Pennsylvania State Employees Credit Union Harrisburg PA

Introduction

Welcome to Pennsylvania State Employees, your trusted partner in financial well-being since 1933. Located at 1 Credit Union Pl, Harrisburg, PA 17110, we are dedicated to serving our community with a wide range of personalized banking solutions. With over 594,078 members and total assets exceeding $8.5 billion, we pride ourselves on being a reliable choice for your financial needs. At Pennsylvania State Employees, we understand that every member's journey is unique. That's why we offer tailored services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking solutions. Our commitment to you is reflected in our impressive total deposits of $587,414,547 and a solid net worth of $915,375,927. Our leadership team is here to support you every step of the way. Under the guidance of CEO George Rudolph and Board President Shawn Weis, our dedicated staff of 865 employees works hard to ensure you receive top-notch service and support. While you can visit us at our branch location for face-to-face interactions or ATM services, official correspondence should be sent to our mailing address: PO Box 67013, Harrisburg, PA 17106. As a member-focused credit union, we take pride in our strong community ties and commitment to your financial success. Whether you're looking for a new vehicle loan where we have facilitated over 395,188 loans and leases or simply want to enhance your savings strategy with our competitive interest rates on shares totaling over $7.6 billion, we've got you covered. Ready to take control of your finances? Visit us online at psecu.com or call us at 717-234-8484 today! We're excited to help you achieve your financial goals!

Branch History & Mission

At Pennsylvania State Employees, we take pride in our rich legacy of service and community support. Established in 1933, our branch in Harrisburg, PA, has been a cornerstone for financial assistance and empowerment for over 90 years. Located at 1 Credit Union Pl, Harrisburg, PA 17110, we are proud to serve a diverse membership that now exceeds 594,078 individuals. Throughout the years, we have evolved to meet the changing needs of our members. From humble beginnings, we have grown significantly, amassing total assets of over $8.5 billion. Our commitment to providing affordable financial solutions has remained steadfast. We offer a wide range of services including personal banking, auto loans, mortgages, and credit card options designed to reward our members. Our mission is simple yet profound: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe in putting people first offering personalized support and accessible services that empower individuals and families to achieve their financial goals. While members can visit us at 1 Credit Union Pl, official correspondence should be sent to PO Box 67013, Harrisburg, PA 17106. Our branch operates from 8 AM to 4 PM on weekdays, ensuring that our team is available when you need us most. With ATM availability on-site and a strong focus on digital banking solutions such as online banking and mobile payments, we strive to provide convenience alongside excellent customer service. We are also dedicated to community outreach initiatives that strengthen our local ties. Through various partnerships and programs aimed at education and financial literacy, we aim to uplift those around us. Join us at Pennsylvania State Employees and experience how we can support your financial journey. Together, let's build a brighter future for you and our community! For more information or to become a member today, visit our website.

Branch Location & Accessibility

Banking Services Tailored for You

As part of Pennsylvania State Employees Credit Union, we provide a range of banking services tailored just for you. From personal checking and savings accounts to auto loans and mortgages, we've got your financial needs covered. Plus, with online and mobile banking options available, managing your finances has never been easier. Feel free to give us a call at 717-234-8484 if you have any questions or need assistance before visiting. We can't wait to welcome you into our branch!

Convenient Access and Amenities

At our branch, you'll find ample parking available, ensuring that your visit is hassle-free. We prioritize accessibility for all our members with features like ADA compliance and ramps. Our friendly staff is always ready to assist you during our lobby hours, which are from 8 AM to 4 PM, Monday through Friday. If you prefer quick transactions, we also offer ATM services right at our location. While we currently do not have a drive-thru service, our ATM is fully equipped for cash withdrawals and balance checks. For any official correspondence, please send mail to our mailing address: PO Box 67013, Harrisburg, PA 17106.

Member Eligibility

At Pennsylvania State Employees, we believe that becoming a member means joining a supportive community that truly cares about your financial well-being. If you're wondering whether you can join us, it's easier than you might think! Membership is open to individuals who meet certain criteria, such as being employed by the state of Pennsylvania or being an immediate family member of an existing member. This means if you're connected to someone who's already part of our family, you could join too! You can find all the specific eligibility details at https://www.psecu.com/join. Once you're ready to take the next step, opening an account is a breeze! Just visit us online or give us a call at (717) 234-8484 for more information. You'll discover a range of benefits designed to help you achieve your financial goals, from competitive loan rates to excellent customer service. We're excited to welcome you into our community at Pennsylvania State Employees, located at 1 Credit Union Pl Harrisburg Pa 17110!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we offer merchant services that simplify daily operations. Imagine being able to accept payments seamlessly from your customers, no matter how they choose to pay. From card readers to online payment solutions, our tools help you manage transactions effortlessly, allowing you more time to focus on what matters most growing your business. Visit us at 1 Credit Union Pl Harrisburg Pa 17110, Harrisburg, PA, or give us a call at (717) 234-8484 to discover how we can support your business goals today!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions through our Business Banking services. From Merchant Services that simplify payment processing to Business Loans that fuel your growth, we're dedicated to supporting local entrepreneurs and businesses in achieving their goals.

Credit Options That Reward You

Our Credit Cards with Rewards program offers great benefits tailored for those who want to earn while they spend. Enjoy cashback on purchases or redeem points for travel and gifts it's all about rewarding you for being a valued member.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Pennsylvania State Employees, we prioritize digital banking features. With Online & Mobile Banking, managing your accounts is just a click away. Check balances, transfer funds, or pay bills from anywhere using your smartphone or computer. Plus, our ATM services ensure you have access to cash when needed whether it's withdrawing money or checking your balance.

Get Started Today!

If you're ready to take control of your financial future or explore how we can assist you further, reach out to us at 717-234-8484. Our friendly team is here during lobby hours from 8 AM to 4 PM, ready to help you navigate your options and find the right solutions for your needs. Join us at Pennsylvania State Employees and discover how we can support your financial journey!

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing solutions make it straightforward to secure the financing you need for your dream house. With flexible terms and competitive rates, we aim to make homeownership a reality for more members of our community.

Personal Banking Solutions

Managing your personal finances is easier with our comprehensive offerings. We provide Checking & Savings Accounts that come with no hidden fees and competitive interest rates, making it simple to save for your future. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options are designed to help you get behind the wheel without breaking the bank. We understand that life can be unpredictable; that's why our Personal Loans & Debt Consolidation services can help you manage unexpected expenses or consolidate existing debt into manageable payments.

Digital & Online Banking

Key Features

Our online banking services at https://www.psecu.com/ include 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of person-to-person transfers, making it simple to send money to friends or family without the hassle of cash. For those who prefer to manage their banking on the go, our mobile application is available for download, giving you full access to your financial information right from your smartphone. Plus, with mobile payments enabled, you can make purchases quickly and securely with just a tap.

Security and Convenience

Your security is our priority. While we currently do not support electronic signature authorization for transactions, rest assured that all our online services are protected by advanced security measures. We also offer e-statements, so you can view your account statements electronically and reduce paper clutter. Whether you're at home or out and about, Pennsylvania State Employees makes it easy to manage your finances on your terms. We're here to help you navigate your financial journey with confidence and convenience. Experience the benefits of digital banking today!

Financial Strength

At Pennsylvania State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your hard-earned money is safe, and we're here to provide that assurance. With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $818,676,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $115,577 in used auto loans and an impressive $6,603,156,260 in total loans and leases available for our members' diverse needs. Our operational efficiency is reflected in our net income of $79,165,129, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $9,084,512. Total Share Accounts: 1,359,041, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 1 Credit Union Pl Harrisburg Pa 17110 or call 717-234-8484 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored to meet your needs.

Credit Lines

For those who prefer having access to funds as needed, our credit lines total $1,717,508,379. This product allows you to borrow money up to a specified limit at any time while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, make buying or refinancing simple. We provide guidance through each step of the process to ensure you feel confident in your decision.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we encourage you to explore our refinancing options. Our team is here to assist you in finding the best solution tailored to your financial situation. Our commitment is not just to provide loans but also to empower our members with tools and resources they need for better financial management. For more information about any of our loan offerings or if you have questions regarding eligibility or application processes, feel free to reach out at 717-234-8484 or visit us at 1 Credit Union Pl Harrisburg PA 17110. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial stability starts here!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively. This option can be ideal for those looking to consolidate debt or cover unexpected costs without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison is backed by accurate data from legitimate financial institutions, which builds trust and confidence among users.