Type of Loan Offerings
Home Equity Loans
Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Program Name
APR
Term
Amount
Link
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Introduction
Welcome to Pentagon, your trusted partner in financial well-being, located at 1410 N Main St, Salinas, CA 93906. Established in 1935, we have proudly served our community for decades, nurturing a membership of over 2.8 million individuals who rely on us for their banking needs. With total assets exceeding $32.7 billion, we are committed to providing you with the best financial services tailored just for you. At Pentagon, we understand that every member is unique. That's why we offer a wide range of products, from checking and savings accounts to auto loans and mortgage financing. Our goal is to empower our members with the tools they need to achieve their financial dreams. While you can visit us at our branch for all your banking needs, official correspondence should be sent to 1410 N Main St, Salinas, CA 93906. Our dedicated team of over 2,880 employees, led by CEO James Schenck and Board President Edward Cody, is here to assist you Monday through Friday from 9:00 AM to 5:00 PM. With total deposits reaching an impressive $1.04 billion and a net worth of $3.26 billion, Pentagon stands strong in the financial landscape. We pride ourselves on offering exceptional value to our members while ensuring their money is secure and accessible. Our cash reserves of $371 million further demonstrate our commitment to maintaining stability and trust. Join us today and experience firsthand the difference Pentagon can make in your financial journey! For more information or assistance, don't hesitate to call us at (831) 540-4627 or visit our website at http://www.penfed.org. We look forward to welcoming you into our family!
Branch History & Mission
Join Us
As we continue this journey together, we invite you to become part of the Pentagon family. Experience firsthand the benefits of membership where your needs come first, and community matters most. Feel free to reach out at (831) 540-4627 for any inquiries or visit us during our operating hours: Monday - Friday from 9:00 AM to 5:00 PM. Your future starts here with us at Pentagon a place where community and finance unite for a brighter tomorrow!
Our Journey
From humble beginnings, Pentagon has evolved significantly. We started with a small group of dedicated individuals who believed in the power of community-driven finance. Today, our total assets stand at an impressive $32,713,549,837, reflecting our commitment to responsible management and growth. As we expanded our offerings, we focused on creating accessible financial solutions that empower our members to reach their goals. Located at 1410 N Main St Salinas Ca 93906, just a stone's throw from key landmarks in the area, we are easy to find and even easier to access. Members can enjoy convenient services like ATM access available on-site, ensuring that you can manage your finances whenever you need to.
Our Mission
At Pentagon, our mission is simple yet profound: We strive to deliver personalized banking experiences that prioritize your financial well-being. Whether you're looking for checking accounts, auto loans, or mortgage options, we're here to guide you every step of the way. We believe that financial education is essential, and we actively engage with our community through workshops and outreach programs designed to enhance financial literacy. While members can visit us at 1410 N Main St Salinas Ca 93906, official correspondence should be sent to 1410 N Main St, Salinas, CA 93906 if it differs from our physical location. Our commitment extends beyond banking; we take pride in partnering with local organizations and participating in community events. This not only strengthens our ties but also allows us to give back and support initiatives that make a difference in people's lives.
Branch Location & Accessibility
Connect With Us
While members can visit us at our physical address, official correspondence should be sent to the same location: 1410 N Main St, Salinas, CA 93906. If you have any questions or need assistance, don't hesitate to give us a call at 831-540-4627. We look forward to welcoming you into our branch soon!
Operating Hours and Services
Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, making it easy to fit banking into your busy schedule. While we currently do not offer drive-thru services, you can take advantage of our ATM for quick transactions like cash withdrawals or balance checks anytime you need them. At Pentagon, we offer a wide range of services tailored to meet your financial needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our team is here to assist you in exploring options that best fit your goals.
Parking and Accessibility
Finding parking is simple with ample space available right outside our doors. Our branch is designed to be accessible for everyone, including those who may require additional support. We ensure compliance with ADA standards, featuring ramps and clear pathways to make your visit as comfortable as possible.
Member Eligibility
At Pentagon, we believe that everyone deserves to be part of a caring community that prioritizes your financial well-being. Becoming a member is easier than you might think! If you're looking for a supportive environment to manage your finances, you may be eligible if you live, work, worship, or attend school in our area or if you're a family member of an existing member. We welcome individuals from all walks of life and are excited to help you with your financial journey. To get started, simply reach out to us at (831) 540-4627 or visit us at 1410 N Main St Salinas Ca 93906. You can also check out the detailed eligibility criteria by visiting . Once you confirm your eligibility, opening an account is a breeze! Join us today and discover the many benefits of being part of the Pentagon family.
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine having the tools to streamline your payment processes while focusing on what you do best running your business. Our merchant services offer practical solutions that simplify transactions, making it easier for you to accept payments from customers. With features tailored to fit various industries, you'll find that managing finances becomes less of a hassle and more of a seamless experience. Visit us at 1410 N Main St Salinas Ca 93906 or call us at (831) 540-4627 to explore how we can help your business thrive!
Comprehensive List Of Services
ATM & Cash Withdrawal Services
Need cash on the go? With our ATM services, withdrawing cash is quick and convenient. You can perform basic transactions like balance checks and withdrawals whenever you need them. At Pentagon, we strive to make banking as accessible as possible. Our digital banking features ensure that whether you're at home or on the move, managing your finances has never been easier. To learn more about how we can assist you with any of these services or if you have any questions, please feel free to call us at (831) 540-4627. We're here to help!
Auto Loans & Vehicle Financing
Thinking about getting a new vehicle? Our auto loans and vehicle financing options make it simple and straightforward to get behind the wheel. We understand that buying a car is a significant investment, which is why we provide competitive rates and flexible terms to fit your budget.
Business Banking
For those who run businesses, we offer specialized business banking services, including merchant services and business loans. We know how important it is for small businesses to have access to reliable financial support.
Mortgage Loans & Refinancing
If you're looking to buy a home or refinance your existing mortgage, our mortgage loans can help turn your dreams into reality. Our knowledgeable team will guide you through the process, ensuring that you find the best solution for your situation.
Personal Banking
Our personal banking options include checking and savings accounts tailored for every lifestyle. Imagine having easy access to your funds while earning interest on your savings. With our online and mobile banking features, you can check balances, transfer money, and pay bills right from your phone or computer. We also offer credit cards with rewards, making it easier to earn points on your everyday purchases.
Personal Loans & Debt Consolidation
Life can bring unexpected expenses, and when it does, our personal loans are here to lend a hand. Whether it's consolidating debt or covering a major purchase, we offer solutions that are easy to understand and apply for.
Digital & Online Banking
Accessibility and Security
We know that security is paramount when it comes to your finances. That's why our online services are equipped with robust security measures to protect your information. Our 24/7 online banking means you can access your accounts whenever you need to, giving you peace of mind knowing that your financial management is always within reach. At Pentagon, we're committed to providing you with accessible and user-friendly digital banking solutions that fit into your lifestyle. Experience the freedom of managing your money with confidence today!
Key Services
Our online banking features allow you to check balances, transfer money, and pay bills without ever stepping foot in a branch. You can also enjoy the convenience of e-statements, making it simple to keep track of your account activity while reducing paper clutter. Plus, with electronic signature authorization, signing documents is just a click away no more printing or mailing required. For those who prefer banking on the go, our mobile application is a must-have. It offers all the functionality of online banking right at your fingertips. Whether you're making person-to-person transfers or using mobile payments for quick purchases, everything is designed for ease and security.
Financial Strength
A Growing Community
Total Share and Deposit Accounts: 4,116,497, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $76,015,739. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 1410 N Main St Salinas Ca 93906 or call (831) 540-4627 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Members’ Savings Are Secure
Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Our Financial Health
With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This reflects our commitment to responsible management and your peace of mind. Additionally, our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Reinvesting in Your Future
With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $194,968 in used auto loans and $26,072,314,016 in total loans and leases.
Loan Offering
Additional Financial Support
If you're considering business financing, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. We aim to support not just personal but also business aspirations. For those interested in refinancing or checking eligibility for any of our products, please reach out to us directly at (831) 540-4627. Our team is ready to assist you with personalized solutions tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 1410 N Main St Salinas Ca 93906 in Salinas, CA, and discover how we can help you take the next step toward financial wellness!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible terms to fit your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We're here to guide you through the process, whether you're a first-time buyer or looking to refinance your existing mortgage.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, making it easier for you to make purchases while earning benefits.
Loan Aggregator
Benefits of Using LendMesh
Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to choose the right loan for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*