Pennsylvania State Employees Credit Union Lancaster PA

Introduction

Welcome to the Pennsylvania State Employees Credit Union, a trusted financial partner for over 90 years. Established in 1933, we have proudly served our community from our branch located at 1641 Old Philadelphia Pike, Lancaster, PA 17602. With a strong commitment to helping our members achieve their financial goals, we've grown to serve over 594,000 members and manage total assets of approximately $8.5 billion. At our Lancaster branch, you can expect personalized service and a range of financial products designed with your needs in mind. We offer everything from auto loans totaling more than 395,000 loans to competitive deposit accounts with total deposits exceeding $587 million. Our net worth stands strong at $915 million, ensuring that your funds are secure and well-managed. Our dedicated team of 865 employees, led by CEO George Rudolph and Board President Shawn Weis, is here to assist you every step of the way. We understand that every member has unique financial needs, and we're committed to providing tailored solutions that empower you to succeed. While you can visit us at our Lancaster location, please note that all official correspondence should be directed to the same address: 1641 Old Philadelphia Pike, Lancaster, PA 17602. Whether you're looking for guidance on loans or want to explore savings options, we invite you to reach out to us at (717) 293-5281 or visit our website at psecu.com for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Commitment to Accessibility

We believe that everyone deserves access to quality financial services. Although we currently do not offer drive-thru banking or ATM services at this branch, we are committed to ensuring our services are accessible through online platforms. Members can take advantage of e-statements and person-to-person payment options for convenience.

Join Us

As we look forward to the future, we invite you to become part of our growing family at Pennsylvania State Employees. Experience firsthand how we blend personalized service with modern convenience. Visit us today or explore more about membership options at our website. Together, let's build a stronger community!

Our Evolution

From the moment we opened our doors, our focus has been on serving those who serve Pennsylvania. Over the decades, we have witnessed remarkable changes in both our community and the banking landscape. Through these changes, we have consistently adapted to meet the needs of our members. Whether it's introducing online banking or mobile payment options, we've embraced technology to enhance your banking experience. Our branch in Lancaster was established with the aim of being more than just a financial institution; it is a hub for education and support. We understand that financial literacy is vital for making informed decisions. That's why we have invested in programs that educate our members about budgeting, saving, and investing.

Our Mission

At the heart of Pennsylvania State Employees is a mission that emphasizes both financial services and community support. We are dedicated to providing affordable and accessible banking solutions while also giving back to the communities we serve. Our initiatives include partnering with local organizations for outreach programs and offering scholarships to help students achieve their educational goals. While members can visit us at 1641 Old Philadelphia Pike, official correspondence should be sent to the same address as our mailing address: 1641 Old Philadelphia Pike, Lancaster, PA 17602.

Branch Location & Accessibility

Welcome to the Pennsylvania State Employees branch, conveniently located at 1641 Old Philadelphia Pike in the heart of Lancaster, PA. This welcoming space is designed to be easily accessible for all members, ensuring that your banking experience is smooth and straightforward. Whether you're running errands or just passing through, our branch is situated near popular landmarks, making it a convenient stop for your financial needs. While members can visit us at 1641 Old Philadelphia Pike, official correspondence should be sent to the same address. With ample parking available, you won't have to worry about finding a spot when you arrive. The facility is ADA compliant, featuring ramps and accessible entrances to accommodate everyone. Our operating hours are designed with your busy schedule in mind. Although specific times are not listed here, we strive to offer flexible hours that fit your lifestyle. If you need assistance or have questions, feel free to reach out to us at 717-293-5281. Our friendly staff is always ready to help! While we currently do not offer ATM services or drive-thru banking at this location, our team is dedicated to providing excellent service inside the branch. We also do not have a shared service center; however, we are equipped to handle your needs efficiently. We invite you to come by and explore what Pennsylvania State Employees has to offer. Your financial well-being is our top priority! Don't hesitate to visit or give us a call we look forward to serving you!

Member Eligibility

At Pennsylvania State Employees, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to become part of our family, it's easier than you might think! Membership is open to anyone who lives, works, or attends school in Pennsylvania. Additionally, family members of existing members are also eligible. This welcoming approach ensures that many individuals can experience the benefits we offer, such as competitive rates on loans and savings, personalized service, and access to a range of financial products designed with you in mind. To find out more about the specific eligibility criteria and see if you qualify, feel free to visit us at https://www.psecu.com/join. Once you're ready to take the next step, opening an account is straightforward. You can get started by visiting this link: https://go.psecu.com/scholarships. If you have any questions or need assistance along the way, don't hesitate to reach out at (717) 293-5281. We're here to help you on your journey to becoming a valued member at Pennsylvania State Employees, located conveniently at 1641 Old Philadelphia Pike Lancaster Pa 17602!

Business Banking & Commercial Services

Merchant Services that Make Sense

Imagine having a reliable payment solution that not only streamlines transactions but also enhances customer satisfaction. At Pennsylvania State Employees, our merchant services provide exactly that. From easy credit card processing to tailored payment options, we help you serve your customers better while keeping your cash flow healthy. Let us be part of your journey toward success. Visit us at 1641 Old Philadelphia Pike Lancaster Pa 17602, Lancaster, PA, or call us at (717) 293-5281 to learn how we can support your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds with Ease

In today's fast-paced world, having easy access to your money is essential. That's why we offer ATM Services Only at our branch. Whether you're withdrawing cash for groceries or checking your balance on the go, our ATM services ensure that your funds are always within reach. Imagine being able to quickly grab cash for a spontaneous dinner out or manage your account while waiting in line at the store all without hassle.

Embracing Digital Convenience

We understand that convenience is key for our members, which is why we also provide robust online banking options. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. Picture yourself making a quick transfer to a friend while you're both at a coffee shop or paying bills from the comfort of your home. Our digital banking services allow you to handle transactions anytime and anywhere.

Join Us Today!

We invite you to explore all that Pennsylvania State Employees has to offer. Whether you're looking for reliable ATM access or seeking personalized guidance, our branch at 1641 Old Philadelphia Pike, Lancaster, PA 17602 is here for you. Visit us or check out more information online at psecu.com to learn how we can assist you today!

Personalized Member Support

At Pennsylvania State Employees, we pride ourselves on building lasting relationships with our members. If you have questions about your account or need assistance with a transaction, don't hesitate to call us at 717-293-5281. Our dedicated staff is here to help you navigate your financial journey, ensuring that every experience with us leaves you feeling supported and informed.

Digital & Online Banking

At Pennsylvania State Employees, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, accessing your accounts is quick and convenient. One of the key features you'll love is our online banking platform available at https://www.psecu.com/. With 24/7 access, you can check balances, pay bills, and transfer funds anytime you need. Plus, our mobile application makes it even easier to manage your accounts right from your smartphone. You can also enjoy the benefits of mobile payments, allowing you to make purchases with just a tap no cash or cards needed! We know security is a top concern for our members. Our online banking services prioritize your safety, so you can feel confident while managing your finances. We don't currently offer electronic signature authorization for documents, but we do provide e-statements for those who prefer going paperless. This not only keeps your information secure but also helps the environment. If you need to send money to friends or family, our person-to-person transfer service simplifies this process. No more searching for cash or writing checks; just a few taps on your device will do the trick. At Pennsylvania State Employees, we're committed to making banking accessible and user-friendly for everyone. Our digital tools are designed to help you take control of your financial health whenever and wherever you are. Join us today and experience the convenience of modern banking!

Financial Strength

At Pennsylvania State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong financial foundation that supports your needs today and in the future. With a net worth of $915,375,927, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength is further reflected in our $818,676,160 in undivided earnings, which allow us to reinvest in innovative banking tools and stronger lending options. We are here to support your financial goals across various sectors with $115,577 in used auto loans and a total of $6,603,156,260 in loans and leases. Our impressive net income of $79,165,129 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $9,084,512. The total number of share accounts is an impressive 1,359,041, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 1641 Old Philadelphia Pike Lancaster Pa 17602 or call 717-293-5281 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used vehicle, we have options tailored for you.

Credit Lines and Business Loans

For those looking for additional financial flexibility, our total credit lines stand at $1,717,508,379. Additionally, we recognize the needs of business owners; our outstanding commercial loans totaling $966,110 provide the capital needed to grow and expand your business. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're interested in any of these loan offerings or want to learn more about refinancing options or eligibility requirements, don't hesitate to reach out! You can contact us at 717-293-5281 or visit us at our branch located at 1641 Old Philadelphia Pike Lancaster Pa 17602. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, make buying or refinancing simple. We offer competitive rates and flexible terms to make your journey to owning a home as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively. This option provides the convenience of easy access to funds when you need them most.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that all loan offers you see are based on the latest results and adhere to fair lending practices. For more information about these standards, you can visit NCUA's official site.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces LendMesh's commitment to helping individuals find the best financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*