionally, our person-to-person transfer service allows you to send money directly to someone else without needing cash or checks. Security is a top priority at Pentagon. We employ robust measures to ensure that your personal information remains safe while you're accessing your accounts online or through our app. At Pentagon, we strive to provide you with accessible and easy-to-use banking solutions that keep you in control of your finances. Embrace the convenience of digital banking today!

Financial Strength

Growing Together

Total Share Accounts stand at 4,116,497, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $76,015,739, emphasizing our ability to support your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at Plaza Del Mar Shopping Center Bo Carrizales Rd 2Km 847 Lot C3 Hatillo Pr 00659 or call (787) 333-2400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $26,072,314,016 reflect our commitment to supporting your financial goals across various sectors. We have $194,968 in used auto loans alone.

Solid Foundation

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. We believe that financing should be straightforward and accessible, which is why our auto loan application process is quick and easy.

Business Loans

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand your business. Whether you need funds for inventory, equipment, or operational costs, we are here to support your entrepreneurial journey. At Pentagon, we prioritize transparency and accessibility. If you're interested in refinancing any existing loans or want to know about eligibility options, our knowledgeable staff is here to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our various loan offerings today and find out how we can help you achieve your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that cater to your lifestyle, making it easier for you to spend smartly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure your home financing experience is as smooth as possible.

Loan Aggregator

Benefits of Using LendMesh

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