Pennsylvania State Employees Credit Union State College PA

Introduction

Welcome to the Pennsylvania State Employees Credit Union, your trusted financial partner located at 502 E College Ave, State College, PA 16801. Established in 1933, we have proudly served our community for decades, building a strong foundation of trust and reliability among our 594,078 members. With total assets exceeding $8.5 billion, we are committed to providing you with personalized services that meet your unique financial needs. At our State College Financial Center, we focus on fostering a welcoming environment where you can feel confident about your financial decisions. Under the leadership of CEO George Rudolph and Board President Shawn Weis, our dedicated team of 865 employees works tirelessly to ensure that your experience is nothing short of exceptional. While members can visit us at our branch location, official correspondence should be sent to the same address: 502 E College Ave, State College, PA 16801-5518. We believe in empowering our members through education and accessibility, which is why we offer various services designed to help you achieve your financial goals. Our commitment to community impact is evident in our total loans amounting to 395,188, along with total deposits of $587,414,547. We take pride in our net worth of $915,375,927, reflecting our strength and stability as a member-owned credit union. With cash readily available at $34,190,119, we are well-positioned to support your financial journey. Whether you're looking for loans, savings options, or expert advice on managing your finances, we invite you to explore what we have to offer. For more information or assistance, please feel free to reach out by calling us at 800-237-7328 or visiting our website at psecu.com. Your financial future starts here!

Branch History & Mission

Community Focus

Our commitment goes beyond banking. We actively engage with local organizations and participate in events that enhance the quality of life for residents. By partnering with schools and charities, we aim to uplift our community and create lasting relationships that benefit everyone involved. As part of our ongoing efforts, we've ensured that our facilities are ADA compliant, making it easy for all members of the community to access our services. Although we do not have ATM or drive-thru services at this location, we provide comprehensive support through shared service centers nearby.

Join Us

We invite you to become part of the PSECU family. Experience firsthand how our member-centric approach can help you navigate your financial journey effectively. Whether you're looking for loans, savings options, or simply advice on managing your finances better, we're here for you every step of the way. For more information about joining us or exploring what we offer, visit our website or contact us at (800) 237-7328. Together, let's build a brighter financial future!

Mission Statement

PSECU is committed to offering valuable financial products while fostering a strong sense of community. We believe in empowering our members by providing them with the tools they need to achieve their financial goals. Our mission extends beyond mere transactions; we strive to make a positive impact in the lives of those we serve through educational programs and community outreach initiatives. While members can visit us at 502 E College Ave State College Pa 16801, official correspondence should be sent to 502 E College Ave, State College, PA 16801-5518. We encourage everyone in State College and beyond to take advantage of the resources available through PSECU.

Our Journey

From the outset, PSECU was founded on the principle of providing accessible financial services to Pennsylvania's state employees. Located at 502 E College Ave, our branch stands as a testament to our commitment to this mission. Over the years, we have evolved to meet the changing needs of our members while maintaining our dedication to community support and financial education. Our branch has seen significant milestones, such as expanding our services to include online banking and mobile payments, ensuring that we stay relevant in an ever-changing financial landscape. As technology advanced, so did we; today, we offer various digital solutions designed for convenience and accessibility.

Branch Location & Accessibility

Accessibility Features

We strive to ensure that everyone can easily access our services. Our branch is designed with ADA compliance in mind, featuring ramps and accessible parking spaces for those who need them. Whether you're coming in for a quick transaction or need assistance with your accounts, our team is here to help.

Operating Hours and Services

We know your time is valuable! That's why we offer flexible operating hours to accommodate various schedules. While specific opening hours are currently not listed, our dedicated staff is ready to serve you during business hours. Feel free to give us a call at 800-237-7328 if you have questions or want more information about what we offer. At Pennsylvania State Employees, we provide essential banking services tailored for your needs. Although we currently do not have ATM services or drive-thru banking available at this location, we are committed to helping you with all your banking inquiries directly inside the branch.

Visit Us Today!

Whether you're a long-time member or considering joining our credit union family, we invite you to stop by the Pennsylvania State Employees branch. Experience firsthand how we prioritize your financial well-being in a welcoming environment. We look forward to assisting you soon!

Member Eligibility

Becoming a member of Pennsylvania State Employees is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in Pennsylvania, you're already on the right track! Our community is open to individuals who have a connection to our state this includes employees of the commonwealth and their families. The process is straightforward and welcoming; all you need to do is visit us at 502 E College Ave State College Pa 16801 or give us a call at (800) 237-7328 to learn more. You can also check out the detailed eligibility criteria at https://www.psecu.com/join to see if you qualify. Once you're ready to take the next step, opening an account with us is easy! We provide personalized services designed to meet your unique needs while offering competitive rates and resources that help you manage your finances effectively. If you're interested in learning how to start this journey, visit https://go.psecu.com/scholarships for more information. Joining Pennsylvania State Employees means becoming part of a supportive community focused on helping you achieve your financial goals.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely, whether your customers are shopping online or in-store. This convenience can lead to happier customers and increased sales. By choosing Pennsylvania State Employees, located at 502 E College Ave State College Pa 16801 in State College, PA, you gain a partner dedicated to your success. Let us help you unlock new opportunities for growth today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community Support and Engagement

Being part of Pennsylvania State Employees means more than just accessing services; it means joining a community. We regularly host events and workshops aimed at improving financial literacy among our members. Whether it's learning about budgeting, saving for a home, or preparing for retirement, we're dedicated to providing resources that help you achieve financial wellness.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why Pennsylvania State Employees embraces digital banking features that allow you to manage your accounts from anywhere. Our online banking platform makes it easy for you to check balances, transfer money, and pay bills all from the comfort of your home or on-the-go through our mobile app. You can even utilize person-to-person payment options for quick transactions with friends and family.

Essential Services at Your Fingertips

Our offerings include ATM Services Only, allowing you easy access to your funds whenever you need them. Imagine having the ability to withdraw cash or check your balance right in your neighborhood without any hassle. While our physical branch may not have an ATM on-site, we ensure that you can find convenient locations nearby.

Get in Touch

We invite you to explore all that we have to offer at State College Financial Center. If you have questions or need assistance, don't hesitate to reach out! You can contact us at (800) 237-7328, and our team will be happy to assist you. Together, let's build a brighter financial future! --- With a commitment to exceptional service and community support, Pennsylvania State Employees is here for all your banking needs. Visit us today at 502 E College Ave State College Pa 16801 in State College, PA, and discover how we can help you thrive financially!

Personalized Banking Experience

When you visit Pennsylvania State Employees, you're not just a number; you're part of our community. Whether you're looking to open a new account or need assistance with managing your finances, our friendly team is here to help. We understand that life can be unpredictable, which is why we offer services designed to simplify your banking experience.

Digital & Online Banking

Convenient Transactions

Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and easily send funds directly from your account. Whether you're splitting a bill or sending a gift, it's all just a few clicks away. At Pennsylvania State Employees, we are committed to providing you with easy-to-use tools that help you manage your finances effectively. Experience the convenience of modern banking with us today!

Key Features

Our online banking services at https://www.psecu.com/ provide you with 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Plus, with our mobile application available for download, managing your money on the go has never been easier. You can even enjoy mobile payments, making transactions as simple as a tap on your phone.

Security and Accessibility

Your security is a top priority for us. While we currently do not offer electronic signature authorization, our systems are built with strong security measures to protect your personal information. Additionally, e-statements are available, helping you stay organized while reducing paper clutter.

Financial Strength

At Pennsylvania State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring that you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $818,676,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $115,577 in used auto loans and a total of $6,603,156,260 in loans and leases. Our operational efficiency is reflected in our net income of $79,165,129, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $9,084,512. Total Share Accounts: 1,359,041, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 502 E College Ave State College Pa 16801 or call 800-237-7328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, ensuring you can find the right plan for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $966,110 provide the capital needed to grow and expand. We know how vital it is for businesses to have access to funds for development and operations. In addition to these offerings, we provide refinancing options for existing loans and assess eligibility through a straightforward process. To learn more about how our loan products can work for you or to explore eligibility options, feel free to reach out at 800-237-7328 or visit us at 502 E College Ave State College Pa 16801. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively. This option provides the freedom to make purchases when needed while keeping your expenses in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, we offer competitive rates and helpful guidance throughout the entire process. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to assist you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is correct and up to date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you will see a range of options without influence from advertisements. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective the service can be for individuals seeking better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that the offers you see are fair and transparent. By using reliable sources, LendMesh guarantees that you receive accurate information to aid in your decision-making.