Penfed Credit Union

Nestled within the historic Fort Shafter community in Hawaii, the Pentagon Credit Union branch at Building 553 is your friendly neighborhood financial partner. Open Monday through Friday from 9:00 AM to 4:00 PM, this location offers convenient ATM and cash withdrawal services, making access to your funds effortless. Whether you’re considering one of the best auto loans available or exploring competitive mortgage loans and refinancing options, the Pentagon team here is ready to guide you with personalized solutions tailored to your unique goals.
Beyond vehicle financing and home lending, members enjoy a comprehensive range of personal banking services including checking and savings accounts designed for everyday convenience, credit cards loaded with rewarding perks, as well as business banking solutions like merchant services and business loans to support local entrepreneurs. Secure online and mobile banking ensures that managing your finances is simple anytime, anywhere.
Visit the Pentagon Credit Union branch at Building 553 Fort Shafter or call 808-848-3561 today to experience welcoming service and discover how our standout auto loans and mortgage offerings can help you achieve financial confidence in Hawaii!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted financial partner located at Building 553, Fort Shafter, HI 96858. Since our establishment in 1935, we have dedicated ourselves to serving our community with integrity and commitment. With a robust membership of over 2.8 million members, we strive to create a welcoming environment where your financial needs come first. At Pentagon, we take pride in our substantial assets totaling $32,713,549,837 and an impressive deposit base of $1,036,797,067. Our strong financial standing is further evidenced by a net worth of $3,260,605,705, ensuring that we are well-equipped to support you with various services including personal banking, auto loans, mortgages, and business banking solutions. Led by our CEO James Schenck and Board President Edward Cody, our team of nearly 2,880 employees is here to assist you every step of the way. Whether you're looking for guidance on loans or need help with online banking services, we're just a phone call away at 808-848-3561. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: Building 553, Fort Shafter, HI 96858. Join us today and experience the Pentagon difference! Explore more about our offerings by visiting our website. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Impact

Beyond offering financial products, Pentagon actively engages in community outreach initiatives that strengthen our ties with local organizations and individuals. By partnering with various groups, we support programs aimed at enhancing education, housing stability, and economic empowerment. With operating hours from 9:00 AM to 4:00 PM Monday through Friday, we strive to accommodate your schedule while ensuring you receive personalized service every time you walk through our doors. Although we do not have drive-thru service or shared service centers available at this location, our dedicated team is always ready to assist you inside. We invite you to become a part of the Pentagon family. Join us today and experience how we can support your financial journey while making a positive impact in our community. For more information or assistance, please call us at 808-848-3561 or visit our website at http://www.penfed.org. Your future starts here!

Our Mission

The mission of Pentagon is clear: to provide our members with exceptional financial services while fostering a sense of community support. We understand that banking is more than just transactions; it's about building relationships and providing resources that help our members achieve their goals. Whether you're seeking personal banking options like checking and savings accounts, auto loans, mortgage loans, or business banking solutions, we're here to serve you. We aim to make banking accessible and convenient for everyone. That's why we offer ATM availability at our branch, along with various online services such as mobile payments and online banking. Our commitment to digital advancements ensures that members can manage their finances anytime, anywhere.

Branch Location & Accessibility

Welcome to the Pentagon branch of your trusted credit union, conveniently located at Building 553 in Fort Shafter, HI. We understand that easy access to banking services is important for our members, and we are here to make your experience as smooth as possible. Just a stone's throw away from local landmarks, our branch is nestled in a vibrant community with plenty of parking available to ensure you can stop by without any hassle. While you can visit us at Building 553 Fort Shafter Hi 96858, please note that official correspondence should be sent to the same address. We take pride in offering a fully accessible facility with ADA-compliant features, making it easy for everyone to navigate our space comfortably. Our operating hours are designed for your convenience. You can visit us Monday through Friday from 9:00 AM to 4:00 PM, allowing you to fit banking into your busy schedule. Whether you're looking to open an account, apply for a loan, or simply inquire about our services, our friendly team is ready to assist you. We're pleased to offer ATM access right here at our branch, so you can withdraw cash or check your balance anytime during business hours. While we do not have drive-thru service, our indoor facilities are equipped to handle all your banking needs efficiently. At the Pentagon branch, we provide a range of personal and business banking services tailored just for you. From checking and savings accounts to auto loans and mortgage options, we've got everything covered under one roof. Don't hesitate to give us a call at (808) 848-3561 if you have any questions or need further assistance. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Pentagon is like joining a warm, welcoming family that truly cares about your financial well-being. If you're looking to take advantage of our exceptional services and support, it's great to know that membership is open to many individuals in the community! To be eligible, you typically need to meet specific criteria related to your employment, residency, or membership in affiliated organizations. While the exact details can vary, we invite you to explore more about our eligibility requirements on our website at . Once you're ready to open an account, the process is straightforward and friendly. Our team is here to guide you every step of the way, ensuring it feels less like a transaction and more like a partnership. If you have questions or need assistance, feel free to reach out at (808) 848-3561. Join us at Pentagon, located at Building 553 Fort Shafter Hi 96858, and experience the benefits of being part of our vibrant community!

Business Banking & Commercial Services

Lending Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In today's fast-paced world, having reliable merchant services is crucial. Imagine running a bustling café where customers can quickly pay with their credit cards while you focus on delivering exceptional service. Our merchant solutions ensure that your transactions are smooth and secure, allowing you to concentrate on what you do best growing your business. Visit us at Building 553 Fort Shafter Hi 96858 in Fort Shafter, HI, or call us at (808) 848-3561 to learn more about how our business banking services can help your company thrive!

Comprehensive List Of Services

Convenient Access to Funds

Accessibility is key when it comes to banking. With our ATM & Cash Withdrawal Services, you have the freedom to access cash whenever you need it. We also offer basic ATM access for withdrawals and balance checks, ensuring that your money is always within reach.

Financing Your Dreams

If you're dreaming of a new car or home, we offer Auto Loans & Vehicle Financing that make it easier than ever to get behind the wheel. Our competitive rates mean you can drive away happy without breaking the bank. Additionally, our Mortgage Loans & Refinancing options are designed for those looking to purchase their first home or refinance an existing mortgage for better terms.

Go Digital with Ease

In today's fast-paced world, convenience matters more than ever. Our Online & Mobile Banking services allow you to manage your finances from anywhere at any time. Whether it's making payments, transferring funds, or checking your account status, everything is just a tap away on your device. At Pentagon, we are committed to providing not just services but solutions that fit into your lifestyle. If you have any questions or need assistance with any of these services, feel free to reach out at (808) 848-3561 during our operating hours from 9:00 AM to 4:00 PM, Monday through Friday. Ready to take the next step? Visit us today at Building 553 Fort Shafter Hi 96858 or explore more about our offerings at Fort Shafter. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

Whether you're looking to save for a rainy day or manage everyday expenses, our Personal Banking options include checking and savings accounts designed with you in mind. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, make transfers, and even pay bills right from your smartphone.

Simplifying Debt Management

For those managing multiple financial obligations, our Personal Loans & Debt Consolidation services can help simplify your payments into one manageable sum. This not only helps reduce stress but also makes budgeting more straightforward. Plus, if you're looking for rewards while spending, check out our Credit Cards with Rewards, perfect for earning points on everyday purchases.

Supporting Businesses

We understand that running a business comes with its own set of challenges. That's why we provide Business Banking solutions, including merchant services and business loans. Whether you're just starting out or looking to expand your operations, we're here to support your entrepreneurial journey.

Digital & Online Banking

Key Features of Our Digital Services

Our online banking platform offers 24/7 access to your accounts, so you can check balances, transfer funds, and pay bills at your own pace. Whether you're using a computer or our mobile application, managing your money has never been easier. You can also enjoy the benefits of e-statements, which means no more waiting for paper statements in the mail everything is delivered right to your inbox when it's ready. Security is a top priority for us. With electronic signature authorization available, you can complete transactions safely and efficiently without the hassle of printing or mailing documents. Plus, our mobile payments feature allows you to make purchases directly from your phone, giving you even more control over your spending.

Stay Connected with Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer service makes it simple to send funds instantly. You won't have to worry about carrying cash or writing checks; just a few taps on your smartphone or clicks on our website will do the trick. With all these features at your fingertips, managing your finances has never been more straightforward. At Pentagon, we're committed to providing you with accessible and user-friendly online banking services that fit into your lifestyle. Join us today and experience financial management made easy!

Financial Strength

At Pentagon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, which reflects our commitment to serving you with excellence. With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $194,968 in used auto loans and $26,072,314,016 in total loans and leases, supporting your financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 4,116,497, showcasing the strong trust our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at Building 553 Fort Shafter Hi 96858 or call (808) 848-3561 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. We cater to all types of borrowers, whether you're purchasing a brand-new model or a reliable used vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. We understand the challenges small businesses face and strive to support our community with tailored financial solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We offer guidance through the entire process so you can feel confident in your investment.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that may lower your monthly payments or help you pay off your debt faster. Please contact us for more information on eligibility and how we can assist you further. With our dedicated team ready to assist you at every step, you can trust Pentagon located at Building 553 Fort Shafter Hi 96858, Fort Shafter, HI, to help fulfill your financial needs. For inquiries or assistance, feel free to give us a call at (808) 848-3561 during our operating hours from 9:00 AM to 4:00 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to secure your financial future!

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. This can be an excellent solution for those looking for short-term financing without collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh stands out as a reliable tool for borrowers seeking the best financing options. LendMesh ensures accurate loan comparisons through a robust sourcing method. Loan data is gathered directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers from legitimate financial institutions. One of the key benefits of using LendMesh is the Verified Data feature. All loan offers come from trusted lenders, which enhances transparency in the borrowing process. Additionally, LendMesh does not engage in No Sponsored Listings, meaning that lenders are not prioritized based on paid promotions. This commitment to providing unbiased results ensures users can trust the comparisons they see. The platform also provides Real-Time Rate Comparisons, keeping users informed with up-to-date loan rates from multiple institutions. This feature allows individuals to make well-informed decisions about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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