Pennsylvania State Employees Credit Union Millersville PA

Introduction

Welcome to Pennsylvania State Employees, your trusted credit union located at 21 S George St, Millersville, PA 17551. Established in 1933, we have proudly served our community for decades, helping our members achieve their financial goals. With a robust membership base of over 594,000, we are dedicated to providing personalized services that cater to your unique needs. At Pennsylvania State Employees, we manage a substantial portfolio with total assets of $8,545,080,869 and total deposits amounting to $587,414,547. Our commitment to member satisfaction is reflected in our extensive range of loans and leases, totaling 395,188. Our net worth stands strong at $915,375,927, ensuring stability and security for all members. Our leadership team, led by CEO George Rudolph and Board President Shawn Weis, is passionate about creating a welcoming environment where you feel valued. With a dedicated staff of 865 employees, we strive to foster lasting relationships with our members and the communities we serve. While members can visit us at our branch location in Millersville for all their banking needs, we encourage you to explore more about what we offer on our website: www.psecu.com. If you have any questions or need assistance, please don't hesitate to reach out at 717-872-6516. Join us today and discover how Pennsylvania State Employees can help you thrive financially!

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking. We believe in giving back and supporting local initiatives that enhance the quality of life in Millersville and surrounding areas. Through various outreach programs and partnerships with local organizations, we actively engage with our community and make a positive impact. While members can visit us at 21 S George St, official correspondence should be sent to our headquarters in Harrisburg, PA. We invite you to explore all that we have to offer from convenient banking hours to innovative digital services designed with you in mind.

Join Us

At Pennsylvania State Employees, we're more than just a credit union; we're a community partner invested in your success. If you're looking for a financial institution that puts people first, consider becoming part of our family today. Visit us online at psecu.com or give us a call at 717-872-6516 to learn more about how we can serve you better. Join us on this journey towards financial empowerment and community support!

Our Mission

The mission of Pennsylvania State Employees is simple yet profound: to empower our members through exceptional financial services while actively contributing to the well-being of our communities. We strive to provide accessible banking solutions that meet the diverse needs of our members. From personal loans to savings accounts, we ensure that everyone has the opportunity to achieve their financial goals. We are proud to uphold values such as integrity, respect, and service excellence. Our team is here to support you every step of the way, whether you're opening your first account or planning for retirement.

Branch Location & Accessibility

Welcome to the Pennsylvania State Employees branch, located at 21 S George St, Millersville, PA 17551. This convenient spot is nestled right in the heart of Millersville, making it easily accessible for our members and anyone in need of financial services. Just a stone's throw away from Millersville University, this branch is perfectly situated for both students and locals alike. Our location offers ample parking options, ensuring that you can visit us without any hassle. We pride ourselves on being accessible to everyone; our facilities are compliant with ADA standards, featuring ramps and easy navigation for all visitors. At this branch, you can enjoy our dedicated services during convenient hours. While we currently do not offer drive-thru banking or ATM services at this location, our friendly staff is always here to assist you with your banking needs. Whether you're looking to open an account or inquire about loan options, we're ready to help. If you're planning to visit us for official correspondence, please note that there are no separate mailing addresses everything can be handled right here at our branch. We invite you to stop by and discover how Pennsylvania State Employees can support your financial journey. Feel free to give us a call at 717-872-6516 if you have any questions or need assistance before your visit!

Member Eligibility

At Pennsylvania State Employees, we believe that becoming a member is like joining a close-knit family dedicated to supporting each other's financial journeys. If you're interested in joining us at our Millersville location, you'll be happy to know that membership is open to anyone who meets our eligibility criteria. Generally, individuals associated with the state of Pennsylvania whether through employment, family connections, or even certain affiliations can become part of our community. To get the full scoop on who can join and what it takes, feel free to check out our detailed eligibility guidelines at https://www.psecu.com/join. Opening an account with us is straightforward! You can start your membership journey by visiting us at 21 S George St, Millersville, PA 17551, or simply give us a call at (717) 872-6516 for any questions you might have. We're excited to welcome you into the Pennsylvania State Employees family where you'll enjoy personalized services and a range of financial products designed just for you. Don't hesitate to reach out or visit our site for more information on how to open your account at https://go.psecu.com/scholarships.

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine accepting payments seamlessly while managing your sales data efficiently all from one platform. This not only saves time but allows you to focus on what you do best: running your business. Come visit us at 21 S George St Millersville Pa 17551, Millersville, PA or give us a call at (717) 872-6516 to learn how our business banking and commercial services can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Our Services

We understand that convenience is key in today's fast-paced world. That's why we offer ATM Services Only at our branch. While this may seem limited, it ensures that you can easily access your funds and manage your account without any hassle. Imagine being on campus at Millersville University and needing cash for lunch or a quick purchase; our ATM services make it easy for you to get what you need quickly. In addition to our ATM services, we also prioritize digital banking features that enhance your experience. With online banking, you can check balances, transfer funds, and pay bills from the comfort of your home or while on the go. The mobile application offers further convenience, allowing you to perform transactions right from your smartphone. Need to send money to a friend? Our person-to-person payment feature makes it simple and quick.

Why Choose Us?

At Pennsylvania State Employees, we strive to create an environment where our members feel valued and supported. Our commitment goes beyond just providing services; it's about building relationships and ensuring that every member's financial journey is smooth and successful. If you have questions or need assistance, don't hesitate to reach out! You can contact us at 717-872-6516. We are here to help you navigate your financial needs. For more information about our offerings or to explore membership options, please visit our website at PSECU. Join us today and take the first step toward a brighter financial future!

Digital & Online Banking

Key Services

Explore the power of online banking at https://www.psecu.com/. Whether you're checking your account balance, paying bills, or transferring money, our user-friendly platform makes it easy. Plus, with 24/7 online banking services, your financial information is always at your fingertips. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with ease. It's quick and secure perfect for sharing expenses or settling up after a night out.

Security You Can Trust

Your security is our priority. We take measures to ensure that your personal and financial information is protected while using our services. Although we do not offer electronic signature authorization at this time, we still provide other robust security features to keep your data safe.

Stay Connected on the Go

Our mobile application makes banking on the go a breeze. If you're using mobile payments, you'll find it simple to make purchases directly from your smartphone. You can also sign up for e-statements to keep track of your transactions without the hassle of paper clutter. With all these features combined, managing your finances has never been easier or more efficient. Experience the convenience of digital banking today at Pennsylvania State Employees!

Financial Strength

Efficient Operations

Our strong operational efficiency is reflected in our net income of $79,165,129, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

We proudly serve 1,359,041 total share accounts, showing a strong and growing member base that trusts us with their finances. This growing community reinforces our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 21 S George St Millersville Pa 17551 or call 717-872-6516 to learn more about how we can help you achieve your financial goals.

Reinvestment for Better Services

With $818,676,160 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $115,577 in used auto loans and a total of $6,603,156,260 in loans and leases.

Secure Savings Opportunities

Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.69% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for broader financing solutions, our total credit lines reach $1,717,508,379, giving you the flexibility to cover various costs as they arise. If you're a business owner seeking capital to grow and expand your venture, we have outstanding commercial loans totaling $966,110 available. If you're interested in refinancing any existing loans or exploring eligibility options for our offerings, please don't hesitate to reach out. Our team is ready to assist you with any questions or concerns. For more information about our loan products or to start your application process today, contact us at 717-872-6516 or visit us at 21 S George St Millersville PA 17551. Your financial journey starts here! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. Whether you want to finance a brand-new ride or a reliable used vehicle, our flexible terms will fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, make buying or refinancing simple. We're here to guide you through the process and ensure you find the right loan for your unique situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

LendMesh prioritizes transparency and accuracy in its comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers that reflect current market conditions.