Penfed Credit Union

Nestled in the heart of Honolulu, the Pentagon Credit Union branch at 4250 Radford Dr Bldg 63 is your local gateway to trusted financial solutions. Open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays until 1:00 PM, this branch offers convenient ATM and cash withdrawal services to keep your money within easy reach. Whether you’re looking to drive away with one of the best auto loans or seeking low mortgage rates tailored for Hawaii homeowners, Pentagon Credit Union’s expert team is here to guide you every step of the way.
At this welcoming Honolulu location, members enjoy a full spectrum of personal banking options including checking and savings accounts designed for everyday use, credit cards with rewarding perks, and personal loans ideal for debt consolidation. Business owners can also benefit from merchant services and business loans crafted to fuel growth. With secure online and mobile banking available 24/7, managing your finances has never been more convenient.
Experience personalized service that puts you first—visit Pentagon Credit Union at Radford Drive or call 808-380-8578 today to explore how our top auto loans and mortgage solutions can help you achieve your financial dreams in Hawaii!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted financial partner located at 4250 Radford Dr Bldg 63, Honolulu, HI 96818. Since our establishment in 1935, we have been dedicated to serving our community with integrity and care. With a thriving membership of over 2.8 million, we pride ourselves on fostering strong relationships with our members while providing exceptional financial services tailored to meet their needs. At Pentagon, we understand that your financial journey is unique. That's why we offer a diverse range of products, including personal banking, auto loans, mortgage loans, and business banking solutions. Our total assets stand at an impressive $32.7 billion, ensuring that we have the resources to support you every step of the way. With total deposits reaching $1.04 billion, you can trust us to safeguard your money while helping it grow. Our commitment to excellence is reflected in our leadership team, including CEO James Schenck and Board President Edward Cody. Together, they guide our mission to deliver personalized service and innovative solutions for all members. Whether you're looking for competitive loan options or convenient online banking services, we're here to help. For any correspondence, please note that while you can visit us at our branch location, official mail should be directed to the same address: 4250 Radford Dr Bldg 63, Honolulu, HI 96818-3243. We invite you to explore what Pentagon has to offer by visiting our website at www.penfed.org or giving us a call at 808-380-8578. Join us today and let's build a brighter financial future together!

Branch History & Mission

Join Us

At Pentagon, you are not just a member; you are part of a family dedicated to your financial well-being. We invite you to experience the benefits of membership firsthand. Whether you're looking for personal or business banking solutions, we are here for you every step of the way. Give us a call at (808) 380-8578 or visit us today! Together, let's build a brighter financial future.

Our Journey

Over the years, Pentagon has evolved significantly. From our humble beginnings, we've continuously adapted to meet the changing needs of our members. We have embraced technology, ensuring that our services are accessible through online and mobile banking, while also maintaining essential services like ATM access for your convenience. With operating hours designed to fit busy lifestyles Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 1:00 PM we strive to be there when you need us most. As we look back on our journey, we celebrate key milestones that have shaped who we are today. Each achievement has reinforced our mission to provide excellent financial services while fostering community support.

Our Mission

Our mission at Pentagon is simple yet powerful: to empower our members by providing them with reliable financial services and resources tailored to their needs. We believe that everyone deserves access to quality banking solutions, and we work hard to make this a reality through personal banking options such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and more. We also recognize the importance of community engagement. By partnering with local organizations and participating in outreach efforts, we aim to give back and support those around us. While members can visit us at 4250 Radford Dr Bldg 63 Honolulu Hi 96818, official correspondence should be sent to 4250 Radford Dr Bldg 63, Honolulu, HI 96818-3243 if it differs from our physical location.

Branch Location & Accessibility

Call to Action

If you have any questions or need assistance, don't hesitate to give us a call at 808-380-8578. We invite you to visit us at our Pentagon branch let us help you achieve your financial goals today!

Nearby Landmarks and Accessibility Features

Our branch is situated near several well-known landmarks, making it a familiar stop for many. While you're in the area, you might enjoy the scenic views of Pearl Harbor or explore the nearby shopping centers. We pride ourselves on being accessible to everyone; our facility is ADA compliant, featuring ramps and other accommodations to ensure all members can easily reach us.

Operating Hours and Services

We understand that life can get busy! That's why we're open Monday through Friday from 9:00 AM to 5:00 PM and offer Saturday hours from 10:00 AM to 1:00 PM. Our friendly staff is ready to assist you with a variety of services tailored to meet your financial needs, including personal banking, auto loans, mortgage options, and more. Plus, with ATM availability right on-site, accessing your funds has never been easier.

Member Eligibility

At Pentagon, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to be part of our supportive community, you'll find that eligibility is designed to be open and welcoming. Generally, anyone who lives, works, or worships in the area is encouraged to join us! We also extend membership opportunities to those who are related to existing members or are affiliated with specific organizations. For a complete list of eligibility criteria, please check out our detailed resource at . Joining Pentagon is straightforward and hassle-free. You can open an account easily, whether you're visiting us at our branch located at 4250 Radford Dr Bldg 63 Honolulu Hi 96818 or calling us directly at (808) 380-8578 for assistance. We're here to help you take this important step toward better banking services tailored just for you. So why wait? Dive into the benefits of membership today!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that streamline transactions for your business. Imagine being able to accept payments seamlessly, whether online or in-person. This convenience not only enhances customer satisfaction but also helps you manage cash flow effectively. Visit us at 4250 Radford Dr Bldg 63 Honolulu Hi 96818 in Honolulu, HI, or call us at (808) 380-8578 to explore how our tailored solutions can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates that help make your dream vehicle a reality. We understand that purchasing a car is a big decision, which is why our friendly staff is here to guide you through the process, ensuring you find the right loan that fits your budget.

Business Banking

If you're a business owner, you'll appreciate our business banking services. From merchant services that facilitate transactions smoothly to business loans tailored for growth opportunities, we are here to support local businesses in thriving within the community.

Credit Cards with Rewards

Enjoy shopping more with our credit cards that come packed with rewards! From cashback offers to points redeemable for travel or merchandise, we believe that spending should be rewarding. It's just another way we give back to our members while helping them build credit wisely.

Digital Banking Features

At Pentagon, we prioritize convenience with robust digital banking features like online banking and mobile payments. Whether you're using your smartphone or computer, managing your finances has never been more straightforward or secure. In summary, whether you need personal assistance or digital solutions, Pentagon is here for all your banking needs. We invite you to visit us at 4250 Radford Dr Bldg 63 Honolulu Hi 96818 in Honolulu, HI, or call us at (808) 380-8578 for any inquiries about how we can help improve your financial journey today!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, our mortgage loans come with flexible terms and competitive interest rates. You can trust us to support you every step of the way in achieving your homeownership goals. Whether you're buying your first home or refinancing for better rates, we have the tools and expertise to assist you.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts tailored to help you manage your finances effectively. Imagine having the convenience of online and mobile banking right at your fingertips, allowing you to check balances, transfer funds, and pay bills anytime, anywhere. Plus, with our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. If you're managing debt from multiple sources, our debt consolidation options can simplify your payments and potentially lower your interest rates. We strive to provide solutions that empower you to regain control over your financial situation.

Digital & Online Banking

Key Features

Our online banking service offers 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, managing your finances has never been easier. Plus, with features like person-to-person transfers, sending money to friends and family is as simple as a text message. For those who prefer mobile banking, our user-friendly mobile application makes it easy to stay connected to your accounts. You can make mobile payments effortlessly and enjoy the convenience of e-statements whenever you need them. Say goodbye to paper clutter our electronic signature authorization means you can sign documents securely from your device without the hassle of printing and mailing.

Security and Accessibility

Security is paramount at Pentagon. Our online banking system uses advanced encryption technology to keep your personal information safe while ensuring that you have real-time access to your account details. We know how important it is for you to feel secure in managing your money online. With our digital banking services, accessibility meets ease-of-use. You can quickly navigate through the app or website without any complicated steps. Everything is designed with you in mind, so you can focus on what matters most your financial goals. In summary, whether you're checking your balance or making a quick payment, our digital banking solutions are tailored for modern-day convenience without sacrificing security. Join us today and experience the future of banking at Pentagon!

Financial Strength

Building Trust Together

Total Share and Deposit Accounts: 4,116,497, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $76,015,739. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 4250 Radford Dr Bldg 63 Honolulu Hi 96818 or call (808) 380-8578 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $194,968 in used auto loans and a total of $26,072,314,016 in loans and leases.

Member-Centric Savings

Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used option, we have competitive financing solutions available. Plus, refinancing options are available if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand your business operations. We understand that businesses require tailored solutions, and our team is here to work with you every step of the way. At Pentagon, we pride ourselves on being more than just a financial institution; we're a partner in your financial success. If you're interested in learning more about our loan offerings or checking your eligibility, please feel free to reach out at (808) 380-8578 or visit us at our branch located at 4250 Radford Dr Bldg 63 Honolulu Hi 96818. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step together toward achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. These credit cards come with benefits designed to reward you while providing easy access to funds when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We provide various mortgage plans tailored to fit different budgets and needs. Let us help you navigate the path to owning your home.

Loan Aggregator

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