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Home Equity Loans
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Personal Loans
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Introduction
Welcome to Pentagon, your trusted financial partner located at 7 Tabanuco St, Guaynabo, PR 00968. Since our establishment in 1935, we've been dedicated to serving our community and supporting our members with a range of financial services tailored just for you. With a proud membership of over 2.8 million individuals, we take pride in being one of the leading credit unions in the area. At Pentagon, we understand that financial decisions can be daunting. That's why we're here to provide guidance and support every step of the way. Our total assets amount to an impressive $32,713,549,837, reflecting our strong commitment to safeguarding your money while helping you grow it. We currently hold $1,036,797,067 in deposits and have issued over 1.5 million loans to our members numbers that highlight our dedication to making dreams achievable. Our leadership team is equally committed to fostering trust and transparency within our organization. Under the guidance of CEO James Schenck and Board President Edward Cody, Pentagon is not just a credit union; it's a community hub where everyone is valued. While you can reach out to us directly at 800-247-5626 during our operating hours from Monday to Friday, 9 AM to 5 PM, we also encourage you to explore our website at http://www.penfed.org for more information on services and resources designed with your needs in mind. We invite you to visit us at our branch or give us a call today! Let's work together toward achieving your financial goals.
Branch History & Mission
Commitment to Community
Our commitment goes beyond financial services. We actively engage in community outreach programs, partnering with local organizations to make a meaningful impact in Guaynabo and beyond. This involvement reflects our belief that when our community thrives, we all benefit. While members can visit us at 7 Tabanuco St Guaynabo Pr 00968, official correspondence should be sent to 7 Tabanuco St, Guaynabo, PR 968.
Innovative Services
To keep pace with modern needs, we offer various digital services, including online banking and mobile payments. These advancements ensure that our members have access to their accounts anytime and anywhere. Additionally, our shared service center allows for basic transactions for partner credit union members, making banking more convenient.
Join Us
As we look towards the future, we invite you to be part of our journey. Join us at Pentagon and experience firsthand the benefits of membership personalized service, a commitment to your financial well-being, and an opportunity to contribute positively to our community. Together, let's build a brighter financial future for all. For any inquiries or assistance, feel free to reach out at (800) 247-5626 during our operating hours: Monday through Friday from 9 AM to 5 PM. We can't wait to welcome you!
Our Journey
From day one, our mission has been clear: to provide exceptional financial services while fostering community growth and support. As we evolved, we embraced new technologies and practices to better serve our members. We understand that banking isn't just about transactions; it's about building relationships and empowering individuals. With locations like ours at 7 Tabanuco St Guaynabo Pr 00968, we aim to create a welcoming environment where everyone feels valued.
Branch Location & Accessibility
Accessibility Features
Our branch is fully compliant with ADA standards, ensuring that all members have easy access. We offer convenient parking options right near the entrance so you can get in and out without any hassle.
Operating Hours
We understand that your time is valuable! Our lobby hours are from Monday to Friday, opening at 9 AM and closing at 5 PM. This schedule allows us to serve you efficiently during regular business hours.
Services Offered
While our ATM services are currently unavailable, we do provide basic shared branch transactions for partner credit union members, including deposits and withdrawals. Please note that we do not have drive-thru banking; however, our friendly staff is always ready to assist you inside the branch. For any questions or assistance, feel free to reach out by calling us at 800-247-5626. We invite you to stop by and experience firsthand the exceptional service that makes Pentagon a trusted name in financial solutions!
Member Eligibility
At Pentagon, we believe that everyone deserves to be part of a community that cares. Becoming a member is not just about having a bank account; it's about joining a family that supports your financial journey. If you live, work, or worship in our area, you're likely eligible to join us! We welcome individuals from various backgrounds and professions, making it easy for you to become part of our vibrant community. To learn more about specific eligibility criteria, please check out the details at . Once you're ready to open an account, the process is simple and welcoming. You can visit us at 7 Tabanuco St Guaynabo Pr 00968, give us a call at (800) 247-5626, or explore the steps online through our website. We're here to make sure your transition into membership is smooth and enjoyable. Join us today and experience all the benefits we have to offer!
Business Banking & Commercial Services
Merchant Services that Make a Difference
Imagine having a reliable partner to manage your transactions smoothly. Our merchant services offer everything from payment processing solutions to point-of-sale systems that help you serve your customers better. Picture a busy café using our service; with quick transactions, they keep lines moving, ensuring happy patrons and efficient operations. Whether you're just starting out or looking to enhance your existing operations, Pentagon is here to provide the financial tools and services you need to thrive. Connect with us today at our location in 7 Tabanuco St Guaynabo Pr 00968, Guaynabo, PR, or give us a call at (800) 247-5626 to discover how we can assist your business!
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Community Focused
Being part of the community is important to us at Pentagon. We strive not just to serve but also to uplift our members by offering educational resources and financial literacy programs that help them make informed decisions about their finances. If you're interested in learning more about how we can assist with your financial needs, don't hesitate to reach out! Call us at (800) 247-5626 during our operating hours from Monday through Friday, 9 AM to 5 PM. We look forward to serving you at Puerto Rico Service Center!
Convenient Banking Solutions
One of the standout features at Pentagon is our commitment to convenience. We understand that many members lead busy lives, so we offer ATM Services Only for quick access to your funds without the need for lengthy transactions. For those who are part of partner credit unions, basic shared branch transactions like deposits and withdrawals are also available. This means you can easily access your accounts and conduct essential banking activities even when you're away from home.
Digital Banking Features
In today's fast-paced world, digital banking is essential. That's why we've made sure our online banking platform is user-friendly and secure, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. With our mobile application, banking is literally at your fingertips. You can make payments quickly and easily whenever it suits you.
Personalized Support
At Pentagon, we believe in providing personalized service that makes banking easier for you. Our knowledgeable staff is always ready to assist with any questions or concerns you might have, whether it's about managing your account or understanding our services better. We recognize that every member has unique financial goals and challenges, and we're here to help you navigate them.
Digital & Online Banking
Key Features for Your Convenience
We prioritize security in all our digital services. With electronic signature authorization available, signing documents has never been easier or safer. This means less hassle for you and more time to focus on what matters. Our e-statements feature allows you to view your account statements electronically no more paper clutter! You can easily track your transactions and monitor your spending habits without the environmental impact of traditional statements. If you're looking to simplify payments, our mobile payments feature enables quick transactions right from your smartphone. Download our mobile application and enjoy the ease of managing your finances on the go. Want to send money to friends? Our person-to-person transfer option makes it simple and fast. In this digital age, we strive to provide services that not only meet but exceed your expectations. With all these features at your fingertips, managing your finances has never been easier. Join us today and experience how Pentagon makes banking more accessible and user-friendly than ever!
Financial Strength
A Solid Foundation
With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Growing Together
Total Share Accounts stand at 4,116,497, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $76,015,739, which further emphasizes our commitment to providing you with accessible financial options. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 7 Tabanuco St Guaynabo Pr 00968 or call (800) 247-5626 to learn more about how we can help you achieve your financial goals.
Investing Back Into Our Community
With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $194,968 in used auto loans and $26,072,314,016 in total loans and leases.
Member-Centric Savings
Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our financial performance is reflected in our $0, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options tailored just for you.
Business Loans
For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand your ventures. We're dedicated to supporting local businesses and fostering economic development in our community. At Pentagon, we believe in making financing easy and accessible. If you're considering refinancing or want to explore eligibility options, don't hesitate to reach out. You can contact us at (800) 247-5626 during our operating hours from Monday to Friday, 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you every step of the way as you navigate your financial journey!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We strive to make home financing accessible and straightforward for all our members.
Unsecured Credit Card Loans
Managing finances can sometimes feel overwhelming, but it doesn't have to be. We offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their expenses effectively. This option is perfect for those looking to consolidate debt or cover unexpected costs.
Loan Aggregator
Benefits of Using LendMesh
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Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are viewing reliable information.