Pennsylvania State Employees Credit Union York PA

Introduction

Welcome to the Pennsylvania State Employees branch, located at 2010 Pennsylvania Ave, York, PA 17404. Established in 1933, our credit union has proudly served over 594,000 members, demonstrating our commitment to providing exceptional financial services and fostering a strong community bond. With total assets of $8,545,080,869 and total deposits reaching $587,414,547, we are dedicated to ensuring that your hard-earned money is safe and working for you. At the heart of our operations is a focus on helping our members achieve their financial goals. Whether you're looking for loans over 395,188 in total or just need a reliable place to save with deposits growing steadily, we have options that fit your needs. Our leadership team, led by CEO George Rudolph and Board President Shawn Weis, prioritizes transparency and member satisfaction. While members can visit us at our York branch for all their banking needs, any official correspondence should be sent to the same address. You can also reach us at (717) 767-1006 during our operating hours from 9 AM to 3 PM on weekdays. Explore what makes us unique by visiting our website at PSECU. Join us in creating lasting financial relationships that empower individuals and strengthen our community. We look forward to seeing you soon!

Branch History & Mission

Community Engagement

Partnerships with local organizations and outreach programs are integral to our approach at PSECU. We believe in giving back to the community that has supported us throughout the years. From scholarships to workshops on financial literacy, we strive to enrich the lives of those around us. Join us at PSECU in York! Experience the benefits of being part of a credit union that truly cares about its members and the community. We invite you to become part of our family today visit PSECU for more information on how you can join us on this rewarding journey towards better financial health!

Our Mission

At PSECU, our mission goes beyond just providing financial products; we aim to empower our members through education and support. We are committed to offering services that help individuals achieve their financial goals while fostering a sense of community involvement. Our values are deeply aligned with those of our members, focusing on trust, transparency, and accessibility. Our operating hours are from 9 AM to 3 PM Monday through Friday, allowing ample opportunity for our members to access our services during the week. Although we currently do not have ATM or drive-thru services at this branch, we ensure that all other services are designed with your convenience in mind. In addition to traditional banking services, PSECU has embraced modern technology to offer online banking and mobile payment options that make managing finances easier than ever. We prioritize ADA compliance and customer-centric initiatives so that everyone feels welcome and supported.

Branch Location & Accessibility

Welcome to the Pennsylvania State Employees branch, conveniently located at 2010 Pennsylvania Ave, York, PA 17404. Our friendly team is here to serve you in a welcoming environment designed for your comfort and convenience. Whether you're in the neighborhood or just passing through, you'll find us situated near popular local spots that make our branch easy to reach. While visiting us at our York branch, you can easily find parking nearby, ensuring a hassle-free experience. We prioritize accessibility with features like ADA-compliant ramps to accommodate all members of our community. Our operating hours are from 9 AM to 3 PM, Monday through Friday, making it simple for you to stop by when it fits your schedule. Please note that we currently do not offer drive-thru services or ATMs at this location. However, we are committed to providing a range of services tailored to meet your banking needs. For any official correspondence, please send your mail to our mailing address: 2010 Pennsylvania Avenue, York, PA 17404. If you have questions or need assistance, feel free to reach out by phone at 717-767-1006. We invite you to visit us and experience the friendly service that sets Pennsylvania State Employees apart. Your financial journey matters to us!

Member Eligibility

At Pennsylvania State Employees, we believe in creating a welcoming community where everyone can thrive together. Becoming a member is easy and open to those who are part of the Pennsylvania State Employees or have family members who are. Whether you're an employee, a retiree, or related to someone who qualifies, you're invited to join us at our branch located at 2010 Pennsylvania Ave York Pa 17404. Membership opens up a world of benefits, from lower fees to exclusive financial education resources that can help you make informed decisions about your money. To get started, simply visit our eligibility page at https://www.psecu.com/join for detailed information on how you can join. If you're ready to take the next step and open an account, check out the account opening details here: https://go.psecu.com/scholarships . Should you have any questions or need assistance, don't hesitate to call us at (717) 767-1006. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine being able to accept payments effortlessly at your store or online, allowing you to focus on what truly matters growing your business. Our services simplify transactions, making it easy for customers to pay and helping you manage cash flow more effectively. Located at 2010 Pennsylvania Ave York Pa 17404, York, PA, our team is ready to partner with you on your journey toward success. Visit us today or call us at (717) 767-1006 to learn more about how we can support your business ambitions!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Community-Focused Approach

At Pennsylvania State Employees, we believe in building lasting relationships with our members. We understand that everyone's financial needs are unique. That's why our services extend beyond basic transactions. If you're ever in need of assistance or have questions about our offerings, don't hesitate to reach out to us at 717-767-1006. Our friendly staff is always ready to help guide you through any service or product that fits your lifestyle.

Banking Made Easy

One of the standout features of our offerings is our ATM Services Only. While we may not have a full suite of physical banking options at this location, we ensure that you have access to cash when you need it through our reliable ATM network. Picture this: you're out running errands in York, PA, and you realize you need cash for a quick purchase. With our ATM services, getting cash is just a simple transaction away.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize digital banking features that allow you to manage your finances anytime and anywhere. Our online banking platform is user-friendly and secure, letting you check balances, transfer funds, and pay bills from the comfort of your home or while on the go. Plus, with mobile payments and a dedicated mobile application, managing your money has never been easier.

Join Us Today!

We invite you to explore all that Pennsylvania State Employees has to offer. Whether it's taking advantage of our ATM services or utilizing our robust online banking features, we're here to help simplify your financial life. To learn more about membership eligibility or how to open an account with us, visit our website today! Your journey toward better financial management starts here let's take the next step together!

Digital & Online Banking

At Pennsylvania State Employees, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle, whether you're at home or on the go. With our 24/7 online banking services, you can access your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills all from the comfort of your own device by visiting https://www.psecu.com/ . Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Our mobile application brings the bank right to your pocket. Available for download now, it allows you to manage your accounts with just a few taps. Plus, enjoy the convenience of mobile payments so you can make purchases without needing cash or cards. We also offer e-statements for those who prefer going paperless. You can easily view and download your statements whenever you need them, all while helping the environment. For added convenience, we support electronic signature authorization, making it easier to complete transactions without needing to visit a branch. This means more time for what matters most to you. At Pennsylvania State Employees, security is our top priority. We use advanced measures to keep your information safe while ensuring that our platform is user-friendly. With real-time account management at your fingertips, banking has never been more accessible. Experience the ease of digital banking with us today!

Financial Strength

Member-Centric Focus

Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $79,165,129 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $818,676,160 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive as well: with $115,577 in used auto loans and a total of $6,603,156,260 in loans and leases, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Total Share Accounts stand at an impressive 1,359,041, showing a strong and growing member base that trusts us with their finances. Our commitment to transparency means you can always feel confident about where your money is going. Our financial strength means we can continue serving you with confidence. Whether you're saving or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 2010 Pennsylvania Ave York Pa 17404 or call 717-767-1006 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or purchasing a reliable used vehicle, our competitive rates can make your purchase more affordable.

Credit Lines

In addition to standard loans, we provide credit lines totaling $1,717,508,379. This option allows for greater flexibility in managing cash flow and unexpected costs. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to help guide you through the process and determine what works best for your financial situation. For more information on our loan offerings or to discuss your specific needs further, feel free to reach out to us at 717-767-1006. We're located at 2010 Pennsylvania Ave York Pa 17404, ready to assist you from 9 AM to 3 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards better financial health starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, make buying or refinancing simple. We aim to provide you with flexible terms and competitive rates so you can secure the home you've always wanted.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively. These loans are great for covering everyday expenses without having to dip into your savings.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for every user. The platform prioritizes accuracy and reliability, allowing you to trust the information presented.

PENNSYLVANIA STATE EMPLOYEES CREDIT UNION - York, PA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans