Pennsylvania State Employees Credit Union Kutztown PA

Introduction

Welcome to Pennsylvania State Employees, your trusted partner in financial wellness located at 15200 Kutztown Rd, Kutztown, PA 19530. Established in 1933, we have proudly served our community for decades, growing to a membership of over 594,000 individuals who benefit from our commitment to providing exceptional financial services. With total assets exceeding $8.5 billion, we are dedicated to ensuring that each member feels valued and supported. At Pennsylvania State Employees, we understand that personal finance can be overwhelming. That's why our knowledgeable team is here to help you navigate your financial journey with confidence. Whether you're looking to secure a loan our total loans and leases amount to an impressive 395,188 or seeking savings options with our substantial deposits of $587 million, we've got you covered. Our leadership team, led by CEO George Rudolph and Board President Shawn Weis, is passionate about fostering a community-centric environment. We believe in empowering our members through various financial products designed to meet diverse needs, including robust options for both personal and business loans. While members can visit us at our Kutztown branch, official correspondence should be sent to the same address listed above. If you need assistance or have questions about our services, don't hesitate to reach out at 610-894-4814. Join us today and discover how Pennsylvania State Employees can make a positive impact on your financial future! Visit us online at psecu.com for more information or to become a member. Your journey toward financial empowerment starts here!

Branch History & Mission

Our Journey

Located at 15200 Kutztown Rd, our branch has become a cornerstone for local residents seeking reliable financial services. With a current membership of over 594,000 individuals and total assets exceeding $8.5 billion, PSECU has proven its dedication to providing outstanding value and support. Our journey began nearly a century ago with a vision to help state employees manage their finances effectively, and this mission remains at the heart of everything we do. Through the years, we've achieved many milestones that highlight our growth and commitment. We've integrated modern banking technology to ensure that our members can access their accounts easily through online banking and mobile payments. While we may not have an ATM or drive-thru service available at this branch, we focus on personal interactions and tailored financial advice that truly make a difference.

Our Mission

At PSECU, our mission is simple yet profound: to enhance the financial well-being of our members while giving back to the communities we serve. We believe in making financial services accessible to everyone, regardless of their background or circumstances. Our focus on community outreach includes partnerships with local organizations to provide educational resources and support initiatives that uplift those around us. While members can visit us at 15200 Kutztown Rd for personalized service, official correspondence should be sent to our headquarters in Harrisburg, PA. You can reach us at 610-894-4814 for any inquiries or assistance you might need. As we look toward the future, we remain committed to innovation while maintaining strong relationships with our members. Join us at PSECU and experience firsthand how we can help you achieve your financial goals while supporting your community's growth. Together, let's continue building a brighter future!

Branch Location & Accessibility

Accessibility Features

At our branch, accessibility is a priority. We offer ample parking, including spaces designated for individuals with disabilities. Our facility is ADA compliant, ensuring that everyone can enjoy a hassle-free visit.

Operating Hours and Services

While our specific operating hours may vary, we aim to be available when you need us. Feel free to reach out at 610-894-4814 for any inquiries or to confirm our hours of operation. Although we do not have ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch.

Visit Us Today!

We invite you to come by and discover how Pennsylvania State Employees can support your financial journey. Whether you're looking to open an account or learn more about our offerings, we're here for you. Stop by today, or give us a call we look forward to serving you!

Member Eligibility

At Pennsylvania State Employees, we believe in building a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, worship, or attend school in certain areas of Pennsylvania. If you fit any of these criteria, you're invited to join our family! Our members enjoy a range of benefits, including competitive loan rates, personalized service, and access to financial education resources tailored just for you. To find out more about the specific eligibility details, feel free to check out this resource: https://www.psecu.com/join . And when you're ready to open your account, it's a straightforward process that you can start by visiting https://go.psecu.com/scholarships . If you have any questions or need assistance, don't hesitate to give us a call at (610) 894-4814. We're here to help you take the first step towards joining the Pennsylvania State Employees community at our branch located at 15200 Kutztown Rd Kutztown Pa 19530!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine having the ability to process payments effortlessly while keeping track of your sales data in real-time. Our merchant services provide just that. From credit card processing to point-of-sale solutions, we equip your business with tools that enhance customer experiences and streamline operations. Let us help you manage your cash flow better so you can focus on what you do best running your business. Visit us at 15200 Kutztown Rd Kutztown Pa 19530 in Kutztown, PA or call us at (610) 894-4814 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Suite of Financial Solutions

We understand that managing your money is crucial for achieving your goals, whether you're saving for a home, planning for retirement, or simply looking to improve your daily financial health. That's why we offer ATM Services Only at our branch, ensuring you have access to your funds whenever you need them. Our ATMs are conveniently located and easy to use, making it simple to withdraw cash or check your balance on the go. In addition to traditional ATM services, we encourage our members to take advantage of our digital banking features. With online banking and a user-friendly mobile application, you can easily manage your accounts from anywhere. Whether you're paying bills, transferring funds between accounts, or checking your transaction history, our digital tools are designed for convenience and security.

Join Our Community Today!

We invite you to explore all that Pennsylvania State Employees has to offer. Your journey toward better financial management starts here! Whether it's accessing cash via our ATMs or utilizing our robust online tools, we're here to support you every step of the way. Visit us today at 15200 Kutztown Rd, Kutztown, PA 19530, and discover how we can help you achieve your financial dreams!

Member-Centric Approach

At Pennsylvania State Employees, we know that each member has unique financial needs. Imagine being able to deposit checks with just a few taps on your smartphone or sending money to a friend instantly through our person-to-person payment feature. These modern conveniences are here to help simplify your life and make banking more accessible. If you're considering joining us or want more information about our services, don't hesitate to reach out. You can call us at 610-894-4814 with any questions or visit our website at psecu.com for further details.

Digital & Online Banking

Convenient Online Services

With our online banking services available 24/7 at https://www.psecu.com/ , you can access your account whenever it suits you. Check balances, transfer funds, and pay bills all from the comfort of your own home. Our user-friendly interface ensures that even those new to online banking will find it easy to navigate.

Enhanced Features for Your Security

Your safety is our top priority. While we currently do not support electronic signature authorization, we provide e-statements for all members. This feature allows you to receive your bank statements electronically, reducing paper waste and increasing security. You can easily keep track of your transactions while maintaining peace of mind.

Mobile Banking at Your Fingertips

For those who prefer banking on the go, our mobile application is ready for download! With mobile payments enabled, you can make purchases directly from your phone without fumbling for cash or cards. Plus, our person-to-person transfer option makes sending money to friends and family quick and hassle-free. In summary, Pennsylvania State Employees offers a comprehensive suite of digital banking services that prioritize convenience and security. Whether through our website or mobile app, managing your finances has never been easier. Join us today and experience the freedom of modern banking!

Financial Strength

Growing Together

The trust placed in us is evident with a total of 1,359,041 accounts from our growing member base. This not only showcases our dedication but also signifies the confidence members have in us to manage their finances wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 15200 Kutztown Rd Kutztown Pa 19530 or call (610) 894-4814 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $818,676,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $115,577 in used auto loans and $6,603,156,260 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $79,165,129 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also provide various credit lines and refinancing options to ensure you have access to necessary funds while keeping costs manageable. If you're interested in exploring eligibility options or refinancing existing loans, don't hesitate to reach out. For more information about our loan offerings or to speak with a representative, call us at (610) 894-4814. We're here to help guide you through every step of the borrowing process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we're here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $966,110 provide the capital needed to grow and expand your ventures. We understand the unique challenges faced by businesses and offer tailored solutions to support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, make buying or refinancing simple. We offer various mortgage products that can fit different budgets and preferences, making it easier for you to invest in your future.

Unsecured Credit Card Loans

Managing expenses has never been easier with our flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively. This option provides the convenience and security of having funds available when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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PENNSYLVANIA STATE EMPLOYEES CREDIT UNION - Kutztown, PA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans