Penfed Credit Union

Pentagon Credit Union proudly supports members throughout Maryland with a full suite of financial services designed to fit your lifestyle and goals. Whether you’re managing day-to-day finances or planning major purchases, Pentagon offers convenient ATM and cash withdrawal services, including basic ATM access for quick balance checks and withdrawals anywhere in the state.
Maryland members enjoy competitive auto loans and vehicle financing options that make hitting the road easy and affordable. For homeowners and buyers, tailored mortgage loans and refinancing solutions help you secure the best rates suited to Maryland’s housing market. Personal banking is simple with checking and savings accounts, credit cards loaded with rewarding perks, personal loans, and debt consolidation options that bring clarity to your finances.
Entrepreneurs across Maryland benefit from robust business banking services, including merchant solutions and business loans designed to fuel growth. Plus, secure online and mobile banking tools give you 24/7 access to your accounts no matter where you are in the state.
Committed to strengthening communities statewide, Pentagon Credit Union delivers valuable member-focused programs that make joining a smart choice for Marylanders seeking trusted financial partnership every step of the way.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

At Pentagon Federal Credit Union, we are committed to serving our members across Maryland with a mission that places community-focused, member-first service at the forefront of everything we do. Under the leadership of CEO James Schenck and Board President Edward Cody, we strive to create a welcoming environment where financial wellness is accessible to all. Our members enjoy modern conveniences designed to enhance their banking experience, including electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. We believe that banking should be easy and efficient, allowing you to focus on what truly matters in your life. For more information or to explore our services, please visit us at http://www.penfed.org or reach out via fax at 5713416727.

Services & Financial Solutions

At Pentagon Federal Credit Union, we understand that managing your finances is not just about numbers—it's about empowering our members in Maryland to achieve their goals and dreams. Whether you're looking to open a checking or savings account for everyday personal banking, or you need assistance with financing a new home, our comprehensive suite of services is designed to meet your needs. With offerings like auto loans and personal loans for debt consolidation, we provide flexible options that allow you to navigate life's financial challenges confidently. Our competitive credit card rewards program also ensures that your spending works for you.
In addition to traditional banking services, we prioritize convenience and accessibility through our digital platforms. Our online banking system allows you to manage your accounts anytime and anywhere, while our mobile application enhances that experience on the go. Need to make a quick payment? Our mobile payments feature makes transactions seamless, whether you're paying bills or sending money to friends through person-to-person payments. You can also opt for e-statements to keep track of your finances with ease and efficiency. With electronic signature authentication, signing documents is simplified and secure—no need for cumbersome paperwork. At Pentagon Federal Credit Union, we are dedicated to providing you with the tools and support needed to thrive financially in Maryland.

Why Choose Us

At Pentagon Credit Union in MD, we pride ourselves on being more than just a financial institution; we're a community-focused partner dedicated to your financial well-being. Becoming a member is easy! Simply visit to review your membership eligibility and take the first step toward enjoying a range of personalized services tailored to meet your unique needs. Our core values of trust, community engagement, and financial reliability guide everything we do. Whether you’re looking for auto loans, mortgage refinancing, or checking accounts, our friendly staff is here to provide you with the personalized service you deserve. Plus, with features like our mobile application and online banking, managing your finances has never been more convenient. We invite you to compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today and experience the difference that a dedicated credit union can make in your financial journey!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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