Pennsylvania State Employees Credit Union Lock Haven PA

Introduction

Welcome to Pennsylvania State Employees, located at 401 N Fairview St, Lock Haven, PA 17745. Since our establishment in 1933, we have proudly served over 594,078 members, creating a strong community of support and trust. Our commitment to our members is reflected in our impressive total assets of $8,545,080,869 and total deposits reaching $587,414,547. At Pennsylvania State Employees, we understand the importance of financial stability and growth for our members. With a robust total loan portfolio of 395,188, we strive to offer competitive rates and services that cater to your financial needs. Our net worth stands at an impressive $915,375,927, showcasing our strength and reliability as your trusted financial partner. Under the leadership of CEO George Rudolph and Board President Shawn Weis, we are dedicated to providing exceptional service and fostering lasting relationships within the community. Whether you're looking for a personal loan or simply want to explore savings options, our team of 865 employees is here to help you every step of the way. While members can visit us at 401 N Fairview St, official correspondence should be sent directly to this address. Feel free to reach out with any questions at 570-893-4416 or explore our offerings online at psecu.com. Join us today and experience the Pennsylvania State Employees difference! We look forward to helping you achieve your financial goals.

Branch History & Mission

At Pennsylvania State Employees, we take pride in our rich history and strong mission to serve our community. Founded in 1933, our branch has stood the test of time, evolving alongside the needs of our members and their families in Lock Haven, PA. With our office located at 401 N Fairview St, Lock Haven, PA 17745, we are proud to be a cornerstone of financial support in this vibrant community. Over the years, we have grown significantly. Today, we proudly serve over 594,078 members and manage total assets of approximately $8.55 billion. This growth reflects not only our commitment to providing exceptional financial services but also our dedication to fostering a supportive environment for everyone we serve. Our mission is straightforward yet impactful: to empower our members by offering a range of reliable financial services while actively supporting community initiatives. We believe that when our members succeed, our community thrives. This is why we focus on accessible banking solutions tailored to meet the diverse needs of individuals and families. While members can visit us at 401 N Fairview St, official correspondence should be sent to the same address as we do not maintain a separate mailing address. Although we currently do not offer drive-thru banking or ATM services at this location, we ensure that all member transactions are handled with care and efficiency. In addition to traditional banking options, we prioritize digital advancements and customer-centric initiatives. Our online banking platform allows members to manage their accounts conveniently from anywhere. Moreover, with features like mobile payments and e-statements, we strive to enhance the user experience while ensuring compliance with ADA standards. Community outreach is also a vital part of who we are. We engage in partnerships that allow us to support local charities and events, reinforcing our belief that together, we can make a difference. As you explore your financial options, consider becoming a part of Pennsylvania State Employees. Join us today and experience firsthand how we can help you achieve your financial goals while contributing positively to our beloved community! For more information or to become a member, please visit our website or call us at 570-893-4416.

Branch Location & Accessibility

Welcome to the Pennsylvania State Employees branch, located at 401 N Fairview St in the charming city of Lock Haven, PA. This convenient spot makes it easy for you to access all your banking needs right in the heart of Clinton County. Whether you're stopping by after class at Lock Haven University or just passing through, we're here to serve you. Our branch is designed with your convenience in mind. Although we don't have ATM services or a drive-thru available, our friendly staff is ready to assist you inside during our operating hours. Feel free to reach out to us at 570-893-4416 if you have any questions or need assistance before your visit. For those who might need alternative arrangements, while our official address is 401 N Fairview St, please note that we currently do not have a separate mailing address; all correspondence can be directed to this same location. Accessibility is important to us. Our branch complies with ADA standards, ensuring that everyone can easily access our services without any hassle. We also provide ample parking for our members so that your visit can be as smooth as possible. We invite you to come in and explore what Pennsylvania State Employees has to offer. From personal banking services to helpful financial advice, our team is eager to help you achieve your financial goals. So why wait? Stop by today or give us a call!

Member Eligibility

Joining the Pennsylvania State Employees community at our branch is more than just opening an account it's about becoming part of a family that cares for your financial well-being. If you live, work, or attend school in Pennsylvania, you're likely eligible to join us! We welcome anyone who has ties to the state, whether you're a government employee or a member of a related organization. Plus, once you're in, you'll enjoy benefits like competitive rates and personalized service that truly makes a difference. To learn more about what it takes to become a member, feel free to visit our detailed eligibility page at https://www.psecu.com/join. Getting started is easy! Simply reach out to us at (570) 893-4416 or visit us at our branch located at 401 N Fairview St Lock Haven Pa 17745. We're here to help you every step of the way and ensure your transition into membership is smooth and welcoming. Whether you have questions about your eligibility or need assistance with account opening, we're just a call away!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that simplify transactions for your business. Picture this: your customers can pay via credit card or mobile payment seamlessly, enhancing their shopping experience while boosting your sales. Our services make it easier for you to focus on what you do best running your business. Located at 401 N Fairview St Lock Haven Pa 17745, Lock Haven, PA, we're here to support your financial journey. Reach out today at (570) 893-4416 and discover how we can help turn your business goals into reality!

Comprehensive List Of Services

Banking Made Easy

Our primary service is ATM Services Only, which ensures you have convenient access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without the hassle of waiting in line. Our ATM services allow you to manage your money quickly and efficiently, so you can focus on what really matters.

Digital Convenience

We recognize that today's world demands flexibility and convenience. That's why we offer comprehensive digital banking features. With our online banking platform, you can easily track your spending, pay bills, and transfer money all from the comfort of your home or on-the-go via mobile payments. This means whether you're at home in Lock Haven or traveling across Pennsylvania, accessing your accounts is just a few taps away.

Personalized Support

If you have questions or need assistance, our friendly team is just a phone call away at 570-893-4416. We pride ourselves on offering personalized support that helps guide you through any financial decisions you might face. Whether you're looking for tips on budgeting or guidance on using our online tools effectively, we're here to help.

Your Financial Partner

At Pennsylvania State Employees, we aim to be more than just a credit union; we want to be your trusted financial partner. By providing valuable resources and services tailored to your needs, we empower you to achieve your financial goals whatever they may be. We invite you to visit us or reach out today! Explore how our services can enhance your financial journey and discover the difference of being part of a community-focused institution. For more information about membership and other offerings, don't hesitate to check out our website at PSECU or give us a call. Let us help you take control of your finances!

Digital & Online Banking

At Pennsylvania State Employees, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With our 24/7 online banking, you can access your accounts anytime, anywhere, ensuring that you have full control over your finances at all times. Our online banking platform, available at https://www.psecu.com/, makes it easy to check balances, pay bills, and transfer money with just a few clicks. If you're on the go, our mobile application puts banking right in the palm of your hand. You can manage your accounts, deposit checks, and even make mobile payments effortlessly. One of the standout features is our ability to handle person-to-person transfers. Need to send money to a friend or family member? It's quick and simple with our service. Plus, for those who prefer going paperless, we offer e-statements that allow you to receive account statements electronically no more clutter in your mailbox! Security is paramount at Pennsylvania State Employees. We prioritize your safety with user-friendly authentication processes while ensuring that electronic signatures are securely handled though we currently do not support electronic signature authorization directly. Whether you're at home or on the move, managing your finances has never been easier or safer. Take advantage of these digital tools today and experience the ease of banking with us!

Financial Strength

At Pennsylvania State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial management ensures that you can trust us with your savings and loans. With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $818,676,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $115,577 in used auto loans and a total of $6,603,156,260 in loans and leases. Our impressive net income of $79,165,129 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 401 N Fairview St Lock Haven Pa 17745 or call 570-893-4416 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles. Plus, if you're considering refinancing your current auto loan, we have options available that can lower your monthly payments or reduce your interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $966,110 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have tailored solutions that can support your business ambitions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively. These cards come with low-interest rates and no annual fees perfect for those looking to simplify their expenses while building credit.

Credit Lines

In addition to traditional loans, we offer various credit lines totaling $1,717,508,379 which provide flexibility for managing unexpected expenses or financing larger purchases. Our commitment is not just to lend but also to ensure you are informed about all available options. To learn more about eligibility requirements or start an application today, please visit our website at PSECU or contact us at 570-893-4416. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, providing the support you need to secure your dream home. Our team is here to guide you through the application process and help find a solution that fits your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are not only accurate but also fair and transparent. By relying on trusted financial institutions, LendMesh guarantees that users receive reliable information to make informed choices.