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Introduction
Welcome to Pentagon, your trusted financial partner located at 7 Calle Tabonuco, Guaynabo, PR 00968. Since our establishment in 1935, we've been dedicated to serving our community with exceptional financial services tailored to meet your needs. With a total membership of over 2.8 million, we pride ourselves on being more than just a credit union; we are a family committed to enhancing the financial well-being of our members. At Pentagon, we understand that every member's journey is unique. That's why we offer a wide range of services, from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our experienced team is here to guide you through each step of your financial journey. Our strong foundation is reflected in our impressive financial standing, boasting total assets of $32,713,549,837 and total deposits amounting to $1,036,797,067. Additionally, our net worth stands at $3,260,605,705, showcasing our stability and reliability as a credit union you can count on. While members can visit us at 7 Calle Tabonuco Guaynabo Pr 00968, official correspondence should be sent to our mailing address at 7 Calle Tabonuco, Guaynabo, PR 00968-3002. If you have any questions or need assistance, feel free to reach out by calling us at 787-304-3097 or sending a fax to 571-341-6727. Under the leadership of CEO James Schenck and Board President Edward Cody, we strive to create an environment where every member feels valued and supported. Our team of nearly 2,880 employees is dedicated to providing you with the best service possible. Join us today and experience the difference that comes with being part of the Pentagon family. Visit our website at http://www.penfed.org for more information or stop by during our operating hours: Monday - Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 5:00 PM. We look forward to serving you!
Branch History & Mission
Join Us
As we continue this journey together, we invite you to be part of our story. Join Pentagon today and discover how we can help you achieve your financial goals while being an active participant in your community's growth. Experience the benefits of membership where your needs come first! For more information or assistance, call us at 787-304-3097 or visit our website at penfed.org.
Modern Services
In today's digital world, we understand the importance of technology in banking. That's why Pentagon offers an array of modern services including online banking, mobile payments, and e-statements all designed with you in mind. We ensure that all our facilities are ADA compliant so that every member can access the services they need comfortably. With an ATM available at our location and operating hours from Monday to Friday 8:00 AM - 6:00 PM and Saturday 8:00 AM - 5:00 PM, we're here when you need us most.
Our Mission
The mission of Pentagon is clear: we aim to empower individuals and families through accessible and affordable financial solutions. We believe that everyone deserves a chance to achieve their dreams, whether that's owning a home, financing a vehicle, or managing day-to-day expenses effectively. Our commitment extends beyond traditional banking services; we actively support community initiatives and strive to make a positive impact in Guaynabo and surrounding areas. This includes partnering with local organizations and offering financial literacy programs designed to enhance understanding and encourage responsible money management. While members can visit us at 7 Calle Tabonuco, official correspondence should be sent to 7 Calle Tabonuco, San Patricio Office Center, Guaynabo, PR 00968-3002.
Our Story
From humble beginnings, Pentagon has evolved significantly over the years. Initially founded to serve military personnel and their families, we have broadened our reach to provide comprehensive financial services for everyone in the community. Our evolution reflects not only our growth in membership but also our dedication to meeting the diverse needs of our members. As we look back on our journey, we celebrate key milestones that have shaped us into what we are today. Our headquarters in Mclean, VA, continues to guide our mission while ensuring we remain closely connected to our local members here in Guaynabo.
Branch Location & Accessibility
Comprehensive Services
At Pentagon, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our team is equipped to assist you every step of the way. We also provide ATM services for quick cash withdrawals and balance checks making banking convenient whether you're at home or on the go.
Conveniently Located
Our branch is situated near popular local landmarks, providing a familiar backdrop as you stop by. With accessible parking options and features that comply with ADA standards, we strive to make your visit as comfortable as possible. If you're coming by foot or vehicle, rest assured that our location is easy to access.
Get in Touch
If you have any questions or need assistance before visiting us, don't hesitate to call at 787-304-3097. We look forward to welcoming you at our branch! Remember, while you can visit us at 7 Calle Tabonuco for all your banking needs, official correspondence should be sent to our mailing address at 7 Calle Tabonuco, San Patricio Office Center, Guaynabo, PR 00968-3002. Come see how we can support you on your financial journey today!
Operating Hours
We know that life can get busy! That's why we're open Monday through Friday from 8:00 AM to 6:00 PM and on Saturdays from 8:00 AM to 5:00 PM. No matter when you need us, we're here to help.
Member Eligibility
Becoming a member of Pentagon is like opening the door to a community that truly cares about your financial well-being. At our branch located at 7 Calle Tabonuco Guaynabo Pr 00968, we welcome individuals who share a commitment to bettering their lives and the lives of those around them. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We also consider family members of existing members, making it easier for you to connect with us and enjoy all the benefits we offer. You can find more detailed eligibility criteria by visiting [this link](). Joining Pentagon means gaining access to a variety of services tailored just for you, from checking and savings accounts to auto loans and credit cards with rewards. The process is straightforward and welcoming just reach out at (787) 304-3097, and we'll guide you through opening your account. Embrace the opportunity to be part of something special; we look forward to having you with us!
Business Banking & Commercial Services
Merchant Services That Matter
Imagine running your business smoothly without worrying about payment processing or cash flow issues. Our merchant services provide you with the tools to accept payments easily, manage transactions seamlessly, and focus on what you do best growing your business. Whether you're a retailer or a service provider, our offerings are designed to fit your needs. For more information or to explore how we can assist you further, reach out to us at (787) 304-3097. Let's work together to turn your business goals into reality!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Solutions
We also cater to small businesses with our business banking services. From merchant services that simplify payment processing to business loans that support growth and expansion, we offer solutions that fit various business needs.
Call-to-Action
Ready to take control of your financial future? Visit us at 7 Calle Tabonuco Guaynabo Pr 00968 in Guaynabo or give us a call at (787) 304-3097. Our friendly team at Pentagon is here to assist you with any questions and help guide you through our wide array of services. Experience the difference of member-focused banking today!
Credit Cards & Rewards
Looking for ways to earn rewards while you spend? Our credit cards come with attractive benefits that can enhance your purchasing power. Enjoy cashback on everyday purchases or travel rewards for your next adventure it's all about making your money work harder for you.
Digital Banking Features
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Manage your accounts anytime, anywhere through our user-friendly platform. With options like ATM access for cash withdrawals and balance checks, banking has never been easier or more accessible.
Personal Banking Services
Our personal banking services are designed with you in mind. Start with our checking and savings accounts that make it easy to manage your everyday expenses while saving for those special moments. If you're considering purchasing a new car, our auto loans and vehicle financing options offer competitive rates to help get you on the road without breaking the bank. For those interested in homeownership, explore our mortgage loans and refinancing options that can help make your dream home a reality. We understand that life can throw curveballs, which is why our personal loans and debt consolidation services are here to help you regain control of your finances.
Digital & Online Banking
Key Services
Our online banking platform allows you to perform a variety of tasks right from the comfort of your home or on the go. Whether it's checking your balance, paying bills, or transferring funds, everything is just a few clicks away. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Security is always a priority for us. With electronic signature authorization available, you can complete transactions securely without the need for paper forms. Plus, you can choose e-statements for an eco-friendly way to keep track of your finances while ensuring your sensitive information stays protected.
Mobile Banking Made Easy
For those who prefer managing their money on their phones, our mobile application is here to help! It's user-friendly and packed with features like mobile payments, allowing you to make purchases directly from your device. Whether you're shopping or dining out, just tap and pay it's that easy! In today's fast-paced world, having real-time account management tools is essential. That's why we've made sure that every feature is designed with convenience in mind. From viewing transaction history to making instant payments, our digital banking services empower you to take control of your finances effortlessly. Experience the ease and peace of mind that comes with digital banking at Pentagon. We're committed to making your banking experience simple, secure, and accessible!
Financial Strength
At Pentagon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable services is backed by solid financial health, ensuring that you can trust us with your savings and loans. With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $194,968 in used auto loans and $26,072,314,016 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $76,015,739. Total Share Accounts: 4,116,497, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 7 Calle Tabonuco Guaynabo Pr 00968 or call (787) 304-3097 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or pre-owned vehicle, our competitive rates make it easy to drive away with confidence.
Business Financing
For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to improve your existing business, we have financing options that fit your needs. At Pentagon, we strive to provide clear eligibility options and refinancing opportunities so you can find the right fit for your financial situation. If you're ready to take the next step or want more information about our loan offerings, feel free to contact us at (787) 304-3097 or visit us at 7 Calle Tabonuco Guaynabo Pr 00968 in Guaynabo, PR. We're committed to supporting you on your financial journey!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We can help guide you through every step of the process, ensuring that your dream of owning a home becomes a reality.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. Our credit cards come with various benefits that make them suitable for everyday purchases and larger expenses alike.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh allows users to navigate their options with confidence. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every loan listing is backed by verified data from legitimate financial institutions, making it easier for users to trust the information they see. LendMesh stands out in several key areas: - Verified Data: All loan offers are sourced from reputable financial institutions, guaranteeing accuracy and transparency. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect the best available rates. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*