Pennsylvania State Employees Credit Union Lancaster PA | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to the Pennsylvania State Employees branch located at 750 E King St, Lancaster, PA 17602! Here at Psecu Ecenter At Thaddeus Stevens, we take pride in being a trusted partner for our members since our establishment in 1933. With a strong commitment to serving over 594,000 members, we strive to provide exceptional financial services tailored to your needs. As a member-focused credit union, we understand that trust is built through reliability and transparency. With total assets exceeding $8.5 billion, we are equipped to offer a range of financial products, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our total deposits stand at an impressive $587 million, reflecting the confidence our members place in us. At the helm of our organization is CEO George Rudolph, alongside Board President Shawn Weis, who both share a vision of fostering community growth and supporting our members' financial journeys. Our dedicated team of 865 employees is here to ensure you receive personalized service every step of the way. If you need assistance or have questions about your account, don't hesitate to reach out! You can contact us at 717-283-7741 or visit our website at psecu.com. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address: 750 E King St, Lancaster, PA 17602. Join us as we continue to make a positive impact in the community. Whether you're looking for loans or simply want to manage your finances better, we're here for you!

Branch History & Mission

Join Us!

If you're looking for a credit union that truly cares about its members and the community, look no further than Pennsylvania State Employees. Experience personalized service and a range of financial products designed with your needs in mind. We invite you to join us on this journey toward financial well-being. Discover more about membership eligibility here or explore how you can open an account today at this link. Together, let's build a brighter future!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while fostering a supportive environment that uplifts our community. We believe that everyone deserves access to quality banking solutions from personal checking and savings accounts to auto loans and mortgages. Our goal is to empower individuals and families with the tools they need to achieve their financial dreams. We are dedicated not only to helping our members grow financially but also to giving back to the communities we serve. Through various outreach programs and partnerships, we strive to make a positive impact locally. Whether it's sponsoring educational initiatives or supporting local charities, we are committed to being more than just a financial institution; we aim to be a pillar of support for those around us.

Technological Advancements

As times change, so do we. To enhance your banking experience, we've adopted various digital advancements like online banking and mobile payments. Members can easily manage their accounts from anywhere and stay connected with us through our website at psecu.com. We are proud of our ADA compliance efforts as well, ensuring that all members can access our services comfortably.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, feel free to give us a call at 717-283-7741. We're here to help! We look forward to welcoming you to the Pennsylvania State Employees branch soon your financial journey starts here!

Nearby Landmarks and Accessibility

Situated close to popular spots in Lancaster, our branch is just a short drive from the bustling downtown area. Whether you're stopping by after running errands or making a special trip, you'll find that our location is both accessible and welcoming. We are proud to offer ADA-compliant features, ensuring that everyone can easily navigate our space.

Operating Hours and Services

At Pennsylvania State Employees, we understand that your time is valuable. Our lobby hours are designed with your schedule in mind, open Monday through Friday from 9:00 AM to 5:00 PM. During these hours, our friendly staff is ready to assist you with a variety of services. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have solutions tailored just for you. While members can enjoy the convenience of ATM access at our branch, please note that we do not currently offer drive-thru services. However, our dedicated team is always here to help you with all your banking inquiries.

Member Eligibility

At Pennsylvania State Employees, we believe that joining our community is like becoming part of a family that genuinely cares about your financial well-being. If you're interested in becoming a member, you'll be pleased to know that eligibility is designed to be welcoming and inclusive. Typically, individuals who live, work, or worship in Pennsylvania, as well as their immediate family members, can join us. We're here to support you with a range of services tailored just for you, from checking accounts to auto loans and more. For complete details on eligibility criteria, feel free to check out our resource at https://www.psecu.com/join. Once you're ready to take the next step in your financial journey with us, opening an account is simple! Just visit our website through this link: https://go.psecu.com/scholarships, or give us a call at (717) 283-7741 if you have any questions. We're excited to help you start your journey with Pennsylvania State Employees at our Lancaster branch located at 750 E King St Lancaster Pa 17602!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer essential merchant services that make daily operations smoother. Imagine being able to accept payments from customers easily, whether they pay by card or mobile wallet. Our services not only streamline transactions but also enhance customer satisfaction, allowing you to focus on what matters most growing your business. Visit us at 750 E King St Lancaster Pa 17602, Lancaster, PA to learn more about how our tailored business solutions can support your vision. Let's work together to build a brighter future for your enterprise!

Comprehensive List Of Services

Business Banking Made Easy

If you're a business owner, we've got you covered too! Our Business Banking services include essential tools like Merchant Services & Business Loans that can help streamline operations and fund growth. We believe in supporting local businesses and helping them thrive.

Connect With Us Today!

At Pennsylvania State Employees in Lancaster, we're committed to providing the best possible experience for all our members. If you're ready to explore how we can assist you on your financial journey, don't hesitate to reach out! Call us at 717-283-7741 or visit our website at psecu.com. We look forward to serving you!

Convenient Digital Access

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From checking balances to making payments and transferring money with ease through our Person-to-Person payment options, we've made banking as accessible as possible. Our ATM services ensure you have cash when you need it, with basic access for withdrawals and balance checks available at numerous locations.

Empowering Your Financial Journey

Managing debt can feel overwhelming at times. Our Personal Loans & Debt Consolidation services are here to help simplify your financial obligations into one manageable payment. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases turning spending into savings.

Personal Banking Solutions

We understand that managing your personal finances can be challenging. That's why we offer Checking & Savings Accounts tailored to help you reach your financial goals. Imagine having a checking account that fits seamlessly into your daily life, making transactions simple and straightforward. With our savings accounts, you can watch your money grow while enjoying competitive interest rates. For those big purchases or emergencies, our Auto Loans & Vehicle Financing make it easy to get behind the wheel of your dream car without breaking the bank. And if you're considering homeownership or looking to refinance, our Mortgage Loans & Refinancing options provide flexible terms and competitive rates designed to fit your budget.

Digital & Online Banking

Mobile Banking Made Easy

Our mobile application makes banking on the go simple and secure. You can download it from your app store and have access to your accounts anytime, anywhere. With features like person-to-person transfers, sending money to friends or family has never been easier! Just a few taps on your screen, and you're done.

Secure Transactions

Your security is our top priority. While we currently do not offer electronic signature authorization, our platform employs robust security measures to keep your information safe. You can bank with peace of mind knowing that your data is protected. With all these features working together, managing your finances has never been more accessible or user-friendly. Join us at Pennsylvania State Employees today and experience the freedom of digital banking!

Financial Strength

At Pennsylvania State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health to serve you better every day. With a net worth of $915,375,927, we ensure robust financial health, which allows us to provide competitive rates, lower fees, and enhanced member services. Our net worth ratio of 1069 reflects a solid capital foundation. This strong ratio ensures we can continue offering loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $0, our resources are focused on benefiting you through better loan rates and exclusive perks. Additionally, with $818,676,160 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is reflected in the $115,577 in used auto loans and $6,603,156,260 in total loans and leases available for our members' financial goals across various sectors. Our operational efficiency is evident as shown by our impressive net income of $79,165,129. This performance enables us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 1,359,041, showcasing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 750 E King St Lancaster Pa 17602 or call 717-283-7741 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you are considering refinancing options or need assistance determining your eligibility for any of our loan products, we're here to help! Please reach out to us at (717) 283-7741 for more information or visit us at our branch located at 750 E King St Lancaster Pa 17602. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore these loan offerings and see how they can benefit your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, we have financing options that make it easy and affordable.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $966,110 provide the capital needed to expand and succeed. We understand the unique challenges faced by businesses and offer tailored solutions to help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, make buying or refinancing simple. We provide various mortgage solutions designed for first-time buyers as well as those looking to refinance their existing loans.

Unsecured Credit Cards

Managing day-to-day expenses is made easier with our flexible unsecured credit card loans. With a total of $825,429,712 in loans available, we help members manage their finances effectively without the burden of secured collateral. Enjoy competitive rates and terms that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers to users looking for the best loan options.