Pennsylvania State Employees Credit Union Indiana PA

Introduction

Welcome to Pennsylvania State Employees, your trusted partner in financial well-being right here in Indiana, PA! Nestled at 2410 Philadelphia St, our branch has been serving the community since 1933. With a proud membership of over 594,000, we are committed to providing exceptional service and support tailored to your needs. At Pennsylvania State Employees, we understand that every member's journey is unique. That's why we offer a range of financial products and services designed to help you achieve your goals. Our total assets now exceed $8.5 billion, demonstrating our stability and commitment to being there for you when it matters most. Whether you're looking for loans, savings options, or financial advice, we have the resources and expertise to assist you. Under the leadership of our dedicated CEO, George Rudolph, and Board President, Shawn Weis, our team of 865 employees works tirelessly to ensure that your experience with us is seamless and rewarding. We prioritize transparency and integrity in everything we do, so you can trust that your finances are in good hands. While members can visit us at 2410 Philadelphia St, official correspondence should be sent directly to our mailing address if applicable. Please don't hesitate to reach out; you can contact us at 717-234-8484 for any inquiries or assistance. Join us today at Pennsylvania State Employees Credit Union, where we not only provide financial services but also foster a sense of community and belonging. Visit our website at psecu.com to explore how we can support you on your financial journey!

Branch History & Mission

Community Engagement

Our commitment goes beyond just banking; we take pride in our active engagement with local organizations and initiatives that uplift our community. Whether it's sponsoring local events or participating in charity drives, we believe that giving back is essential to fostering a thriving environment for all residents of Indiana and beyond.

Join Us

As we continue to grow and adapt to meet your needs, we invite you to join the Pennsylvania State Employees family. Experience firsthand the benefits of being a member of our credit union where your financial goals are supported by a team that genuinely cares about your success. For more information or to get started today, please call us at 717-234-8484 or visit us online at PSECU. Together, let's build a brighter financial future!

Our Legacy

The story of Pennsylvania State Employees is one of commitment and growth. Starting as a small credit union focused on providing essential financial services to state employees, we have expanded our reach and capabilities over the years. Each milestone reflects our dedication to member satisfaction and community involvement. Through various partnerships and outreach programs, we have consistently strived to make a positive impact in the lives of those we serve.

Our Mission

At Pennsylvania State Employees, our mission is simple yet powerful: to empower our members through reliable financial services while actively supporting the communities around us. We believe that banking should be accessible and that everyone deserves an opportunity for financial success. This mission drives us to offer a wide range of services designed not just for individual needs but also for fostering community well-being. While you can visit us at our main location in Indiana, official correspondence should be directed to our mailing address if it differs from our branch address. We are committed to enhancing your banking experience through user-friendly digital platforms including online banking and mobile payments, ensuring you can manage your finances conveniently.

Branch Location & Accessibility

Convenient Access

Situated near popular landmarks and easily reachable from all directions, our branch ensures that banking is never a hassle. We prioritize accessibility for everyone, featuring ADA-compliant entryways and ramps for those who need them. Plus, ample parking is available, making your visit smooth and stress-free.

Operating Hours

We're here to assist you during convenient hours. While specific opening hours may vary, we strive to be available when you need us most. If you have questions about our services or hours, don't hesitate to give us a call at 717-234-8484.

Services Offered

Although our primary services include ATM availability, we invite you to explore additional offerings tailored for your financial needs. Our dedicated team is ready to help guide you through the options available for both personal and business banking.

Visit Us Today!

At Pennsylvania State Employees, we value your time and are committed to providing exceptional service in a welcoming environment. We encourage you to visit us at 2410 Philadelphia St or reach out via phone if you have any inquiries. Your financial journey starts here!

Member Eligibility

At Pennsylvania State Employees, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that genuinely cares for its members. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward and welcoming. Generally, membership is open to anyone who works for or is retired from the Commonwealth of Pennsylvania, as well as their immediate family members. This means if you have a loved one who qualifies, you can enjoy all the benefits of membership together! For more details on eligibility criteria, feel free to visit us at https://www.psecu.com/join. Getting started with your membership at Pennsylvania State Employees is easy! You can open your account online by visiting https://go.psecu.com/scholarships, or if you prefer a more personal touch, don't hesitate to give us a call at (717) 234-8484. We're excited to welcome you to our branch located at 2410 Philadelphia St Indiana Pa 15701, where you can take advantage of our range of financial services designed with your needs in mind. Join us today and start enjoying the perks of being part of the Pennsylvania State Employees family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having a reliable partner that simplifies payment processing, allowing you to focus on what truly matters growing your business. Our merchant services help you accept payments easily and securely, enhancing customer satisfaction while boosting your bottom line. Located conveniently at 2410 Philadelphia St Indiana Pa 15701, Indiana, PA, we're here to help you navigate your financial needs and unlock the potential of your business. Reach out today at (717) 234-8484 to discover how we can assist you!

Comprehensive List Of Services

Accessibility and Support

We are committed to ensuring that all members have access to our services. If you have any questions or need assistance, feel free to call us at 717-234-8484. Our friendly team is always ready to help you navigate through our offerings and find solutions tailored specifically for you.

Banking Services Tailored for You

One of the key services offered at our Indiana Member E-center is our ATM Services. While we currently provide ATM access exclusively, this service is designed to give you easy and convenient access to your funds. Imagine being able to withdraw cash anytime without the hassle of finding a bank branch during business hours! Our ATMs are strategically placed to ensure that you can get cash whenever you need it.

Digital Banking Features

In today's fast-paced world, managing your finances digitally has become essential. At Pennsylvania State Employees, we understand this need. We offer robust online banking options that allow you to check balances, transfer money, and pay bills from the comfort of your home or on-the-go. Our mobile application further enhances convenience by enabling mobile payments and person-to-person transfers right from your smartphone. With these features, banking with us means less time worrying about transactions and more time focusing on what matters most in your life.

Join Us Today!

If you're interested in becoming part of a community-focused credit union that puts its members first, we encourage you to learn more about membership eligibility at this link. We believe that everyone deserves access to quality financial services that can help them achieve their goals. At Pennsylvania State Employees, we are proud to serve our members in Indiana and beyond with reliable services and a commitment to excellence. Visit us today or check out our website here for more information on how we can assist you in reaching your financial aspirations!

Digital & Online Banking

Key Services Offered

Our online banking portal, accessible at https://www.psecu.com/, allows you to check your balances, pay bills, and transfer funds with just a few clicks. You can enjoy the benefits of e-statements, which provide a quick and eco-friendly way to keep track of your account activity without the clutter of paper statements. Plus, with our person-to-person transfer feature, sending money to friends or family is as easy as sending a text. For those on the go, our mobile application offers all the same great features right at your fingertips. Whether you're making payments using mobile payments or checking account balances while out and about, our app provides a user-friendly experience that fits seamlessly into your daily routine.

Security and Accessibility

Security is always a top priority at Pennsylvania State Employees. While we do not currently support electronic signature authorization, our systems are designed to keep your information safe. You'll have peace of mind knowing that you can manage your accounts securely from any device. In addition to accessibility and security, our digital banking services are tailored for ease of use. Whether you're tech-savvy or just starting out with online banking, you'll find our platform intuitive and straightforward. We aim to empower you with real-time account management so you can make informed financial decisions whenever necessary. With all these features combined, Pennsylvania State Employees ensures that managing your finances is not only convenient but also secure and straightforward. Join us today at https://www.psecu.com/ to explore everything we have to offer!

Financial Strength

At Pennsylvania State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which reflects our commitment to serving you effectively and reliably. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $818,676,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $115,577 in used auto loans and an impressive $6,603,156,260 in total loans and leases. Our strong operational efficiency is highlighted by our net income of $79,165,129, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $9,084,512. Total Share and Deposit Accounts: 1,359,041, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 2410 Philadelphia St Indiana Pa 15701 or call 717-234-8484 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. We make it easy to find the right financing option for both new and used vehicles.

Business Loans

For business owners, our outstanding commercial loans totaling $966,110 provide the capital needed to grow and expand. We recognize that supporting local businesses is vital for community growth and economic stability.

Credit Lines

For those who prefer flexibility in their borrowing options, our credit lines total $1,717,508,379. This allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, make buying or refinancing simple. Whether you are purchasing a new home or refinancing your current mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility for our various loan products, our dedicated team is ready to assist you. We strive to ensure that all members have access to the best possible financial solutions tailored to their unique circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're interested in any of our loan offerings or want to learn more about eligibility requirements, feel free to contact us at 717-234-8484 or visit us at 2410 Philadelphia St Indiana PA 15701. We're here to help you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively. These credit options can be beneficial for managing expenses or unexpected costs without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers are fair and transparent, giving users confidence in the information they receive.