Pennsylvania State Employees Credit Union Lancaster PA

Introduction

Welcome to Pennsylvania State Employees, your trusted partner in financial growth and community support. Located at 750 E King St, Lancaster, PA 17602, we have been proudly serving our members since 1933. With a strong commitment to fostering financial well-being, we currently support over 594,000 members and manage assets totaling an impressive $8,545,080,869. At Pennsylvania State Employees, we understand that every dollar matters. That's why we offer a variety of services tailored to meet your needs, whether you're looking to save or borrow. Our total deposits stand at $587,414,547, reflecting the trust our members place in us. Additionally, with over 395,188 loans and leases issued, we are dedicated to helping our community achieve their financial goals. We believe in transparent communication and accountability. Under the leadership of our CEO George Rudolph and Board President Shawn Weis, our team of 865 employees is here to ensure you receive the best service possible. Should you need assistance or have questions about our offerings, don't hesitate to reach out at 717-299-5592. While members can visit us at 750 E King St, official correspondence should be sent to our mailing address: 750 East King Street, Lancaster, PA 17602-3198. Join us today and experience the difference with Pennsylvania State Employees! For more information on how to become a member or explore our services, please visit our website at PSECU. Your journey towards financial empowerment starts here!

Branch History & Mission

Our Mission

At PSECU, our mission is clear: we are dedicated to helping our members achieve their financial goals while actively supporting the communities we serve. We strive to provide quality financial products and services tailored to meet the needs of each individual member. Whether you're looking for loans, savings accounts, or financial education resources, we are here to empower you on your journey. We believe that everyone deserves access to fair and affordable banking options. Our community outreach programs aim to foster financial literacy and support local initiatives that uplift those around us. By partnering with schools and organizations in Lancaster and beyond, we work hard to make a positive impact in the lives of our members and fellow residents. While members can visit us at 750 E King St, official correspondence should be sent to 750 East King Street, Lancaster, PA 17602-3198. Our dedicated team is available at (717) 299-5592 during regular hours to assist you with any inquiries or service requests. As we embrace modern technology, we've made it easier than ever for you to manage your finances online or through our mobile application. With features like online banking and mobile payments, we're committed to providing a seamless experience that fits your lifestyle. Join us at PSECU today! Experience the benefits of membership by visiting us or exploring more about what we offer at psecu.com. Together, let's build a brighter financial future for you and our community!

Branch Location & Accessibility

Welcome to the Pennsylvania State Employees Credit Union, conveniently located at 750 E King St in the heart of Lancaster, PA. Our branch is easily accessible and situated near familiar landmarks, making it simple for you to visit us. Whether you're a longtime member or new to our services, we aim to provide you with a friendly and welcoming experience. While you can meet us at our main location on King Street, please note that any official correspondence should be directed to our mailing address: 750 East King Street, Lancaster, PA 17602-3198. At this branch, we prioritize accessibility for all members. You'll find ample parking available nearby, and our facilities are designed to accommodate everyone comfortably. Whether you prefer to stop by during your lunch break or after work, we're here for you with operating hours that suit your schedule. Although we currently do not offer ATM or drive-thru services at this location, we are committed to providing essential banking services directly within the branch. Our staff is ready to assist you with various needs including account inquiries and financial education. If you have any questions or need assistance while visiting us, don't hesitate to reach out. You can give us a call at 717-299-5592. We look forward to seeing you soon!

Member Eligibility

At Pennsylvania State Employees, we believe that becoming a member means joining a supportive community that truly cares about your financial well-being. If you're wondering whether you qualify for membership, you'll be pleased to know that eligibility is open to anyone who works for the Commonwealth of Pennsylvania or its agencies, as well as their family members. This means that if you're connected to someone working in these roles, you can enjoy all the benefits our credit union has to offer. For a detailed look at the eligibility criteria, feel free to visit us at https://www.psecu.com/join. Joining is simple and straightforward! Once you've confirmed your eligibility, opening an account is just a few clicks away. You can start this process by checking out the details here: https://go.psecu.com/scholarships. Our team is always ready to assist you, so don't hesitate to reach out at (717) 299-5592 if you have any questions. We can't wait to welcome you to the Pennsylvania State Employees family at our convenient location: 750 E King St Lancaster Pa 17602!

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processing for your business. Picture this: a busy Saturday at your café where customers are paying with various methods credit cards, mobile wallets, and cash. Our merchant services ensure you can accept payments easily and efficiently, allowing you to focus on what matters most serving your customers. If you're ready to take your business to the next level, visit us at 750 E King St Lancaster Pa 17602 in Lancaster, PA, or call us at (717) 299-5592. Let's work together to achieve your business goals!

Comprehensive List Of Services

Digital Banking Made Easy

In today's fast-paced world, digital banking has become essential. At Pennsylvania State Employees, we offer online banking features that allow you to manage your accounts from the comfort of your home or on the go. With our user-friendly mobile application, you can check balances, transfer money, and pay bills all at your fingertips. This means no more waiting in lines or rushing to the bank before closing time.

Member-Centric Approach

We pride ourselves on being a member-centric credit union. Our goal is to make banking easy and accessible for everyone in Lancaster and beyond. Whether you're saving for a new car or planning for future expenses, our team is here to help you navigate your financial goals. If you have any questions about our services or need assistance setting up online banking, don't hesitate to reach out! You can contact us at 717-299-5592, and one of our friendly team members will be happy to assist you. We invite you to visit us at Pennsylvania State Employees and discover how our tailored services can support your financial journey. Together, let's take steps towards achieving your financial aspirations! For more information about joining us or exploring what we offer further, check out our website here. Your financial success starts with us!

Personalized Banking Solutions

One of the key services we provide is our ATM Services Only. While this may seem straightforward, having access to ATMs can significantly enhance your banking experience. Imagine needing cash on a weekend or late at night; with our ATM services, you have the convenience of accessing your funds whenever you need them. Plus, our ATMs are strategically located to ensure you're never far from your money.

Digital & Online Banking

Key Features

With our user-friendly mobile application, you can check your account balances, pay bills, and transfer money with just a few taps. Whether you're at work, running errands, or relaxing at home, our mobile payments feature lets you pay for purchases quickly and securely right from your smartphone. Plus, our person-to-person transfer option makes it simple to send money to friends or family without any hassle. If you prefer to keep track of your financial statements digitally, we offer e-statements that are not only convenient but also help reduce paper clutter. You'll receive timely updates directly in your inbox. For added convenience, we also provide electronic signature authorization for certain transactions, ensuring that everything is handled smoothly without needing to visit a branch.

Security & Accessibility

Your security is our top priority. Our online banking platform incorporates advanced security measures to protect your personal information while giving you peace of mind as you manage your accounts. Whether you're using our mobile app or accessing your account online, rest assured that your data is safe with us. With all these features available through Pennsylvania State Employees, banking has never been easier or more efficient. Experience the freedom of real-time account management and enjoy the flexibility of accessing your financial information whenever it suits you best. Join us today and discover how easy it is to bank digitally!

Financial Strength

Commitment to Growth

With $818,676,160 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment allows us to support your financial goals with confidence.

Dedicated Team

We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

With a total of 1,359,041 share accounts, we have a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $9,084,512, further illustrating our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 750 E King St Lancaster Pa 17602 or call 717-299-5592 to learn more about how we can help you achieve your financial goals.

Lending Support

Our lending capacity is substantial with $115,577 in used auto loans and a total of $6,603,156,260 in loans and leases available. This means we are here to help you secure the funds you need for life's important purchases.

Operational Efficiency

Our impressive net income of $79,165,129 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates and exclusive perks.

Solid Financial Health

With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $966,110 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business, and our dedicated team is here to assist you every step of the way. We pride ourselves on offering personalized service and support throughout the loan application process. If you have questions about refinancing or eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (717) 299-5592 or visit us at 750 E King St Lancaster Pa 17602, Lancaster, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Lines and Unsecured Loans

For those who need flexibility, our total credit lines amounting to $1,717,508,379 offer a great way to manage larger purchases or unexpected expenses. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, make buying or refinancing simple. We provide resources and support to guide you through the mortgage process so you can feel confident in your decision.

Loan Aggregator

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