Pennsylvania State Employees Credit Union Harrisburg PA | Best Auto Loans & Business Banking

Introduction

Welcome to Pennsylvania State Employees, your trusted financial partner located at 121 Strawberry Sq, Harrisburg, PA 17101. Established in 1933, we have proudly served our community for nearly a century, providing reliable financial services tailored to meet the needs of our members. With a commitment to fostering financial wellness, we currently support over 594,078 members and manage an impressive $8,545,080,869 in assets. At Pennsylvania State Employees, we understand that banking is not just about transactions; it's about building relationships. Our dedicated team of 865 employees, led by CEO George Rudolph and Board President Shawn Weis, is here to help you navigate your financial journey with confidence. Whether you're seeking a personal loan, auto financing, or business banking solutions, our diverse range of services is designed with your best interests in mind. While members can visit us at our branch location for personalized service during lobby hours from 8 AM to 4 PM, we also encourage you to explore our online resources at psecu.com for convenient access to your accounts anytime. With total loans reaching 395,188 and deposits totaling $587,414,547, we are well-equipped to support your financial goals. Our strong net worth of $915,375,927 reflects our stability and commitment to serving you effectively. Join us today and discover how Pennsylvania State Employees can empower you on your financial journey. For inquiries or assistance, please call us at 717-234-8484. We look forward to welcoming you into our community!

Branch History & Mission

Community Engagement

We actively engage with local initiatives and outreach programs aimed at enhancing community welfare. By partnering with schools and nonprofit organizations, we work hard to make a difference beyond just banking. As part of our promise to keep up with technology while remaining ADA compliant, we've integrated mobile payments and online services that provide convenience without sacrificing accessibility.

Join Us

We invite you to be part of our growing family at Pennsylvania State Employees branch. Experience firsthand how we blend traditional values with modern banking solutions designed just for you. Explore membership options today by visiting us online or giving us a call at (717) 234-8484. Together, let's build a financially sound future!

Mission Statement

At the heart of our mission is a dedication to providing accessible financial services while supporting the communities we serve. We strive to empower our members through comprehensive banking solutions that include personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. Our goal is to make banking straightforward and beneficial for all members. We pride ourselves on being customer-centric, ensuring that every interaction reflects our commitment to your financial success. While you can visit us at 121 Strawberry Square for face-to-face service during our operating hours from 8 AM to 4 PM on weekdays, we also offer modern conveniences like online and mobile banking for those who prefer digital access.

Our Journey

From humble beginnings, the Pennsylvania State Employees branch was founded to provide essential financial services to state employees. Over the decades, we have adapted and expanded our offerings to meet the evolving needs of our members. Our journey reflects not only growth in numbers but also a deepening commitment to community service and support. Our headquarters is situated in Harrisburg, PA, where we maintain strong ties with local organizations and initiatives aimed at improving the lives of residents. We believe that by investing in our community, we can create a brighter future for everyone.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

You can find us right near some popular local spots, making it simple to combine errands with your banking. Just a short walk away is the beautiful Capitol Building, which is a great landmark for anyone new to the area. Parking is readily available nearby, ensuring that you can get in and out without any hassle. For those who need additional assistance, our branch features ADA-compliant access points and ramps for easy entry.

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 8 AM to 4 PM, providing ample opportunity to visit us when it's convenient for you. If you have any questions or would like more information about our services, feel free to give us a call at 717-234-8484.

Services Offered

At Pennsylvania State Employees, we pride ourselves on offering a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Although we do not currently offer ATM services or drive-thru banking, our dedicated team is always ready to help you with online and mobile banking solutions. We invite you to visit our branch today or check out our website at psecu.com for more information. Join us as we support your financial journey!

Member Eligibility

At Pennsylvania State Employees, we believe that joining our community is about more than just banking it's about becoming part of a supportive family. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Generally, anyone who works for the Commonwealth of Pennsylvania, its agencies, or certain affiliated organizations can join us. Additionally, if you have a family member who is already a member, you can easily sign up too! This means that whether you're a dedicated state employee or connected through family ties, there's a place for you here. For detailed information on eligibility criteria, feel free to check out our resource at https://www.psecu.com/join . Once you determine your eligibility, opening an account with us is a straightforward process. You can find all the necessary steps and guidance by visiting https://go.psecu.com/scholarships . We're here to help every step of the way, so if you have any questions or need assistance, don't hesitate to reach out at (717) 234-8484. We look forward to welcoming you into the Pennsylvania State Employees family at our convenient location: 121 Strawberry Sq Harrisburg Pa 17101!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your day-to-day operations with ease processing payments quickly and securely while focusing on what you do best. Our merchant services help businesses like yours accept payments through various channels, enhancing customer satisfaction and improving cash flow. Whether you're a small shop or a larger enterprise, our tailored solutions ensure you have the tools needed to thrive. At Pennsylvania State Employees, we're not just about numbers; we're about building relationships that last. Join us in shaping a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

With Pennsylvania State Employees, accessing your accounts is hassle-free thanks to our robust online and mobile banking features. You can easily check balances, pay bills, send money through person-to-person transfers, or withdraw cash all without having to visit a branch. Plus, our e-statements mean no more paper clutter; everything you need is just a click away.

Financing Your Dreams

If you're in the market for a vehicle, our auto loans and vehicle financing options can help turn your dream into reality. We understand that purchasing a car is a significant decision, so we offer competitive rates and flexible terms to suit your budget. For those considering homeownership, our mortgage loans and refinancing options can guide you through this essential investment with ease.

Get In Touch With Us!

Ready to explore how we can assist you? Visit us at 121 Strawberry Sq or give us a call at 717-234-8484 during our lobby hours from 8 AM to 4 PM on weekdays. At Pennsylvania State Employees, we strive not just to meet your expectations but exceed them by offering comprehensive financial services tailored for you. Check out more about what we offer on our website at PSECU. Let us be part of your financial journey today!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that help you manage your money efficiently. Imagine being able to easily transfer funds between accounts or set up automatic savings contributions all from the comfort of your home through our online and mobile banking platforms. We prioritize your convenience, allowing you to handle transactions anytime, anywhere.

Simplifying Loans and Credit

Life can be unpredictable, which is why personal loans and debt consolidation services are available to help manage unexpected expenses or streamline existing debt. Our credit cards with rewards programs provide benefits that fit your lifestyle whether it's cashback on purchases or travel rewards for your next getaway.

Supporting Local Businesses

For entrepreneurs and small business owners in Harrisburg, we offer tailored business banking solutions including merchant services and business loans. We're committed to supporting the local economy by providing the financial backing needed for growth and success.

Digital & Online Banking

Key Features

One of the standout features of our digital banking services is the ability to send person-to-person transfers. Need to split a bill with friends or pay back a family member? It's as easy as sending a text! Plus, our mobile payments feature allows you to make purchases right from your phone, adding even more convenience to your daily routine. For those who prefer a mobile experience, our mobile application provides all the functionalities of online banking in the palm of your hand. You can monitor transactions, deposit checks digitally, and manage your account on the go. And if you're looking for a greener option, we offer e-statements, allowing you to view your account statements electronically no paper required!

Security Matters

Your security is our priority. While we do not currently support electronic signature authorization, rest assured that we utilize robust security measures to protect your financial information. We know how important it is for you to feel safe while banking online. In short, with Pennsylvania State Employees, digital and online banking is designed for ease and accessibility. Whether you're at home or out and about, managing your finances has never been easier or more secure! Visit us today at https://www.psecu.com/ and experience these convenient features for yourself.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our net income of $79,165,129, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 1,359,041, showing a strong and growing member base that trusts us with their finances. This trust empowers us to create a more robust community-focused banking experience for everyone involved. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 121 Strawberry Sq Harrisburg Pa 17101 or call 717-234-8484 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Focused Savings

Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Growth

With $818,676,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our impressive lending capacity is evident with $231,154 in used auto loans and a total of $6,603,156,260 in loans and leases, supporting your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make vehicle ownership more accessible.

Credit Lines

Our total credit lines amount to $1,717,508,379, providing members with additional borrowing capacity when needed. This flexibility allows you to handle unexpected expenses without stress. For those considering refinancing options or who may have questions about eligibility for any of our loan products, we encourage you to reach out. Our team is ready to assist you in exploring all available options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step towards achieving your financial goals or have any questions about our loan offerings at Pennsylvania State Employees located at 121 Strawberry Sq Harrisburg Pa 17101, please don't hesitate to call us at 717-234-8484. We look forward to helping you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, make buying or refinancing simple. We offer various mortgage products that can help you secure your dream home while ensuring manageable payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping you financially secure.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This trusted loan comparison tool offers clarity in a landscape often filled with confusion. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance means users can trust that the offers they see are fair and transparent. One of the key benefits of using LendMesh is Verified Data. All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. Additionally, there are No Sponsored Listings; LendMesh does not prioritize lenders based on paid promotions. This approach guarantees that users receive unbiased results, allowing them to make informed choices without hidden agendas influencing their decisions. The platform also provides Real-Time Rate Comparisons, which means users have access to up-to-date loan rates from multiple institutions at their fingertips. This feature empowers borrowers to act quickly and secure the best possible terms for their loans. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this service. To experience the benefits for yourself, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PENNSYLVANIA STATE EMPLOYEES CREDIT UNION - Harrisburg, PA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans