Penn-Trafford School Emp Credit Union Trafford PA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Penn-trafford School Emp., your trusted financial partner located at 612 State Route 130 Apt 2, Trafford, PA 15085. Since our establishment in 1965, we have proudly served our community with a commitment to providing personalized banking solutions tailored to your needs. With a total membership of 559 and assets exceeding $5,390,768, we are dedicated to helping our members achieve their financial goals. At Penn-trafford School Emp., we understand that every member's financial journey is unique. That's why we offer a wide array of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Whether you're looking to finance your next vehicle or save for a dream home, our expert team is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 612 State Route 130 Apt 2, Trafford, PA 15085-1348. If you have any questions or need assistance, don't hesitate to call us at 412-374-1100. Led by our dedicated CEO, Kimberly Chaney, and Board President Jack Battenhouse, our small but mighty team of just one employee is focused on delivering top-notch service and building lasting relationships within the community. As a proud credit union with a net worth of $936,041 and total deposits of $1,148,009, we strive to create a positive impact in the lives of our members. Join us today and discover how Penn-trafford School Emp. can help you navigate your financial future with confidence! We invite you to visit us during our operating hours from 10:00 AM to 4:00 PM Monday through Friday. Together, let's make your financial dreams a reality!

Branch History & Mission

At Penn-trafford School Emp., we take pride in our rich history and commitment to the community. Founded in 1965, our branch has been a cornerstone for financial growth and support in Trafford, PA. Over the years, we have grown alongside our members, nurturing strong relationships and adapting to their needs. Located at 612 State Route 130 Apt 2, Trafford, PA 15085, our branch is easily accessible to all. We believe in being more than just a financial institution; we are a part of the fabric of this community. Our mission is clear: to empower our members through personalized financial services while supporting local initiatives that strengthen our neighborhoods. With a total membership of 559 and assets totaling $5390768, we strive to provide an array of services that cater to both personal and business needs. From checking and savings accounts to auto loans and mortgage options, our offerings are designed with our members' best interests in mind. Although we do not currently offer ATM or drive-thru services, we are dedicated to providing exceptional customer service during our operating hours from 10:00 AM to 4:00 PM, Monday through Friday. Our journey has seen us invest not only in technology but also in community outreach. We collaborate with local organizations to promote financial literacy and support initiatives that uplift residents of Trafford. By doing so, we ensure that our mission extends beyond banking; it encompasses building a stronger community. While members can visit us at 612 State Route 130 Apt 2 Trafford Pa 15085, official correspondence should be sent to 612 State Route 130 Apt 2, Trafford, PA 15085-1348. We invite you to join us at Penn-trafford School Emp. Experience the difference of being part of a credit union that truly cares about your financial well-being and community impact. Together, we can achieve great things! If you're ready to explore what we can offer you, call us at (412) 374-1100 today!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all our members. The location is compliant with ADA standards, ensuring that everyone can enjoy our services without any hassle. There's ample parking available, making it easy for you to stop by and take care of your banking needs.

Operating Hours

We understand that your time is valuable, which is why we offer convenient operating hours from 10:00 am to 4:00 pm, Monday through Friday. Whether you're looking to open a checking account or inquire about loans, our dedicated team is ready to assist you during these hours.

Services Offered

At Penn-trafford School Emp., we pride ourselves on offering a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have the tools you need for effective money management. Our knowledgeable staff is here to guide you through every step of the process. While there are currently no ATMs or drive-thru services at this location, rest assured that our team will provide you with personalized service right inside the branch. If you need assistance or have any questions, feel free to give us a call at 412-374-1100. So why wait? We invite you to visit us at Penn-trafford School Emp. today! Your financial journey starts here, and we're excited to help you every step of the way.

Member Eligibility

At Penn-trafford School Emp., we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that values your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, or attend school in the Trafford area, you're likely eligible to join us! We welcome individuals from all walks of life because we want everyone to experience the benefits of personalized banking services tailored just for you. Opening an account with us is a breeze! Our team is here to guide you through each step, ensuring a smooth and welcoming process. For more detailed information about membership requirements, feel free to check out our eligibility page at . If you have any questions or need assistance, don't hesitate to call us at (412) 374-1100. We can't wait for you to experience everything that Penn-trafford School Emp. has to offer at our convenient location: 612 State Route 130 Apt 2 Trafford Pa 15085!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services make transactions easier for your business. Imagine being able to accept payments effortlessly while enhancing customer satisfaction. Our services help streamline sales processes, allowing you to focus on what matters most growing your business. Located at 612 State Route 130 Apt 2 Trafford Pa 15085 in Trafford, PA, we invite you to reach out at (412) 374-1100 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking Support

For our business members, we have tailored business banking services including merchant services and business loans. Whether you're starting a new venture or looking to grow your existing business, we are dedicated to helping you achieve your business goals.

Credit Cards with Rewards

Our credit cards with rewards are designed to give back while you spend. Enjoy benefits that fit your lifestyle and earn rewards on everyday purchases. It's just another way we aim to add value to your financial life.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a click away. While visiting us at Penn-trafford School Emp., don't forget about our ATM services for easy cash withdrawals when you need them. If you have any questions or want more information about how we can assist you further, please feel free to contact us at (412) 374-1100. Our friendly staff is ready to help! Ready to take the next step in your financial journey? Visit us today at 612 State Route 130 Apt 2 Trafford Pa 15085 or give us a call!

Home Financing Made Easy

Thinking about home ownership? We provide comprehensive mortgage loans and refinancing options that fit various budgets. With guidance from our knowledgeable staff, securing a mortgage can be simpler than you think. We believe in making the home buying process as smooth as possible for all our members.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a place to save for future goals, we offer personal banking services designed for you. Our checking and savings accounts come with features that help you manage your money easily. For those considering purchasing a new vehicle, our auto loans and vehicle financing options can help make that dream a reality with competitive rates and flexible terms.

Personal Loans When You Need Them

Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation services. Whether it's an emergency expense or consolidating high-interest debts into one manageable payment, our team is here to assist you with personalized solutions.

Digital & Online Banking

Accessibility and Ease-of-Use

Our focus is on making banking accessible for everyone. Whether you're checking your balance or transferring money between accounts, we aim to make each interaction straightforward. Even though person-to-person transfers and mobile application features aren't currently offered, we're always exploring new ways to improve how you bank.

Key Features

Although features like electronic signature authorization, e-statements, and mobile payments are not available at this time, our commitment to enhancing your banking experience is unwavering. You can rest assured knowing that when these options become available, they will simplify tasks such as signing documents electronically or receiving statements directly in your inbox.

Real-Time Account Management

Managing your finances is crucial, and we're here to support that journey. While 24/7 online banking services are not yet part of our offerings, we encourage you to stay connected with us for updates on future enhancements. Your financial well-being is our priority, and we want you to feel confident in the way you manage your money. In conclusion, while there may be some limitations now, Penn-trafford School Emp. is dedicated to evolving its digital banking capabilities for a more convenient future. Stay tuned for exciting developments that will make managing your finances even easier!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 699, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Penn-trafford School Emp. is your trusted partner. Visit us at 612 State Route 130 Apt 2 Trafford Pa 15085 or call (412) 374-1100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $1,181,816 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $114,979 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $821,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $57 in used auto loans and $2,119,785 in total loans and leases.

Solid Financial Health

With a net worth of $936,041, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,736 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $642,886 in used vehicle loans and $768,097 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $279,684, make buying or refinancing simple. We aim to make the process straightforward and beneficial for our members. Whether you're looking to purchase your first home or refinance an existing mortgage, we can help guide you through the steps.

Refinancing Options

If you're considering refinancing your existing loans or mortgages, speak with us about your eligibility options. Our friendly staff at Penn-trafford School Emp. is here to discuss how refinancing could benefit your financial situation. For more information about our loan products or to start your application process, feel free to call us at 412-374-1100 during our operating hours from 10:00 am - 4:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Penn-trafford School Emp., we're committed to providing you with the best possible service and support as you navigate your financial journey.

Unsecured Credit Card Loans

Managing your finances effectively is important, which is why we also offer flexible terms on unsecured credit card loans. Though currently we have no outstanding unsecured credit card loans issued, our team is ready to assist you when you're ready to apply.

Loan Aggregator

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PENN TRAFFORD SCHOOL EMP. FEDERAL CREDIT UNION